The sun in the sky is not scorching, but a few Li Zheng feel a fire burning in their hearts. Hearing Li Xiao say this, it was also a helpless sigh.

Yicang and Shecang are somewhat similar in nature, which is a product of villagers' self-help. Different from the official warehouses of the imperial court, the storage is the grain rented from the land levied by the imperial court's yamen, and those grains have to be transported by land and water, except for some official warehouses that are retained in local prefectures and counties, most of them are eventually transferred to the important large transshipment warehouses of land and water in various places.

For example, several large granaries along the canal, some granaries can even store millions of stone grain, such as the eight granaries built in the Sui Dynasty, and the grain storage is more than 100,000 stones.

The purpose of the construction of this large granary is to be able to quickly distribute grain to all parts of the country. Whether it is a war or a disaster relief, it can be quickly and effectively deployed. After all, in this era, grain is not only capable of production, but also difficult to transport.

It is precisely for this reason that although the imperial court has granaries in various places, the grain in these granaries is not easily moved. Generally, if you dare to open an official warehouse privately in a non-emergency situation, it is the crime of killing your head. Because of this, sometimes, even in the event of a catastrophe, some rigid officials will refuse to open positions.

The imperial court encouraged the people to build righteous warehouses to help themselves.

The so-called righteous warehouse, that is, everyone spontaneously builds a warehouse, generally for a township or a village, build a granary by themselves, and at the time of harvest every year, everyone pays a certain amount of grain to the warehouse according to the agreed standard, and some poor or lonely widows can be exempted.

The grain in this warehouse is managed by special personnel, and when there is a famine, it is used to save itself.

The community warehouse is generally set up by the government in the name of the official in each county, requiring the local people to pay a certain amount of grain into the warehouse in proportion to the amount of land they occupy, and the government will send people to manage it. The responsibility of the social warehouse is to provide disaster relief and help for orphans and widows, compared with the official warehouse, the social warehouse will not have so many procedures, no need to report layer by layer, and it can be opened according to the situation in case of disaster and famine.

Because the social warehouse has a certain degree of compulsion, in fact, it has the nature of a local tax, and it is said to be spontaneous, but it is actually a kind of tax.

And because it is managed by the government, the people are not too trusting, and it is not easy to use the food inside.

Therefore, people often trust Yicang more, after all, Yicang is a form of autonomy and does not need to go through the government.

Li Xiao is now proposing to build a Yicang of the Township Covenant Hall, which belongs to the Yicang established by the villagers spontaneously, but it is subordinate to the Township Covenant Hall, a non-governmental spontaneous organization.

The drought is severe, and this year's harvest will definitely fail, or even fail at that time, and it is certain that there will be a shortage of grain in the summer.

It's better to plan early now than to be chaotic then.

Building a righteous warehouse in advance is also out of this consideration.

"Now everyone has no food in their hands, and those who have food are basically landlords' homes, so it is unrealistic to say that everyone can donate food for free. My idea is that, at today's market price, Yicang will buy from the villagers who have food. ”

"Buy grain and put it in the warehouse, store it for management, and when there is a famine, then the villagers can come to buy grain to survive the famine."

Liu Lizheng, who went down to the river, was puzzled, "There is no money in the township hall now." ”

It has not been a long time since the establishment of the Township Covenant Hall, and it is only a non-governmental organization for villagers to fight drought and help themselves, and there is neither funding nor funding.

There is no half-penny involved at all, whether it is a councilor or a councilor, it is all brought by its own dry food.

Li Xiao said that to build a righteous warehouse, you don't need to donate but buy it, so where does the money come from to buy it?

As a landlord, Li Xiao has always felt that he has a social responsibility.

The landlord, no matter how he became a landlord, in essence, he occupies more land, and therefore more social resources, even if he has these possessions, in fact, they are conditionally exchanged.

But from the social aspect, after all, the landlord occupies more social resources, so he should have more social responsibility, which is often said that the greater the ability, the greater the responsibility.

Li Xiao himself is a landlord, and he prefers to become a village sage.

The villagers should not only pave bridges and build roads, but also do more, such as leading the villagers to develop better.

One of them is to build schools and educate the children in the township, and it is also one to lead everyone to fight drought and provide disaster relief.

But there's more to it than that.

In the event of a disaster or famine, the landlord should not just give a porridge and borrow money, he should also be more active.

"We are all well-known people in our respective townships, and I believe that we don't want to see the villagers in the township leave their hometowns to flee the famine, or even sell their children and daughters, or even starve to death in other places. As the prestige of the township, we should help the villagers. ”

"San Lang, you just tell me how to do it."

A few of them were said to be very emotional, in the same township, in fact, everyone has no feelings.

Even if a cat and a dog have been raised for a long time, they have feelings, not to mention the villagers and neighbors who have been together for a long time.

"I mean, disaster relief also has to be reasonably arranged and coordinated."

Build a righteous warehouse, hang it in the name of the Township Covenant Hall, and the Township Covenant Hall is responsible for management.

