Chapter 4 Preparing for a Rainy Day Financial Crisis!
The money in this pool is about two or three thousand Wen, as Zhao Chen said, this is the personal participation of Li Er, and it is also the first batch of new coins minted by Datang, and the meaning is naturally very different.
Even if Li Er didn't open his mouth, Zhao Chen would actually suggest that the money be intercepted, but at that time, he wanted to make it into a commemorative coin and keep it in the money village for collection.
Now, since it was proposed by Li Er, it was a favor and followed Li Er's wishes, but the original intention remained the same, and it was still used as a commemorative coin.
Therefore, after Li Er laughed happily, Zhao Chen suggested that the craftsmen in the palace could engrave the words imperial on each coin, and in the future, it could be given to the courtiers as a small gift according to Li Er's wishes.
As soon as Zhao Chen's words came out, Li Chengqian on the side already showed excitement in his eyes, and his expression of eagerness to try was almost applauded on the spot.
It's just that Li Er heard Zhao Chen's words, showed a strange look in his eyes, looked directly at Zhao Chen, and asked, "Are you afraid that I will break the rules of the money village?" ”
"Ahh As soon as Zhao Chen heard Li Er's words, he immediately raised his head with a weak heart, looked at Li Er and argued: "How could Your Majesty say such a thing, the matter of Qian Zhuang at the beginning, Wei Chen has already said it clearly, how can Your Majesty not know the truth!" ”
"That's it!" When Li Er heard this, he waved his hand, stood in the courtyard with his hands in his hand, looked at Zhao Chen with a frown, and said: "I naturally know your worries, Qian Zhuang is a demon, which can make Datang prosperous, or make Datang a disaster overnight, I remember it clearly!" ”
Without waiting for Zhao Chen to speak, Li Er looked at Zhao Chen with burning eyes and said, "So, you can rest assured." The rules here in the money village will not be broken by anyone. As long as I am still the monarch of the Tang Dynasty! ”
"With Your Majesty's words, it is the blessing of the Tang Dynasty!" Zhao Chen heard Li Er's sworn words. immediately bowed to Li Er and said sincerely.
Li Chengqian, who was excited about Zhao Chen's words just now, at this time, listening to the conversation between Zhao Chen and Li Er, couldn't help but open his mouth dumbly, and only then did he realize that behind Zhao Chen's words, the deep meaning represented.
"Since you're worried. I won't take this money with me! Li Er put his hands behind his back, sighed slightly, glanced at the new coins that were still in the pool and had not been salvaged, and suddenly turned his head and looked at Zhao Chen and said.
"Your Majesty!" When Zhao Chen heard Li Er's words, he smiled and said, "This money is still brought by His Majesty!" As Wei Chen just said, it can be sent to the courtiers by His Majesty in the future. It is used as a commemorative collection! ”
"Not hypocritical?" When Li Er heard this, he suddenly frowned, looked at Zhao Chen suspiciously, and asked suspiciously.
"How can Your Majesty doubt Wei Chen's words!" Zhao Chen heard this. Immediately, he said a little unhappily: "Weichen is honest and sincere!" ”
"Good!" When Li Er heard Zhao Chen's words, he immediately said happily: "This matter is what you said." I don't want to blame me again in the future! ”
The new coin was minted, and Li Er was in a good mood. Come out of the backyard and sit down in the lobby of the bank. Holding the tea made by Li Chengqian himself, he motioned to Zhao Chen to talk about the matter of Qianzhuang.
Obviously, Zhao Chen's worry again made Li Er also deepen his worry. Zhao Chen didn't shirk either, just taking advantage of the opportunity when Li Er and Li Chengqian were there, he sat down on the chair opposite Li Er, and talked to Li Er and Li Chengqian.
Zhao Chen is not a professional in finance in later generations, but in the end, he is from later generations, compared to Li Er and Li Chengqian, it is equivalent to the level of a financial expert.
In the lobby of Qianzhuang, Zhao Chen explained to Li Er concisely from the currency crisis, to inflation, to national production. These are all things that Qian Zhuang will face in the future, and with the social changes in Datang today, these problems that were not prominent will gradually become acute.
When talking about this, Zhao Chen was afraid that Li Er would not understand, so he found a pen and paper, and while writing and drawing on the paper, he explained the cause and effect relationship to Li Er.
"The coinage is also based on the data of the household department!" Li Er didn't pay much attention to the process of minting coins, but he listened very carefully to the future of this bank.
When I heard Zhao Chen say that the amount of money minted should be calculated according to the national production value of the household statistics, he was obviously surprised.
"It's natural!" Zhao Chen picked out a digital model he had just drawn from a pile of waste paper, pointed to the data on it, and explained to Li Er: "The amount of money is directly linked to the income of the people, and once it exceeds or decreases, it will cause terrible consequences!" ”
Seeing that Li Er and Li Chengqian were listening carefully, Zhao Chen further explained: "If the household department miscalculates the data, overestimates the income of the people, and increases the amount of coinage, it will cause the goods to rise, and the money will depreciate!" ”
"How to depreciate?" When Li Er heard Zhao Chen's words, he flipped over a coin in his hand, looked at the five crosses on it, and looked at Zhao Chen a little blankly and asked.
Li Chengqian, who was on the side, was also at a loss when he heard Zhao Chen's words, probably not figuring out how a piece of money that was originally fifty wen could depreciate.
