"Father, why don't we discuss it?" Li Chengqian vaguely guessed the old man's thoughts, but thinking about his money, it was not blown by the wind, although the amount now exceeded 10 million, but these were all the money of the owner, and it would not be okay to spend it indiscriminately.

"What are you going to discuss?" His Majesty Li Er was in a good mood, and in the morning he passed the decree of the inspection envoy to inspect the locality, which was equivalent to a good start, and even when he talked to Li Chengqian, he was not so harsh.

"Father, father, son, son, the money is counted, and every time it is spent, there must be an account, if it is spent in an irrelevant place, I am afraid it will be ......" Li Chengqian made an explosive gesture.

It means to tell the old man that if the money is spent indiscriminately, those nobles who have taken the money are likely to turn their faces and deny people.

His Majesty Li Er was also aware of this, and he was silent for a while when he heard this.

But the bank must be very important, and Lao Li still can't figure out the doorway for a while, so it is even more difficult to get him to agree to set up a bank.

Some people may not understand this, and they say that this is obviously a good thing, why does Li Shimin disagree, if he agrees, he can collect a large amount of money in a short period of time, and what is wrong with investing at that time?

But Li Shimin also has his own difficulties, if you compare Datang to a family, he is undoubtedly the head of the family, and as the head of the family, he must consider all aspects of the problem, and he can't immediately pounce on something as soon as his mind is hot.

He must consider the problem from both positive and negative aspects, consider the good and the bad, he must be responsible for this family and Datang.

As a crown prince, Li Chengqian may have a lot of power, but in the final analysis, he is just a son, a man who can act wantonly, find a place to hide when something can't end in the end, and wait for others to wipe his ass.

But Li Er can't, if something is irreparable, he can only be responsible for himself, and no one will come to 'wipe his ass'.

This is why Li Shimin has always disagreed with the establishment of a bank, because until now he has not been able to weigh the pros and cons of the bank. Whether it is historical limitations or cultural limitations, in short, when he can't figure it out, he will firmly reserve his opinion.

"Father, try it, the current Datang has changed a lot from ten years ago, and many things have become unclear, why don't we cross the river by feeling the stones, and try it a little bit?" Somehow, Li Chengqian thought of a classic quote from the modern Taizong of later generations, and couldn't help but sacrifice it.

"Crossing the river by feeling the stones......" His Majesty Li Er looked at Li Chengqian, nodded slowly after a long time, and said in a firm tone: "Okay, then I will cross the river by touching the stones." came, passed on the eldest Sun Wuji, Fang Xuanling, Du Ruhui, Tang Jian...... The two ceremonial halls are discussed! ”

"Whoa!" Outside the door, there was a waiter who answered, and the footsteps gradually faded away.

And His Majesty Li Er took advantage of the time when those important ministers did not arrive, and asked Li Chengqian: "In addition to Li Yifu, who else do you plan to appoint for the inspection?" ”

"Xu Jingzong, Cui Yixuan." Li Chengqian had an indescribable smile on his face, and counted the names of several people without thinking about it.

"How many of them?" His Majesty Li Er was noncommittal and pondered for a moment: "Why do you want to use them?" ”

"Without it, it's just obedient, and these people are smart enough to know what to do and what not to do, and the most important thing is not to feel sorry even if they die!" Li Chengqian told the old man his thoughts one by one.

The people he chose were all ministers from history, and it was okay to be smug and flattered, and Li Chengqian believed that the old man's impression of these people should not be very good, otherwise these people would not have been famous at all during the Zhenguan period.

Facts have proved that Li Chengqian's guess was not wrong, and His Majesty Li Er didn't say anything after listening to his reason, but just said 'um', indicating that he already knew.

In the following time, no one said anything more, whether it was Lao Li or Xiao Li, each sucking their own tea and thinking about their thoughts, until the sound of messy footsteps sounded outside.

……

"Ministers, see Your Majesty, see His Royal Highness the Prince." A group of old guys entered Lao Li's study, first to salute, and then to sit down in turn.

This is that there are not many rules in the Tang Dynasty, if it is placed in the Manchu Qing Dynasty in later generations, the custody of kowtow can break the waists of these old guys, Li Chengqian sat aside and thought maliciously.

"I came to you this time to discuss the matter of the bank, I believe that the prince has made it very clear last time, what do you think about this, please tell me." His Majesty Li Er did not go around in circles, and when he was waiting for the palace maid to serve tea, he explained the main intention of summoning the eldest grandson Wuji and others by the way.

"The ministers have no different intentions, everything can be according to Your Majesty's wishes." The eldest grandson Wuji was the first to speak.

This old fox is very shrewd, knowing that since Lao Li called them, he must have an idea in his heart, and anything more is nonsense.

Moreover, although the bank Li Chengqian said is somewhat risky in the eyes of the eldest grandson Wuji, the benefits far outweigh the risks, and if a bank can really be established, it is also a good deal, at least for the eldest grandson's family, there is no harm in it.

Fang and Du were much more cautious, and after glancing at each other, Fang Lingxuan spoke first: "Your Majesty, the minister has studied this matter with Wei Zheng, Wei Zheng and the minister have said that they want to set up a bank, and the first priority is to prevent counterfeiting, I don't know if Your Majesty can be prepared in this regard?" ”

"I have already considered the issue of anti-counterfeiting, and this is not the point, the point is whether the bank is really necessary to establish." Lao Li waved his hand and signaled Fang Xuanling not to consider those details.

"The minister has another consideration." Fang Xuanling happily accepted Lao Li's point of view, but then raised another question: "But what should people do when they want to withdraw money after saving money?" What does the minister mean in case all the people come to withdraw money at the same time? ”

"Then use the reserves, the people do not have much money in their hands, the treasury is enough to pay them, and the important thing is the big ones who save money. However, those who save money are also large borrowers, and we will not lose anything if the two are offset. ”

Li Chengqian took Fang Xuanling's words on the side, he also had his own considerations about the relationship between borrowing and lending, like the situation that Lao Fang said, it may occur, but this is very extreme, in case it really comes to that time, it is estimated that Datang is not necessarily there.

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