Yang Dewen smiled wryly at the Kangde County Order and replied to the pipe: "There are too many guests who came to pay New Year's greetings today, isn't this a serious arrest by the father-in-law of King Ming?" So he was assigned here to be responsible for receiving everyone. ”

After Huang Mingyi understood what Yang Dewen meant, he pointed at Yang Dewen with some tears and laughter and said: "You are content with the county lieutenant, if this kind of beauty is willing to let the county do it, the county will faint happily." ”

After Kangde County Commander just walked in, the prefect of Mingzhou also walked in, and saw that Yang Dewen was in charge of greeting everyone, and he re-evaluated Yang Dewen in his heart, and he could be arranged by Ming Wangye to be responsible for entertaining these local officials in Mingzhou, it can be imagined that Ming Wangye really did not take Yang Dewen as an outsider.

Yang Dewen is the identity of the righteous son of the Ming prince, if the powerful gentry in Mingzhou City still have people who are not sure before, after coming to the Ming Wangfu to pay New Year's greetings today, no one will doubt this rumor.

The prince of Ming is very calculating, although the task of welcoming guests is very important, but generally only let the chief manager of the mansion be responsible for entertaining, and it is almost the same.

The reason why Yang Dewen is in charge of this task of entertaining guests must have a deep meaning, he knows that Yang Dewen has a lot of business in Mingzhou, and Yang Dewen is about to go to the capital to take the exam in the future, and the title of the gold list is almost stable, even if His Majesty does not look at Yang Dewen differently, as long as he does not deliberately target Yang Dewen and suppress his palace examination results, not much else, there should be no problem at all in the examination.

With the relationship between Ming Wang Ye and Yang Dewen, as long as anyone is not stupid, he will not have the courage to bully Yang Dewen's industry, and no one will dare to fight his industrial ideas.

The people who came to the Ming Palace's New Year's Greetings were all people who were as fine as thieves. After giving the gifts, Yang Dewen will order someone to arrange for these people to sit down, and after the disaster, he will order someone to send tea and snacks.

During this period, it is usually necessary to wait for more than half an hour before being arranged to meet the Ming prince and pay New Year's greetings to the Ming prince.

After seeing the Ming prince and worshipping the New Year, basically will not stay in the Ming Wangfu anymore, and will go back to the house immediately after coming out, although the smiles on everyone's faces, but some people are smiling from the heart, and some people are hypocritical smiles, or bitter smiles.

However, because it is the first day of the Lunar New Year, Prince Ming generally does not deliberately reprimand anyone, so most of the smiles on his face are basically real.

Among them, there will always be some special people, after meeting Ming Wangye, they were arranged by Ming Wangye to stay, and these people are the people who are qualified to accompany Ming Wangye to eat and drink together.

Yang Dewen accompanied the Ming Wangye, and the distinguished guests who were left by the Ming Wangye drank and ate together, sent away one table, and reopened another table, and there were six or seven tables of banquets in one day.

Although Yang Dewen drank well, he was also drunk by seven or eight points.

After sending off the last table of guests, night had fallen, and Prince Ming had time to sit down with Yang Dewen and drink tea and chat.

Yang Dewen's every move in Mingzhou City could not escape the eyes of the Hades Lord, and the achievements made by Yang Dewen in such a short period of time made the Ming Princes very satisfied, and expressed great appreciation.

"The Imperial Bank, which you co-run with Huang Shouye, has done very successfully! I heard that among the New Year's gifts given by many officials today, many of them are Imperial Bank banknotes wrapped in red envelopes. Ming Wang Ye said to Yang Dewen with a smile.

"Banknotes are very convenient to use, and of course they are easy to be liked by everyone. Over time, people will become more accustomed to buying things and trading them directly with paper money, while gold and silver will gradually withdraw from the money market. Yang Dewen said calmly.

"In this way, there must be a lot of people who imitate the business model of the Imperial Bank, right? Have you thought of a plan to deal with it? Lord Ming nodded and said.

"There will be people who imitate the business model of the Imperial Bank, that's for sure, this is a great benefit to the people and the court, and it is also very beneficial to economic development, but it is difficult to form a circle without rules, if it is used by some black-hearted businessmen or people with bad intentions, I am afraid there will be a lot of contradictions." Yang Dewen said with some concern.

"What do you mean?" Lord Ming said with concern.

"The Father-in-law should know that the banknotes issued by the Imperial Bank are exchanged for the same amount as gold and silver. That is to say, if necessary, every banknote on the person's body can be exchanged for real gold and silver.

