Chapter 228: A private interview with Weifu
After Liu Yong left, Jiang Chuan and the three of them did not buy clothes in this store.
The shopkeeper didn't dare to say anything, knowing that it was his fellow who offended these distinguished guests with his virtue, so he had to glare at the guy fiercely, and then sent them outside the store with a smile.
"Shopkeeper, I'm afraid it's really difficult for you to do this business for a long time." Jiang Chuan said lightly when he was leaving.
The shopkeeper's mouth responded: "Thank you Gongzi for mentioning it, we will definitely change it in the future." But in my heart I didn't think so.
Jiang Chuan didn't say much more, and continued to go shopping with his two daughters.
said that it was shopping, and the two women's attention was on eating, drinking, and shopping, while Jiang Chuan's focus was on the security, hygiene, and the issuance and use of fiat currency in the capital.
The three of them walked around for about two hours, and Jiang Chuan found that basically all the stores would accept fiat currency normally, but some stores deliberately raised the price, and if the customer used fiat currency to settle the bill, the price would be one or two percent higher than usual. If you pay in cash, that's the normal price.
Less than an hour after Jiang Chuan left, the people in these shops were taken to the yamen, and the shops were also seized.
The joint law enforcement inspection team set up in order to enforce fiat currency has not been revoked.
The situation in the shops is relatively better, but the fiat currency is still not seen among the small traders and vendors who set up their stalls on the streets. These vendors still favor broken silver and copper coins, which are the only things that make them feel at ease.
In a tea shed with ventilation on three sides, Jiang Chuan and the three of them drank a large bowl of tea and then checked out, and the boss did not accept fiat currency.
If it weren't for the fact that Jiang Chuan and the three of them were dressed extraordinarily, I am afraid that they would come forward to threaten and cheat.
Anyway, it's all kinds of complaints, saying that fiat currency is not good in the countryside and the like, in a word, this thing is not worth much, we only take gold and silver seriously.
In the end, Deng Xiaojin settled the account with some copper coins he carried.
Moreover, at that time, there were patrolling officers of Shuntianfu on the side of the street, but they just glanced at it and left, and they didn't mean to care at all.
Although Jiang Chuan was a little depressed, he also knew that this situation was normal.
After all, gold, silver and copper coins have been circulating as legal tender for thousands of years, and in the eyes of these small people, it is a natural currency.
Now that paper money is to be used instead, they will naturally feel that this is what the imperial court wants to use to cheat their hard-earned money.
Those who can open a shop in the capital basically have some knowledge and know the power of the imperial court, so they can only accept it under the strong promotion of the imperial court.
But many of these small stalls and vendors are poor people or villagers in the suburbs of Beijing, and they can't think so much, and they only recognize gold, silver and copper coins in their eyes.
In addition, the places where they make a living are on the edge of the city, and all kinds of law enforcement forces are weak here, plus they run small businesses, and the transaction volume cannot be too large, so this situation is caused by this.
Jiang Chuan has long been mentally prepared for this situation, knowing that it will take quite some time for fiat currency to be fully implemented.
I came out today to look for problems, and if I find problems, I will naturally have corresponding rectification measures after I go back.
In the end, Jiang Chuan and the three of them went to Zhongzhou Bank and four branches to see the situation, focusing on the situation of coming to exchange fiat currency.
After revealing his identity, the principal of the bank reported to Jiang Chuan about the recent exchange of fiat currency.
Generally speaking, the number of people who come to exchange is on the rise, which is also inevitable.
But most of these people who came to exchange money were wealthy merchants, or official eunuchs. And the amount of gold and silver exchanged each time is relatively small.
Ordinary people came to exchange it even less, and many people had just exchanged gold and silver for fiat currency and then went out for a walk and came back to exchange for gold and silver again.
The bank also knows that they don't trust the bank and wants to try to see if it is really freely convertible.
Therefore, the teller at the bank counter is still very patient, and this situation was expected from the beginning, so it is not surprising.
Jiang Chuan asked again if anyone was causing trouble, and was told that he had not found it for the time being.
After all, the gold army that was set up is not an ornament, and if someone really dares to make trouble in the bank, it can definitely be killed on the spot.
The establishment of banks and the issuance of paper money, the most direct beneficiary is naturally Jiang Chuan and the imperial court, but it violates the interests of all parties, especially those money banks.
Originally, the bank issued silver bills and assumed some basic exchange functions. Now that the bank is so open, the business of the money bank will naturally be greatly affected.
Jiang Chuan has not ordered the banning of Qian Zhuang at present.
After all, now that the bank has just been established, the bank's business and the use of fiat currency are still limited to the generation of Gyeonggi and Beizhili, which can be regarded as a kind of pilot.
In other regions, not only have they recovered but have not yet recovered, they still maintain their original monetary systems.
Businessmen or tourists from other places want to go to the capital to do business and travel to do business, and the first thing they do after coming is to exchange the gold and silver in their hands into legal tender at the bank before they can be used normally.
Banks do not accept cash checks. All holders of silver notes must now exchange them for a sufficient amount of gold and silver before they can exchange them for fiat currency at the bank.
Banks themselves issue banknotes, so they naturally understand the risks of silver bills.
What's more, these redeemed silver tickets are not recognized at the base.
Jiang Chuan's idea is very clear, that is, after establishing the status of fiat currency in the capital and the entire Beizhili region, and then using the influence and radiation of the capital, and then gradually implementing it in the nearby Jinzhou, Liaodong, Qingzhou, and Jiangnan, and gradually establishing a new financial system based on a complete fiat currency.
In the process of establishing this financial system, branches of Zhongzhou Bank will also be gradually established in various places.
At that time, the living space of those original money banks will naturally be squeezed smaller and smaller by Zhongzhou Bank, and in the end they can only close their doors or become underground money banks or become usury.
Therefore, there is no need to ban money banks now, firstly, there is no need to stimulate the mood of money banks, and secondly, they are still needed in the current market.
After leaving the bank, it was already dusk, and Jiang Chuan took the two girls to walk back slowly.
Along the way, it can be seen that the streets of the entire capital are clean and tidy, and the scene of defecating everywhere and sewage flowing everywhere in the past is rarely seen.
And from time to time, you can see some men with white faces and beards, wearing uniform vests, with "Beijing" written on the front chest and "cleaning" written on the back, sweeping the dirt with cleaning tools.
In addition, I saw a team of three people, wearing armor and the words "city management" written on their clothes, patrolling with rulers and chains, and people who defecated in the open, dumped garbage, and filth would come forward to stop and punish them.