The common people have exchanged the broken silver at home for copper coins and silver coins, and deposited the little silver that they don't need for the time being into the "Huaxia Big Money Village" to earn a little interest.

Due to the extensive improvement of credibility, the deposit and exchange bill business of "Huaxia Daqian Bank" has skyrocketed, and even the tax and silver of the government have been flowing in "Huaxia Daqian Bank".

The paper currency of the "Huaxia Big Money Village" silver ticket has long been accepted by merchants and the government.

The silver bills with denominations of 100 taels, 1,000 taels, and 10,000 taels of money were convenient for too many merchants who needed large sums of cash in and out.

This kind of silver ticket can be endorsed according to the user's request, leaving a code word or agreeing on the drawer, and it can also be circulated unconditionally like gold and silver coins, but there is a risk here, the owner is stolen without endorsement of the silver ticket is equivalent to losing so much silver.

Even if you know that the unendorsed silver ticket is not coming from the right way, you can only cash it out to the person who comes, there is no way, reputation is the foundation of the development of the bank, and it is the responsibility of the government to crack the case and catch the bandits.

Of course, the "Huaxia Big Money Village" will not swallow its anger and let Xiaoxiao run rampant, and the suspicious drawer will be investigated by the agents of the Military Intelligence Department.

Now Jingshi's grain business has been made by the Huang family, and the Huang family actually has enough strength and ability to monopolize the grain market.

But Huang Sheng did not allow this, and the Huang family grain store only did fine grain business, only selling rice and white noodles, and bought and sold fairly according to the catty, which was converted into two silver coins per stone of rice and five hundred copper coins in the Ming Dynasty.

However, the Huang Family Grain Bank does not accept silver and low-quality copper coins, but only accepts Huaxia Tongbao series of gold, silver, and copper coins.

This is another dark chess piece of Huang Sheng's layout, the purpose of which is to highlight the existence value of the currency and not only the value of the precious metals it contains.

At the end of the Ming Dynasty, there was turmoil and natural disasters, and prices would soon be chaotic, and grain prices would remain high, while the Huang family had the convenience of shipping and the grain base of Jiaozhi Province, and a large amount of rice from the south would be shipped to the north for sale.

Even if the price of grain in the market reaches seven or eight taels of silver and one stone of rice, the Huang family will still maintain two and a half Huaxia Tongbao silver coins and one stone, and the value of Huaxia Tongbao will be reflected at this time.

Without Huaxia Tongbao, you can't buy rice and noodles from Huaxia Grain Bank, you have to go to the "Huaxia Big Money Village" to exchange, a silver coin is not something that everyone can exchange for one or two silver.

Only the depositors and customers who enjoy such an exchange ratio of "Huaxia Daqian Zhuang" usually have no contact with Qianzhuang, and now they need Huaxia Tongbao to buy grain and want to exchange it, how can there be such a good thing? "Huaxia Big Money Village" will not be accepted.

The staff of Qianzhuang will also hype up their rights and obligations, how can there be such a cheap thing if they don't burn incense and hold Buddha's feet temporarily?

At that time, the black market exchange will become more and more intense, and it is unknown whether a silver coin may be exchanged for two taels of silver.

Who will not come to "Huaxia Big Money Village" to open an account and handle storage business? Huitong the world is a natural thing, and it is natural for everyone to trust and use Huaxia Tongbao.

When the currency is the credibility of the Huang family, there will not be too many people who care about the use of precious metals, and the unification of the currency can also stabilize prices, in fact, it is relatively easy to manage prices in the Ming Dynasty, as long as the price of grain is strictly controlled, most of the problems are solved.

Controlling grain prices requires them to have a large amount of grain resources, and if there are profiteers who make hostile acquisitions and raise prices, the Huang family can mobilize hundreds of thousands of stones or even millions of stones from the south to release them.

At the same time, a large number of them were sold to the market at a parity price, so that the profiteers who dared to take grain, which was related to the survival of the small people in Shengdou, hoarded Juqi and made black money, had nothing to lose.

To engage in commercial competition, we must have enough strength, the strength of the Huang family in today's world may not lag behind, there are too many tuntian fields in the system, and the amount of grain that can be allocated is not known, and it is not challenging to play black-hearted businessmen to vomit blood.

The Huang family's commercial competition will not make the Shengdou small people unable to survive, and the poor people who have no alternate daily rations will get the Huang family's relief rations, but in order to prevent fraudulent collection, they can only let the hungry people eat on the spot in the form of soup kitchen.

Want to escape the tragic fate of starvation? No problem, go to Cochin to Hainan Island, and soon immigrate to Malacca, where everyone will definitely get a job and have enough food and clothing, as long as it is not a lazy man, a well-off life will be waiting for you.

The Huang family system brought a variety of commodities to the Ming Dynasty, brought the concept of managing the city, and carried out financial reforms, which benefited countless people.

Even the royal family has been wiped out, and the internal funds managed by Wang Chengen have already received 780,000 taels of interest, and so far the amount of deposits in the "Huaxia Big Money Village" has increased to more than 1 million taels, and it is expected to earn more than 100,000 taels of interest by the end of the year.

Huang Dongshan has been in charge of Hainan Island for more than a year, and he is a pragmatic leader, who hardly sits on the ground in the Qiongzhou Mansion, but takes a hundred musketeers from the Huandao Avenue to the county office below to work on the spot.

Hainan Island's basic investment has been increasing, the road is naturally extending in all directions, the management of small watersheds has been effective, too many small and medium-sized reservoirs have sprung up, and a large number of hydraulic machinery has liberated too much labor.

In busy ports and relatively advanced wharves, the use of manpower and animal power with pulley sets of soil booms and gantry cranes is not worth mentioning in later generations, but in this era, under the premise of the same employment, the work efficiency has also been improved by three or four times.

The output of the United Iron and Steel Plant led by Gu Shanhai is changing with each passing day, and the Huang family engineers are willing to use a large amount of steel and rebar for concrete.

Due to the sufficient stiffeners of the concrete, the length and span of the bridge's load-bearing beams have made a breakthrough, and the bridges built by the Huang family are getting longer and longer, and the spans are getting larger and larger.

Nowadays, Hainan Island can be described as a large road that leads to the island line, and there are no ferries that need to be ferried, but instead there are solid concrete bridges.

At the end of the fifth year of Chongzhen, Yazhou escorted six or seven hundred families of criminals who were exiled to Hainan Island.

Most of them are relatives of Sun Yuanhua and Zhang Tao, and a small half of them are the family members of the county prince who fled from the wind when they were in Kong Youde Pozhou County.

As soon as Sun Yuanhua got off the boat, he was invited by Gu Shanhai, who rushed over, to visit the steel factory, and this kid intended to wear the official clothes of the sixth grade to receive Sun Yuanhua.

He knew Sun Yuanhua, but people didn't know him at all.