Chapter 31 Establishment of a Bank (2)
Chapter 31 Establishment of the Bank II
The newspaper of Datang Daily has now become the focus of attention of all knowledgeable people and businessmen in Datang, and they can learn the latest developments of the imperial court as soon as possible.
With the issuance of the latest policy, the whole Chang'an has also become boiling.
In particular, the merchants stationed in Chang'an City from all over Chang'an City were even more excited and looked at the contents of today's newspaper in disbelief, in their hearts, the imperial court was ready to vigorously support commerce, and the others had not been considered so much.
The second young proprietor stationed in Chen Ji Silk in Chang'an City stood on the street early in the morning, waiting for the arrival of the newspaper boy.
Their silk can be said to be a well-known existence in the Tang Dynasty or in the various Fanbang vassal countries around the Tang Dynasty.
A few days ago, there were beautifully made glass products in the entire Tang Dynasty.
His father felt that these things were an opportunity, bought some in large quantities, took these glass products, and let the caravan go to Fanbang to sell, but he didn't expect that there were already people selling glass in Fanbang, and finally had no choice but to sell these glass products at a low price, but the Chen family lost a lot of silver, and now they can't turn over the funds.
These days, but the family is sucked to death, there is no money, the capital turnover is not available, the money borrowed from various familiar people always has to be repaid, and these days there is an endless stream of people who come to collect debts.
Now they can't hold on anymore, and they can't draw out capital turnover, and their family can only sell their shops in various places to pay off their debts.
Once the property is sold, their Chen family wants to get back up, but it is extremely difficult.
Want to raise money, but who wants to borrow?
People are very realistic, only the icing on the cake, and there are a few who can support you when you are in trouble, and it is good not to step on you.
Bought a newspaper and looked at what was written on the front page.
Chen Ke read it carefully, and his eyes suddenly lit up, he really didn't expect the imperial court to issue such a policy.
Slowly calculating, I feel that their home fully meets the requirements of the loan, has a good reputation, has assets from all over the world as collateral, and the interest charged every year is only a little more, which is nothing at all.
With a face full of surprise, he rushed home, for a month, as long as he survived a month, nothing happened.
The Chen Mansion in Chang'an City, the owner of Chen Ji Silk, looked at the few creditors sitting in the living room with a smile on their faces.
He has seen through it now, these people are not scolding him, and now that he is good, he just knew that he was in difficulty, and everyone began to fall into the ground, for fear that they would lose a penny.
He arched his hand to everyone and said: "Everyone, I'm Chen, you all know that I have been in business for more than 20 years, and I have never done anything that is discredited. ”
"Shopkeeper Chen, it's not that we have something to embarrass you, now your Chen Ji's situation, you yourself know that you have lost so much in this transaction, you Chen Ji am afraid that you will all have to put this business into it, and I am afraid it will be difficult to pay off the debts owed. We also know that you will definitely not be able to raise such money now, but you must give us an explanation, give us some grace days, there must be a time on this day, otherwise, you don't have a few shops in Chang'an City, you owe me a total of 7,000 yuan, temporarily mortgage two to me, and when you have money, return the money to me, and I will pay you back this shop when the time comes. A middle-aged man with a mustache said with a smile.
"Hmph, you think it's beautiful, the shops in my family's Ancheng are probably not worth seven thousand yuan even if they are sold cheaply!" The eldest son, Chen Zhongyi, said angrily, pointing at the bearded man, and said: "Lu Dahe, I really didn't see that you were such a villain, because our Chen family treated you well, and you don't want to think about who reached out to pull you when you were in trouble!" ”
"Virtuous nephew, this is wrong, when you pulled the old man, the old man admitted, but over the years, I, Lu someone, has also helped your family a lot! Besides, it's not a mortgage, and when you have money, I'll just return the store to you. ”
"Despicable villain, you ......"
"Zhong'er, it's okay." Shopkeeper Chen said coldly, and then said, "Yes, but I still hope that Brother Lu ......."
"Dad, Dad, the latest developments in the imperial court have come down, and now His Royal Highness the Crown Prince has set up a bank, which is specially open to businessmen, and can take loans in the bank, and the annual interest is only a little more than one percent, and the bank in Chang'an City will officially open for business in a week near the Datang International Hotel in the East City." Chen Ke sweated profusely and ran in with the newspaper and shouted, looking at the pile of creditors in the room and snorting coldly.
"Second brother, what did you say?" Chen Zhongyi paused slightly, and asked with a face full of surprise.
"His Royal Highness the Crown Prince has opened a bank, you can make loans, and the currency reform has been re-carried out, our family can make loans to the imperial court, and the interest rate of the loan is very low, it can be ignored, I just calculated, according to our reputation and industry, as long as we bring the certificate, we can borrow about 200,000 yuan, and it is very likely to be more." Chen Ke replied with a smile on his face.
"Cole, are you serious?" Shopkeeper Chen asked with surprise on his face.
"Dad, this can still be fake. See for yourself! Chen Ke smiled and handed the newspaper to the shopkeeper Chen.
Shopkeeper Chen took the newspaper, began to read it slowly with excitement on his face, and then began to calculate, exhaled deeply, looked at the embarrassed people at the scene, and said: "Everyone, after seven days, Chen will return all the money owed to you, and Chen still has something to deal with, so he will not entertain you, and send off the guests." ”
Chen Zhongyi sneered and looked at the embarrassed smiles on the scene, and said, "Everyone, please!" ”
"That Brother Chen, I'm just joking, don't worry, don't worry, when is it convenient for you, just return the money to the younger brother." Lu Dahe said with embarrassment.
"Yes! Chen's shopkeeper, no hurry, no hurry. ”
“…………”
“……”
"Everyone's kindness, I, Chen, am here, it is natural to repay debts, if you have money, how can you continue to drag your money, this is not Chen's style, Chen still has something, so he will be lost first." After the shopkeeper Chen finished speaking, he turned around and left.
"Everyone, please!" Chen Zhongyi stretched out his hand and said coldly, with a thick contempt in his eyes, these villains, seeing that they still have the face to beg them Chen family in the future.