Finally back to the topic, Li Yuanji smiled.

"That's not called protection money, it's called insurance!"

"Insurance?" Li Shimin was stunned, in addition to changing his name, are there any other differences?

Looking at Li Shimin's reaction, Li Yuanji's natural way was the doubt in his heart, but there were some things that would not allow the imperial court to take some benefits, and it would be impossible for him to go on smoothly.

To put it bluntly, doing all this is nothing more than to protect himself, using various ways to increase his bargaining chips, and when the whole layout is over, Li Shimin will find that he does not dare to kill himself at all, once he dies, the entire Datang will be in chaos, and Li Shimin will also become a sinner of Datang.

The best way to deal with an emperor who is aspiring to become Ming Jun is to send him to Ming Jun's position and let him see a more brilliant future, unless he wants to ruin it all.

"Yes, insurance." Li Yuanji nodded heavily, the implementation of insurance in this era is tantamount to a fantasy, but if there is the support of the imperial court, it will be different.

What Datang lacks most now is money, as long as he has money, he can do a lot of things, and he is closer to Li Shimin's goal, as long as he comes up with enough benefits, he is not afraid that Li Shimin will refuse.

"Insurance can be divided into many different types, such as store insurance, that is, a store only needs to be insured with a very small amount every year, you can get a whole year of protection, if the store is stolen, the loss caused by the water, as long as it is within the scope of the insurance amount, and the store owner can show evidence to prove the actual value of the loss of the store, we will pay according to the actual value of the loss."

Li Shimin nodded lightly, this is indeed a way, although it seems to be extremely risky, but there are very few times when water is stolen, as long as all the stores in Chang'an are insured, there should be no compensation.

"The other is to bear the guarantee of the caravan, that is, before the caravan departs, the goods can be insured, after the verification of the goods, give the specific amount of insurance and the amount of protection, if the goods are robbed by gangsters on the way, the caravan only needs to report to the local government, and then the local government will investigate, if only half of the goods are recovered, the other half of the loss will be paid by us.

And this move for the imperial court is also more beneficial than disadvantageous, one is to intuitively understand the actual situation in various parts of the world, if there are robberies in a certain area one after another, then no matter how beautiful the local officials report, they can not hide these problems, on the contrary, if a region has never had a robbery, even if the local officials report badly, the court can also know that it must be a doer.

Second, since there is a guarantee, the number of people willing to do business will inevitably increase significantly, and only a small amount of money can be invested each time to ensure the safety of the goods, not to mention whether to make money for the time being, at least not to lose money. And with this kind of guarantee, it will inevitably greatly increase the business atmosphere in Datang, and if the business atmosphere is good, the tax revenue of the imperial court will naturally increase. The words that had been prepared were told in one go.

Li Yuanji will no longer blindly pursue mercy as before, but while doing things, he must also let others see the benefits, and regarding the caravan security, even if the insurance company pays the bottom of the day, the court will make money in the end, and he can also understand the situation in various places in time.

The imperial court can dispatch troops to sweep according to the frequency of robberies and regions, and there is no need for the people to report the case, how could Li Shimin let go of this kind of good thing to settle the people's livelihood in the world and frantically brush up their prestige?

"And the other is about the insurance of court officials, of course, individuals can also buy it, but it is not as cost-effective as officials. Every year, the imperial court and officials each contribute a part of the money to insure the officials, and the treatment of illness can be guaranteed, and after the age exceeds a certain age, they can receive a certain amount of security money every year.

In principle, the annual security fund is one-fifteenth of the total amount paid, that is, when the age of receiving the money is reached, the money paid by him and the imperial court before is divided into fifteen years, and if they do not live to fifteen years, the remaining amount is not received, and they will be returned to their families in one lump sum, and if they have lived for twenty years, they will receive an additional five years, and we can formulate a set of specific rules, what kind of illness reimbursement amount. "The insurance of officials is the top priority, and it is also the purpose of Li Yuanji this time.

It is impossible to sell pension insurance to ordinary people, at least at this stage, but it is possible for officials.

The officials of this era are still relatively poor, most of the officials who are not from aristocratic backgrounds, as long as they take off their official status, they can't even support their families, if the imperial court can give them such a guarantee, then the officials will have a greater sense of belonging to the imperial court, and it will also be more conducive to Li Shimin to win people's hearts.

Li Shimin is indeed very tempting, and the protection fee does not sound very good, but after Li Yuanji's explanation, the insurance is very good, and it can assume the responsibility of spying on the people's feelings in the world, and it can also help the imperial court solve the worries of officials.

Li Shimin even wanted to agree directly, but as soon as he looked up and saw Li Yuanji's face, the enthusiasm in his heart began to gradually retreat.

Will Li Yuanji sincerely assist me? What is the purpose of his move?

As soon as he thought of this, Li Shimin calmed down.

"Let's talk about this later!" Li Shimin shook his head, he felt that his brain seemed to be a little insufficient, no matter how he looked at it, this move would be beneficial to the imperial court, and he should discuss it with those think tanks before making a decision.

Li Shimin still couldn't understand why Li Yuanji would do this with a loss?

And Li Yuanji, who left the East Palace, was relaxed, Li Shimin was moved, this is the premise of success, insurance is indeed a money-losing business, but that is only a loss of money on the surface, as long as the operation is good, it is not an external operation, and the insurance will definitely not pay, if you add the external operation, hehe, the profit is still a big drop.

Of course, it is impossible for Li Yuanji to hand over a large amount of profits to the imperial court, according to his expectations, if Li Shimin can agree to this matter, he will deposit all the protection money collected into his own bank, so that the insurance will only eat regular interest every year, and the money can be used to go out to operate, and all the money earned from this operation is his own.

With the promotion of insurance, the money bank will inevitably follow suit, which is tantamount to forcibly promoting its own money with the help of the power of the imperial court, although it has lost some benefits, but the benefits will be more.

Looking at Li Yuanji's figure gradually moving away, Li Shimin was stunned again, and Empress Changsun stood aside silently, without the slightest impatient expression.

"Come here, pass on Jingde and return to Beijing immediately, and Duan Zhixuan will replace Jingde." After a long time, Li Shimin finally made a decision.

Li Yuanji can't be killed for the time being, but he must not be allowed to move freely, and the only one who can suppress him is Wei Chi Jingde, to tell the truth, without Wei Chi Jingde following Li Yuanji, Li Shimin is really not very relieved.

If this Turkic attack can really be as Li Yuanji said, Li Shimin can relax his guard against Li Yuanji a little.

Immediately afterwards, Li Yuanji immediately summoned a group of ministers of civil and military affairs to discuss the issue of insurance.