This is an unplanned change, and the current Datang does not like to do things as he wants.

Everything pays attention to a plan, start planning at the end of the year, then submit it for review, approve the budget, and at the beginning of the next year, follow this plan step by step.

The whole process seems to be steady, first and last, light and heavy, and the advantage is that the officials know what they are doing? What to do? What not to do?

You won't be confused about what to do next just because you've done something.

But how can everything always go according to plan?

Every year, one-third of the budget of each yamen is used to deal with emergencies, and if it is used, these budgets will be kept for the next year, and if they are not used, these budgets will be accumulated for the next year, so as to achieve the purpose of saving expenses to the greatest extent.

"Song Gong, although most of the plans have not yet been launched, but the initial work has been done, this time to pause, for the business group, the loss will be heavy, although I am sure that the income will not be compared to the end of last year, but in this case, if you want to continue to improve, it is a little unlikely." Luo Chen looked at Song Zhong with a confused expression, the big celebrity in front of the emperor, his old friend.

Luo Chen has also been Alexander over the years, from an ordinary person with little experience, to the head of the most powerful group in Datang in just a few years, although there is no official position, but with the word Luo Chen, all businessmen in the world have to give up three points.

Even in the states and counties, the officials of the states have to be polite and even curry favor with themselves.

Of course, Luo Chen did not sink because of this, on the one hand, stepping up his studies, he knew that it was impossible for him to become a perfect person, so he set the direction of his main learning in management, business as an assistant.

Recruit a large number of talented people to help, what Luo Chen needs to do is just manage them well and learn business, not to operate it himself, but to know it in his heart and avoid becoming a person in charge who doesn't know everything.

But now, Luo Chen is planning to roll up his sleeves this year, and strive to double the income of the business group in two years, so suddenly there is a withdrawal of funds.

It is not only the funds that are withdrawn, but also the most intense development time for the business group, and it may even be a huge market.

"Hey!" Song Zhong sighed and shook his head helplessly, as two people who had formed a deep friendship in Taipingfang, Song Zhong didn't want this scene to happen.

But there was no way, Song Zhong didn't want to, Luo Chen didn't want to, and Li Yuanji didn't want to either.

"If it weren't for the last resort, how could Your Majesty do that thing of killing chickens and taking eggs?" Song Zhong persuaded seriously, Song Zhong, who knew the ins and outs of the whole matter, naturally knew the seriousness of this matter, but it was difficult for him to reveal these things, even if this person was also the emperor's confidant, Song Zhong did not dare to speak at will.

"The two of us have a fateful friendship, but you also know the rules, I can only tell you, although I don't know what His Majesty wants to do with this money, but this time the matter is not a trivial matter, if possible, your side will raise all the funds that can be raised in the shortest possible time and hand them over to the inner government."

"You can't afford to give money, but you can't just stop planning!" Luo Chen nodded, he would definitely listen to the emperor's order, even if the emperor asked him to sell the business group for money now, he would not hesitate at all, and the situation was not so bad now.

This plan is a plan that Luo Chen came up with after spending a long time, conducting a lot of data review, on-site visits, and consulting hundreds of different managers and people.

If it can be implemented normally, the influence and income of the business group will inevitably increase dramatically, and at that time, the royal family will be richer, and the country will be richer.

Although there is no shortage of food and clothing for the royal family now, judging from the only funds in the hands of the royal family, such a little money is not safe, especially when the treasury is spent every year, and it is still a careful budget, no one dares to guarantee that there will be other accidents.

"You should take it easy, even if you withdraw this money, you have to ensure that there is no chaos in the group." Song Zhong may have seen Luo Chen's thoughts and reminded him cautiously.

He also did not want the business group to remain the status quo, and the richer the business group, the richer the royal family and the better off the country.

It stands to reason that he shouldn't be a eunuch who cares so much, but there is no way, even Yu Ren's dog day has been sent to manage the money village, if he doesn't make some news, who will remember him in the future?

It's impossible to stay in the future, but it's always okay to leave a reputation, right?

……

Song Zhong did not stay in Taipingfang for a long time, this is the most prosperous place in Chang'an, and it is also the base camp of the business group, and it is also the base camp of Qianzhuang, of course, this is just the office place.

