The result of this meeting was that Li Yu made a profit, and in just one and a half months, Li Yu made a profit of more than 155 yuan.

The liquor sold in the green mountains and clear waters was almost copied by Hu merchants and a group of Turkic nobles who came from afar. Because it was still a harsh winter, the flowers had not yet bloomed, and there was no new perfume production, which led to the early sale of perfumes.

The nobles of the Turkic tribes even enjoyed a luxurious and rich life in Chang'an, bought luxury goods that were difficult to buy on the grassland, and even spent all the silver they carried in just a few days for the treasures at the Xinxiangdian auction house. I had to send people back to the tribe to get money, and if the money was not purchased, I asked my subordinates to drive a large number of cattle, sheep, horses and all kinds of leather to Chang'an to sell. As a result, the price of beef and mutton in Chang'an plummeted in a short period of time, and the price of horses also fell by half percent.

The large-scale sale of livestock in the tribe was still not enough for the extravagant life of some Turkic tribal nobles in Chang'an, and Li Yu's Longyin Money Village found them at the right time, and took the initiative to invite them to lend money to spend in Chang'an. The only requirement is that you must go to the stores sold by the commercial banks of Yanwangfu to consume, and after signing the loan contract, you will not give cash to the borrower, only the loan voucher.

Of course, since it is a loan, it is natural to have a mortgage, and the loan contract clearly states that if the borrower fails to repay the loan when due, he will use the cattle, sheep and horses produced by his tribe to mortgage at the market price of the borrower's tribe.

Longyin Qianzhuang originally planned to lend to the nobles of the Turkic tribes at a monthly interest rate of 30 percent, which was unceremoniously usurious.

Li Yu was taken aback when he received the report from Longyin Qianzhuang, who not only cheated them on the monthly interest on the loans to the nobles of the Turkic tribes, but also cheated them on the collateral that could not be repaid.

The cattle, sheep and horses between the Turkic tribes could not be sold at a price, but the loan contract of Longyin Qianzhuang mortgaged the market price of the cattle, sheep and horses of the borrower's tribe to Longyin Qianzhuang.

If they continue like this, when the time comes to return the principal and pay the interest, the Turkic nobles are so angry that they vomit blood. After a long time, maybe they will lead the rebellion of the Turkic tribes in advance, and I am afraid that they will have to add a bloody and tearful accusation to the Tang court on the inscription of their rebellion against the Tang Dynasty: "The Tang people deceived us and other ignorance, and plundered the wealth of our Turkic tribes, cattle, sheep, and horses with usury......

After considering that the strength of the Andong armies was not enough to effectively deter the Monan Turkic tribes, and it would take a few years of development, Li Yu did not want to launch a rebellion and restore the country before he developed and everything was ready. In the case of Nuozhen, Li Yu had to respond to the call of the imperial court to send troops to quell the rebellion, and spent a large amount of troops and food to attack the Turkic tribes, which led to a delay in the implementation of overseas plans.

Li Yu had to order Longyin Qianzhuang to lower the monthly interest rate lent to the Turkic nobles to 15%, and the mortgaged cattle, sheep and horses were calculated at the market price of the nearest Han prefecture and county to the ministry.

Because Longyin Qianzhuang is Li Yu, the king of Yan who holds military power in the Tang Dynasty, he will not filter the Turkic nobles who borrowed money and will not return their accounts, unless they lead their troops to rebel.

As soon as the lending business of Longyin Money Village opened, it naturally attracted many Hu businessmen to come to borrow. Because most of the Hu merchants are merchants, they may not have industries in Datang. In case the borrowed Hu Shang did not come back after leaving Datang, the money lent could not be recovered. Therefore, Longyin Qian Zhuang only lent money to Hu merchants who had fixed assets such as houses and shops mortgaged in Chang'an, and the loan amount did not exceed the total fixed assets of Hu people.

As for the Chinese businessmen who come to borrow, they can borrow as long as they have collateral, and the monthly interest rate is only 10%.

In this short-term business opportunity, in addition to the amazing sales of various luxury goods and liquor, cement as a building material also shines.

Cement, which can be called the perfect building material of this era, allowed Hu merchants who had just arrived in Chang'an to see the paved roads and city walls with cement, and the gray and hard texture made Hu merchants discover new business opportunities. When they left Chang'an, the Hu merchants purchased cement in large quantities and shipped it to the West.

Far west, too many princes and nobles needed cement, a building material that was simple to use but could build walls and fortresses as hard as those made of stone quarried from the mountains.

……

Looking at the boxes full of gold, silver and copper coins transported from various businesses in Chang'an to the treasury of the Yanwang Mansion for storage, Li Yule blossomed.

If you add the commercial manager Cui Xuan presented about the profits of Li Yu's commercial banks in various branches in Datang for a year, Li Yu seems to have become a huge rich man with an annual income of more than 5 million yuan.

A month later, after Li Yu had raised enough boats, he said goodbye to his father and mother and a group of brothers and sisters, and personally escorted the huge amount of money from the Weihe ferry back to Andong with a thousand guards.

The news that King Yan brought millions of huge funds to the east of the Yellow River also did not leave, and many strongmen on the road who fell into the grass were stunned after hearing the news, they never imagined how much millions of dollars would have to be, and how high and heavy they would have to be piled up.

The so-called wealth is moving, and millions of huge sums of money have attracted the attention of many strongmen, and from time to time on both sides of the Yellow River under the east of Li Yu's fleet, there are prospectors and horses stopping on the riverbank to look at the escort force of Li Yu's fleet, looking for opportunities.

Due to the catastrophe in Guanzhong for several years, many bandits hid in the deep mountains and old forests or in the rivers and lakes overgrown with reeds, and came out from time to time to rob homes and houses. The government officials sent troops to clear the army, and then they fled into the mountains, forests, rivers and lakes and did not know where to go, and as soon as the officials and troops withdrew, they came out again.

The millions of dollars are too large and heavy, and more than 200 large and small ships were shipped down the Yellow River eastward, and the white sails almost covered the surface of the Yellow River, as if the sailors were going out on the expedition. There were as few as twenty or thirty guards on each ship, and as many as 100 people, which really scared off many bandits.

But there is no shortage of bold people in this world, and although they think that although the fleet is large and there are many guards, the number of guards on each ship is not too many. Taking advantage of their unpreparedness, it is not too difficult to capture a money ship by night raid.

After the fleet left the river around Luoyang, it encountered five night raids by bandits on the ships on the periphery of the fleet, and although they did not let the other side seize the boats, they still let them move two boxes of copper coins and escape in small boats, while the guards killed more than 50 bandits.

Li Yu hated in his heart, he was fortunate to have earned the money, but he let the bandits snatch two boxes for nothing. Having learned from the pain, every night is approaching, most of the guards on the ships in the center of the fleet will be transferred to the outer ships to strengthen the azimuth force, and the small boats will be used to patrol around the perimeter to guard and prevent the pursuit in the event of a bandit attack.

This law was implemented, and for six consecutive nights, the four waves of bandits were all killed and scattered by the guards, and more than 30 people were captured.

The bandits no longer beat Li Yu for money, but Li Yu started their idea.

Through the torture of the captured bandits, they learned the hiding places of the bandits on both sides of the Yellow River and the escape routes when the officers and soldiers attacked.

Li Yu, who got the route map of the bandits' dens and escapes, smiled: "The manpower to open up Kamchatka and drive away the sleepers is available." ”