If you don't have money, you have to find money by all means, and using your own money is not a skill, if you can use other people's money to develop yourself, then it is called ability.

Ye Chen planned to establish his own money bank, the first money bank in the Three Kingdoms.

Money bank, first of all, let people believe that there must be enough credit, so where does the credit come from? Strength represents credit.

Therefore, Ye Chen wants to show his strength, but there is no need to show it anymore at present, because it is already there.

First of all, Yejiabao is one of the strengths, and the establishment of a huge Wubao with one family is the embodiment of strength.

The second strength is Du Kang Liquor, I believe that the profitability of Du Kang Liquor will be recognized by everyone, those who act as agents of Du Kang Liquor have made a lot of money, and they will believe that the Ye family also has huge profits.

As for the other strengths, there is no need to tell them one by one, the Ye family is a giant in Liaodong, and the bandits in the entire Liaodong are also wiped out by the Ye family in one fell swoop.

Whether this method can be successful or not is very crucial to the Ye family's next strategy, so Ye Chen must plan carefully.

First of all, Ye Chen made all kinds of preparations and built a money village in Xiangping City, which was luxuriously decorated, making people look high-grade and powerful.

Then there is the writing system, this work can only be done by Ye Chen himself, and no one can wait for the rest.

Ye Chen has been preparing for this matter for a few days, and Wu Xian is also involved, at first thinking that Ye Chen is just messing around, but then gradually found that this method is indeed very feasible.

Ye Chen knew that it was too difficult to start with this matter, so he could only find those families who cooperated with the Ye family and let them be the first batch of customers.

In the Chunxiang Building, Ye Chen arranged a conference venue, of course, he chose this place because it is now the territory of the Ye family, and the place is big enough.

The venue is set up according to the high-end conference room of the Houshi Hotel, with rows of seats, melon and fruit drinks, and a rostrum in front.

The Ye family invited all the famous families in Liaodong to come over, and of course, those who had a good relationship with the Ye family and had cooperative contacts, Wu Xian visited them one by one.

There were more than 100 people seated at the bottom, but the venue was quite spacious and the environment was good, so it would not be uncomfortable.

"I will invite all the heads of the family tonight, it is my Ye family who wants to set up a money bank, and I invite everyone to come here to witness together; The second is to ask for your support. ”

Many of the people below didn't know what this money bank was for, so they began to talk about it.

"Everyone, be quiet, and let me introduce the basic functions of the bank."

After Ye Chen finished speaking, he looked at the following, and after everyone quieted down, Ye Chen continued:

"The most basic function of this bank is two: one is saving, that is, everyone saves money into the bank, but the bank pays how much interest according to how long it is saved." After Ye Chen finished speaking, he looked down to see their reactions.

"I said Master Ye, it's not safe for me to keep the money in the money bank you opened, you won't spend our money." Said a fat man below.

"Even though my Ye family is short of money, it is not short of so much money, not to mention hundreds of thousands of acres of land, even if the money earned by my Ye family restaurant and Du Kang wine can make my Ye family not bad money." In fact, the Ye family is very short of money, but this can't be said, and they have to show a very confident appearance.

Ye Chen said this, the people below all believed it, why didn't they believe it? Where are the facts.

But they didn't know that the Ye family was very short of money now, raising 5,000 soldiers and 1,000 war horses, according to Ye Chen's raising method, one-third of the money earned would be invested.

"Okay, so I'll talk about the second function first. The second function of this bank is to borrow money. Borrowing is also very simple, that is, everyone is short of money for business, what to do, you can find a money bank to borrow, as long as you pay a certain amount of interest. ”

"This is good, then the Ye family master, can I borrow 10 million?" A mustache said with a treacherous smile.

"Of course you can, as long as you have collateral, let alone 10 million, even 100 million, my Ye family's money will dare to lend you." Ye Chen said arrogantly to him.

"I still need collateral here, I don't know what to use as collateral?"

"The collateral is very simple, as long as it is something valuable, it can be a property, a property, a shop, anything."

"Then, aren't you afraid of borrowing your money and repaying the debt?" The mustache touched his mustache and asked.

"Haha, in Liaodong, our Ye family is not even afraid of thieves everywhere, who else will be afraid of, when the time comes, the terms of the loan are clearly written, even if you go to the imperial court, you are still afraid that others will pay the bill?"

Joke, there are still those who are afraid of defaulting on their debts? The current Ye family is not to mention these Liaodong families, even if it is those top families, Ye Chen does not have to be afraid.

The people below began to talk again, and they all believed what Ye Chen said, but this money village was a new thing after all, and it had not appeared before, so it was inevitable that they would be worried.

"I don't know why the Ye family did this, and what benefits does it do to the Ye family?" An old man stood up and said.

