Yesterday was the Lantern Festival, and Wang Yun, who had been nervous about the situation in eastern Liaodong for a whole year, rarely drank a few more glasses at the family banquet and spent a pleasant night with his favorite concubine. He thought that he would have nothing to do today, so he simply had a rare lazy sleep.

But as soon as the day dawned, his father rushed into his room and asked his servants to wake him up with a towel soaked in cold water. Wang Yun, who is 40 years old, has been in charge of the central bank for almost 3 years, and with the support of the emperor behind the central bank, the current central bank can stand up straight and speak even in the face of the clan relatives and nobles.

Compared with his father, Wang Yun, who has a huge amount of wealth in his hands, is not so in awe of other powerful people except for the emperor, the first assistant and the three people of Hubu Shangshu. To put it mildly, now officials below the fifth rank and nobles who have no real positions want to see him, and it depends on how his heart is.

Under the influence of such an environment, he is no longer the ordinary businessman who racks his brains every day just to maintain his family business.

With the expansion of bank equity and business scale, banking business has inevitably become entangled with the country's guidelines and policies. Whether it is the exchange of taxes from the local government to the central government, the issuance of public bonds for national construction and war operations, or the provision of capital guarantees for foreign trade, the central bank and the Ming Dynasty have been a symbiotic relationship of both prosperity and loss.

Therefore, as the helmsman of the central bank, Wang Yun naturally had to pay attention to the changes in the political situation of the imperial court and the impact of various policies promulgated. He had to keep the central bank's business in line with the changes in the imperial court, and at the same time influence the imperial court's financial decisions through powerful people close to the central bank, so as to prevent those officials from formulating fiscal policies that were unfavorable to the bank as much as possible.

As one of the earliest Daming banks and named after the emperor himself, the assets and business of the Daming Central Bank far exceeded the sum of the other two rivals, the Bank of Shanxi and the Bank of Communications. As for the other overseas trade bank, it was originally the product of a compromise between three companies to carve up overseas business, so it was not a truly independent bank.

After more than a decade of development, the assets in the hands of the central bank have become an incredible astronomical amount. Compared to the wealth controlled by the central bank, the treasury managed by the Ming household department was almost like all the belongings of a beggar. Such a huge amount of wealth is actually controlled in the hands of a merchant family, which naturally arouses everyone's coveting.

Although the Hebi Wang family is quite famous in the local area, it is too weak on the stage of the entire Ming Dynasty. Even the wealthy businessmen in Huizhou who later participated in the central bank had many families whose financial resources and power surpassed those of the Hebi Wang family. The reason why the Wang family was able to firmly control the management power of the central bank came from the direct support of the emperor.

It is precisely because of this sinister situation that Wang Yun not only acts extremely cautiously, but also pays great attention to the movements in the palace, and always follows the emperor's will as a self-preservation strategy for the family.

The huge power brought by wealth, and the constant struggle to deal with the plots of the eaters, made Wang Yun gradually have the demeanor of a superior person, even ordinary officials had to be polite when they saw him, not to mention that these subordinates in the family dared to violate his majesty.

Being woken up by his father in this way, Wang Yun was still a little unhappy at first, but with his father's words, his unhappiness disappeared in an instant, and he jumped from the kang to the ground in a hurry, ignoring the concubine's good body and leaving.

In the exclamation of the concubine, Wang Yun stood barefoot on the ground and didn't feel cold, and hurriedly instructed the slave maid waiting in the room: "Go and prepare soup and tea, let me go and get rid of the wine, what are you still doing there, hurry up and wait for the master to dress, Your Majesty is still waiting for me..."

Wang Fengyuan can also understand his son's excitement at this time, this is the first time that the emperor has officially summoned Wang Yun alone. Before this, Wang Yundu could only follow him to see the emperor, even if it was the task assigned by the emperor, he was still responsible for himself. And this separate summoning means that the emperor has finally separated him from his son and regarded Wang Yun as a person who can take responsibility independently.

As long as Wang Yun's entry into the palace and the matter taken over this time can satisfy the emperor, then Wang Yun's qualifications will no longer be questioned by others regarding the official transfer of the management power of the central bank. For the Wang family, this is undoubtedly a guarantee for continued prosperity, not to mention that Wang Yun will be so excited, even he himself can be regarded as putting down a big stone.

Although it was not the first time he had come to Xiyuan Jingshe, Wang Yun's every step up the stairs felt as if he was stepping on a pile of cotton, which made his body shake slightly. The eunuch who led him upstairs was not surprised by Wang Yun's performance, Emperor Chongzhen was different from the previous Ming Emperors, this was a manifestation of some small people being too nervous when they were suddenly summoned by the emperor.

