Chapter 321: It's not easy at all

The lively auction ended, with a great deal of shock and surprise, and soon the news spread throughout Los Angeles, and the caravans of Los Angeles took them farther away.

But most people are just trying to make a big splash about auctions, and few really take it to heart.

After all, no one will be idle to buy land, Luo Chen bought land to build the Luozhou branch of Taipingfang, people have a purpose, and the benefits are predictable.

After all, there is a Taiping Fang there, and it is a royal property itself, so it is a little difficult to lose money.

What do ordinary people buy land for? Buy to build a house? Or is it like Taipingfang in Chang'an, where business and residence are integrated, and they plan to sell their houses to recover their costs?

Engaging in real estate is only a dead end in Datang.

As everyone knows, Taipingfang, which has a deep background and deep pockets, only engaged in real estate in Chang'an, and in Luozhou, they only engaged in commercial areas, but did not consider residential areas.

For large households, if they have money, it is better to tear down their own houses and rebuild them, even if they use all the novelty objects such as cement, it is definitely more cost-effective than buying a house.

Therefore, for most people, the auction is at most a lively event, and no one wants to participate in it.

Don't say it's useless, a few people, you say a word to me, how much more do you have to pay for the blink of an eye? Who has nothing to do with a lot of money to burn and play?

But no matter what the outside world thinks and thinks.

Auctions are just a formality, and in the future, whenever it involves large land transactions, it must be resolved through auctions, which is a good way for the government to generate income, and it is more profitable than a word.

After the crowd dispersed, Duan Lun entertained the people present today in his personal capacity, including representatives of the four families.

However, the purpose is not just for the banquet, there are still many doubts in Ji Lun's heart that he can't figure out.

Although I have understood it before, it is only in words.

Especially for the reform of the monetary system in the imperial court, I feel that this matter does not seem to be so simple.

"Brother Fenggui, the old man has something to understand, I hope he will answer!" During the banquet, after filling his stomach a little, Duan Lun asked a little impatiently.

The banquet is hot pot, as the emperor's uncle, Duan Mansion has a hot pot recipe, so the taste is exactly the same as Taipingfang, and today it is in the house to entertain these distinguished guests.

"Haha, the Emperor Fu Shangshu said before I came, the governor will definitely ask this, the younger brother has not taken the initiative to speak, just to verify whether the Emperor Fu Shangshu is accurate." Feng Jing laughed and spoke.

Duan Lun was a little helpless, these people were not as rigorous as officials at all, and they even liked to make some jokes.

But there's nothing you can do about it, giving people a face? Unrealistic, Duan Lun just wants to say one thing at this moment, I'm also desperate.

"The household department has made such a big move, and Your Majesty would rather spend thousands more to cooperate, presumably this currency reform is not so simple, right?" Duan Lun could only cut to the chase and ask.

"Indeed!" Feng Jing nodded solemnly.

The thing that can be won by 10,000 guan costs 15,000 guan, although half of it goes to Luozhou Mansion, which is counted as the normal tax of Luozhou Mansion, but the emperor always has to pay this money.

And this time the movement is so big, although it is in Luozhou, there are still many people who pay attention to Chang'an.

It can be said that this time it is the emperor, Your Majesty, as well as Luozhou Mansion and Royal Commercial Group, who are trying to make a big news in several aspects.

I want Duan Lun to know some, but because it is located in Luozhou, communication is inconvenient, so there are many people who don't know in detail.

I don't know anything, but I only know that there are more people who watch the excitement.

But the only people who really knew the whole thing were the emperor, the cabinet, and the officials involved in the household department.

Feng Jing continued: "This currency reform is indeed not as simple as it seems on the surface, in the words of His Majesty, only promoting a new currency can only be regarded as one thing, and what Datang has to do next is to establish a complete system. However, this system is not only used in business, but also for the next government, the office mode of the local government has changed dramatically, of course, but also to smash the jobs of a small number of people. ”

As Feng Jing spoke, the entire banquet was silent, and it could be said that Feng Jing was the only one who knew the whole thing here.

Although Luo Chen is a celebrity in front of the emperor, this celebrity is only limited to the royal business group and has nothing to do with the government.

What even Luo Chen didn't know, let alone other people, the doubts in Duan Lun's heart also happened to be the doubts in their hearts.

Perhaps, today we can learn about the specific situation through Feng Jing.

It may not be beneficial, but at least it won't hurt.

