Although the civil officials of the Northern Song Dynasty were not good at managing the army and fighting, they were still good at managing money and looting. Therefore, the problem of an empty treasury is difficult for Cai Jing and Cai Xianggong.

Even in the new party groups that are good at looting, Cai Jing's financial management skills are recognized as clever!

On the way back to Kaifeng Mansion from Tianjin, the chief assistant of the Great Song Dynasty had already figured out how to make up for the huge deficit caused by the war for Zhao Ji.

His methods of looting the people's fat and ointment are, of course, extremely clever.

In the words of later generations, it is financial innovation!

"Your Majesty, don't worry, the old ministers have their own ways to do the affairs of the state, as long as the military affairs of Hebei and Hedong are no longer corrupted, it will only take a few years, the ministers can make the imperial treasury abundant, and the world will be abundant, Heng, Henan, and big again."

When Zhao Ji heard this, a rare smile appeared on a face twisted into a bitter gourd: "Cai Qing really has a good recipe for the world?" Let's talk and listen. ”

Cai Jing smiled and showed his hole cards, "Your Majesty, the minister thinks that the way to manage money is not to collect and gather, but to make good use of it." ”

"Make good use of cross-references?" Zhao Ji asked, "Cai Qing wants to indiscriminately send jiaozi, salt and tea?" I'm afraid that the court can issue it indiscriminately, and the people won't accept it, right? ”

Cai Jing said with a smile: "Your Majesty really loves the people like a son, which is really the blessing of the society and the blessing of the world." However, the minister is not a traitor who loots and gathers, and he also knows that he must love the people like a son, and he will never do the way of indiscriminate looting. ”

"How can you make money if you don't send it indiscriminately?" Zhao Ji frowned.

In fact, this official who loves the people like a son is not against indiscriminate distribution, but is worried that indiscriminate distribution will not work......

Cai Jing said: "Indiscriminate issuance, in fact, it depends on whether the people have demand, if the people have a great need for crossing, it is to issue a quota of 10,000,000 yuan, which is not considered indiscriminate." ”

"How is it possible to issue ten thousand?" Zhao Ji shook his head again and again, "Cai Qingmo is not joking, right?" ”

"Your Majesty, the minister's words are tens of thousands, or decimals, and if the minister's method works properly, tens of thousands are possible."

"Tens of thousands?" Zhao Ji asked, "You won't force businessmen to buy, right?" ”

"No, no." Cai Jing said with a smile, "The minister won't do that, and it is impossible to get 10,000 yuan with strength." ”

"What are you going to do?"

"The minister is going to expand the use of cross-reference first."

"Expanded use?"

Cai Jingdao: "Now the salt and tea issued by the imperial court can only be used to buy salt and tea, and the salt can only be used to buy green salt and anti-salt, and the green salt and anti-salt sold can only be sold in the north, not in the south. The salt industry in the south is all monopolized by the government, and the profit is not much, and the people are inconvenient. It is better to abolish the monopoly of the salt industry in the south and implement a salt money system throughout the country. ”

Zhao Ji nodded and said, "But you can't send much more salt money like this?" And the original salt monopoly in the south was also profitable, but now it is all abolished, one in and one out, how much more can you earn? ”

"Your Majesty, don't worry, the old minister still has a way, this salt guide may not necessarily be used to buy salt......"

"Do you want to buy salt? What else can you buy? ”

Cai Jing smiled and said, "It can be used to buy a house." ”

"Buying a house?" Zhao Ji was stunned.

Use salt to lead to buy a house...... It sounds fresh!

Cai Jingdao: "In the future, the imperial court can stipulate that all the purchase of houses and land in the city of Kaifeng and the merchant city under the jurisdiction of the Hailu City Shipping and Real Estate Division will be traded with salt quotations!" The sale of official land across the country is also made with salt. ”

"Salt leads?" Zhao Ji still didn't understand.

Cai Jing further explained: "If the salt guide can only buy salt, then only the salt merchant will store a part of the salt guide for trading. That is to say, there will be a part of the salt issued by the imperial court, which will always be in the hands of salt merchants. And the imperial court took advantage of the salt merchants, but it was not too much, and it was currently between one or two million. Even if the salt introduction is extended to the whole country, the salt introduction hoarded in the hands of private salt merchants is at most in the millions.

However, if the salt can be used to buy houses and sell land, then the demand will be great. In Kaifeng Mansion alone, the houses bought and sold every year are worth more than 10 million yuan! If you add the real estate and land transactions in the five major commercial cities such as Jingdong City, Shanghai City, Mingzhou City, Thornton City, and Guangzhou City, the transaction volume will only exceed 20 million yuan a year. In order to complete the transaction, the wealthy merchants in various places had to hoard salt. Isn't it possible to distribute tens of millions of salt without actually paying for salt? ”

Cai Jing is playing salt into paper money! If Wu Haogu was present, he would definitely raise his thumb and shout admiration.

As a traveler in later generations, Wu Haogu has not played with paper money now, and is only studying the issue of silver dollars, gold coins and bank bills.

Bank bills are banknotes issued by the Bank of Tianjin that can be exchanged for gold and silver coins, which are actually paper money, but they are not backed by government credit. However, because Youzhou Town in Wuhaogu is now a feudal town, it is really hard to say how much credit the Bank of Tianjin, which is linked to Youzhou Town, still has much credit. So he can only make gold and silver coins first, and then slowly find a way to play with paper money.

Cai Jing is a master of playing money in history, although he has messed up some games, but in general, he has still scavenged a lot of wealth for Zhao Ji.