"Because, the coins minted exceed the income of the people!" When Zhao Chen heard this, he pondered slightly, considered the words, looked at Li Er and explained: "For example, the money circulating in the market every day is one hundred Wen, but because of the calculation error of the household department, as a result, one hundred and fifty Wen was minted, and this extra fifty Wen will cause a series of problems!" ”
"Just a simple example!" Zhao Chen frowned, and said with a serious face: "For example, the mash that people like to drink every day was originally only a penny a bowl, but because there are now fifty more cents on the market, if the mash is still bought according to the original, it must be worth the loss, what should I do at this time?" ”
"Add money!" As soon as Zhao Chen's words came out, Li Er already looked thoughtful, but Li Chengqian on the side had already opened his mouth without hesitation.
"What the prince said is very much, because, because of the extra fifty wen, other goods have also risen, and the price of mash will inevitably rise, only in this way can we not lose money!" Zhao Chen smiled at Li Chengqian and said: "This is depreciation, the price that rises from a penny is actually depreciation!" ”
"A bowl of mash goes up for a penny!" Li Er frowned, with a thoughtful expression, and said to himself: "If it is a thousand Wen goods, it will be terrible!" ”
"Your Majesty is very right!" When Zhao Chen heard this, he smiled at Li Er, who was thoughtful, and said: "Once that happens, the only way for the people to do is to keep raising prices and raising prices, and in order to curb the price increase, the only way for the money to be stopped is to keep minting coins until the currency in the market is completely flooded!" ”
Li Chengqian's face turned pale for a moment, Zhao Chen described such a scene, which made him feel afraid, as the direct person in charge of Qian Zhuang, he deals with money every day, and he knows too much the terrible scene that Zhao Chen said.
"What if the coins are minted less?" Li turned over the fifty wen coin in his second hand, frowned, looked at Zhao Chen and asked.
"Just as terrible!" Zhao Chen quickly went through it in his mind, took a light breath, looked at Li Er and said: "In that case, the value of the coins will appreciate, and the goods will become relatively cheap, and the consequence of this phenomenon is that the entire market will wither, and no one will dare to do business anymore." ”
"The household department is in charge of the world's money and grain, and it should be the top priority!" After listening to Zhao Chen's explanation, Li Er suddenly clenched the coin in his hand, couldn't help sighing, and said.
When Zhao Chen heard this, he just smiled, the account books of the household department are a bunch of bad debts, a group of people who have only read the books of sages and sages, and those who open their mouths and close their mouths, and those who can only calculate it by relying on the calculation chips hanging on their belts, and the data they make, Zhao Chen feels terrible just thinking about it.
Today, everything that should be said has been made clear to Li Er, and next, it depends on whether Li Er is willing to pay attention to the reform of the household department.
The household department is extremely in charge of the world's money and grain, if it is still the same as before, it will only be a rough lesson in doing accounts, and the financial crisis that Zhao Chen just said will probably really be staged in Datang.
"What the Marquis of Chang'an said today, the prince should keep it in mind and remind himself all the time!" Sitting in the lobby, Li Er listened to Zhao Chen's 'economic' theory for a while, and finally frowned, looked at Li Chengqian with a solemn face, and admonished in a stern tone.
"The sons and daughters must keep it in mind!" Li Chengqian, who was originally sitting, heard Li Er's words, suddenly turned over and stood up, bowed to Li Er, and said with a serious face.
Seeing Li Chengqian's solemn expression, Li Er nodded with satisfaction, and then got up from the chair and left Qianzhuang with the old eunuch and the hundred horsemen waiting outside the door.
"Brother Chen, you have to help me!" As soon as Li Er left, Li Chengqian, who was originally standing, suddenly turned pale, and immediately sat down on the chair under Zhao Chen's surprised gaze.
As if he had a serious illness, he gasped sharply, his fingers on the armrests were shaking vigorously, and he looked overly frightened, looking at Zhao Chen and said pitifully.
"As for it?" Zhao Chen looked at Li Chengqian in surprise and obviously looked overly frightened, and said a little dumbfounded.
"Nonsense!" When Li Chengqian heard Zhao Chen's words, he immediately rolled his eyes, and said angrily: "This kind of thing, you don't tell me in advance, in front of my father, tell me suddenly, change you, you try it!" ”
Yes, when Zhao Chen heard Li Chengqian's words, he suddenly couldn't laugh or cry, this is probably the ass that decides thinking.
Li Chengqian is now in charge of the money village, which is equivalent to being in charge of the pulse of the Tang Dynasty, and the whole body is affected by a single hair, and if there is a slight mistake, it will be a catastrophe, no wonder Li Chengqian will be scared like this.
"Don't worry!" Zhao Chen looked at Li Chengqian's frightened appearance, and was a little unbearable, so he had to be relieved: "This is a slow process, with the current situation of Datang, that kind of thing is impossible to happen, and when it really comes, I shouldn't help you!" ”
Seeing Li Chengqian looking at him puzzled, Zhao Chen smiled, followed the open door of Qianzhuang, looked at the soon-to-complete school palace on the side of Lishan: "At that time, all the people who can help you will come out from there!" (To be continued.) )
PS: I'm sorry for all the brothers and sisters who have been waiting for a long time, something happened to the Taibao family tonight, until the second half of the night, I didn't dare to sleep, hurry up and code the word out, sorry, sorry!