"Okay, the rest of the details, you can continue to discuss in the meeting. Yahachiro, come with me to the home to hold an assessment meeting! With that, Hosokawa Nobumoto and Honda Masanobu got up and left.

"Congratulations to my lord!" After the others bid farewell to the lord, Horiuchi took the throne.

"Ladies and gentlemen, thanks to the wrong love of the lord, it is very fearful for me to hold such an important position. I also hope that you can work together with me to establish a commercial bank and live up to my father's expectations for us. "Horiuchi is not big, he knows how many catties and taels he has, and he is just a small wealthy family who married when the lord was in the primary development. He himself is very glad that he is lucky to be able to climb the dragon and phoenix of the lord, and now if he wants to marry the lord, it is either a genius or a hegemon.

"Horiuchi-sama is too humble, and I will definitely do my best to assist you!" People don't dare to make times, and sometimes reincarnation is also a technical job.

"Very well, then I'll talk about the specific operation of the bank. First of all, the first bank will be located in the center of Kyoto's busiest shopping street, and I'm sure you've all seen that three-story building, right? Horiuchi Shizen paused deliberately, the reason why Hosokawa Nobumoto wanted to park tens of thousands of standing units around Kyoto this time was to promote the development of his business, and at the same time, he would also be the first loyal customer of the bank.

"It's there!" Everyone looked at each other in amazement, the new building had been built two years earlier, and they had always thought it would be Hosokawa Nobumoto's residence.

Completed this year, the building is divided into three floors, with the outer floors painted from bottom to top in vermilion bronze, bright silver, and the top floor in gold.

The hall on the first floor is mainly engaged in copper houses, neatly lined with windows for deposits and withdrawals, and the pillars are all carved dragon columns, and even the surrounding areas are covered with ink painting screens depicted by the famous craftsman Kano Eitoku.

On the second floor, there are VIP rooms that are mainly sold in Kanaza and Ginza, and the rooms are decorated with rich gold and blue and blue colors, integrating the most outstanding art.

On the third floor is the governor's office and a savings center that is said to be gold, silver, and copper coins, because the money is taken from above. Guarded by skilled samurai and powerful ninjas, they are collectively known as the Shinsengumi and are known as the Mibu Wolf, and are best known for their Makoto flags, unique hatori (a kind of tunic with a Yamagata motif) on their sleeves, and strict "jutsuri" (strict rules used to maintain organizational discipline).

But in fact, there is a two-person wide underpass mezzanine on the back of the entire bank, all of which are made of stone masonry, which is hard and fire-resistant. The real vault is delivered in the basement by transporting it back to the third floor through a switchback staircase on the mezzanine.

"Secondly, the scope of business, the bank will be mainly engaged in deposits, loans, exchange, issuance and other businesses. The deposit is paid 5% interest (5%) to the depositor on a fixed annual basis, and the interest is settled once a year, and no interest is paid on the withdrawing of the deposit at maturity. Horiuchi seems to have found the feeling of being a bit of a superior, and his tone is slightly majestic.

"The loan is lent at the rate of one cent for one year, and is repaid monthly with interest for twelve months. If the repayment is deferred and the interest is increased by 5%, and then the postponement is increased by another 5%, and if the bankruptcy is liquidated, the materials in his home will be recovered at a 5% discount on the market. ”

"The bank provides exchange business to the outside world, and the exchange ratio is 1 tael = 50 taels of silver = 1 guan of money = 1000 Wen of Yongle money = 4000 Wen of iron money, and charges a fee of 2%. If there is a shortage of inventory in individual currencies, you need to report to me and carry out free exchange of scarce currencies on time to ensure that the inventory is sufficient. ”

"The issuance of any new currency must go through the Bank, and the rest of the people are not allowed to transfer money privately, and once verified, they will be severely punished! In order to quickly issue new currency, you can use the method of pulling head deposits to pay commissions, or you can use the method of raising interest rates, which need to be reported to me for future reference at any time! Horiuchi looked at them sternly, daring to pry the bank's money is to move Hosokawa Nobumoto's money bag!

"Yes! I can't wait! Everyone bowed their heads in unison, and they were sincerely afraid.

"The last is the profit distribution, which is settled on the first day of January, with eighty percent of the main public and two percent of the bank. These two percent are mainly used for staff commissions, branch expansion, and daily expenses. After Horiuchi finished talking about this set of processes, it is estimated that Hosokawa Nobumoto can count the money while lying down. For example, if you want to build a six-story luxury castle tower with money, you only need to close your eyes and count five counts.

The tone was set, and everyone split up and began to get busy, starting with going to Hosokawa Commercial Bank for a ribbon-cutting ceremony. The singing and dancing shrine maidens of Izumo attract many tourists, including townspeople, traveling merchants, and standing troops.

When everyone entered the bank hall for the first time after the ceremony, they were all struck by the opulent decoration. was brought to the counter by a beautiful hostess, and then fooled by the sweet counter lady, many people handled the deposit business in a daze.

Of course, this is also because of the bank's strong backing, this is the royal merchant house designated by the Hosokawa family, and the business emblem is Hosokawa Matsukasa Ling, which is not something that can be used casually.

Soon, the world's first bank was born, attracting wealthy businessmen from all over the country to visit, and then they were also attracted by this huge amount of money, and many people also handled loan business. Moreover, the bank also approved the loan after professional review, and there were thugs who specialized in debt collection, raising the first batch of underworlds.

At the same time, a number of new commercial houses also appeared next to this bank, including rice seats, horse seats, and weapons houses. These new commercial houses were also very strong, and soon spread all over the country, buying and selling with the daimyo everywhere.

In fact, the boss behind this batch of new commercial houses is also Hosokawa Nobumoto, and the main controller is the Mochizuki organization, which has become the economic pillar of the Mochizuki organization. Moreover, by using the purchase and sale of these strategic materials, it is possible to gain an in-depth understanding of the armaments of the daimyo in various places, and it is more convenient for military control in the event of hostilities.

It was also in this year that the Hosokawa family began to have an economic strike in addition to military strikes, and the intelligence department also benefited from rapid development.

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"See the lord! May Hosokawa parents prosper! Happy New Year to my lord! "Everyone in the Hosokawa family bowed down together, and the relatives from all over the country, the daimyo of the outer ones, and the commanders of the garrisons at all levels were all present.

This is the Nijo Imperial Palace next to Kyoto, and Hosokawa Nobumoto held an assessment meeting of the Hosokawa family in this former residence of the Seiyi Shogun. In this regard, no one from all sides dared to come forward to accuse anything, and even the imperial court issued Hosokawa Nobumoto the rank of the three great admissacies, who also served as the official rank of the right guard general, and acquiesced in his behavior. Please pay attention to the latest chapters in the future