Chapter 330: Bank of Yunzhou

After Ye Tao returned to Yunzhou, although he must develop the photographic technology to an acceptable level within the time limit, he also had to serve as the economic envoy of Yunzhou.

Among these contents, the most troublesome thing is whether the economies of Yunzhou and Zhenzhou should be integrated. Compared with Yunzhou, Zhenzhou is indeed quite barren now, and Zhenzhou and Yunzhou also have huge potential. The two states, separated by a mountain range, are still very different in terms of geology and landforms. Zhenzhou is actually a temperate savanna-like climate, with some small sandbars in the northwest, and the sandbanks don't seem to be expanding. Zhenzhou is also very rich in mineral resources. Especially the fluorite mine, there is only one acceptable fluorite mine found in Yunzhou, but when the officials of Yunzhou Jinglue Mansion came to Zhenzhou with prospecting samples and began to contact the locals, they suddenly found that in the southeast of Guiyuan, that is, near Tieling, there is a fairly good fluorite mine, and the locals do not know what use the fluorite mine can use. For Yip's Workshop, this is a precious resource. But except for minerals, the other aspects of the Zhenbei Military Division are really far from Yunzhou. It's just a small problem that things like salt and tea can't be self-sufficient, anyway, the population of the Zhenbei Military Division is not large, and the resources of salt and tea dedicated to Yunzhou are very rich, and Yunzhou's inventory is enough for the two states to consume for a while, and after that, Tan Xiaopei will naturally make proper arrangements. But the grain is not self-sufficient, but it makes it a little difficult for Yunzhou, Yunzhou's grain is just self-sufficient and slightly surplus, can it bear such a burden on Zhenzhou? Relevant calculations are in progress, and everyone means that for the time being, it will be carried down first, but the agriculture of Zhenzhou should develop as soon as possible. There is no problem for Zhenzhou to develop, but Zhenzhou has always been the Zhenbei Military Division, and has always been at the forefront of resisting the attacks of the northern barbarians, and it is also a place like the "Far Evil Military Prefecture" among the Xiling people and the whole world, and the population is really quite sparse. If you want to develop agriculture, you need more people, and where will these people come from? Zhenzhou is also suitable for grazing, although the horses produced in Zhenzhou are not very good, but they are still enough as horses, but it is also a problem of population. Unlike Yunzhou, which doesn't need too many invalids camps, the Invalids Farm and Ranch of the Zhenbei Military Division will have stronger defensive needs, and the sergeants in Zhenzhou are different from Yunzhou, they have worse knowledge and skills in basic production. It will take at least three years or so for the Invalides Farm ranch to develop.

Naturally, the decision in this regard still has to be made by Tan Weixin. After all, she is the big steward of Yunzhou and now the entire northern Xinjiang. After carefully calculating for a long time, Tan Weixin finally decided to divide the economic integration of Yunzhou and Zhenzhou step by step in three years. Indeed, one of the reasons for this is to carry out a wider range of pilots, for the future Tan Xiaopei to make up his mind whether to promote the Yunzhou model as a reference, but the equally important reason is that through the synchronization of the economy, Dongping can firmly control Zhenzhou in his hands, and not let this new state that has always belonged to Xiling have the possibility of centrifugation. Yunzhou can afford this kind of burden, and it should also be carried. The first step is to establish the Bank of Yunzhou and formally change the currency system of the two states.

The reason why it is also called Yunzhou Bank is also called Yunzhou Bank in Zhenzhou, naturally because although Ye Tao and Tan Weixin's power is now great, even if the bank they get is directly called Dongping Central Bank, I am afraid that Tan Xiaopei will gladly agree, but it is very taboo for local power to become bigger, especially this de facto economic system**, in this regard, although Ye Tao and Tan Weixin are indeed not afraid of heaven and earth, but I think it is better not to cause unnecessary trouble for yourself. Bank of Yunzhou was formally established in the two places, and first carried out the bill connection business and remittance, transfer and other businesses in the two places, and the communication system of Bank of Yunzhou guaranteed the high-speed connection between the two places. The remittance from Guiyi to Ningyuan arrived in five days, which is a super high speed in this time and space.

And those businesses that were always mythologized, such as FedEx and DHL World Express, also immediately followed up, and launched the freight route from Guiyi to Ningyuan in less than a month after the war stopped. And the route from Guiyi to all parts of Zhenzhou is also being rolled out. At this time, although he knew that Xiling was caught off guard by Yunzhou's sudden attack, and now he couldn't spare much troops to counterattack Zhenzhou, but at least ten battalions were still in combat readiness south of Zhenzhou.

However, the government institutions established before the Zhenzhou Governor's Office were the three civil affairs departments. At the beginning of Chen Kai's tenure, he struck hard, and he ignored the corruption that occurred before the capture of Zhenzhou, and he didn't see it if he found it. But now Yunzhou has begun to distribute a considerable amount of materials to improve the lives of the soldiers and civilians in Zhenzhou, and there are also a large amount of severance pay, resettlement fees and other silver money issued to the original soldiers of the Zhenbei Military Division. All those who dare to attack these things, Chen Kai has one to catch one by one, and he will not tolerate it at all. And now Zhenzhou is actually still in a state of military control, which makes Chen Kai very confident. Even if it is a member of those big families, as long as Chen Kai says that he wants to arrest him, it is definitely a large army that will go in and dig three feet into the ground to catch people. And the Yunzhou side is now more and more proficient in sudden attacks and arrests.