It does not adopt the model of donation, but buys. After all, the grain of the landlord's family is not blown by the wind, and if you donate, how much are you willing to donate.

If you can sell it, where will the money come from?

Li Xiao put forward his own idea, "Let's first print some Yicang bonds in the name of the Township Covenant Hall, and then use the bonds to issue them to the villagers for everyone to claim." Those who have money can voluntarily claim it, and after the Yicang bonds are issued, the money raised will be purchased at market price from the large landlords who have grain in the township, and stored in the Yicang. ”

Zhang Lizheng asked, "Why do you want to use money to buy this Yicang bond?" ”

"Of course, it's for self-help, and again, this bond is called a bond, which is equivalent to a creditor's right. For example, if we issue a bond of 1,000 yuan, and when we agree to redeem it to the owner of the bond after one year, we will pay him 30% of the interest, and the principal and interest will be 1,300 yuan. ”

In this way, it is easier to understand, bonds, which are equivalent to an IOU, with an agreed interest.

"Well, you can earn interest on the bonds, but you can."

After all, it is not claimed in vain, the money can be taken out to claim the bond in the future, and the interest can be returned, and the purpose of the bond is also very clear, that is, to buy grain to help everyone store grain and prepare for famine.

"San Lang, but what are we going to use to redeem the bonds and pay interest in a year's time?"

"Quite simply, whoever benefits is responsible. For example, if we issue bonds to buy grain in the name of the township covenant hall, then the villagers should bear the principal and interest in the future, after all, everyone will be able to get precious grain at that time. Or to be fairer, we can print food stamps after we raise money by issuing bonds, and then buy grain and put it in storage. ”

"Food stamps? What is it? ”

"Food stamps are grain stamps, for example, if we buy a thousand stone of grain, then we can print a thousand stone grain stamps, such as a grain stamp with a denomination of one stone of grain, and we can exchange it for one stone of grain in the granary."

Li Xiao has a lot of ideas, and the food stamps are actually to improve the use of grain in Yicang.

If the villagers want to use the grain from the Yicang, they must first have food stamps, and the food stamps must first be exchanged for money at the township covenant hall, or IOUs. Moreover, food stamps cannot be bought if you want to, but must be subject to conditions.

First of all, it has to be the villagers of Lanxi, and secondly, according to the number of people in each household, to set the ration standard, each household can only buy a maximum of how many food stamps per month in exchange for as much grain, more than the standard money can not be exchanged.

In this way, bonds, grain, food stamps, and grain money form a cycle.

The money used to buy grain in the township hall is to issue bonds, and the money to repay the principal and interest of bonds is the money for selling grain.

"If you have money, you can exchange it for food stamps, and if you don't have money, you can temporarily pay it on credit and pay it back when you have money, or when you have the grain harvest in the next year, you can use it to offset it with grain at market prices."

A few Li Zheng sighed with emotion, "San Lang is very thoughtful, going around such a big circle, it's a bit of a circle." ”

"Winding is for fairness!" Li Xiaodao.

Although the landlords have money and grain, they cannot let them donate grain and borrow money in vain, and it is precisely to ensure the fairness and justice of the whole process, so that this can become a mechanism that can run for a long time in the future.

It's not that every time you rely on fighting local tyrants, such a method can't last long.

Just like Li Xiao just emphasized, bonds should be issued with a good interest, and it is best to follow market conditions. And the purchase of grain must also be based on the market price, and it cannot be said that the landlords who have grain will suffer losses. The people also exchange food stamps at the market price, so as to ensure that Yicang can sell grain and get money to redeem bonds.

Li Xiao did not take the seemingly simpler method of asking the villagers to pool their money and then buy grain from the landlords, which he felt was simple but not the best.

Going around in a big circle, although it is a little more complicated, but it is more in line with the truth.

If you have money, you can claim more bonds, and because there is interest, you will not lose money if you pay more. Although it is not cost-effective to sell grain at this time, it is for the sake of the villagers in the township, in order to avoid disasters and famines, and make some economic concessions, which is cost-effective in the overall situation.

In this whole process, the market economy behavior is introduced.

"When we issue bonds, we don't necessarily issue them to our hometowns, but we can also raise them from other people. After raising money, it is not necessary to buy grain from large households in the township, and the same is true if grain can be bought through other channels. ”

"That's right." Everyone nodded.

"Go back and convene the council one more time, and let's talk about it together. If it can be approved by a majority, then it will be done according to Saburo's order. Several Li Zheng are also directors of the Township Covenant Hall, and they think that Li Xiao's proposal is still very good.

"San Lang."

In the distance, Zhang Cong came running with a person.

"San Lang, this Di Lang Jun has something to look for you."

Li Xiao looked at Di Huaiying, who was a little out of breath, "Coming for corn?" ”

Di Huaiying smiled, "San Lang is amazing, he is here for corn, dare to ask San Lang if he has corn in his hand now?" ”

"Yes."

Li Xiao's words made Di Renjie smile even brighter, and the heart he had always carried along the way was finally let go.