21. Financial family
Li Xiang couldn't help but feel happy when he heard Madisi's extremely pleasant words, and thought: Seeing that you still have some vision and what you say is also very beautiful, I won't bother with you about bribery for the time being.
Medici continued, "So, I waited for the time I spent on the occasion of going out to discuss it, and finally decided to give you this redemption ticket. ”
"Isn't there a big contradiction in what you said, since you know that I am not a greedy person, then why bother to be bored and give me the redemption ticket?" Li Xiang was puzzled.
"Because we all have great respect for you, for you are so young, but you have a strong grasp of wealth, and those far-sighted, unique achievements like a tower, if you had not been betrayed, your personal wealth would have far exceeded the wealth of our four great families combined," Bardi said. ”
Peruki said: "My lord, you are really a business wizard like no other in the world, and now you are deeply used by Augustus, how can the little ten thousand Oris, how can adults look at it, and we will naturally not be bored." ”
Aziuri said: "Yes, this ten thousand Oris is discussed by us, and we have unanimously agreed to use it to support your lordship to practice your business ideals, if you succeed, Rome will be more prosperous and prosperous, which can be regarded as a little bit of our contribution to the country!" ”
Li Xiang smiled and said, "Eh! In this way, I have misunderstood your intentions before, so I have to say sorry! ”
Baldi hurriedly said: "Why do you need to see the outside like this, since you are like-minded people, you can be brothers, that is, brothers, how can we take a little misunderstanding to heart!" ”
"Well said, good brother, righteousness." Li Xiang picked up the wine glass in front of him, and then said, "Come, everyone drink it all, for this rare brotherhood, do it!" ”
The five of them clinked glasses and drank the wine down.
Li Xiang said: "In the future, everyone will be called brothers." ”
The four of them said in unison: "Okay! ”
Bardi said, "Lee wants to be big..."
Li Xiang hurriedly reminded: "Eh! Do you still want to talk about adults? It's time to change your tune! ”
Bardy smiled and said, "Brother, what about this redemption ticket, you see?" ”
"Since it's the hearts of the four eldest brothers, if I don't appreciate it, then what kind of brother is it? Rest assured! I will accept this redemption, but not in the form of your sponsorship, but the money I borrowed from the money of the four eldest brothers. ”
The four of them said in unison: "'Loan'?!" ”
Li Xiang smiled and said, "Of course, you'd better be able to calculate interest with me at the best interest rate of all the bankers." ”
"If we are brothers," said Baldi, "why should we be so clear about a few interest? Doesn't that seem too out-of-the-box? ”
Li Xiang said: "If you are in business, you will talk about business, you open the door to do business, of course, everything is the first!" My brother still has to settle accounts! This is the way of business, and it will not affect the relationship between our brothers. ”
Medicy said: "Through this remark, I can conclude that your 'Taoism' is far more than the four of us, brother." ”
Li Xiang smiled and said, "Eh! Not so exaggerated! ”
Perucchi said: "In short, as long as you have a big business, a big deal, and need a large amount of money, your eldest brother's four money banks have semicolons in large and medium-sized cities in Rome, just open your mouth, of course, you put a hundred hearts, and we will definitely calculate the interest with you." ”
All five smiled.
Li Xiang said: "Don't hide it from a few big brothers, little brother, I really found a big business in the capital, and the profits must be considerable, and when the time comes, I really need to rely on the support of several big brothers in terms of funds!" ”
Baldi said, "Ouch! You can rest assured! No problem! A few of us are opening money banks, just hope to have more high-quality customers like you, brother! ”
Li Xiang thought to himself: Great! Although it seems that it is a pity to give up 10,000 Oris's ill-gotten gains in vain, but fortunately, it can get in touch with the "chairman" and "president" of the "big four banks", and there will definitely be no big problems in terms of funds in the future.
Baldi continued: "Brother, the redemption ticket in your hand, although it was issued by our Baldi bank, is stamped with the seals of our four banks, the secret deposit, and the seals of the four of us, and you can exchange this exchange ticket for cash in any of our four bankhouses. In addition, we will notify all branches across the country in a timely manner, as long as it is a brother, you will personally come to the door to apply for a loan, and the loan will be released at any time. ”
Li Xiang nodded and said, "Through the seal on this redemption ticket, I found that it seems that several 'treasure numbers' are named after several people?" ”
Bardi said, "Brother, you don't know anything! Our four ancestors started a numismatic business as early as the time of the Babylonian dynasty of Nebuchadnezzar. ”
Li Xiang couldn't help but admire: "Wow! There's a bit of history. ”
"Hmmm! At first, it was only engaged in coin exchange. ”
"Is it the kind that charges a fee to exchange gold, silver, and copper coins?" Li wanted to ask.
