Chapter 423: The Shipyard

How to deal with the problem of water ingress treatment at the bottom of the ship?

Li Yuanji didn't know this method, but what is certain is that it is definitely not to let it in and then pull it out.

In fact, when ironclad ships began to prevail, this problem was basically solved, and no one would drive a warship that leaked everywhere to run around.

Of course, even if Li Yuanji knew that they had used such a ridiculous method to solve this big problem, he could only laugh it off in the end.

Although the shipbuilding industry has existed for a long time, the current level is not even the shipbuilding industry, and it is only a young schoolchild who has just started.

What more can you ask of these people?

Of course not, only when they have more knowledge can they grow further.

Being able to move the steam engine to the ship at this time and act as the main power was already considered an act against the sky for the ancient industry.

Donghai is rich!

Right next door to the shipyard, all the big ships, docks, trading yards, are also in this area.

With the increase in the number of transactions and the increase in transaction funds, more and more people choose a lighter and more trouble-free way.

The money bank will send someone to the trading market, confirm on the spot, and work with the yamen tax officer to collect the tax, and the rest will be directly recorded and transferred to the personal account.

Of course, the money cannot be withdrawn on the same day, and it will not be possible until the next day at the earliest.

The reason is not that there is no money, but that the records are in the hands of the staff sent to the market by the bank, and the general ledger will be processed only after the evening is finished, and if the transaction volume is large, sometimes it takes two or three days to do it.

In addition to the people who withdraw money in twos and threes, there are more people who save money and people who take loans.

Of course, there are not too many people who take out loans, and the most of them are saving money and withdrawing money in small amounts.

After returning from the sea, Tian Ju sold the small amount of goods, and then came to the money house three days later with the receipt from the money bank and his own passbook.

First of all, the money on the receipt was written into his passbook, because it did not involve cash, so the speed was very fast, and after the money bank staff checked, they used a special pen and ink to write the amount directly, and the last one was the balance on the deposit, a total of 87 119 yuan.

Then the staff of the money bank took it to the back, looked for the official on duty that day to confirm, sign and seal, and this process was really completed.

There is no modern technology, and in order to ensure the safety of funds, so this ancient and complex operation can only be chosen.

The trouble is a little troublesome, but it's better than safety.

For Qianzhuang, in the earliest days, the people here were still very worried about this, for fear that the money in hand would fly, so they went to Qianzhuang every day to check the money.

At the craziest time, many people choose to take out the money and count it one by one, some directly deposit it after they are sure, and some take it home.

Tian Ju is the kind of person who takes out the money, and then counts it in the money village and saves it again, and the money village hates this kind of person the most, but for the sake of business, there is no way to kick the nose in the face, you are kind enough to say a word to him, people directly say my own money, count to see if it is right, what kind of temper do you have?

Now, however, this is no longer the case.

Tian Ju would not have done that kind of stupid thing at the beginning, and now that he thinks of what he did at the beginning, even Tian Ju himself feels a little embarrassed.

The money bank was opened by the imperial court, and its reputation was still fine, and the imperial court would not smash its reputation for that money.

If this is the case, Datang is afraid that he will die.

"Chief Song, I want to take out a loan......" After finishing the matter, Tian Juxian hesitated, thought about it again, and finally spoke to the director of Qianzhuang who was responsible for handling the loan.

Director Song is also an old acquaintance, he has been here since Qianzhuang, but he was just an ordinary clerk back then, and it has only been two years since he was promoted to the director.

However, when Tian Ju bought the ship last year, he also took out some loans, and the person who handled it was Song.

With this relationship, and Tian Ju's account also has a lot of money, and every time he comes back from going to sea, he has to come to the money bank to make up the registration.

"What's wrong? Want to change to a big ship? Master Song was not surprised, and asked directly.

"Well, there are too many fishers now, if you don't go farther, you won't be able to catch any fish at all, and the price has dropped a lot, so you will make less money." Tian Ju didn't hide it, and in fact he couldn't hide it.

How much he earns and how much the entire market earns, even if Director Song doesn't know the specific amount of each money, he still knows the overall decline.

"How much do you want to borrow?" Director Song asked directly, whether there are many fishermen, how much money he makes, he can't care about it, and he doesn't want to care about it.

"I probably have to borrow more than three hundred or four hundred yuan......" Tian Juxian was a little lacking in confidence.

