Huang Taiji finished reading the fold in his hand, looked at the two people in front of him with a gloomy face and asked, "This is the result of your investigation for most of the past six months?" Is the situation really so bad? ”

Fan Wencheng replied without raising his head: "Yes, King Khan, the content in this excerpt is the data that Fan Yongdou personally investigated after running all over Shenyang, Yingkou and other places, and the servants have also reviewed some data, which is indeed correct." ”

Another Fan Yongdou, who was lying on the ground, also hurriedly echoed: "King Khan, now the paper money issued by the Southern Dynasty is circulating in the market of the Jin Kingdom after me, not only exchanging these paper money for my country's gold and silver, but also excluding the copper coins minted by my country in the market. According to the villain's calculations, there should be no less than 3 million yuan of Ming banknotes in Houjin, half of which are in circulation in the market, and half are stored in the homes of merchants and nobles.

According to the Ming Dynasty, paper money is actually an IOU issued by the state to the people, and only when this IOU is exchanged for commodities or gold and silver, the debt represented by paper money can be considered eliminated.

So that is to say, now my Houjin State has lent at least 3 million yuan to Daming, even if it is calculated according to the lowest loan interest rate in the market, one and a half cents per month, Ming Guo will get 45,000 yuan of interest from my Houjin State every month, which is enough to feed 10,000 people. ”

Huang Taiji was still a little incredulous, and he asked rather annoyedly: "Are the people and officials of our country all fools?" Would you rather take the worthless waste paper of the Ming Kingdom than use gold, silver and copper coins? ”

Fan Wencheng gently kicked Fan Yongdou beside him, which made Fan Yongdou, who was a little flustered, come back to his senses and continued: "The reason why our people are willing to use Ming banknotes, first of all, is because Ming banknotes can give priority to the purchase of goods in the Ming Kingdom in the Four Seas Trading Firm, compared with other trading houses, the prices of the Four Seas Trading Firm are the most stable, even if the price adjustment will be announced first, the people are now the first choice to buy things in the branches of the Four Seas Trading Firm, so they are happy to hold paper money.

The second reason is that the unit value of gold and silver is too large to use, and copper coins are too bulky and not as light and easy to carry as paper money. After the villain's visit, even in Ningguta or the outer areas, those tribes who originally didn't know what money was, now began to understand that paper money is a certificate that can be exchanged for good things.

The villain learned from some merchants that the Ming Kingdom built castles in the East China Sea and the lower reaches of the Heilongjiang River to attract nearby tribes to trade, and the Ming merchants would also issue so-called loans to some registered tribes to let these tribes know the purpose of paper money. As a result, in some areas, even paper money can be used to trade with local tribes without having to go on the road with large quantities of goods. Between this back and forth, the banknotes of the Ming Kingdom naturally rejected the copper coins minted in our country and took away the interest due to the copper coins minted in our country.

Thirdly..."

Huang Taiji was listening intently, but Fan Yongdou suddenly paused, and he couldn't help asking, "What is the third?" ”

Fan Yongdou's voice trembled a little and said: "The villain doesn't dare to say it, and I ask the King Khan to pardon the villain's innocence." ”

Huang Taiji frowned, since Ming Guo made a case of collaborating with the enemy in Zhangjiakou and cut off the connection between the Jin merchants and the Later Jin, Fan Yongdou, the Shanxi merchants who were stranded in the Later Jin Dynasty, were not so important to him. Therefore, in the past two years, Huang Taiji has not paid attention to how these traitorous Shanxi businessmen are doing.

Until Fan Yongdou handed over this excerpt through Fan Wencheng, for Huang Taiji, although he didn't know what finance was, he was also intimidated by the passage of Ming banknotes in China. The materials of the Later Jin State were not rich in the first place, and even some gold and silver were plundered from the Han people in Liaodong.

But according to the current situation, the gold and silver they had looted from the Han people with butcher's knives were now being quietly recovered by the Han people with these banknotes, and in the process the gold did not benefit much. Such a situation is shocking, if the two countries change from the current state of unclear peace to a full-scale war, as long as the Ming State cuts off trade exchanges, these paper money in the hands of Houjin will become worthless waste paper. At the thought of such a consequence, Huang Taiji felt that his temples were pounding.

Huang Taiji took a deep breath of air, softened his tone slightly, and then said to Fan Yongdou: "Ben Khan has never sinnered people with his words, so don't swallow and spit out if you have anything." ”

Fan Yongdou then continued to speak: "King Xie Khan is generous, and the villain has also heard some rumors in the market, saying that there has been no peace in Shenyang City recently, and several big Baylors and their cronies who follow Big Baylor have been punished, and I don't know who will be next. Some of the people who were too close to the sinners are now exchanging their belongings for paper money, so that when they flee, they can run away with paper money without packing up any soft stuff..."

"Bastards, what a bunch of bastards." Hearing Huang Taiji's angry scolding from above, Fan Yongdou immediately closed his mouth. In fact, before he could say it, some Jurchen relatives simply deposited large banknotes in the trading houses of the four seas, so that even if they ran away, they would not have to carry extra burdens.

