In general, the so-called two-cent interest naturally refers to the monthly interest. That translates to an adult interest rate of 24 percent. This interest rate is not high in private loans, at least, it was not high in Zheng Sen's time. In this era, private loans were basically usury, printing money, and the interest rate was much higher than this. In fact, even in later generations, the interest rate of private loans is often higher than this figure. But this does not mean that the interest rate given by Zheng Sen is unattractive. Because of the private printing money, although the interest rate of usury is higher, it is also high-risk. Many times, the borrower can't even repay the principal without saying that he pays the interest, because if he is not a person who is in financial difficulty, who will go back to borrow the money? But if his economy is not good in the first place, what is the chance that he will be able to afford the loan sharks? Even if the loan shark is powerful, he can't get the money back in the face of a guy who really wants money and wants his life. As a result, a considerable part of the money lent out by loan sharks cannot even be recouped with the principal. Counting this part of the loss, it seems that the interest rate is frighteningly high, and the lender can actually get much less income than the apparent interest rate, and even risk losing money.

In contrast, lending money to the Zheng family is significantly less risky. With the Zheng family's capital and ability to make profits, there is no problem in undertaking such a loan, if in case, if even the Zheng family can't repay such a loan, then the world must be completely messed up, and when it really comes to that time, the money will remain in his own hands, and he may not be able to keep it. Therefore, just from an economic point of view, it is also a good deal to convert the grain in your hand into money and then lend it to the Anping Palace.

Anping Wangfu has business everywhere in the whole Jiangnan, and the handover of related items can be carried out directly in these shops in Anping Wangfu. After discussing this matter with the representatives of the gentry, the gentry near Songjiang quickly took action, but in three days, a lot of grain and boats had accumulated in the shops belonging to the Anping palace in the Songjiang area. The shops quickly recorded the borrowed supplies, then compiled the situation and reported it to the higher-ups.

"Uncle Cai, please take a seat, is there anything wrong?" Zheng Sen asked Zheng Cai, who walked in.

"Little Lord." Zheng Cai bowed seriously and said, "The materials we borrowed have been summed up, and these materials should be enough to support our army's march along the river to Nanjing." In the past few days, the news has also spread upstream, and as far as we have got, the shops in Nanjing have also begun to accept grain loans. By the time we reach Nanjing, the supplies should be ready. ”

Zheng Sen listened, nodded and said, "Very good, Uncle Cai, it's really reassuring that you can do these things." Don't look at these things in detail, but that's the most important thing. Only when we have a good logistics and an endless supply of food and ammunition can we continue to win battles. But Uncle Cai, don't work too hard, there are some specific things, let others help you do something, don't exhaust yourself. Well, Ah Hua is not small now, there are some things, you can ask him to help you do something, and it can be regarded as giving him some experience. ”

Ah Hua's name is Zheng Hua, and he is Zheng Cai's eldest son, who is half a year older than Zheng Sen. He has always been in business with his father.

"Ah Hua? That stinky boy? He can't do it, and it's good if he doesn't make a mess for me. Zheng Cai laughed happily, "He still has to study hard for a few more years." ”

"Uncle Cai, since the supplies are basically complete, then I have to prepare, and tomorrow our whole army will start to march west."

……

The next day was more time, before dawn, the barracks of the model army was already lively, the soldiers had already gotten up, recruit Wang Haijun carefully checked his belongings, such as military blankets, such as towels, such as another set of clothes or something, and then sorted them into different areas of the backpack, and then according to the rules of training, in front of the squad leader, the weapon was carefully checked. Flintlock pistols, bayonets, palm mines, helmets, ...... All sorts of things are where it's supposed to be. Wang Haijun put his backpack on his back, and the sound of the assembly number was already heard outside, and everyone quickly walked out of the barracks and lined up in the empty field in front of the barracks.

Company commander Su Wuming was already standing there, he was actually a little older than Wang Haijun, and he was also a young man, but he liked to keep a straight face all day long, as if he didn't have the majesty of an officer. And he's a very strict guy who likes to find fault with everyone during training, and then let those unlucky guys play armed laps or push-ups or something. Sometimes, everyone even thinks that this guy is just bored and wants to have some fun with everyone. The soldiers in the company did not fear and hate him. In contrast, the supervisor Zhao Ming was much kinder.

Su Wuming glanced at Quan Lian, and then said coldly: "Report the number." ”

Each class began to report the numbers. After a while, several platoon commanders came out of the queue to report to Su Wuming.

"Report to the company commander, there are thirty people in the first row, and there are actually thirty people."

"Report to the company commander, there are thirty people in the second row, and there are actually thirty people."

"Report to the Company Commander......"

Soon, the four infantry platoons and the cooking squad directly under the company had completed the counting, and all 152 people in the company had arrived.

"Good!" Su Wuming nodded, "Turn right and run forward......"

The company had followed the path on the right for about a thousand paces until it came to a smaller pier, where the soldiers boarded in shifts to board some small boats, which then carried them south in the direction of Songjiang.

Wang Haijun also got on the boat, and seeing that everyone was seated, the captain smiled at everyone, and with a light touch of the bamboo pole, the boat left the dock and headed south.

"Look over there!" Wang Haijun suddenly pointed to the left and said, "That's the artillery guys, they are convinced, they can take a boat, unlike us." ”

Everyone looked over there and saw several sand boats going upstream, and the flag of the Model Army was fluttering on the mast.

"Wang Haijun, if you become a navy, won't you have a ship to sit on?" One of the soldiers laughed.

"Brother Navy, you gave a name to the Navy, why did you come to be an Army?" Another soldier asked with a smile.

"It's not that I'm afraid of heights! Hahaha......" One of the soldiers laughed, "I think at the beginning, Lao Tzu was with him, and at that time he only had the name of a three-dog son......"

In the midst of such laughter, the ships carrying the soldiers gradually approached the south bank of the Yangtze River.