The fifth volume destroys the barbarians and sweeps the world

In the first month of the fourteenth year of Chongzhen, the Governor's Mansion of Fujian and Guangdong was extremely busy, ushering in continuous send-offs, because there was a great god here, the prince Zhu Cihong.

The officials of the two provinces tried their best to drill into it, just to make an impression in front of the prince.

Of course, in the process, it also made the poor child Zhu Cihong feel the wealth and pride of the Ming officials.

This completely subverted his past cognition, and also made him understand why the new emperor Qin Hou Ye said that the original palace was the head hall of the beggar gang.

Teachers in the past often told him that the Daming Palace is the richest place in the world, rich to the point of wealth all over the world, so he should be considerate of the people's life is not easy, and the officials are difficult.

There's nothing wrong with that.

But the problem is that he can't appreciate the royal wealth at all.

The eunuchs and maids in the palace were dressed in tatters and ate reluctantly.

It was very difficult for the father to borrow money from the courtiers, so difficult that it was like a big hair called Hanako.

There is no way, only to take out the royal things from time to time to sell, and you have to sneak around, otherwise it will damage the royal majesty.

Because of this, the prince's east palace is very little, and he has no pocket money.

But all this completely changed after arriving at the Fujian and Guangdong Governor's Palace.

In just over 20 days, Qin Houye helped him collect hundreds of thousands of taels, which made children who had never seen money want to cry.

Because, he remembered his father's frowning eyebrows all day long, and his increasingly gray bun, all for money.

Originally, he wanted to send the palace guards to send the money to the capital immediately to talk about filial piety.

But the Marquis of Qin told him that he didn't need it, his father was there for him, and he kept the pocket money for rewards.

Hundreds of thousands of pocket money? Tipping?

I can't imagine!

After that, the Marquis of Qin explained to him the relationship and role of the powerful and wealthy people.

If you have power, you will have money, if you have money, you will have people, and if you have money, you will have a complex relationship between the three, and tell him to use it in practice.

During this New Year, Zhu Cihong, the Son of Heaven, understood many truths, and it was completely different from what his original emperor taught.

At the same time, according to the meaning of the Marquis of Qin, he disguised himself as a poor man and a guard to leave the house, and he experienced the world very much.

From then on, he understood the words in the mouth of Marquis Qin, money is a mirror, allowing you to know yourself and the people around you.

People are warm and cold, the world is cold, and when you have no money, you can see it most clearly.

Now, he was holding a stack of silver tickets worth a million taels, and he was stunned.

This was sent by Zheng Zhilong, who had just won the Liaodong Battle with Hou Ye, mainly to let his sister-in-law Zheng Sen read to him as a companion.

He couldn't imagine how Marquis Qin came up with such a way to collect money, and he couldn't understand how the Zheng family was willing.

Moreover, I heard that the Zheng family is really rich all over the world.

After thinking about it, the guards came in and told him that Marquis Qin had invited him to attend today's meeting.

Nodding and hiding the silver ticket, Zhu Cihong and the guards walked into the conference room of the Governor's Mansion together, and found that everyone had arrived, and in the greetings of His Royal Highness again, he sat down in the seat specially set up for him by the Marquis of Qin.

"Let's get started!" After Zhu Cihong did a good job, Qin Haoming spoke.

Today is a discussion before the opening of the bank, and it is also a course to teach the crown prince Zhu Cihong about the role of banks.

Hong Dixin cleared his throat, looked at Qin Haoming and said, "Master Hou, according to our estimates, the total amount of silver dollars issued by the bank for the first time is 30 million taels.

It is planned to gradually spread to the entire territory of Fujian and Guangdong provinces within three years. ”

Qin Haoming shook the exquisite silver coin in his hand, made a crisp sound, and asked, "As for how to promote the use of silver coins and let the people use him willingly, does the attendant room have a plan?" ”

"Of course!" Hong Dixin owed himself and replied: "First of all, officials are the shareholders of the country and the elite of the country, as long as they start to use them, there is a certain diffusion effect."

The second is the armed forces, and the annual expenditure on military salaries accounts for the largest part of the fiscal expenditure.

If another 100,000 people are recruited according to the plan, the number of registered people in the Fujian and Guangdong Governor's Office will be greatly increased, and the total annual salary of the navy, baggage troops, and field army will exceed 10 million taels, which will also be paid in silver coins.

In addition, the more than 200,000 people of the Zheng family, although their salaries are low, but there are also millions of taels in total, and these two items have actually consumed the vast majority of the silver coins we issued in the first year. ”

"Well, officer, the army is indeed an effective way to demonstrate." Qin Haoming smiled: "But what if the merchants on the market refuse to accept these silver coins? ”

Hong Dixin smiled calmly, this is all something they have discussed a long time ago, and today it is just adhering to the meaning of the Marquis of Qin, and letting His Royal Highness the Prince, who is listening, learn some strategies for governing the country.

"From the date of the promulgation of the decree, the Governor's Office shall pay taxes, levies, and fees in the provinces of Fujian and Guangdong, in half of the existing currency and half of the silver coin, and in the following year the proportion shall be increased to seventy percent as appropriate.

In this way, whether it is a merchant or a farmer, they have to use silver coins to pay these taxes, so there is no need to worry that they will not use it.

What's more, there will be a lot of projects to be started this year, but whoever undertakes my various projects, we will only pay silver coins, and if we want to do our business, we must accept our conditions. ”

Qin Haoming glanced at Zhu Cihong, saw his thoughtful look, and then continued to ask: "So, what if the thirty million taels of silver coins are not enough?" ”

"Additional issuance!" Hong Dixin replied affirmatively.

"In this case, will it not become the wealth of the people?" Qin Haoming raised his voice and said.

"Master Hou, the issuance of silver coins is itself a righteous and bright way to plunder money." Hong Dixin smiled: "In fact, it's not just silver coins, even the issuance of copper coins is a reason, but the cost of silver coins is lower." ”

Zhu Cihong listened carefully to every word they said, and his heart became more and more insightful.

It's not that he immediately understands the role of the bank in the mouth of Marquis Qin, but admires the ability of the Governor's Mansion to make money.

At the same time, he also understood more the importance of what Marquis Qin said.

The army, officials, merchants, ordinary people, and everything else are resources, and they can all be used to govern the country, and the key is who controls them.

These are not taught by the rotten Confucian teachers that Marquis Qin often talks about.