Chapter 201: Comparison

The Australian government implements a free compulsory education system in Chang'an Town, from kindergarten to junior high school graduation, all expenses are paid by the state, and even children who attend kindergarten are provided with three meals for free, as well as milk biscuits and other foods. Pen & Fun & Pavilion www.biquge.info

This makes the immigrants living in Chang'an Town very happy, coupled with the birth plan encouraged by the state, so that they do not feel the pressure of life at all, the child is born, the government will give you a certain subsidy, even to primary and secondary schools, if you choose to take care, you can also rub a free lunch.

Therefore, many budget-conscious immigrant families, in order to save the money for that meal, will basically choose to let their children be at school at noon, after all, saving a comparison of money is too much for them to do, saving a comparison of money can add a few new clothes to the family, and can also repay a loan.

Loans to buy houses have become popular among newcomers, and although the interest rate is somewhat high, if it is deducted from the salary, the family can actually live frugally, after all, it is more comfortable to have a house of their own than to squeeze into a house with co-workers.

It is not much more convenient for single young people to live in a dormitory, and it is much more convenient for those young couples with children to live together, so buying a house has become a must for a family.

If you want to take out a loan to buy a house, not everyone can do it, you must go through a strict review of the results, and you also need a certificate from the unit, at least immigrate to Australia for more than half a year, and there is no bad performance during this period, and at the same time, you must take out a loan according to your salary.

By lending money to new immigrants to buy houses, a large amount of idle funds of Chang'an Bank have been fully utilized, and the sale of houses has also led to real estate development, although the current population is not so large, but Chang'an Town, as the first town in Australia, even if it is not the capital in the future, his geographical location is also quite important.

There are concentrated resources such as industry, education, and medical care, and it is impossible for these industries that have been landed to move away so quickly in a short period of time, not to mention that the factories of some enterprises cannot be relocated casually.

Therefore, there are many people who have taken a fancy to the real estate projects here in the future, and there are more than a dozen real estate companies formed before and after, although the registered capital of these dozen real estate companies is not much, but each company can still do it by taking a small piece of land from the government for development.

Focusing on small-scale real estate development, further bigger and stronger, this is the largest number of registered companies since the reform of the private system, and it is also the largest number of single business projects, and real estate development can drive the development of other industries, which is certain.

If you look at the real estate economy in later generations, you will know that real estate development has driven the development of construction industries such as reinforced concrete, as well as the home improvement industry, and at the same time increased the amount of labor, but does Australia really need so many houses at present, I'm afraid it doesn't need it.

At this time, investing in the real estate industry, in fact, you can't make much money, after all, the size of the real estate determines the price, through the houses where the people live, either the small villas built by themselves, or the high-end communities that are specially built, these are not those small real estate companies have the ability to do.

Of course, they don't hope that they can do this, their purpose is to provide a place for new immigrants to live, but in Li Mengshi's view, in order to avoid too many bad debts in the bank in the future, there is still a limit to the number of loans from real estate companies, after all, the population determines consumption.

The total population has not exceeded 50,000, too many houses have been built, and a ghost town may eventually be formed.

Therefore, as a small investment expert, Li Mengshi did not set up a real estate development company by herself, but put more experience in trade, import and export trade is the fastest money-making industry, which can be known without any district certificate.

It's just that it's not so easy to do trade, first of all, you have to have a good relationship with the people of the Ministry of Foreign Trade, and you also need to be able to contact the cargo ship to deliver the materials, otherwise your materials can't be delivered, and you will be in vain.

Li Mengshi has a certain advantage in this regard, first of all, she is in charge of the financial power of Australia, even the Ministry of Foreign Trade needs to cooperate with her, and the cooperation between the two sides can be said to be mutual, so no one asks for anyone.

In a relationship between Wu Zhengdao and her, there will definitely be no less support for her, you must know that Wu Zhengdao is her fiancé, which is no secret in how to cross the public.

In this comparison, not to mention, it is really not someone else who has this advantage.

Therefore, it is absolutely necessary to make money by doing real estate development, but it is absolute, and in its current form, it is not the fastest earning industry, but for ordinary traversers, it is very good to be able to earn more money than the original dividends.

After all, wealth needs to be accumulated over time, and it is impossible to do it without a certain amount of time, which everyone understands, so no one has any opinion on this.

Even if you know that doing trade is very profitable, you also need to have that strength, and the first thing that controls the most trade power is the state, and private individuals must have profits if they want to do this, but they need to have a certain ability.

In order to allow Australian enterprises to enter a benign development, Li Mengshi's loan plan is based on the practical system, and the funds for loans that really have a certain development prospect will be more, otherwise only a part of the loan will be borrowed.

In one question, the current form is also taken into account, after all, Chang'an Bank belongs to the central bank of Australia, and the control of capital reserves must be controlled, otherwise a bad one is likely to break out of a financial crisis, which is not a good thing for Australia.

Once the financial crisis breaks out, it will bring the development progress to a standstill, and it may also trigger changes in Australia's overall layout of Daming in the future, so this matter must be cautious, and the Executive Committee is very supportive of her work.

After all, this is one of the things that the Executive Committee has to do in terms of risk control, and it must not allow people to blindly invest in construction, which is not beneficial to itself and the Australian government.

In one case, Australia needs a stable development opportunity that does not need to rely on rapid blind development, and it is not difficult to see what the decision made by the government is when compared with the two. After all, what can influence the decision of the Executive Committee are some relatively good suggestions and reform proposals, so the risk control proposed by Li Mengshi has been recognized by the Executive Committee. (To be continued.) )