Ye Chen glanced at him, this is the head of the Huang family, and he is not a small business family in Liaodong, and he is quite shrewd.

"Okay, Huang family master, the reason is very simple, it is to make money, my Ye family is a business family, and making money is the goal."

"Dare to ask the Ye family master, how does this money village make money." Ye Chen's statement not only surprised him, but also surprised many others.

"It's simple, earn the interest difference. The interest rate of the bank is definitely lower than the interest of borrowing from the bank, and the interest rate of the Ye family bank will lend out the money, and it is normal for the interest rate to be high. ”

"Hmm."

Many of the heads of the families below nodded in agreement, because they also often did the work of borrowing, of course, many of them were usury, lending money to farmers, and then ruining their families.

So Ye Chen said that this money bank was opened to make money, so they all agreed very much.

"Let me talk about the benefits of this money bank, for example, the Huang family master and the Zhao family master do business, when trading, you don't need to transport several large truckloads of money around, it is troublesome and unsafe, you can directly trade in the money bank, or simply pay directly with the bills issued by my Ye family bank."

"Also, in the future, our Ye family money village will definitely open a branch in some major cities, if our Ye family opens a branch in Luoyang, when you go to Luoyang to do business, you don't need to bring a few big cars of money, you can take the voucher opened by our Ye family money village to withdraw money in Luoyang's branch and do business with others."

For this, everyone was moved after Ye Chen finished speaking, the reason is very simple, the money at this time is all copper coins, and the business is a little bigger.

The most important thing is that it is not safe, now there are bandits and bandits everywhere, and it is easy to be robbed if a large number of people are not sent to protect it on the road, and if it is really as the Ye family said, as long as you use the certificate issued by the Ye family, you can withdraw money in a different place, then it will save more trouble and be much safer.

Just by not having to send a large number of escorts, this is a lot of cost savings, and everyone is a businessman, which is very clear.

There are many benefits of the money bank, Ye Chen carefully explained the functions and how to run the money bank, everyone is excited but there will always be some worries.

Then Ye Chen had to break their worries and let them rest assured that they would deposit their money in the Ye family's money village.

"Of course, everyone may still be worried, but it doesn't matter, as long as you save five million or more at one time, my Ye family will also write a voucher, that is, if my Ye family can't pay back the money, then I will accompany the corresponding land to everyone, our Ye family has hundreds of thousands of acres of land that can be used as a mortgage, as for less than five million, forget it, no matter how poor my Ye family is, it will not be so much money."

Ye Chen's words immediately reassured everyone a lot, the ancients' enthusiasm for land was unimaginable, and when they heard that Ye Chen used land as collateral, there was nothing to doubt.

Ye Chen's strategy is very simple, although the certificate issued mortgages all the land of the Ye family, it is only valid when the Ye family can't afford to repay the money.

As long as everyone is pulled in, when everyone gets used to it, they will not doubt the usefulness of this money bank, the money bank can be financed, it can facilitate everyone's transactions, after a long time, Ye Chen believes that everyone can easily accept it.

"Then if you don't have any doubts, then I will announce that the Ye family money bank is officially established."

Why did Ye Chen use the business name "Ye Family Qianzhuang", the reason is very simple, the Ye family is a representative of strength, and using the name of the Ye family means strength, so it is easy to make a name for itself and easy for people to accept.

After Ye Chen finished speaking, everyone applauded warmly, whether they agree or not, the Ye family has become stronger and stronger in Liaodong, of course they can't be offended.

"The next thing is to subscribe to the share, Ye Chen here, please support me, of course the Ye family's best friend who can support my Ye family now, my Ye family will have returns in the future, and some projects in the future will definitely give priority to you."

The important thing in doing business is interests, and the best way to make people believe that you are mutually beneficial, and everything is much easier to do with mutual interests.

"Okay, my Li family saved three million to the Ye family's money bank." This Li family is a member of the agent Du Kang Liquor, and he has already earned more than three million on Du Kang Liquor, even if he takes out three million to give it to the Ye family, it is not a matter.

Someone starts, then the next thing is much simpler, many people who have dealings with the Ye family are regarded as prepaid payments, and the Du Kang wine they pull every month is not less than tens of millions, which is really not a matter of saving a few million yuan here in the Ye family.

Of course, these people naturally don't carry money with them, but as the head of a family, what they say is still very credible, and Ye Chen is not afraid that they will regret it.

Of course, more than 100 people can't everyone save money to go in, and some people just save hundreds of thousands, which can be regarded as not offending the Ye family, and they will not please the Ye family.

After a while, a total of more than 60 million yuan was subscribed, and Ye Chen estimated the more than 60 million yuan by himself, leaving 20 million as a reserve fund to prevent anyone from withdrawing, and the rest could be used first.

This time the grain purchase money was solved, although it was not enough, but some of the Ye family's income could be called over next.