Huang Taiji's face was pale, and he looked angry, but in fact, his heart was not as angry as it seemed on the surface. He calmly analyzed the authenticity of Fan Yongdou's words, it should be true, and it is indeed not peaceful in Shenyang City now.

It was different from the fact that after imprisoning Amin, the blue flag quickly settled down. Even if Mang Gurtai was cut off and demoted to Dorobelle, the blue flag still followed him closely.

The reason is that the blue flag has been purged once during the Mandate of Heaven Khan, and those soldiers who are loyal to Shulhaqi have long been solved by Nurhachi, although Amin was pushed out by Nurhachi as the owner of the blue flag, but his influence on the blue flag is not so deep.

In addition, after Huang Taiji put Amin under house arrest, he pushed Jierharang, who was good friends with him, to the forefront, and on the surface respected the tradition, and the soldiers with the blue flag had no excuse to make trouble.

But the Zhenglan Banner led by Mang Gurtai is different, and whether Nurhachi intends to let Mang Gurtai inherit his throne is indeed a confused account. However, Nurhachi has made a lot of efforts to help Mang Gurtai strengthen his control over the Zhenglan Banner.

And Mang Gurtai's half-brother Derge is only respectful to Huang Taiji on the surface, and he has always stood by Mang Gurtai's side in private. It is precisely because of these factors that Huang Taiji did not dare to deal with Mang Gultai like Amin, so as to avoid the Zhenglan Flag Dog jumping off the wall in a hurry.

But he didn't dare to oppress Mang Gurtai too much, it didn't mean that he would condone the Zhenglan Banner, which didn't have the strength of the two white flags. It is natural to suppress Mang Gurtai's cronies in the Zhenglan Banner and win over those unambitious Zhenglan Banner generals.

That's why Fan Yongdou hears these rumors in the market. However, what Huang Taiji obviously didn't expect was that these minions of the Blue Flag were not obediently waiting for him to deal with them one by one, but instead came up with the idea of fleeing to the Ming Dynasty, which is really a bunch of damn bastards.

Huang Taiji couldn't help but scold a few times, before he restrained his emotions and asked Fan Wencheng and Fan Yongdou: "You can find such a problem, it is indeed commendable to be loyal to my Houjin Kingdom." But since you have written to Ben Khan, what is the solution? ”

Fan Yongdou was silent at this time, and Fan Wencheng cleared his throat and said: "The servants have discussed for a long time, and think that if you want to solve the current circulation of Ming banknotes in your country, you must first do two things.

The first is to print paper money in imitation of the Ming country, and then force the merchants in the market to give priority to their own banknotes, and then slowly expel the Ming banknotes from the market;

The second is to require that when the Ming State purchases China's timber, soybeans and other goods, it must be settled with China's paper money or gold and silver, and it is no longer settled with the paper money of the Ming Kingdom. In this way, we can not only control the amount of paper money from the source of the inflow of banknotes, but also reduce the consumption of luxury goods by some officials and ministers in our country..."

After listening to Fan Yongdou's suggestion, Huang Taiji calmed down, and he thought for a long time before he said: "The matter of printing paper money to replace Ming banknotes, the two of you will come up with a detailed charter after you go back, and this Khan will appoint Fan Yongdou as the supervisor of Yingkou, who will be responsible for managing trade with the Ming Kingdom."

The two of you should handle this matter well, not only to make the Ming banknotes disappear from the market, but also not to shake the national capital of our country. If the people's grievances boil and prices soar, Ben Khan will definitely cut off your Fan Yongdou's head to appease the people, do you understand? ”

Fan Yongdou was excited and a little afraid in his heart, being able to get such an opportunity to turn over, naturally it was not in vain to run around for most of the past six months. But if he can't do the errand well, the intimidation of losing his head makes his hairs stand on end, and he doesn't dare to relax his spirit.

After thanking Huang Taiji for his gift, Fan Yongdou was taken out of the room by the guards. At this time, Huang Taiji couldn't help but say to Fan Wencheng again: "Xian Dou, you say, is it right or wrong for Ben Khan to suspend the attack on the Ming Kingdom?" ”

has followed Huang Taiji for so long, Fan Wencheng actually understands the master's temperament very well. Huang Taiji seems to be tolerant, but in fact, like Nurhachi, he is a very assertive monarch.

It's just that Nurhachi behaves in front of the ministers inside and out, while Huang Taiji is just outside and inside. So Huang Taiji's words are not so much asking him, but asking his own heart.

After being by Huang Taiji's side for so long, it was the first time that Fan Wencheng had seen that the other party would hesitate and regret it. This weakness does not bode well for the king.

Fan Wencheng only thought for a moment, and then said softly: "King Khan, stopping the expedition against the Ming Kingdom is not for nothing, but for nothing.

Today, although the Jin State is unified in power, the prestige of the Khan cannot tolerate a little doubt. The Khan needed a victory to strengthen the hearts and minds of the people; And the Eight Banners also need a victory to vent their dissatisfaction with several previous defeats; As for our country, the country needs to obtain the population and all the materials from North Korea to maintain the normal operation of the country..."

Huang Taiji was silent for a long time, before he got up and patted him on the shoulder and said, "Xiandou is right, we can't afford to fail again..."