Chapter 11 Money Bank

The climate is getting warmer day by day, as if overnight, the originally bare tree trunks are full of pearl-like small shoots, one by one, standing in the distance and looking at it, it shows a piece of tender green.

In a large open space in the Hou Mansion's inner house, the ground was uplifted by tender yellow grass buds, one by one, as if it had been loosened, and the distant mountains were already green.

Suddenly, like a night of spring breeze, thousands of trees and pear blossoms bloom, this is the envoy who is talking about!

Just after the New Year, Zhao Chen was busy, but this time he was really busy, the affairs of the school palace could not be delayed any longer, just after the end of the three days of the year, Zhao Chen was busy preparing for the school palace.

Several kiln factories started construction at the same time, Zhao Chen ran to the kiln factory every day, and when it was late, he set up a tent directly on the side of the kiln factory, and fell asleep.

The sites of several kiln factories are located in Xinfeng County, where there is a laterite mountain, the laterite is sticky, and it is the most suitable for firing red bricks.

The school palace in Lishan has also begun to level the base, and the school palace is at the foot of Lishan, next to the royal garden. Today, it is separated from the palace by a fence, and the garden has its own samurai, patrolling day and night.

Money! All of this costs money!

The kiln factory produces and sells itself, which is a profitable industry, so at the beginning, Zhao Chen let the Qin Cheng family participate, and now, the person in charge of several kiln factories is the person sent by the Qin Cheng family.

It's just that in terms of the school palace, it needs a lot of money and a steady stream of investment. Zhao Chen naturally has no shortage of money, if he wants to let go of it to build, he can build ten school palaces.

But the problem is that the school palace is not his alone, so it is reasonable. It shouldn't have been built by him alone.

"I don't have any money!" In the Manna Palace, Li Er's face was as black as the bottom of a pot. Looking at Zhao Chen in front of him, he said: "The mine of Jinmai Mountain is just as you said at the beginning. When it comes to rock formations, the amount of mining is already very small! ”

Li Er carried his hands on his back, and settled the accounts for Zhao Chen one by one, counting back and forth, but did not convince Zhao Chen, but made his words more angry.

As the emperor of the empire, he nominally owns these thousands of miles, but who knows, but it is a poor jingle of chaos. I almost didn't open my mouth to borrow money from my courtiers.

"Don't you know how to write IOUs?" As Li Er spoke, he looked at Zhao Chen with strange eyes and said, "Then I will simply write another IOU, I am afraid that I owe others, but I am not afraid of owing you!" ”

Hearing Li Er's words, Zhao Chen immediately turned around and left the Manna Palace. Instead of writing an IOU to Li Er, it is better for him to take the money directly, who knows when the IOU will be repaid!

Zhao Chen went to the Ganlu Hall to ask for money, and as a result. But in vain, I don't know who spread this matter, and for a while in Chang'an City, it was rumored. It's all talking.

If you don't have money, you can't build a school palace, I heard that on the fourth floor, Zhao Chen and Hu Lu have also fallen out. Zhao Chen was willing to post money to the school palace, but Hu Lu was unwilling. So, the two fell out. Hu Lu took some people to Luoyang and Jiangnan.

Rumors were flying all over the sky, and not many people believed them at first, but as a result, it was not until the construction period of Lishan was completely stopped that the rumors were true.

The school palace can't be built, this matter, the most happy to see is Confucianism, during this time, because of the school palace, they have a lot of pressure.

Now that I heard that the school palace has been delayed indefinitely, the Confucian people are almost celebrating with a crown!

"Brother Chen, isn't it a bit too much?" In the study of the Zhao Mansion, Li Chengqian sat there listlessly, looking at Zhao Chen, who didn't care about him, and said with a worried face.

"It's okay, just wait!" When Zhao Chen heard this, he took a sip of tea leisurely, looked at Li Chengqian and said: "The kiln is still under construction, and it will take a while to wait until it is shipped!" How's going on with your bank? ”

It's okay that Zhao Chen didn't mention Qianzhuang, but when he mentioned Qianzhuang, Li Chengqian immediately pointed to the blisters on his lips, and said with a sad face: "See!" I'm almost in a hurry, but the money bank has not received a penny deposit until now! ”

When Zhao Chen heard this, he suddenly laughed in his heart, if he continued to play like this, it would be strange to receive a deposit!

Qian Zhuang is a fresh monster at present, and it is run by the royal family, so it would be strange if someone could save money, and he was not happy to change him.

Who is willing to save the money he has saved into the hands of the royal family for no reason, unless his brain is caught by the door, he will unconditionally believe in the royal family, even if even Li Chengqian's own uncle, the eldest grandson Wuji, is unwilling to take out the money.

I'd rather trust my own cellar than be stupid enough to put money in royal hands!

The operation of the money bank relies on a set of effective rules and methods that can restrain and supervise each other, and if the royal family only plays, it is basically a stillborn situation.

Only by dividing the money bank, distributing power, and sitting in a transparent system can we gain more people's understanding and trust.

In the final analysis, the money bank did not belong to the royal family, and the era of the supremacy of imperial power was not suitable for the shareholder system in later generations. Therefore, the best way is to let the royal family take the lead in undertaking the money bank, and then cede this power to the court.

Only the power of the court restricts the imperial power, and only when it restricts the money village from becoming the royal treasury, can it be possible to let the money village continue to operate normally.

However, this kind of words, Zhao Chen can't tell Li Chengqian directly, the royal family also needs face, which is obvious, it is to prevent him from being royal, and if he says it, he is slapping the royal face.

So, Zhao Chen told Li Chengqian a few stories about trust, and it seemed that Li Chengqian understood, and after listening to Zhao Chen's story, he left Zhao Mansion in a hurry.

