Li Yan's worries were a bit redundant, and the travelers did not appear.

Zhang You was a frequent visitor to Zhang Rang's mansion, and he was respectfully welcomed into the door by the porter without needing to pass through.

"What about Madame and Mademoiselle?" Zhang You asked casually.

The porter said: "It's all in the house, Miss Ruoxuan and Miss Wan'er are also there, oh, by the way, the fifth son of the Zhang family also came later." ”

"I haven't seen Yun Xiu for a few days, this stinky boy ......" Zhang You muttered quietly, ready to go to Zhang Chang's goodbye first, and then go to Zhang Yunxiu to settle accounts.

The weeping flower door is already in the back hall, the birds are melancholy, the bees are buzzing, and it seems more and more quiet. The porter naturally couldn't follow in, and he went to the front hall to drink tea and chat, and there were two pretty maids standing at the door of the corridor, seeing Zhang You leading Li Yan into the courtyard, and was about to enter the court, seeing Zhang You waving his hand, he hurriedly stopped.

"Where's Madame?" Striding up the steps, Zhang You asked quietly.

Before the pretty maid could answer, Zhang Chang's slightly lazy voice had already come from inside the room: "Who is outside?" ”

"Mrs. Hui, it's my uncle who is here."

Zhang You also smiled and said, "Auntie, I haven't let them pass yet, but you heard it first...... What are you? ”

As he spoke, he had already entered the door, and saw Zhang Changshi wearing a light white background and a broken pink flower jacket skirt made upright next to the table in front of the window, looking back at himself, and hurriedly asked.

After asking, he didn't wait for the other party to answer, and then said: "I haven't come to see my aunt for a few days, I see that you seem to have cleared a little, come, I'll show you the pulse." ”

Zhang Changshi was not embarrassed, first instructed the pretty maid who came in after him to move a chair for Zhang You, and when he sat next to him, he stretched out his hand, his mouth did not stop, and said: "Or I am also thinking about asking Jia Lin to invite you, you came just right, I don't know what happened these days, I don't think about tea and food, I don't want to see anything, I don't feel good on my body, I always feel like I can't sleep enough, and I ...... tired."

"I'm afraid I think Uncle Shi thinks about it!" Zhang You joked with a smile, put his hand on the other party's pulse, and after a few breaths, he already understood the cause of the other party's discomfort.

"It's not big, it's not small!" Zhang Changshi glanced at Zhang You, there were all kinds of feelings, she didn't realize it, but it made Zhang You's heart beat uncontrollably.

Closing his eyes, he didn't dare to look at the abundance under the other party's skirt, Zhang You didn't answer the other party's words, closed his eyes and faked the pulse, and said: "Actually, it's not a big problem, you have a symptom of spleen and stomach disharmony, I'll prescribe a prescription later, take the medicine according to the prescription, and I'll be fine soon...... The weather is getting hotter, don't be greedy, eat less cold food, and it's best to close the windows when you go to bed at night. ”

Zhang Changshi lightly bowed his head and agreed one by one.

When prescribing medicine, Zhang You found a stack of account books on the table, and couldn't help but say: "Don't be busy if you don't feel well, so many accounts, good people also scratch their heads......"

"You think I want to see it, it's not the end of the month, it's going to have to be caged."

"Actually, you don't have to work so hard, Uncle Shi is now the commander of the heavenly military camp of Zhengsanpin, this expedition, there will be a big victory, there must be a reward when you turn back, the family is already inexhaustible, some people who don't make much money to make a living, it should be closed."

Zhang Changshi said: "I also have this plan, just now I roughly calculated, this month's income is just over 10,000 taels, more than half of which is the income of the bank...... Listen to you, it's still the money that comes quickly, and I'm going to stop all other businesses and specialize in this bank. ”

Speaking of this, he asked as if he remembered something: "By the way, I heard Jia Lin say that Yun Xiu Gongzi was pushed by you to go to sea to do business, and these days the world is full of funds to raise funds and shares...... Is it really so profitable to go overseas to do business? I asked Lao Qian, and he was talking about the sky anyway, and I won't tell you, I'm really a little tempted. ”

"No wonder I haven't seen this kid's figure in the past few days......" While saying, Zhang You stood up, paced back and forth, and said with a smile: "You ask me how much profit I have to go to sea, I really can't say the specifics, ten times is it, and a hundred times is it, but one thing I can tell you for sure, the higher the profit, the greater the risk, invest 10,000 taels of silver, in case of wind and waves, the boat is destroyed and people die, and it is not impossible to be all lost." ”

Zhang Chang's eyes have been following Zhang You, and when he heard this, he shrugged his eyebrows slightly, and said, "Listen to what you mean, do you recommend me to participate?" ”

Zhang You stopped in front of her and shook his head: "Wrong, it's not that I don't recommend you to participate, I just told you the risks in advance, in fact, I think that overseas trade has broad prospects, and all those involved will get rich rewards as long as they are fully prepared...... Anyway, it's not for you to go to sea in person, just take investing 10,000 taels of silver every time as an example, even if you encounter a big storm five times, isn't it 50,000 taels of silver? According to our family background, we can't hurt our tendons or move our bones. Besides, it can't be so unlucky, every time you lose all your money, as long as there is a smooth one, the profit is enough to make up for the loss. ”

Zhang Changshi nodded while listening, and said with a smile: "After you say this, I have a score, but there is one more point, can Gongzi Yun Xiu rely on?" She paused for a moment and explained: "It's not that I can't trust his character, I'm afraid of being deceived, but I really look at him and don't look like a person who does things, fresh for a while, and ...... later."

Zhang You understood what Zhang Changshi was worried about, and interrupted her with a wry smile: "I don't dare to give you a guarantee for this, but he is still young, and his personality has not been completely determined, I will encourage him more, and when he sees the results, he will not fish for three days and dry the nets for two days." ”

There is actually nothing to say about the matter of going to sea to trade, even if Zhang Changshi has no intention, Zhang You also wants to persuade her to participate, but Qian Zhuang, which is equivalent to the prototype of the bank in the future, has high hopes for this from the day he told Zhang Changshi, and inevitably said a few more words. It's a pity that he is not an all-rounder, and he is not very proficient in finance, so he can only pick up the bank operation mode that he can understand in his memory and put forward a few more suggestions, which can be summed up as just a few points:

The interest rate of lending is lower than that of other silver banks; The service attitude should be good, and it is best to redeem a few girls from the kiln for training (he wants to find a girl from a good family, but unfortunately the world is conservative, and it is impossible for a girl from a good family to come out and show up); Finally, the most important point is to encourage people who have spare money to come to the bank to deposit, and give the depositor interest according to the amount and length of time.

Qian Zhuang is actually the name of the southerners, most of the north is called the silver number, specializing in the exchange business between gold, silver and copper money, some are concurrently engaged in lending, after the middle of the Ming Dynasty began to sprout, so far it is not a new thing, there are several silver numbers in the capital, there are dignitaries and nobles behind the scenes. Among them, there is a silver number called Yongdetai, and it is said that Zhang Siwei is the backer behind the scenes.

Of course, these are all trade secrets, and Zhang You can't stand up to be good friends with Xing Shangzhi, with him, the secretary of the East Factory, as long as Zhang You wants to know something, there is almost nothing he can't inquire about.

"Deposit? Pay them back the interest? Then you can't pay for death? At the beginning, Zhang You just suggested that Zhang Chang's open a money bank, and did not mention the specific operation, but now when she heard this, she couldn't help but be surprised, there are so many silver accounts, she has never heard of any such foolish business.