But if someone has bad intentions and opens a new bank with the same business model as the Imperial Bank, once they also issue their own banknotes, in order to compete with the Imperial Bank in the market, they will definitely print a large number of banknotes, and then exchange them at a ratio of two to one, or even more, so that there will definitely be many greedy people who exchange gold and silver for the banknotes they issue.

Then it is very likely that some merchants will be deceived and trade with those who hold those banknotes at a one-to-one ratio, and when the credit value of these low coins collapses, those people who already hold this kind of paper money will have the same paper money in their hands as waste paper, and become worthless.

At this time, if the bank that issued the banknotes could not recycle the banknotes, it would cause social unrest and turmoil, but once such a newly opened bank secretly swept away the gold and silver in the hands of the people, the consequences would become unimaginable. Yang Dewen said seriously and seriously.

"What should I do? Isn't it permissible for someone else to open a bank as well? After hearing what Yang Dewen meant, Prince Ming said, his brows furrowed and he said deeper.

"There must be a way, and it is very simple and effective, but it is necessary for the imperial court to issue regulations for the management of banks and money banks, prohibiting banks from issuing paper money at will, so as to prevent those newly opened banks from fleeing after transferring a batch of gold and silver." Yang Devin said.

"Ordinary businessmen can manage it, but if the back is tough enough, I'm afraid it won't be easy to manage, since your Imperial Bank can issue paper money, then why can't other people's banks issue paper money! There will definitely be a lot of people who are not convinced by your Imperial Bank. Ming Wang Ye looked farther and said.

"And after your Imperial Bank collects a large amount of gold and silver, it will definitely arouse the eyes of many people and jealousy, and I am afraid that even Your Majesty will be blushing at that time, the huge amount of gold and silver in the hands of your Imperial Bank." Ming Wang Ye thought of another aspect and said.

"Father-in-law, in fact, these banknotes should be issued by the imperial court in a unified manner, and there is no profit to be made by our Imperial Bank in issuing these banknotes, and in order to issue and promote banknotes, our Imperial Bank has also posted a lot of principal, so our Imperial Bank will not refuse to hand over the right to issue banknotes." Yang Dewen said with a wry smile.

"If it's not profitable, why did you think of issuing banknotes in the first place?" A question that Ming Wang Ye didn't understand.

"Although the issuance of paper money does not have any benefit for our Imperial Bank, and even loses money, it is a very big benefit for the Empire, so I made such a decision.

Because the Great Qin Empire is actually much worse economically than the surrounding Huchu Kingdom, and if our Great Qin Empire wants to develop the economy, we must let more people embark on the road of doing business, but doing business requires funds, where do these funds come from!

This is the ultimate goal of the establishment of the Imperial Bank, to help more people to raise funds, so that more people have the capital to do business, the industrial and commercial economy of the Great Qin Empire can develop rapidly, and the more people who do business, the country can receive more industrial and commercial taxes, and after more taxes, the country will become richer and stronger.

Because of business, the people will become rich after they have money, and the treasury will become more powerful after they have taxes, and only in this way can the Great Qin Empire quickly become rich and strong. Yang Dewen explained to Prince Ming that he had the original intention of creating the Imperial Bank.

"This king understands what you mean, a business model like the Imperial Bank can be vigorously developed, and this development model is beneficial to the Great Qin Empire, but there is a premise that there can only be one bank with the right to issue banknotes, is it right for this king to understand the meaning?" Ming Wang Ye clarified his thoughts and said.

"What my father-in-law said is that if every bank has to issue its own banknotes, wouldn't that be a mess?" Yang Dewen nodded and said.

"But in this way, those gold and silver are still collected by your Imperial Bank, these are the emperor's taboos! Even if His Majesty is now, he can not worry that you will be bad for the empire, but what about later? Ming Wang Ye reminded Yang Dewen and said.

"So after entering the capital this time, the child plans to talk to His Majesty about this problem, if it is authorized by the imperial court to issue paper money to the Imperial Bank, these problems will not exist, as for how to deal with the gold and silver after collection, then the imperial court should set up a special department to manage the national reserves of these gold and silver, and these gold and silver reserves, and the paper money issued, must ensure that the full amount of storage, must not be used at will, otherwise it will constitute an indiscriminate issuance of paper money, causing inflationary pressure, The consequences will be unimaginable. Yang Dewen said his plan.