That night, Zhen Yi proposed that since the heads of the four major business families had gathered in Liaodong, they would gather together.

Ye Chen thought about it, these four major business families are not just simple business four, but also the four major money houses.

Aside from the Royal Bank, the four major merchant families are fully capable of covering all the major regions of Dahan, so this is no longer a simple gathering of the four major merchant families.

In a sense, this is the first gathering of the banking industry.

"Come, I propose that we all have a drink, and no matter what was unpleasant before, we will not talk about it today." Zhen Yi said to the other three with a smile.

Of course, Zhen Yi was very aware of the grievances between the Ye Wei family and knew that it was irresolvable, so he did not persuade the two sides to let go of their hatred, but let them let go for the time being.

Of course, Zhen Yi's face is too big, and it is impossible for the Ye Wei family to make trouble on this occasion, and if they really want to fight, it is impossible for the two heads of the family to do it.

"Haha, the heads of our four major business families didn't expect to be able to sit together one day." Mi Zhu put down his glass and laughed after drinking.

"Yes, it's not easy, I don't know when I'll have this opportunity next time." Zhen Yi also said with some emotion.

"Three family heads, I found that our four major families all have or will soon have rich banks, and the most important thing is that as long as the four families are united, they are fully capable of covering the entire Han Dynasty." As soon as Ye Chen's words came out, the eyes of the other three people lit up.

"Master Ye, what do you mean?" Zhen Yi felt that Ye Chen had something to say, so he asked.

"Our four major money banks can compete and cooperate and develop together." Ye Chen said.

Wei Zi looked at Ye Chen and said, "I understand the competition, but how to cooperate?" ”

Ye Chen understands that as long as Wei Zi can be solved, then the Zhen family and the Mi family are naturally not a problem, and now the four great families are not a group of harmony, not to mention that he has a grudge against the Wei family, and the other two relationships are just average.

"Okay, then we won't talk about competition, just rely on your ability. As for cooperation, there are mainly aspects, on the one hand, we must refrain from competition, we can't mess around, we can use our respective advantages, but we don't allow indiscriminate suppression in violation of business rules. ”

There is competition to develop, so Ye Chen did not give up competition, but proposed to compete with rules, simply put, everyone competes according to their abilities, and don't play tricks in secret.

This proposal is not binding, but if you don't comply, I will not comply, here you have an advantage to suppress me, and I have an advantage in other regions, and I can also play tricks.

Generally, if you don't completely tear your face, you won't do this, and everyone will still abide by the general business rules, because malicious competition is not beneficial to anyone.

"This is natural." Zhen Yi spoke first and made a good start.

Ye Chen looked at Mi Zhu and Wei Zi, and both of them agreed, malicious competition is really no good.

"Okay, then I'll say that the second aspect of cooperation is also the most important. Then the golden tickets of the four money banks are mutually recognized and can be exchanged for each other, but there will be many problems involved in this and everyone needs to solve them together. ”

Mutual recognition of golden tickets, this is indeed very important, if feasible, it can directly make the money bank business very convenient, but there are also many problems, which must be solved.

First of all, if I open a few real golden tickets in my own house and exchange them at someone else's bank, then the family will not lose money, if I want to engage in a conspiracy, exchange a large amount of money in various places at the same time, and then close the door and run away, then the loss will be great.

So this problem must be solved, and Ye Chen's plan is to establish a clearing center.

We can set up a clearing center in each state, and our gold bills can be handled in the clearing center, and the method is very simple, each family must deposit certain assets in each state or use assets as collateral.

It can be gold or silver or title deeds, house deeds, etc. For example, I didn't open a money bank in Shudi, but the Wei family did, and the golden ticket of my Ye family's money village could be exchanged at the clearing center when it arrived, and the Wei family handled it directly, and then my Ye family first mortgaged the gold, silver or other assets to the Wei family.

After that, I received the golden ticket from Weijia Qian Zhuang in the same way in other places, and I can offset it when the time comes, and if I can't offset it, I will make up the difference between each other.

In this way, both of us can rest assured that the exchange can be carried out, the advantage of this is that the scope of use of the golden ticket is greatly strengthened, and then the clearing center will summarize every day, make up the difference every day, and make up the difference can be unified in Luoyang, so that our big money does not have to be transported around, and after the liquidation and making up the difference, we will return each other's mortgaged things.

A few people thought about it carefully, this is indeed a good way, for example, the Wei family does not have a money bank in Youzhou, but as long as a few people are sent here to enter the clearing center jointly opened by the four money banks, then the Wei family's golden ticket can be exchanged in Youzhou.

"How?" Ye Chen explained to them and asked their opinions.

"This idea is very good, and it can greatly provide convenience, so that our money bank can quickly cover the entire Han." Mi Zhu said happily.

Mi Zhu just said that this idea was good, although he praised it, he did not immediately approve it, and he was still skeptical.

But it doesn't matter, as long as they have this intention, then the rest is a technical problem, as long as you communicate and try more, then there will always be a way.

Ye Chen provided a plan, and then several organizations conducted research and experimentation.

Next, the four of them continued to eat and talk, and solved some problems during the banquet, mainly that there was competition in some regions and projects, and the four parties discussed, and each made concessions, and then solved the problem.

For example, there is competition in both regions, and your family will make concessions in this area, and my family will make concessions in the other area, so that you can avoid a lot of unnecessary consumption.

No one expected that it was just because of the rare opportunity that the heads of the four major business families had a party, but in the end, they were able to solve a lot of things, which reduced a lot of friction among the four major families.

They are all business families, and it is normal for many projects and businesses to have competition, and they have not talked about each other even if they have a good relationship before, first, because the projects involved are not yet in their eyes.

In fact, they each have a lot of contradictions, but many contradictions are very much, but when many small contradictions add up, they often find that they can make concessions, and then everyone is advantageous.

This gathering solved a lot of old problems, and finally Zhen Yi proposed to have a party once a year, even if you can't be present in person, you should send important people to be there, and each family will take turns to receive them.

The first time is this time, even if it is hosted by the Ye family, the next time it will be held in the Wei family in Hedong, and the Wei family will be held in Luoyang.

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