Chapter 118 Opening a Bank
Everyone was stunned!
The matter is in front of you, obviously it is for Yuan Guigui, how can you become your own leader? The surname Cui didn't provoke Li Feibai, what kind of trick is this.
Li Feibai looked around, his expression suddenly became serious, and said: "People like Cui Wenxiu, relying on their own father who is an official, see which business is good, and there are many people who force a foot to buy and sell, such as Tianxianglou, a business that only earns tens of thousands of taels all year round, can be seen in my eyes, my future business is a hundred times stronger than this, how can they not be blushing, and how can they not come to force a kick!" This time, they came, and I didn't react. They will think that I am weak and can be bullied, and in the future, batch after batch will come to do things, will I still do business? ”
He paused for a moment, and then said: "I'm going to beat Cui Wenxiu's chicken once and I'm scared, so that I don't dare to step into Jiyuan again, so that other monkeys don't dare to covet my business, and there will be no trouble in the future!" You take the money out and cooperate with me, no problem, everyone will get rich together. If you want to bully others and take advantage of me, I'm sorry, I don't care if you are the prefect or the governor, even if it is the prince of Shangshu, as long as you dare to come, I will dare to beat you back! ”
Li Feibai's words were ruthless, loud and confident, and everyone's hearts were cold.
Tang Zilan couldn't help but glance at Li Feibai again. If a person wants to make a lot of money in business, he must have self-confidence and wolf nature, she heard the confidence and wolf nature from Li Feibai's words, and felt that she was afraid that she would not lose money on this investment.
Ma Kun has the most familiar relationship with Li Feibai, and he has heard more about Li Feibai's fortune plan than others. Li Feibai said that he wanted to do a stone carving business, and he thought it was impossible, but it turned out that Li Feibai had done this business, and it was still a business of more than 60,000 taels.
Li Feibai said that he wanted to go to Kaifeng to make an investment of 100,000 taels so that he could do a few businesses that he had thought of, but he still didn't believe it, but the fact was that Li Feibai brought in an investment of 300,000 taels.
Li Feibai said that his business was a hundred times stronger than that of Tianxianglou, and he believed it this time. Li Feibai said that there will be many people like Cui Wenxiu who covet his business and want to cut a side. He has been working in the yamen for so long, of course, he knows that what Li Feibai said is right.
I don't know if it's out of admiration for Li Feibai, or if the sentence "Brother Feibai and I are not brothers, but they are closer than brothers" has become true, he feels that Li Feibai is his brother.
Thinking that his brother's hard-working business was cut into a lever by people like Cui Wenxiu, and he lost all his money, his heart was dripping blood, and he said, "I did it with them!" After a pause, he said: "Don't say that we are reasonable, but we don't take advantage, if Cui Wenxiu dares to come to my brother's trouble again, I will not finish with him." ”
Speaking of this, he remembered something, and continued: "I just went to the Yamen, and I happened to meet Lord Cao of the county. I saw him look at his brother's three hundred thousand taels of silver, like a dog that sees meat, and his eyes are full of greed. I can't tell if I want to hold back some bad water when I go back, and I want to fight this silver idea. Therefore, it is better to find a proper place for the 300,000 taels of silver as soon as possible. ”
Li Fei said with a white chin: "I already have an idea!" ”
Tang Zilan was the owner of 300,000 taels of silver, and she was most concerned about the safety of the silver, and asked, "What is the idea!" ”
Li Feibai said: "Open a bank!" ”
Everyone thought that "silver" naturally means silver, and "line" means line. As the name suggests, they think that the bank refers to a business related to silver, so isn't that a silver shop? But I also feel that Li Feibai said that the bank did not talk about the silver shop, and this bank is by no means as simple as a silver shop. But let them guess what the bank is, and they can't guess.
After a while, Ma Kun said, "What is a bank?" ”
Li Feibai said: "It's almost the same as a silver shop!" ”
Everyone was relieved, and secretly said that their guess was good, and it was indeed a silver shop.
The others were relieved and didn't think too much, after all, they had nothing to do with Li Feibai's business.
Tang Zilan felt that this was wrong. She took 300,000 taels to do business in partnership with Li Feibai, not to open a silver shop in partnership, and said, "What are you doing in opening a silver shop?" ”
Li Feibai smiled: "Where is the silver safe?" In addition to the silver vault of the county government, it is the silver shop of Daxing. The county government treasury is safe, that is because the treasury is guarded by the old treasury inside, and there are guards outside the treasury, and no one dares to make up their minds. Daxing silver shop is safe, that is because the silver is placed in the silver cellar, there are two or three cellar doors under the cellar, only one person is allowed to pass sideways, close the door, and put a person behind the door with a gun and spear to wait, it is a husband when the gate is not open, no matter how many thieves can not break in.
"The money was put in the county treasury, and I was worried that it would be misappropriated by the officials. The silver was put in the Daxing silver shop, and the little shopkeeper Tang was worried that it would be sealed by the shopkeeper Tang. So I thought that my two shops also had cellars, and although they were not the same size as those of the silver shop, they could be remodeled.
"Changing the ordinary cellar into a silver cellar has to prevent both collapse and theft, and the amount of work is not small, and the cost is indispensable. I think it's too much trouble to dig a silver cellar and spend a lot of money, just to temporarily store our 300,000 taels of silver. What's more, after the silver is used up, won't the silver cellar be wasted? It is equivalent to a trip of white money and hard work.
I thought again, those two shops were originally selling stone carvings, but now the stone carving business has been rounded up by Daxing, and the two shops are idle. Idle is also idle, it is better to use waste and change it to a silver shop. In this way, the silver cellar will not have to worry about being deserted, and you can still earn some silver, so why not. ”
Tang Zilan listened to this explanation and said, "So, you opened a silver shop to make money?" ”
Li Feibai said: "So to speak! ”
Tang Zilan said: "Then do you know that it is not easy to open a silver shop to make money? If you want to make money from the silver shop, there are two ways. First, make money from fire consumption. Collect the loose pieces of silver from the people and send them to the yamen. According to the regulations, every two pieces of broken silver will be charged three dollars of fire consumption, and the silver shop will collect a large number of dollars and send them to the yamen, and every two can earn about one dollar of fire consumption.
"But this is a small amount of money, and the real money made by the silver shop is the issuance of silver tickets. Our Ming Dynasty is not very peaceful now, there are too many thieves and thieves, and it is very unsafe for merchants to take a large amount of silver to go, so they like to hand over the silver to the silver shop, and then take the silver ticket on the road. According to the distance of the road, the silver shop will charge an additional fee of one to three dollars per two. However, this kind of business can only be made by large businesses with shops in various provinces and provinces, so why make money if you only open a small silver shop? Is it possible to make money only on the fire consumption of Jiyuan? In a small county like Jiyuan, how much fire consumption can you make every year? Besides, Daxing Yinpu has been in business for a long time, and the relationship with the yamen is also very good, so how can you let you take food. ”
Everyone nodded secretly when they heard this, and they all felt that this business was very unreliable, but they were afraid that Li Feibai opened a silver shop and it was also a decoration, and there was no business to do, so there was no money to make.
Li Feibai smiled: "Do you know why I said before that I opened a bank instead of a silver shop?" Because I didn't plan to make money by the method of the bank, but by the method of the bank? ”
Everyone was stunned.
Who is Tang Zilan? Tang Zilan is the little shopkeeper of Daxing, and she knows how to make money in the silver shop. Tang Zilan said that the silver shop relies on two methods to make money, that must be two ways to make money, and there will be no third way to make money. Li Feibai also said that banks are similar to silver shops, and they really can't think of any other way for banks to make money!