Walking here, it was impossible for Ye Chen not to think of the grievances between him and Wei Zhongdao, although he didn't know how he was now, but after being imprisoned and beaten by Zhang Rang, he heard that his body was not good, and he had to be locked in a warm room all day long, and he couldn't go out. 】八】八】Read] book, .@.∞o

"That's right, at the beginning, Wei Zhongdao borrowed his strength, and he used Cai Yong's power to embarrass me, why don't I borrow He Jin's strength?" Ye Chen thought of this, and sped up his pace to go back, depending on his eyebrows.

After going back, Ye Chen locked himself in the room and thought carefully, how to use He Jin and his gang to achieve his own goals, and not offend Zhang Rang, this is a technical job, once Zhang Rang is detected, then he will be miserable.

After thinking about it for an afternoon, Ye Chen finally made a decision.

The first is to visit Zhang Rang in a low-key and flamboyant manner. Why is it low-key and public? It's fundamentally antithetical.

The low-key is because Ye Chen chose to do it secretly at night without "alarming" anyone. Zhang Yang is because Ye Chen has brought a lot of gifts, and now Ye Chen has become a bright light in the dark night in Luoyang, and everyone is staring at him.

Even if Ye Chen went secretly, he would be discovered, but Ye Chen deliberately chose this kind of publicity, low-key to ordinary people, and high-profile to people with ulterior motives, Ye Chen had just set off, and the major families already knew about it.

Although Ye Chen brought a lot of gifts, the core is still money, but instead of bringing a lot of copper coins or gold and silver, he took the golden ticket of the money bank, why is it called a golden ticket, because after research and development, the Ye family has created a more beautiful and easy-to-use paper, because it is golden, so it is called a golden ticket.

When he arrived at Zhang Rang's mansion, Ye Chen asked people to take him in and go to see Zhang Rang alone.

"Lord Zhang, this is some of the minister's intentions, and I hope to accept it." Ye Chen handed over a gift list, and there was a golden ticket in the gift list.

Now many running officials have exchanged a lot of money for golden tickets in order to be less public, and then come to give gifts, so the golden tickets have seen a lot.

At first, Zhang Rang got the golden ticket and sent someone to exchange the big money back, but after a long time, he saw a lot, and he was not active in exchanging, sometimes he concentrated on exchanging it once, and sometimes he was too lazy to exchange it.

Zhang Rang accepted the gift, the smile on his face showed that he was very satisfied, and then asked: "Ye Chen, you have made a great contribution this time, even if you are a marquis, you don't have to worry about the official, I don't know what official position you want?" ”

Although Zhang Rang's question was very simple, Ye Chen knew that there was a secret hidden in it, so he didn't dare to answer easily, but said: "Everything of the subordinates depends on the help of Lord Zhang, and this official position is all up to the adults." ”

Ye Chen's answer would not make Zhang Rang very satisfied, but it would not make Zhang Rang feel any bad feelings.

Zhang Rang continued: "You were brought up by me, naturally I won't treat you badly, I want you to keep Luoyang to help me, what do you think." ”

After hearing this, Ye Chen's face showed a happy look and said, "That's naturally good." Now that the Ye family's money is in Luoyang, staying in Luoyang can not only take care of the Ye family's business, but also share the worries of the adults, and the ministers have no opinions. ”

Ye Chen's words were carefully prepared for Zhang Rang, in order to introduce Zhang Rang into the pit, he locked him in the room for a long time, thinking mostly about how to deal with Zhang Rang.

"Okay, our family will arrange the official position for you, but there are some things to remind you, although you are young, but now you are in a high position, it is time to choose a word for yourself, our family has read less, you have to think about it yourself." Zhang Rang saw that Ye Chen had no opinion on arranging official positions, but liked it quite a bit.

"Thank you, Lord Zhang, for the reminder."

"Well, Ye Chen, this money bank is really profitable? How to make money? ”

"Haha, Lord Zhang, I'm not good at anything else, but I think I'm still very talented in business, this money bank operation is simply a million profits, and now our Ye family's source of income mainly depends on the money bank."

Ye Chen deliberately said very proudly.

"If the money bank is really that profitable, then why are there only two so far?" Zhang Rang asked suspiciously.

"Lord Zhang, this is not something that can be opened casually. First of all, he must have a lot of influence, otherwise others will not trust him and will not dare to deposit money easily. Second, the initial operation of the money bank requires a lot of capital, and it is impossible to play this without money. The third is that there is a strong channel, and you must be able to open a semicolon everywhere, otherwise others will do business and take the golden ticket to Luoyang in Jizhou, once there is no semicolon and you can't cash it, then it will lose its effect. ”

"My lord, you also know that in a county, or even in a state, many families or business giants can open it, but if you want to open branches in other places, you can't do it without strength. Even our Ye family has only opened a few states of business now, and many places cannot be reached. ”

How to explain Zhang Rang, even if you understand, there are only a few people who can afford to open a money bank.

"Well, that's right, how does the money bank make a profit?"

"My lord, there are two main sources of profit. One is the remote access business, for example, I want to go to Jizhou to do business in Youzhou, but it is not safe to transport a lot of money on the road, so I will deposit the money in Youzhou, and the money will issue a gold ticket, and then I will exchange it in Jizhou, and we will charge a good handling fee in the middle. The other party is also cost-effective, which not only improves the speed, but also saves a transportation cost, and is relatively safe. ”

"The second is borrowing, there is financial pressure to do business, even if you come to our bank, as long as there is collateral, then we will borrow money. Then the interest is charged, although the interest is lower than some private loans, but the amount is also very considerable. And as long as we make money, we won't ruin people's families, so many people like to borrow money from banks. ”

"If the other party can't pay the money by then, in fact, the profit is also very large, because when we make a mortgage, we usually only accept things that are easier to sell, such as real estate and land, and we must lower the price, usually two to three percent. So if you can't do it yet, sell it, and the income is also very good. ”

Ye Chen told Zhang Rang a lot, and Zhang Rang understood as soon as he heard it, it turned out that Qian Zhuang could really make money.

"Ye Chen, then you say that if I open a bank, can I make money?" Zhang Rang asked.

"Sure enough, I still have to go into the pit. Qianzhuang really has a lot of profits to make, especially you, if you want to open, I guarantee you a lot of money. Ye Chen thought proudly in his heart, this was part of his plan.

Ye Chen said with a smile: "Lord Zhang, there is no one in the entire Han who is more suitable to open a money bank than you, and all the conditions for opening a money bank are several times better than others." ”

Zhang Rang is right to think about it, compared to capital, than power, who else is higher than him in the entire Han Dynasty? Emperor? Of course, the emperor is more powerful than him, but the emperor still doesn't know about Qian Zhuang.