"Not bad. But later, with the rapid development of the world, the agglomeration of the population increased, the circulation of goods became more and more frequent, especially the cross-border bulk trade, it was inconvenient and unsafe for merchants to carry a large amount of gold and silver, so that the money village was born, specializing in currency exchange, custody, exchange and other businesses between multiple regions, with the continuous increase in trade volume, the money bank industry also followed the continuous development and growth, until about 100 years ago, and added new business, deposits and loans. ”
Li Xiang said: "In the future, the bank will be upgraded to a bank. ”
Again, the four of them said in unison: "'Bank'? ”
Li Xiang nodded and said, "Yes, in addition to traditional businesses such as currency exchange, exchange, deposit and loan, banks will also add many new businesses such as mortgages, credit cards, and wealth management. ”
The four of them thought: It seems that Li Xiang is really a business wizard, with a unique vision, and can innovate the money business so much, in addition to the name with a more sense of the times, but also add unheard of new business, so it seems that in the future, it must be a foolproof wise choice to lend money to such a "strange person in the business world"!
Li Xiang continued: "I take the liberty of asking, at present, the semicolons of several 'treasure numbers' have the best benefits there? Is it in the capital? ”
Baldi said: "The effectiveness of the Roman semicolon can only be described as above average, and it is still a big gap from the Florence semicolon on the main trade route. ”
"I really didn't expect that Florence would be stronger than the city of Rome."
"If it weren't for the fact that we were all Greeks," said Aziuri, "we would have moved the head of the money house to Florence long ago." ”
Agiuri's words reminded Li Xiang of a historical fact in "The Wild History of World Finance".
More than 1,000 years later, around the 14th century, Banco Bardi, Banco Perucchi, Banco Archiuri, and Banco Medici were established in Florence, Italy, and their branches have spread to major cities in Europe.
In 1338, the Bardi Bank and the Perucchi Bank loaned 1.3 million florin gold coins to King Edward III of England and members of the royal family, but ten years later, in 1348, the most terrible plague in human history, the "Black Death", ravaged all of Europe, killing more than sixty percent of the population, and Florence, Italy, was in the most serious epidemic area, and encountered "the best super scoundrel in history", King Edward IV of England and members of the royal family refused to repay the loan, As a result, bank credit cannot be recovered for a long time, and even becomes a terrible "dead debt".
Because of this, Banco Bardi, Banco Perucchi, and Banco Archiuri went bankrupt in the 40s of the 14th century.
Huh! It's really timely! Luck also! Fate!
Bardi Jr., the owner of Banco Bardi, did not rejoice that he had escaped the plague, but climbed to the top of the famous "Leaning Tower of Pisa" and exclaimed: "Oh God! What was wrong with me? I have always been honest in business, and I am not deceitful, but I will suffer the bad luck of bankruptcy and bankruptcy? Why? Why is that? ”
I saw that the ancestor Bardi, who didn't know how many generations he had counted, was dressed in white with a halo on his head, and he appeared and said, "No resentment! ”
Little Baldi said, "Why? ”
"When I was the governor of Greece, I scraped a lot of people's fat and ointment, and collected a lot of black money, otherwise how could I get the Bardi family, which is so rich that it rivals the country!"
"So that's going to happen?"
"This is the 'original sin'! Huh! King Solomon said it well in Ecclesiastes! 'The vanity of vanity, everything is vanity'! Bardy Sr. sighed.
The four governors saw that Li Xiang was speechless for a long time, so Bardi said to Li Xiang: "Brother Li Xiang! Brother Li Xiang! ”
Li Xiang came back to his senses and said solemnly: "Brothers, everyone is talking about business when they are in business, and they are talking about politics when they are in politics, I can say ugly things in front, if anyone uses the position of governor to accept ill-gotten gains, don't blame me, a little brother, for being ruthless!" ”
Baldi said: "You can put a hundred and twenty hearts, and a few of us who are the eldest brothers will never live up to your expectations, brother, and from now on, everything we do will be worthy of Augustus, worthy of the Greek people, and worthy of you, my brother." ”
"Well said, I hope that you will walk the talk, and be a blessing to the Greek people during your respective terms!"
The four thought to themselves: It seems that Li Xiang is a true "businessman and excellent scholar", and with his age and wisdom, his future in Rome's political and commercial "stage" will be limitless.