Money is a bad coin, and copper money is a good coin. Therefore, money will inevitably replace copper coins to a certain extent. In particular, the face value of copper coins is too small, and one or two taels of silver can be exchanged for two thousand and several hundred wen, and the number of light is dazzling. It's no problem to set up a stall to sell a cookcake, but if you want to make a big deal, it will cost hundreds of millions casually, and it's a mistake to count it...... And there is also a problem with the quality of copper coins, as well as the big money of ten, five, three, and two. It's just as dazzling!

Therefore, the wealthy businessmen who really make big deals do not use copper coins to settle. Before the advent of money, gold, silver, jiaozi, salt, tea, silk, and even the degree could be used for trading.

This currency system ...... It's really messy!

Therefore, once the banknotes linked to real estate, salt, tea, wine, iron and other items were introduced, they were very popular with Kaifeng Prefecture and several major commercial markets in the southeast.

Even the city of Tianjin, ruled by Wu Haogu, could not prohibit the circulation of money.

Qian Yin was officially issued in the first year of Zhenghe, and now it is the fifth year of Zhenghe, and a total of nearly 90 million face value Qian Yin has been issued in five years.

Theoretically, the money should be recovered by purchasing iron, salt, tea, wine and other monopoly items from the government-run supervisors, paying commercial taxes and customs duties, and purchasing government-run land and real estate.

However, because the market has a great demand for money and the exchange price of money has been strong, the recovered money has not been cancelled, but deposited in Jingdong Bank without interest - not to exchange money for real money and copper money, but to save money, use money, and withdraw money.

This is equivalent to putting a large amount of base money into the market, and it is also a base currency that does not charge interest! Just these tens of millions of dollars have made JD Bank earn millions of interest in vain a year.

In addition, the so-called money instead of copper money does not necessarily lead boxes of money out of the transaction, but can also be traded through financial institutions such as banks, traffic introduction shops, unwarehousing, and Changsheng warehouse.

These financial institutions issue bills in units of money quotations for merchants to use in large transactions. At the same time, it also undertook the exchange business between money, gold, silver, copper coins and silk silk.

And the exchange of money has been very stable because of the real estate industry in Kaifeng Prefecture. The exchange price has been stable at one to one for a long time.

Therefore, businessmen and financial institutions are gradually accustomed to saving some money for backup.

However, these businessmen and financial institutions have no way to obtain interest-free money directly from Taifu Temple to attract deposits like JD Bank. Moreover, they do not have the ability of JD Bank to absorb deposits, so they cannot attract much money to attract deposits. To support exchange and lending operations or day-to-day operational needs. There are many merchants and financial institutions that have exchanged copper coins for money.

That is to say, in Kaifeng Prefecture and the southeast coastal commercial market, a considerable number of merchants turned part of their capital into money.

Once the money collapses, I am afraid that many businessmen will go bankrupt!

To make matters worse, some small and medium-sized financial institutions will fail......

"So, what then?"

"Shopkeeper Ji, we also have a lot of money in our hands!"

"If the real estate in Kaifeng Mansion falls, and the money falls again, then won't we go bankrupt?"

"Amitabha...... How good is that? The money of the Immortal Treasury is lost, and the Buddha is to blame! ”

Ji Kui just smiled and didn't say anything, of course he had a way. In fact, since the day the money was triggered, Jingdong Bank, Bank of Tianjin, and Yuntai Xuegong Business School have been studying this matter, and of course the countermeasures have been there for a long time.

Otherwise, Ji Kui would not have invited so many big real estate developers to Fanlou for tea today.

After a while, Ji Kui took in the expressions of the profiteers in the room, and found that only Mu Gongyang was calm and calm, so he knew it in his heart.

"Brother Gongyang is not worried about the depreciation of money?" Ji Kui asked with a smile.

Mu Gongyang smiled: "How much money do we only have in our hands?" And it's not exchanged for real money, but borrowed from your Jingdong Bank, borrowing money to lead to repaying money, what are you afraid of? ”

Ji Kui smiled: "Since Brother Gongyang is not afraid, how about borrowing a little more?" ”

"Borrow more?" Mu Gongyang asked, "What's the use of borrowing?" ”

Ji Kui smiled: "Borrow it to buy land!" The land of Kaifeng Mansion can't rise, but Xiangyang Mansion has a bright future in the future. How? Mu Da shopkeeper doesn't dare to play? ”

"The land of Xiangyang Mansion?" Mu Gongyang's gaze also swept the room.

Everyone was looking at him. In the real estate industry of Kaifeng Prefecture, Wanjiaxing is a weather vane!

In fact, he is quite optimistic about the real estate industry in Xiangyang, but the instruction from Tianjin is to withdraw from the Great Song Dynasty market and bring real money back to Tianjin......

And to accomplish this mission, I am afraid that the cooperation of JD Bank is indispensable!

Now all the assets of Wanjiaxing in Kaifeng Mansion are all sold, and after deducting the liabilities, 20 million yuan will be available. Even if you get a discount and get back 15 million, it is equivalent to 7.5 million taels of silver, and it will be more than 1 million taels in gold.

How did so much silver and gold get back to Tianjin? If you transport it yourself, will it be intercepted by the Song Dynasty government along the way? After thinking about it, I had to let JD Bank send the money.