Then, Zhao Chen heard that the next day, at the court, Li Chengqian proposed it, and the ministers discussed, and the battle was very fierce.

Zhao Chen skipped class as usual in the early court, this is what Lao Qin told Zhao Chen after going down to the court, and asked Zhao Chen how he was, Zhao Chen had to tell Lao Qin that when it was almost time, he would save all the money in the cellar of his family to the money bank.

In the matter of Qianzhuang, Li Er made concessions, and in the future, the prince will be in charge of Qianzhuang, and the supervision will be left to the court.

This is equivalent to that, outside the court, a new yamen was built, and the person in charge was the prince, the courtiers. Then supervise the money bank anytime and anywhere.

The interests of the money bank are directly linked to the state treasury. That is, the money earned by the bank. How much is paid to the state treasury each year under the condition of ensuring the normal operation of the bank.

Correspondingly, in the event of a loss in the bank, the deficit must be covered by the state treasury.

So, at the end of March of the second year of Zhenguan, a new temple was built on Suzaku Street in Chang'an, and a huge plaque was hung on the lintel of the temple. There are two big characters written on it with gold dust - Qian Zhuang.

The gloom on Li Chengqian's face for a long time was finally gone, and it was replaced by a beaming smile.

This is the result of his hard work for a whole month, and now with the completion and opening of the bank, there is a succession of money that has been deposited into the bank.

Although, these people who came to save money were all related to the royal family. Like the eldest grandson Wuji, Gao Shilian and Chai Shao, there are only two Qin Cheng here, and they are the only outsiders.

"Brother Chen, did you reveal something?" Li Chengqian happily sat in Zhao Chen's study. Suddenly, he looked at Zhao Chen with suspicion and asked.

"I'll just say. You can deposit money to the bank when the time is right! Zhao Chen didn't want to hide it, so he had to smile at Li Chengqian and said, "Others." Didn't reveal it at all! ”

"Alright! Don't talk about that! Li Chengqian waved his hand at Zhao Chen, suddenly. looked at Zhao Chen seriously and asked, "Now that the money is available, you have to do something, right?" ”

The money of the money bank is borrowed from chickens to lay eggs, if you can't lay eggs, then wait for a loss!

"There's a lot to do!" Zhao Chen looked at the guy in front of him who had money and no place to spend, and said with a smile: "During the snow disaster last year, many houses in Wannian County were crushed, and they have not been built well until now, and Qianzhuang can build them for them!" ”

"I didn't understand!" When Li Chengqian heard Zhao Chen's words, he frowned slightly and thought for a while, knowing that Zhao Chen's words were hidden and must be profitable, but after thinking about it for a long time, he still shook his head regretfully and said.

"Think for yourself!" Zhao Chen took a sip of tea impatiently, lay comfortably on the chair, looked at the ceiling above his head, and muttered: "The ship in Lingnan is probably about to arrive!" ”

And just when Zhao Chen was talking about Lingnan, far away on the lake island in Lingnan, Ji Ning'er took a box of ice cream that had just been made, rushed out of the ice room, and broke into Old Man Ji's room at once.

Now, the weather in Guanzhong has become warmer, and Lingnan has naturally bloomed in spring, and the temperature is rising day by day. However, even so, it is not yet hot enough to cool down with ice cream.

"I always eat these, and I'm not afraid of making a bad stomach!" Old man Ji was still sitting in a wheelchair, holding a historical record in his hand and looking at it, and when he saw Ji Ning'er coming in with a box of ice cream, he rubbed his frozen hands together, and immediately frowned and said.

"No!" Ji Ning'er rubbed her hands warm, picked up an ice cream in the box, opened her mouth and took a small bite, immediately frowned, and muttered in a low voice: "It still doesn't taste right, there is no fragrance!" ”

Hearing Ji Ning'er's words, Old Man Ji suddenly shook his head secretly, what kind of taste is wrong! After tossing for a winter, Old Man Ji didn't believe it, and he couldn't toss that taste, it was clearly a psychological effect!

"It's time for the ships bound for the Wa Kingdom to come back!" Old man Ji sighed in his heart, looked in the direction of the Gate and Wa Kingdom, and said, "It's been almost two months since Chao'er left!" ”

Since years ago, Zhao Chen brought a letter from Chang'an, asking Jiang Chao to cooperate with the people he sent, load the salt here and go to the Wa Kingdom, Jiang Chao didn't say a word, took four or five boats, and went straight to the Wa Kingdom.

Do the math, it's time to come back these days!

When Ji Ning'er heard this, she nodded casually, and said perfunctorily: "Anyway, I'm back, and I'm going to Chang'an, it's boring!" ”

"What's so interesting about that?" When Old Man Ji heard this, he couldn't help but look at Ji Ning'er with a smile and asked, "It's interesting to take you along?" ”

"Will you allow me to say that?" Somehow, Ji Ning'er suddenly heard this, and her heart couldn't help but jump wildly, raised her head to look at Old Man Ji, her eyes were fanning with a strange light, and she asked with a look of hope.

"Why not?" Old man Ji said with a smile.

"Ancestor, I found out that you have become handsome again recently!" Ji Ning'er blinked, looked at Old Man Ji seriously and said.

Then, without waiting for Old Man Ji to get angry, he immediately left the room like a happy bird, ignoring even the ice cream that had just been made on the table.

"The female college is not staying!" Old man Ji shook his head with a wry smile, then turned around and devoted his gaze to the historical records again. (To be continued......)

PS: I recommended a good friend of a book, "The Mountain Behind My Home is the Qing Dynasty", a book with the same brainstorm, the Qing Dynasty can also be linked to the Internet!