And in this time and space, Cai Jing is standing on the shoulders of the giant Wu Haogu to play money, and he must have played better.

First of all, a favorable condition is that the real estate market in Kaifeng Mansion and Jingdong City has been stirred up by Wu Haogu and Ji Yi. With real estate, a market that can absorb huge amounts of capital, it can accommodate the over-issuance of salt.

The second favorable condition is that Wu Haogu and Ji Yi relied on the hegemony of Tianjin City, Jingdong City, and the Great Song Dynasty in Sriwijaya to establish a financial system with two major banks as the core.

The financial system also has the function of absorbing such bills and quasi-money. With the help of finance, Yanyin itself also has a certain value for speculation, trading, and lending. As a result, there will be a large number of financial players involved, who will also hoard a certain amount of salt credit.

In addition, financial institutions led by Jingdong Bank can also absorb salt and deposit it in the same way as absorbing gold, silver and copper coins, so that the imperial court can control the direction of salt introduction to a certain extent through Jingdong Bank.

"Your Majesty," Cai Jing continued, "the minister used salt quotation and real estate trading as examples, just for the sake of illustration. If you really want to carry out the method of cross-introduction, there should no longer be any salt quotation, tea quotation, and no longer any monopoly monopoly. All monopoly things, all 'with money to ask for money, with money to ask for things', this banknote can be named money. It can not only be used to buy salt, but also to buy tea, wine, iron, spices, pay taxes and residences, buy official land, and can also be used to trade real estate in Kaifeng Mansion and the five major commercial markets.

In this way, it is hundreds of millions of money, and it can also be distributed among the people, and the court will never have any money! ”

Do not understand......

Zhao Ji looked at what Cai Jing said, but he was confused. But it doesn't matter, he doesn't understand, someone else can understand. Youzhou Wu Haogu, Shanghai Ji Yizhi, Xiangyang Pan Xiao'an, they must be able to understand.

Now Wu Haogu will not come to Kaifeng Mansion, unless he is a thief. Ji Yi has a long way to go, and he won't be able to get there for a while. However, Xiangyang is very close to Fengfu, just call Pan Fatzi to ask.

After making up his mind, Zhao Ji did not rush to express his position, but announced the dissolution of the dynasty. In the process of the ministers' retreat, one of them seemed to have broken his foot, and walked at the end slowly, and when everyone else left, he turned his head back and said loudly: "The ministers are late, please be alone." ”

"Please be alone" is a bit taboo, not the taboo of the emperor, but the taboo of the ministers - the emperor didn't tell you to be alone, but you asked for a single right, not to make a small report, what are you going to do?

Zhao Ji saw that it was Su Chi, and his brows suddenly furrowed.

Su Chi is the old party......

After Wuhaogu seized Youzhou, Zhang Yuan seized Hexi, and Ji Yi came out of the Zhanghai Road City Ship Control Division, the "reform faction" in the DPRK and China has been swept away. Therefore, the situation of confrontation between the old and new parties has resumed, and although the Korean struggle has not yet begun, they have begun to take sides.

And Su Chi is the eldest son of the old stubborn Su Zhe of the old party, and naturally he is also the old party, and now he is still the only ruler of the old party, that is, the leader of the old party of course.

"Su Qing, are you against Cai Jing's method of money introduction?"

"Your Majesty, the ministers are shallow in their learning, and they didn't understand Cai Xianggong's words." Su Chi smiled bitterly, "When it comes to economic talent, the minister's brother Su Shi is far better than the minister, and the minister has to write to ask him." ”

"Su Shi......" Zhao Ji nodded, noncommittal. So what do you ask for? ”

"The minister wants to know what His Majesty wants?"

Zhao Ji's brows furrowed even tighter, "What does Su Qing want to say?" ”

"Your Majesty, if you are brave, you want to know Your Majesty's attitude towards Youzhou, Hexi, and Hedong."

Hearing this question, Zhao Ji only had a long sigh: "The family law of this dynasty is far better than that of previous dynasties, and the only way to win with soldiers is not as good as the Han and Tang Dynasties." ”

"Your Majesty means that you are ready to admit that it is not as good as Han and Tang to win with soldiers?"

"There's nothing to be done, what can I do?"

Zhao Ji is now a little bit of admitting defeat and accepting fate.

"Actually, Your Majesty has already found a way to win with soldiers," Su Chi said, "Your Majesty's desire to take back Hedong and Yunzhong is just a matter of a few wills." Even if you want to destroy the Khitan, it is not a difficult task. It's just that where there are advantages, there are disadvantages. The same is true of the way of using soldiers. According to the ancestral family law, if you control all the soldiers to death, you will naturally not be able to win. And to give the generals who lead the troops heavy power, victory can be won, but ...... This is how the disaster of the Tang Dynasty came about. ”

"Alas," Zhao Ji sighed again, "It's really embarrassing." ”

Su Chi said: "Since Your Majesty feels embarrassed, it is better to do nothing." ”

"Inaction?"

Su Chi said: "Looking at the situation in Hebei, Hedong, Hexi and Shuofang, the issuance is already a situation in which all parties are restrained and balanced. Youzhou Wu Haogu, Hexi Zhangyuan, Xiangzhou Han Xiaoxuan, as well as Shuofang and Shaanxi soldiers and horses controlled by the imperial court, the southeast of Hedong run by Zhang Shuye, and Hebei run by Tao Jiefu have all been balanced with each other, and no one dares to act rashly. Why doesn't Your Majesty respond to it with nothing? ”