Originally, I thought that more than 200 yuan would be enough to change a big ship, but after I came back, I went to the shipyard to inquire, and then I learned that the kind of boat he fancied was no longer built, and now it is a more bullish large fishing boat.

Although the total weight has not increased much, the fishing efficiency has increased several times.

And he had also gone to see it before, that kind of boat was really very useful, two or three people could operate that big net, and when the net was lifted, it was not necessary to lift it by manpower, but through a winch.

Of course, the winch is used for livestock, and if you can't bear it, you can also use people.

But whether it's a person or an animal, through the winch, one person can easily do what only two or three people can do.

And more importantly, this is a hybrid fishing boat with sails and manpower.

Of course, the price is also very expensive, starting with 430 times, and if you choose a steel winch, the price is even more expensive.

Director Song frowned, feeling that Tian Ju's loan was a bit too much.

It's not that three or four hundred yuan of money is afraid to lend, but Tian Ju's ability to resist risks is poor, and there is no asset collateral, if it is a small amount, the money bank can also use the income mortgage to lend, but three or four hundred yuan of loans, this is not a small amount.

Although the big ship is big, it can run farther, but the farther also means more dangerous, as long as it is a ship, there is a danger of capsizing.

Although these are older fishermen and more experienced, there is always an exception to everything, right?

"If it's only one or two hundred, with your credibility and our happy experience of cooperation, I can lend you a loan, but three or four hundred is too much." Director Song shook his head and continued: "You also know the style of Qianzhuang's work, we will try our best to help if we can help, but Qianzhuang also has to consider the risk issue, dozens of times and hundreds of times, even if it is a loss, it will always recover some capital, but this ......"

"Hey, I don't want to borrow so much, but the ship I fancy is no longer built by the shipyard, and now the big ships are built this kind, one is more than 400 yuan, and I can't afford it......" Tian Ju didn't feel that Song was deliberately making things difficult for himself.

Legend has it that the rules of the money bank are that if you take out a loan, it is related to your reputation in the money bank, as well as the funds in the account, and the reputation of the outside is also related, but it is not large.

For example, if you have a deposit of 100 yuan, you can borrow at least 100 yuan, but not more than 200 yuan.

Now the small boat is only more than 30 yuan, just like the Song director said, the amount is not large, and the right to income is used as collateral, so there is still no obstacle to lending.

And now many of the boats running outside are bought in this way.

"Lao Tian, you have some savings now, and your life is good, if you don't waste it, you will basically not worry about it in this life. If you still want to continue to grow bigger, it is better to buy one or two small boats, so that you can go to sea with two or three boats, and take care of each other, and the fish you catch will not be less. Director Song persuaded.

"If you buy the offshore sea, you won't be able to plug it, and when the time comes, you will hit the boat as soon as you go out, let alone fishing, it's all from the villagers, can you drive people away when people come?" Tian Ju cried and frowned, he hadn't thought about this way, but in the end he gave up.

The reason is as he said, the offshore sea is full of people, even if everyone is harmonious, but so many people go fishing, sooner or later there will be no fish, rather than buy two more small boats to take this risk, it is better to sell the boat directly, and take the deposit to the bank to eat interest.

Eighty-seven times, the interest in a year is also four or five hundred yuan, if you save a little, the family is enough to spend.

He just didn't want to continue like this, so he had this idea, and now he finally made sense of the second child, but he didn't expect to be stuck by Qian Zhuang.

"Master Song, is there really no way?" Tian Ju said a little unwillingly.

"It's not nothing, but this matter is not very cost-effective in my opinion, if you still don't give up, you can go to the shipyard next door and ask, just say that I introduced you, they will tell you in detail, but you have to think about this matter before making a decision." Director Song glanced at it and found that Tian Ju was unusually firm in his idea of buying a big boat, so he said.

"To the shipyard? I just came out of the shipyard yesterday, and I didn't hear what they said. Tian Ju didn't understand, if the shipyard had a way, wouldn't it be good to tell them directly that these people who went to see the ship? Why do you have to say it through the bank?

Director Song smiled slightly, and said in a low voice: "Some things are not as simple as you think, the specific situation will be known when you arrive at the shipyard, in addition, you know this matter, don't pass it into the ears of a third person, otherwise the consequences will be unbearable for you and me." ”