Immediately, Chen Kai intervened in some cases of mergers and acquisitions by strong coercion, which greatly dealt a blow to the arrogance of the wealthy family. According to Tan Weixin's more fashionable statement, it is called protecting small and medium-sized investors to regulate the market pricing mechanism. And Chen Kai knows that talking about Weixin's statement is reasonable. The reason why Yunzhou Development Fund, the predecessor of Yunzhou Bank, has been able to make various investments in Yunzhou is that the key lies in a fair and equitable environment. If officials, tycoons, and families can disrupt the pricing mechanism of this market by means of coercion and inducement at will, then the loans of the Yunzhou Development Fund to those small and medium-sized merchants may be lost at any time. Perhaps, some people will consider that some merchants have borrowed money from the Yunzhou Development Fund, and they are afraid that the huge forces behind the Yunzhou Development Fund will take action, but in this way, the Yunzhou Development Fund is likely to be regarded as a protective umbrella by some people, resulting in a large number of unnecessary loans, which is equivalent to paying protection fees to the Yunzhou Development Fund in the form of interest...... Again, this is not a situation that everyone wants to see.

However, the Bank of Yunzhou has to bear the responsibility of currency issuance and management, and if it does not act like it at the beginning, and when its energy is dispersed later, it will become more and more impossible to manage things well.

What is a bank, though? Whether it is Yunzhou or Zhenzhou, and those Dongping executives who don't know how much they don't know how much they explain to Tan Weixin and are still ignorant, they don't really understand that when Yunzhou Bank opened, they actually knew very well what a bank was, only a few people such as Tan Weixin, Ye Tao, Guan Yinhang, and Shi Wei.

Because the war between Dongping and Northern Liao was still ongoing, and although the troops were limited, Xiling still gathered 100,000 troops in Taizhou, and even the northern tribes were salivating over Zhenzhou, which now had a limited total strength, and was ready to move. At the end of September, the Bank of Yunzhou had five institutions in Yunzhou, including Ningyuan Head Office, Leitingya Branch, Suiyuan Branch, Dongjiaji Branch, and Gangduo Branch, opened at the same time. The Gondor branch was opened in a renovated watchtower not far from the construction site of Gondor City, mainly to deal with the economic and financial needs of the city's construction in real time. As for the Thunder Cliff Branch, Ye Tao couldn't bear the meaning of spoofing, and made the location and architectural style a little similar to the Thunder Cliff Bank in Warcraft.

The currency issuance business of Yunzhou Bank, Tan Weixin and Ye Tao have been preparing for a long time, and they have been used from the military system at the beginning of Yunzhou. The silver coin issued by the Bank of Yunzhou is worth half a tael of silver, and the actual weight of the silver coin is half a tael, containing more than eighty percent of the silver. The obverse of the coin features the half-tael number, the name of the Bank of Yunzhou, and an intricate arabesque pattern, while the reverse side depicts the city of Gondor. Before the first batch of silver coins was distributed as military salaries, the high command also made a special inquiry about which officers and soldiers who were unwilling to accept silver coins as salaries could continue to receive physical silver, after all, silver and silver coins were estimated to be circulating in the market for a long time at the same time, and this did not cause any hindrance. But as soon as the silver coins were issued, those who said they wanted to receive the real silver regretted it. This silver coin is a work of art, and it's so beautiful. However, the soldiers could exchange the same value at the office of Yunzhou Bank at any time, but it had no effect, that is, they envied their companions in the few days when they couldn't get their hands on it.

The franchise stores and direct subsidiaries of all brands owned by Yip's Workshop, including IKEA, as well as the part of all industries under the name of the Inner Government in Yunzhou, announced that they will start accepting silver coins issued by the Bank of Yunzhou as a means of payment from now on. The whole of Yunzhou has quite strong confidence in Ye Tao, Tan Weixin and the entire governance body of Yunzhou, and accepts the issuance of silver coins calmly but hopefully. Many ordinary people have gotten a silver coin to enjoy through their relatives and friends who served in the army, and this situation has made some people with a heart know, which is inevitably a little staggering. It's only been such a while, is Yunzhou already so rich? Do so many people have money left over at home to exchange for silver coins to play? In most places in Northern Liao, Xiling, and even Chunnan, it is a bit difficult for ordinary people to be able to take out half a tael of silver at any time.

Unexpectedly, this need for collection and enjoyment greatly violated the original intention of Yunzhou Bank to issue silver coins to increase circulation, and by the beginning of October, Yunzhou Bank immediately launched an exchange business in the whole territory of Yunzhou and Guiyi City in Zhenzhou. For more than 500 taels, you need to make an appointment to register, and you need to give 10 days notice in advance. As a result of these measures and the effective regulation and management measures of the current Northern Xinjiang Economic and Strategic Government, by the end of the year, silver coins were already in vogue and played an important role in various transactions. The total amount of silver coins in circulation in the market exceeded 14,000,000 taels. Due to the cost of minting silver coins, even if it is connected with transportation, materials, manpower, equipment research and development, and wear and tear, it is not twice the value of silver coins, in fact, in the process of constantly exchanging silver coins, Yunzhou Bank's financial resources have expanded quite drastically.