Chapter 406 Social Security

The establishment of the Sugon Insurance Company has put social security-related matters on the agenda of the Special Administrative Region.

For a place where there is no social security, no matter how perfect your other work is, you will not be able to raise the desire of others to settle and immigrate.

Although there is a level playing field, as long as you work hard, there is no problem in earning money.

However, a large number of people, in fact, only see Tuvalu as a place to work hard when they are young and strong, and the lack of other social protection has kept them from making up their minds to emigrate.

Wei Minsheng released some poll tasks on the platform through recent immigration data.

The results of the survey also reflect that the lack of social security is the main reason affecting everyone's willingness to immigrate.

But what kind of model should be used for specific social security, whether it is universal security or minimum income security, made Wei Minsheng hesitate for a long time.

It seems that the minimum income guarantee also has the effect of adjusting the gap between the rich and the poor, but in fact, how to determine who is eligible for the minimum income guarantee is also a large amount of human and material resources.

Although due to the existence of the platform, the personal accounts and income of everyone in the special zone are clear at a glance, and there is no need to set up a special department to manage this matter as in China.

However, if the SAR promulgates a policy to include residents below the minimum income line in the social security system, there may be some signs of development that are not very good.

First, it may lead to some residents no longer undertaking relevant tasks through the platform, because they want to avoid the SAR regulation of their income quota.

Second, in terms of remuneration for tasks, it is possible to use more other currencies for settlement, which is contrary to the original intention of the SAR to create a cashless society.

The third is that such things will magnify the Chinese people's desire to take advantage, which is not conducive to creating a social system dominated by integrity.

Therefore, Wei Minsheng finally chose the method of universal security, and it is a unified security standard, because it can reflect the principle of fairness and justice.

No matter what kind of work you have been engaged in before, in the workplace, you have received a salary that is commensurate with the intensity of work, so there is no difference between large dedication and small dedication.

Therefore, after retirement, everyone should be of the same standard and enjoy the same amount of social security.

As for the problem of the gap between the rich and the poor among individuals, there is naturally an inheritance tax to regulate it, and there is no need to reflect it in social security.

Due to the different composition of the members of society, Wei Minsheng transplanted the social security system from another world after making some changes.

All residents who immigrate to the District of Tuvalu are entitled to social security as long as they have worked for fifteen years, regardless of your age.

Originally, Wei Minsheng also thought about determining the conditions for a retirement age, but he thought of the fact that in order to retire as soon as possible and enjoy social security in China, some people change their age through various ways and means.

Although a person has only one real date of birth, the fact that mistakes caused by lax management decades ago also exist in fact, so they have a loophole to exploit.

Just find some evidence and say that the age on your ID card is wrong and you need to "correct it".

After investigation by the relevant departments, the only few peers confirmed that this was indeed the case.

But how many people really know what happened decades ago.

For a person's age, the only scientific detection method that really has some reference value and is applied in practice is bone age identification.

For the bone age identification of living people, the degree of development of the ossification center at the lower end of the left metacarpal phalanx, carpal bone and radial ulna is observed according to the X-ray of the bone, and there are some subjective errors.

The bone age identification error varies with the age, the younger the age, the smaller the error, and the bone age of adolescents can be no more than half a year old under the hands of experienced doctors.

But for middle-aged people, this error may even reach more than five years old.

Therefore, based on the results of bone age testing alone, it is impossible to determine the exact date of birth of the person.

And those so-called "evidence", due to various historical reasons, it is impossible to verify their authenticity.

If the hukou management authority cannot find evidence and determines that it is false evidence, it can only "correct" his date of birth in accordance with the prescribed approval process based on the "evidence" provided by him and the testimony of relevant peers.

Otherwise, the person concerned may sue you for inaction and make things difficult for the people for no reason.

Or spread their own experiences through various media, or even petition, and finally make the household registration management organs very passive.

However, when the date of birth is changed in this way, the personal identification number is also changed.

In the case that the various systems of social management are not networked and unified, all traces of social affairs attached to the original identity number are no longer related to the new identity number.

The person may then purchase Social Security in a new capacity and then receive Social Security payments years earlier than their true peers.

Due to the problems of social management in the past, which led to the unfairness in the real situation, there are great drawbacks in this way of retiring according to age.

While there are no such problems with the management system in the Tuvalu Special Territory, the vast majority of residents here hold a national passport and are then registered according to the age on the national passport.

The source of age is not necessarily accurate data, and it is certainly unfair to use it as a basis for the distribution of benefits to everyone as a whole.

Therefore, Wei Minsheng simply formulated such a policy, regardless of your age, as long as you have worked in Tuvalu for fifteen years, you can enjoy social security benefits.

Since Tuvalu's system can accurately record a person's working hours, it can be easily and accurately counted regardless of the job position, whether it is a permanent job or a job undertaken through a task platform.

As for the situation where some people may post fake work tasks on the platform to cheat their working hours, there are many ways to limit it.

Due to the openness and fairness of the platform, you simply can't assign work directly to a specific person.

If someone else takes over a fake task you posted, and you cancel the task, the system will pay special attention to it.

This often happens and it will also affect your integrity.

The formula for calculating the social security allowance determined by Wei Minsheng is: the average salary of all employees in this year× 60% × credit value/75.

According to Wei Minsheng's idea, since you can receive social security if you don't work, if this security is higher than everyone's average salary, it will be unfair to those who work hard.

Therefore, it is reasonable to set the security fund at 60 per cent of the average wage.

In order to strengthen the impact of creditworthiness on society, the introduction of creditworthiness in the calculation of social security benefits is very effective in guiding the society.

When you join Tuvalu through immigration, you have a credit rating of 60 points, and you can earn one point for each year you work.

Therefore, for a person who speaks of integrity, the integrity value will basically not affect him when he retires.

And for those who have a credit stain, the impact will be significant.