"The reform of the currency is mainly divided into three parts, one is to prevent the emergence of private money, to ensure that there is enough currency, this is not much to say. This second one, naturally, is prepared for commercial promotion. ”

"What are you most afraid of doing business? It's not that the goods are in the warehouse and can't be sold and are broken, but they are robbed or lost on the way through transportation or on the way to procurement. ”

The representatives of the two great families and the commoners nodded their heads in agreement, the family is slightly better, the family is big, the number of people is also large, often a long-distance business, will ensure that the premise of sufficient safety will set off.

Even so, in some places, there will still be robberies, although not much.

And the probability of this kind of thing happening to civilian merchants is relatively large, they do not have the conditions of the family, even if they hire someone to provide protection, the number can only be limited, most of them are several together, walk a line, and share the cost of the dart.

Thinking about it this way, it is really nothing if the goods are not sold, and it is a tragedy to take the money to buy the goods and be robbed halfway.

"Currency restricts merchants from traveling far and wide, and the cost of traveling far is quite expensive, which is the biggest problem that restricts the development of commerce today. Sometimes it's not that everyone is not bold enough, but that if something happens, they may put themselves in a position where they will never recover, so there are many businessmen who are unwilling to travel far, so it naturally leads to the shortage of strange goods. Do you remember what the manager of the bank said earlier? Speaking of this, Feng Jing couldn't help but ask.

"What about the 0.5 percent fee?" Duan Lun and the others asked, they had already learned the new textbooks, so they also understood what 0.5 percent was, so they directly grasped the key point and asked.

"Not bad!" Feng Jing nodded and continued: "In the next two or three years, there will be a money village in the entire state capital of the Tang Dynasty, and even in the larger county seats, and if businessmen want to do business far away, they don't have to go with a large number of copper coins as before, but can directly deposit a sum of money in their own place and set the remittance to the destination, for example, this time, the Royal Commercial Group deposited 15,500 yuan in the headquarters of Chang'an, and then fixed the remittance to Luozhou, so they don't have to worry about anything, they only need people, If you come to Los Angeles with your voucher, you can withdraw your money at the Los Angeles branch.

The money will be shipped to Los Angeles through its own channels, and the 0.5% handling fee can also be regarded as the transportation fee. The amount of the handling fee is divided by state, Guanzhong is adjacent to Luozhou, so it is 0.5 percent, and every other state in the middle, it will increase by 0.5 percent.

Just like the manager of the money bank said, as long as the merchant deposits money in one place and sends it to a certain place, then the money can be withdrawn here, as for whether it will be robbed in the middle and whether the transportation cost is enough, that is the matter that the money bank is worried about, and it has nothing to do with everyone.

Therefore, if you want to go to other places to buy goods in the future, the businessman only needs to bring a few cronies to go, and when you get to the place, you can rent a car to pull the goods back, except for the cost of the dart and the cost of the exchange, the handling fee of 0.5% is really not much. ”

In fact, there are many things that Feng Jing did not say in detail, for example, the money bank stipulates that the information is synchronized on the first day of each month, that is, on the first day of each month, someone will be sent to distribute the situation of the fixed exchange to various departments, if it is fixed before the first day of the new year, even if it is thirty last month, you can take out the money almost when you arrive at the place.

If you are the second day of the new year, then sorry, you can only wait for the information synchronization on the first day of the next month to take it out, which will delay the time.

But again, Qianzhuang also has a cost, in this regard, in order to promote the development of business, Li Yuanji even asked Qianzhuang to take out some of his own profits to make up, at least in the short term, it is impossible to synchronize twice a month, or three times.

And this model also makes everyone's eyes shine, whether it is for large and small merchants, this model has a great attraction, and the safety of money is the most concerned issue for these people.

Before that, they could only build an underground treasury in their own homes and hire a large number of bodyguards to protect it, which cost a lot every month, which is why some small businessmen can't do much, especially under the existing system, the risk of long-distance travel is too great to withstand the toss.

"Third, it is a great thing for the government. The government sets up a tax account, all merchants must deposit taxes into the name of this account, and the only thing the government has to do is to send someone to keep an eye on the city gate, count the goods entering the city, and then hand over the list and the value to the money bank, then the money bank will calculate the amount of tax payable and the government reconciliation, if it is consistent, then start to collect, after the merchant pays the tax, directly hand over the receipt to the government, that is, the government does not need to come to collect taxes in the future, and even don't have to worry about who will evade taxes, the accounts are clear. The further he said, the more obvious the admiration on Feng Jing's face became.

This whole so-called system covers the taxation of commerce and the government, and it is not difficult for a discerning person to see that this system does not mention how to collect the taxes of the common people? Of course, if you really put your heart into it and write down what Feng Jing said before, some people want to lose their jobs, then it is not difficult to guess some insiders.