Luo Chen thought quietly for a while, and then issued an order to re-evaluate the ongoing plan, only keep the budget for two months, and the plan that has not yet been carried out will be suspended, and the finance department will count the funds, and only keep the reserve funds for two months.

This is not a small job, nor is it an easy task, the entire finance department is busy in an instant, and the speed has also slowed down when it has begun, and all the things that have not started are suspended.

A series of changes have made many people confused, and those partners are even more confused.

As a result, a large number of partners began to show their network skills and find out in various ways, wondering what caused their projects to be suspended.

The plan was out long ago, as everyone knows, and was urgently suspended for only three reasons, and the plan was found to have major loopholes that needed to be reformulated.

There is a problem with the funds of the business group, and it is a bit unlikely that it is unable to carry out so many plans at the same time, because everyone knows that Luo Chen has already played the emperor for this plan, and has obtained permission, and last year's income was only handed over for 10,000 yuan, and the rest was all left for planning, and this year's income will also be retained.

So, it is impossible to have no money.

And finally, there were other major changes that led to the project having to be stopped.

But it is very helpless that despite the efforts of all talents, there is still no useful news, and the only thing I know is that the plans that have begun are required to slow down, and those that have not started are all suspended.

Is it not because there is a problem with a certain sub-plan, but that so many plans have been completely suspended, but because there are other problems.

All kinds of speculations and rumors spread throughout Chang'an in just one afternoon, and then quickly spread to the entire Tang Dynasty at a torrential speed.

……

For a whole afternoon, Luo Chen waited.

Waiting for Yu Ren's news, not long after he gave the order, he thought of a method that might be beneficial to his plan, so he sent someone to Qian Zhuang to see if Yu Ren was there.

As a result, Yu Ren entered the palace.

This was an afternoon, and when it was getting dark, Yu Ren returned from the palace.

One afternoon is enough time to do a lot of things, and in the past, His Majesty had never summoned Yu Ren or himself for such a long time.

Thinking of what Song Zhong said at noon, Luo Chen also felt that something bigger must have happened.

"Loans?" Yu Ren listened to Luo Chen's intention and shook his head directly.

If it was before, he really hoped that the business group would take out a loan, because this was a high-quality resource, and Yu Ren would not blink an eye at how much they wanted to borrow, after all, the profitability was there, and he was not afraid that he would not be able to repay the money.

Even if the interest rate is lower, in the end, the money earned by the bank will be more than that of lending out piecemeal, and it will save worry and trouble.

But now, although Yu Ren also wants to lend to them, it can only be said that he is powerless.

"I already know your situation, and there is no problem in lending you one or two hundred thousand yuan, but this time you need too many funds, and the money bank can't take it out." Yu Ren said directly.

"Isn't it okay to have 100,000?" Luo Chen was a little disappointed, when did Qian Zhuang become so poor?

"You can take it out, but after you take it out, the spare funds of the money bank will be gone, once something goes wrong, the prestige of the money bank and even His Majesty will be ruined, and no one dares to take this risk." Yu Ren responded without concealment.

There are two sources of funds for money banking, one is the deposit from depositors, and the money bank pays them interest, and then uses the money to lend money to earn the difference.

The other is that these price differences, accumulated into a lot, the difference earned becomes the money of the money bank itself, this money is released, and what is earned is a complete interest, and when it is released, it can be several times more than the profit earned by another loan.

But the problem is that no matter which of the two methods, there is a certain proportion of requirements, and the purpose is to prevent the people from running on the money in a centralized manner, and the money bank will not be able to take out the money for a while.

Therefore, whenever the balance reaches a certain percentage, the money bank basically does not lend, and this ratio is divided into fixed and current, the proportion of regular lending is larger, almost all of them are released, and the current account is basically immovable, and it is used as a reserve fund.

Qianzhuang is very profitable, but it can't stand a large number of loans, now there are people everywhere who take out loans, if you lend to a large business group, then I am afraid that there will be tens of thousands of loans without money to lend, no money to lend, in case the news is leaked, will it cause panic among the people? So much so that it came to run?

How to lend money, how to lend, this is a technology, very brain-consuming.

"What about bonds? Didn't Your Majesty talk about bonds a few days ago? Can a business group also issue a bond? The first method didn't work, so Luo Chen directly said the second way.