In the past, the emperor's favorite thing was to stay in the palace without seeing foreign ministers, and compared with the annoying state affairs, the palace was a paradise built around the emperor alone. But since Chongzhen ascended the throne, he likes to keep in touch with the world outside the palace, and does not like the false paradise in the palace. Because of this, the nervous appearance of those little people summoned by the emperor will make these eunuchs accustomed to it.

However, for the sake of the person who was guarding the biggest money bag of the Internal Affairs Office, the eunuch who led the way turned to him before knocking on the door of the living room and reminded: "Your Majesty is inside, Governor Wang, you should take a few deep breaths first, adjust your breath before going in, so as not to be rude in front of Your Majesty." ”

Wang Yun took a few deep breaths, calmed down a little, and then hurriedly bowed and thanked: "Thank you father-in-law for mentioning it, dare to ask your father-in-law's surname, so that the villain can be grateful." ”

The eunuch stepped aside and said, "The miscellaneous family does things for Your Majesty, but they don't dare to ask for any thanks." After Governor Wang enters, speak carefully, but don't lose your words..."

After thanking the eunuch again, Wang Yun followed the door opened by the other party and walked into the living room. Regarding Wang Yun's arrival, Zhu Youzhen, who was reviewing the recitals, seemed very relaxed, and he said without raising his head: "Excuse me, you sit on the side for a while, and then talk to you after I have approved these memorials." Well, add some firewood to the fireplace..."

Under the guidance of Lu Qi, Wang Yun found the fireplace that the emperor said, and found the dry firewood with the thickness of his forearm in the iron basket on the side, he carefully added dry firewood to the fireplace, and with the enhancement of the flame in the fireplace, Wang Yun, who was still a little impetuous, really calmed down.

Just as he was silently adding firewood to the fireplace, Zhu Youzhen finally approved the fold in his hand and walked to the edge of the fireplace. After sensing that the emperor was coming, Wang Yun hurriedly dropped the firewood and saluted the emperor again. After Zhu Youzhen patted him on the shoulder, he sat down on the side of the chair and said to him: "Don't be so restrained, get up and talk, I remember that you studied at Yenching University?" ”

Wang Yun immediately replied: "Yes, although the villain went to private school at home for a few years before, after coming to Beijing, he felt that his knowledge was still too shallow and it was difficult to deal with business contacts, so he studied in Yanjing for a year. ”

Zhu Youzhen took a piece of firewood and gathered the excessive firewood that Wang Yun had thrown in before, and after stirring up the fire, he dropped the firewood in his hand and said to him: "Since you are a student of Yenching University, you are your own person." Lu Qi, I will get him a waist card to enter the palace. If you have any problems in the future, you can come to the palace and tell me about it, or write an excerpt and hand it over. I'm always going to do you justice..."

Wang Yun was immediately overjoyed and thanked Chongzhen again and again. After his Xu calmed down a little, Zhu Youzhen then said to him: "Since you have studied at Yenching University, you should have read the article "A Study of the Nature and Causes of National Wealth", so I will test you, what is the relationship between gold and silver and currency?" ”

The "Study of the Nature and Causes of National Wealth," written by the emperor's organization, is already a manuscript of the seventh time, and it is said to be an article, but in fact it is equivalent to a pamphlet, and the professors of the Social Survey Department and Yenching University are still collecting data and preparing for its eighth revision.

When this article first appeared, it was not very important because of the dry language it used and the large number of figures quoted, which did not match the aesthetic concept of the Ming literati. Except for those household officials and literati who wanted to curry favor with the emperor, who would study the content of the article, the others basically ignored the article.

However, with the complexity of economic activities in the Ming Dynasty and the emergence of stocks and public bonds, businessmen had to pay attention to this article. In particular, shareholders and executives in the banking industry, if they have not read this article, will almost always be rejected by everyone.

After all, this article is the only work on economics in the Ming Dynasty, which is a systematic exposition of the connection between wealth, land and money, although there are still many flaws, but for businessmen in this era, it is undoubtedly a secret book that directly points to the essence of the law of economic operation. If they can't even read this article, then they won't be able to understand how the bank actually works.

Wang Yun liked this article very much and has studied each version. Therefore, after hearing the Emperor's question, he only thought quietly for a moment, and then explained to the Emperor his opinion on this article, as well as the relationship between gold and silver and money.

Wang Yun spoke for nearly half an hour in one go, and then he said unsatisfactorily: "... Therefore, the minister thinks that only the gold and silver in circulation can be called money, and the gold and silver that cannot enter the market cannot be called currency, but a pile of stones with no use value.

It's like the inventory that the store can't sell, it looks like it's really valuable, but the inventory smashed in the hand is actually worthless, and it also occupies the warehouse place, which is a pile of waste.

Therefore, for the bank, it is meaningless to reserve gold and silver, and the banknotes issued with gold and silver as the principal are the real money when they circulate in the market..."I want to talk about "Bang Ming" with more like-minded people, and pay attention to "excellent reading literature" on WeChat, talk about life, and find confidants~