Chapter 195: Qian Zhuang
Yang Zaixing left, taking three hundred cavalry with him. Pen, fun, and www.biquge.info
Lu Xing'er was also as Qin Hao expected, and often sent some small forces down to attack, but every time he came down, he was shot back by Shi Xiaolong's Divine Arrow Battalion.
The days when there are no big battles to fight do do not mean that Qin Hao has nothing to do, on the contrary, he still has a lot of things to do, and he is even busier than before.
What is the war fought? War is not only about numbers, but also about people's hearts, but also about the training of personnel, the logistics of troops, and weapons and equipment.
Now that Fang La is fighting a civil war, the people's hearts are very important, first of all, in terms of appeasing the people, he must be thorough in all aspects, not worrying about the people, just the minimum code of conduct for this army.
Maybe it's because the people have suffered too many military disasters, and they have seen too many soldiers and bandits, seeing that Qin Hao's troops don't worry about the people, they sometimes help the people do something, and when they encounter some injustices, they can also help them solve them.
Such a force was something they had never seen before, so Qin Hao just did not worry about the people, so that those ordinary people were grateful.
As for the rest, they did not dare to make too many extravagant hopes, because of the war, the market depression, everyone was buying grain in large quantities, so that the price of grain skyrocketed, and like cloth, the price of goods plummeted.
In the area south of the Yangtze River, the small peasant economy, almost every household can weave, the disaster brought by the war to the ordinary peasant family, is fatal, look at the rice cylinder at home, look at the cloth on the spinning machine, many people are crying without tears.
In response to this situation, Qin Hao gathered Lu Xiaoqing and Liu Xiang'er together and said: "Miss Qingqing, from today onwards, you will take two teams of people to the countryside with Miss Xiang'er, Miss Xiang'er will be responsible for publicity, and you will be responsible for purchasing the remaining things in the people's homes."
As for the grain, the current Xuanzhou and Huzhou are stable, Zhang Yi can mobilize it from these two places, and then sell it to the common people at a low price, as for the money, we will use the 300,000 guan given to us by the family official, and as for the 150,000 guan given to Master Tian, we can only pay it back after the fact. ”
When Qin Hao said this, he turned his gaze to Tian Xiaoqian again, and continued, "Huzhou has the industry of Tian Hengshan, and the cloth, silk and the like we purchased are not easy to carry with the army, do you see if they can vacate a warehouse to store these things?" ”
"That's no problem, I said hello to them when I was in Huzhou, if you need it, you can send someone directly to find them." Tian Xiaoqian said very simply, since following Qin Hao, Qin Hao's decision is her decision.
Qin Hao nodded and said: "In two days, they should also arrive in Datong, and this matter will be left to Datong and them to do, after all, 300,000 guan is not much, we can't just spend it and not earn it!" ”
Liang Hongyu understood what Qin Hao meant, and said with a smile: "Compared with those profiteers who made a fortune in the war, the amount we earned is not enough for them to stuff their teeth." ”
This is the truth, Qin Hao's purpose is to make money is secondary, the key is to suppress prices, after all, in the war-torn land, many businessmen and wealthy families have already run away, and the rest are some small and small traders.
These people seem inconspicuous, but if everyone is there to raise prices, the result will be fatal, so Qin Hao decided to do business while fighting, which can not only solve the difficulties of the common people, but also expand his strength.
Why not?
Lu Xiaoqing was in charge of the money and food, and after pondering for a while, he said: "The money given to us by the official family is a total of 300,000 guan, from Xuanzhou to Huzhou, and then to the current Dusongguan, we have purchased more than 30,000 pieces of cloth and silk alone.
According to estimates, when we arrived in Hangzhou, in order to stabilize the prices in Hangzhou, it would not be possible to do it without 200,000 yuan, except for things such as rice and oil, others such as silk cloth, pen, ink, paper, inkstone, tea, etc. in Huzhou, which were not out of stock. ”
"What do you mean, the money we have in hand won't be enough to spend when we get to Hangzhou, right?" Qin Hao looked at Lu Xiaoqing and smiled.
Lu Xiaoqing nodded and said: "That's right, if the things we bought can't be sold out as soon as possible, the money won't be able to turn over, not to mention, when Datong and they come, they will give him 100,000 yuan to charter a ship, if they don't use military funds, I'm afraid it will be ......."
Lu Xiaoqing didn't finish the rest of the words, after all, from the first day Qin Hao led the troops, he repeatedly emphasized that military funds are public funds and can only be used on soldiers, and cannot be embezzled at any other time.
Moreover, Qin Hao is completely open and transparent in the management of military funds, and there are detailed records of where each copper plate is used, and it must be disclosed to the troops at the end of each month to show fairness and fairness.
Therefore, in his troops, the deprivation of military rings, at least so far, has not happened, and how many rings each soldier should receive each month is not only clearly accounted for, but also paid on time every month.
Therefore, for Qin Hao's approach, the soldier is happy in his heart, and he is also very hard working when he fights, Lu Xiaoqing knows Qin Hao's rules, so when it comes to military issues, he is very careful.
If there is a problem, a reaction problem, that is a good thing, Qin Hao nodded, and said with a slight smile: "The problem that Miss Qingqing just said is also the problem I am currently considering, don't we send the army on time every month?"
The brothers are all at war, and they have kept the military rings on their bodies for the past few months, and it is not convenient to keep them, and they are also tied up when they start a war, so I plan to save a money bank in the army. ”
"Money...... Banks? Everyone was stunned by the Qin family's suggestion, "Qian Zhuang? What is a money bank? ”
Qian Zhuang was a kind of credit institution that was produced in the middle of the Ming Dynasty, and it was the prototype of modern banking, and it was not surprising that people in the Song Dynasty did not know about Qian Zhuang, and immediately explained:
"To put it simply, you deposit your money with me, and then I pay interest. When you want to use it, you can either withdraw part of it or withdraw it all together with interest. ”
"This can't work, no, no......" As soon as Qin Hao's words were finished, everyone shook their heads there, "Deposit the money with us, we not only have to keep it, but also pay them interest, aren't we losing a lot of money?" ”
"Yes, Qin Hao, let's help them keep their money, if we don't charge their storage fees, we are already worthy of them, and we have to pay them interest, which is really unreasonable." Tian Xiaoqian has always supported Qin Hao's decision, and this time she also raised objections.
Seeing that everyone was questioning there, this was a loss-making business, Qin Hao wanted to jump up and slap each of them, and wake them up fiercely, modern banks will lose money, so those who are in charge of the bank will jump off the building and die.
Of course, this is just his idea, but he doesn't say it like this, "Actually, the reason is very simple, didn't Qingqing just say that we don't have enough money to do so many things?" Then let's collect all the loose money of the soldiers, and then concentrate the money to do big things.
To give a simple example, the silk we buy now is two yuan a horse, but if you get it to Tokyo, you can sell it for five yuan a horse, and if you get it overseas, it is estimated that it can be sold for ten yuan a horse, and the profit is not enough to pay them interest? ”