"Good!" Mu Gongyang immediately made a decision, "I listen to the officials of Ji!" ”

"Hahaha......" Ji Kui smiled, this student of Wu Haogu is really interesting. That's it, Qian Yin is definitely going to fall, maybe faster than the real estate in Kaifeng Mansion. Let's borrow a little more, buy the land of Xiangyang Mansion, and make a lot of money in the future! ”

"That's right! You can definitely earn it! ”

"Just listen to the ...... of the discipline officials"

Tianjin and Jingdong are the same two capital groups, what else do others hesitate? Just follow up.

When doing business, you have to think independently, and you can't get through the sky. If you want to be able to follow Li Chaoren, who doesn't have to worry about their own brains?

And now, Wu Haogu and Ji Yi are supermen...... Follow their wind, yes!

Ji Kui smiled proudly, he wouldn't go to the land of Xiangyang Mansion. Xiangyang Prefecture is not Kaifeng Prefecture, and the high land price in Kaifeng Prefecture is not because there is no land, but because of the restrictions on the supply of food and various materials, which cannot allow the population to grow openly. This is why it is necessary to strictly limit the area of Kaifeng Mansion and prevent large-scale expansion.

If you change to Xiangyang Mansion...... Hehe, millions of people can accommodate it!

Of course, real estate in Xiangyang Mansion is not impossible. It's just that you can't do it lying down, and there's not much windfall to eat.

Moreover, it is better to invest heavily in Shanghai, Mingzhou, Suzhou and other places that the Ji family can control!

Ji Kui's purpose of deliberately using Xiangyang Real Estate to talk about things is actually to make up a story for the demand for money - with this story, Jingdong Bank can raise interest rates for money. In fact, he doesn't care whether the real estate developers in Kaifeng Mansion will follow up, he just needs to have a public opinion. There is a reason to raise interest rates.

The purpose of raising interest rates is, of course, to absorb savings, and the purpose of absorbing savings is to create demand for money, and the purpose of creating demand for money is of course to facilitate Jingdong Bank to use money to attract gold, silver and copper coins.

As long as there is a huge interest rate difference between gold, silver, copper and money, and the price of money is stable, then there will be many people who exchange gold, silver, and copper coins for money.

When Jingdong Bank absorbs enough gold, silver and copper coins, it will be time for Qian Yin to collapse!

Then there was a financial crisis that swept through the Great Song Dynasty......

……

"The Son of Heaven should leave Kaifeng Mansion today, right?"

"It should be ...... today"

"The big mistake is still made!"

"Why don't you have important ministers?"

"What did Shang Shu say? The government built Nanjing Xiangyang Mansion, in the final analysis, not to evacuate the population of Kaifeng Mansion? Isn't the change on the fourth day of the fifth month because of the large population of Kaifeng Mansion, which caused all kinds of things to become expensive? ”

"Alas...... I don't want to really miss the country! ”

"Brother Wen Jin, why do you say this?"

Those who were discussing Zhao Ji's southern tour in an official ship slowly heading north were He Sanjie, Feng Mingshan, Qin Hui and others.

They had now reached the north of the Daimyo's Mansion, and this was no longer a prosperous place in the Central Plains. In the Song-Liao War a few years ago, it was devastated by the war again, and now it has not fully recovered.

Even the places on both sides of the Yellow River are still prosperous, but they are also depressed everywhere. All the way to the north, the grass markets and market towns that I passed through were all depressed. However, when passing by the Daimyo's Mansion, the market was very prosperous, and it was not much different from before the Song-Liao War.

It's just that the various handmade utensils sold on the market in the Daimyo Mansion, except for the porcelain, which still comes from Dingzhou and Cizhou, and most of the other handmade products come from Tianjin and Jingdong City......

In other words, the vast rural areas of Hebei have also encountered a similar situation as Henan Province. It is suffering from the onslaught of the capitalist industrial and commercial cities on the eastern seaboard! It is no longer possible to provide handicrafts for urban consumption.

The only things that can be provided in the rural areas of Hebei are land rent, taxes, and some agricultural products.

In this situation where the rural handicraft industry almost collapsed, the collection of summer tax and exempt money in most areas of Hebei encountered great problems.

The summer tax and exemption money could not be collected, and the salt, iron, tea, and wine franchises that originally belonged to the local government were also lost because of the issuance of money. Therefore, the government of Hebei has also encountered financial difficulties. Not even the money for the maintenance of regimental training, armor, archers, and hired servants to build roads and walls.

He Li looked at an abandoned commercial market nearby, and just sighed: "The Central Plains and the North Land have been depressed everywhere, and people's hearts have been floating. Now even Kaifeng Mansion is beginning to waver...... Can the state still support the Quartet to destroy the Golden Strategy? ”

Feng Mingshan smiled and waved his hand, "Isn't it just depression...... In fact, Hexi is much more depressed than Hebei, and it is difficult to find people when you leave the Hexi Corridor. There are no commercial markets or grass markets, and the income of the Great Education Corps is even more pitiful, so isn't it still strong and strong? ”

"Doesn't Hexi occupy the Silk Road? How can there be no money? Qin Hui asked a little strangely.

"Where's the money?" Feng Mingshan smiled, "How many goods does the Silk Road only have a year?" How much money can you save? Our Hexi soldiers are strong and strong, and we don't rely on these few. ”

"So by what?"

"By the land!" Fengming Mountain Road, "A knight's manor has at least 2,000 acres of land and seven or eight households. What kind of money do you need to raise knights with land and tribes? ”

https:

Please remember that the first domain name of this book is .. Mobile version reading URL: m.