Chapter 338: Flying Money
After returning to Chang'an City, there was a lot of traffic in front of Li's house.
They all came to Li Xiao to sign a contract, and each of them used a carriage to pull money and silk, boxes and boxes of copper coins, as well as a cart of silk silk, and even a lot of gold bars and silver collars.
Li Xiao seems to be taking bribes on a large scale.
Every time he signed a name, Li Xiao received a large sum of money, and wrongly, it was Wu Zhenzhou who received a large amount of money.
The contract signed is actually very simple, that is, Li Xiao reached an agreement with these people in the name of Wuzhenzhou Thorn History, and sold them fields, mines, etc., the fields are very cheap, and the good land runs through one acre for three acres, and the mines are also very cheap.
These people came prepared, and when they came up, they said that they wanted to buy which mine they wanted, and they had already been explored, and Li Xiao didn't delve into them deeply, anyway, no matter what kind of mine it was, he would sell them cheaply if he wanted to mine it. Anyway, what they sold was just a mining right, and no matter what minerals they mined or how much they mined, they had to pay the mining tax according to the law.
"It's too bad to go on like this."
Li Xiao looked at the piles of money and money, and the people who sent the money outside were still queuing.
After thinking about it, he asked people to find a house in the south of the city and buy it.
I bought it with the money sent by those people, the house is big, but it is very cheap, the location is average, and there is no decoration. Li Xiao asked people to hang a sign there, "Wuzhen Prefecture Concert Academy!" ”
This is equivalent to the Beijing office of Wuzhenzhou, and in the future, a person will be arranged here to stay behind, responsible for delivering the news of the capital back to Wuzhenzhou, and at the same time, it can also represent Li Xiao and Wuzhenzhou to deal with the yamen of the capital.
Of course, the purpose is more than that.
The sign was hung up, and after a casual tidying up, Li Xiao moved here, and by the way, all the money was also transported, and those who queued up to sign the contract came here to do business.
For a whole day, my hands were tired of signing, and I finally signed one contract after another, and Zhang Zhang was stamped with the big seal of Wuzhenzhou's assassination history.
All the 100,000 pieces of money were put into the treasury.
A lot of money, gold, silver, copper coins, silk silk, piled up room after room.
"San Lang, what to do with so much money?" Zhao Jiman was also amazed at such a large sum of money, "It's not easy to transport so much money to Baekje." ”
Li Xiao looked at the money in this treasury with a smile, although it was not his own, but it was also comfortable to look at.
"Who said that we should take this to Baekje, all this money and silk will be kept, and we will only take some gold and silver, and only some of the gold and silver will be brought."
"All left?" Zhao Zhiman was surprised.
"Yes, stay."
Li Xiao had already thought about it, and he would not take away the 100,000 yuan. There have always been six catties and four taels of copper coins, even if the copper coins here only account for less than one-tenth of the total, it is still as many as 10,000 catties, a full 64,000 catties, and if you go to Baekje with these copper coins, you don't know how troublesome it is.
How many rickshaw horses do you get?
Why bother?
"But this is Wuzhen Prefecture's public money." Zhao Zhiman reminded Li Xiao.
"Don't worry, I won't embezzle this large amount of money. I mean we just need to carry some gold and silver that is easy to carry, and we don't need to bring too much, and the rest of the money will be left in the Jinjuyuan and in Chang'an. ”
Copper coins have always been six catties and four taels, and one tael of gold is worth eight pounds, and the same six catties and four taels of gold are worth one hundred copper coins, if exchanged by weight, it is one hundred to one.
If Li Xiao brought 640 catties of gold, it would be worth 10,000 yuan.
Bringing 10,000 copper coins will cost you 64,000 catties, and you will have to transport it with a huge team, but with 600 catties of gold, only one carriage is enough.
In fact, Li Xiao didn't even plan to bring 10,000 pieces of gold.
"I'm going to open a money bank in the Concert Academy."
"Money?" Zhao Zhiman didn't understand why he was involved in Qianzhuang again.
Li Xiao explained to him that the money was too heavy, so Li Xiao did not plan to take real money to Baekje. Instead, he used this money to open a bank here, and the 100,000 guan was stored in the money bank's treasury, and then, the money bank printed 10,000 guan of the bank's banknotes, and he only took the banker's ticket and left, and then brought a small amount of gold and silver.
When I was in Baekje, there were many places where I needed to use money, but I was sure to trade with the merchants who went to the Central Plains. When trading, Li Xiao did not have to pay directly in cash, and then took the banker to pay, and after these merchants returned to Chang'an with the banker's ticket, they went to the money bank of the Jinjuyuan to exchange the corresponding amount of money.
In this way, Li Xiao did not have to go to Baekje with all his might. And those merchants who do business in Baekje don't have to make money and then go to great lengths to bring it back.
Although there are certainly inconveniences to say this, it is definitely more convenient.
"Can you believe a banker's ticket?"
Why don't you believe it? This banker is secured by my Wuzhenzhou's credit, and there is also a guarantee of 100,000 yuan in this bank. ”
Historically, after the Tang Dynasty, due to the serious shortage of money in the imperial court, the shortage of copper coins, and the division of feudal towns in various places, copper coins were forbidden to leave the country, so the envoys of the festival degrees in various places came up with a way, that is, flying money.
Flying money is actually a kind of exchange business, the merchants in Beijing will hand over the money to the Jinju Yuan, the army, the envoys or the wealthy merchants stationed in Beijing, obtain the voucher, and then return to the province to withdraw the money, which is called flying money.
This is all forced out by demand.
Now Li Xiao is just getting the flying money in advance, just like he got out of the concert hall in advance, all because of this demand.
After all, Baekje is too far away, and copper coins and silk silk are too inconvenient as currency, and it is even more difficult to cross the ocean.
Of course, Li Xiao didn't plan to make money just to ease the trouble of money transportation, he also planned to use it to try his hand.
After all, the cost of 100,000 yuan is actually a lot. Even the imperial court knows that they can use the money of the public party to lend money to earn interest, and of course Li Xiao can do it.
The interest rate in this year is very high, and the annual interest rate of public money is nearly double, which is simply a profiteering industry. As long as you pay a little attention when lending, there are not too many dead and bad debts, it is definitely a profitable business.
Engaging in foreign exchange on the one hand, lending on the other, and even being able to save money by interest absorption points to expand the cost of lending, is simply a classic method of empty gloves and white wolves.
In these years, saving money is only in the gold and silver shop, storing money and valuables, it is the same as renting a safe, which has to pay a storage fee, and it is not cheap.
"Is this really going to work?"
"Of course it works, you have to trust me."
Li Xiao said with a smile, whether it is flying money, banker tickets, or silver tickets, these are all real things in history, and they are indeed very useful.
"We can also design some small-denomination banker tickets, using the ticket redemption model, and then it can also replace the money and silk in Wuzhen Prefecture to circulate in Wuzhen Prefecture to solve the problem of insufficient money and silk." Li Xiao said confidently.
All of these things he put forward are successful examples in history, and he is naturally very confident.