Dragons give birth to dragons, phoenixes give birth to phoenixes, and the sons of rats will make holes.

The wise sayings that have been handed down to this day in ancient times are really honest and don't deceive me! Yang Dewen thought in his heart.

"It seems that Uncle Huang is the successor! Congratulations! Yang Dewen arched his hand and said with a smile.

Huang Shouye's smile froze on his face, and then he let out a long sigh of some uneasiness and said: "After all, it's just a daughter's family, no matter how smart you are, what's the use, this family business of the old Huang family, I'm afraid it will be ruined in my generation!" ”

"Uncle Huang should want to open up everything, what's wrong with your daughter, then she is also your own flesh and blood, she can inherit your Huang family's family business, and have the ability to make your money bigger and stronger, if you really give birth to a son who is out of tune, put it in his hands, and maybe it won't take a few years to be able to lose a huge family business, if that's the case, it's better to pass it on to your daughter and carry it forward, do you say this reason." Yang Dewen was a little heartless and persuaded a little.

"That's right, but my daughter is someone else's after all, and he won't be surnamed Huang for the child he will give birth to in the future!" Huang Shouye said with some embarrassment.

Huang Shouye's biggest heart problem in his life is that he did not give birth to a son with a handle, although he really likes his daughter Huang Ruonan, and there is no difference between his daughter and his son, and even likes it even more.

But the ancestors have said, there are three unfilial pieties, and no queen is the greatest, when I think that in the future, the signboard of Huang Ji Qianzhuang will be torn down and replaced with something else, Li Ji, Liu Ji Qianzhuang or something, Huang Shouye's heart is still very unhappy.

"Look what you are talking about, it's really not good, we can recruit a son-in-law who comes to the door, they have children in the future, isn't this still the same way that the child's surname is Huang, and he will inherit the family business in the future, isn't Huang Ji Qianzhuang still Huang Ji Qianzhuang? A few generations later, who will remember that the ancestor was in the red, and he was originally not surnamed Huang,

Those who avoid the enemy, or for what reason to avoid trouble, go away to other places incognito, even if the descendants know what the ancestor should have been surnamed, there are very few people who want to change it back, several generations and dozens of generations have long been accustomed to the new surname, there is no need to change it at all, not to mention that there are more people with the mother's surname, isn't it also normal? Yang Dewen continued to enlighten Huang Shouye and said.

"What you said may be right, but with the intelligence of my family, it's not so easy to find a man who is worthy of her and can make her look at him! This girl has a high heart, and she is spoiled by your Uncle Huang, how can she look down on a door-to-door son-in-law who is willing to join the family. ......" Huang Shouye nodded, and then shook his head and said.

Yang Dewen couldn't continue to say this, so he had to drink boiled water silently.

"If you want to say that in this Mingzhou City, you can be worthy of my daughter Ruonan, and your Uncle Huang is also very satisfied with the young man, except for you, the virtuous nephew, you can no longer find a suitable person." Huang Shouye looked at Yang Dewen with deep meaning in his eyes and said.

"Uncle Huang, your joke is too big, the younger generation has already married, and there are already three concubines, but I don't dare to climb Ling Qianjin anymore, and I don't have the qualifications to climb high, so how can I fancy a man with a family with the arrogance of Ling Qianjin." Yang Dewen smiled and said.

In Yang Dewen's view, with Huang Ruonan's identity, even if he is a son-in-law who does not recruit money, it is impossible to marry a married man, and marrying a married husband means that she must marry as a concubine, even if Huang Ruonan likes a certain man very much and doesn't mind this, Huang Shouye will never agree to her doing this.

Huang Shouye smiled, and finally stopped continuing the topic, bringing the topic back to the future development of Qianzhuang.

"I have an idea, to re-establish a money bank, run by the virtuous nephew according to the way we just talked about, the idea of issuing banknotes, we can do it before the court intervenes, if the court wants to intervene in the future to take over the issuance of banknotes, it is a big deal that we will hand over the issuance of banknotes to the court.

And if we pledge gold and silver to the treasury of the imperial court, the imperial court can actually delegate power to our newly established money bank to issue paper money. In this way, it is actually the most beneficial to the imperial court. Huang Shouye said what he thought.

"The imperial court has a large amount of gold and silver, of course, we can rest assured, but in this way, it will be very unfavorable to us, there is no problem in peacetime, but in case there is any turmoil in the imperial court, the situation is unstable or something, and a large number of people come to us to ask for gold and silver, we will be in big trouble." Yang Devin said.

When the banknotes are issued, they will certainly not be issued for no reason, and the banknotes held by the common people must have been exchanged for gold and silver from the bank, so when the situation is turbulent, people ask to exchange back gold and silver, which is also reasonable.

If the gold and silver cannot be exchanged at that time, the credibility of the paper money will collapse, and the whole country will be plunged into turmoil. In later generations, many such things have happened, and it is the people at the bottom who suffer there.

"This is ......, but once the banknotes issued by our money bank are large-scale and influential, the imperial court will not let us develop, how can this be good?" Huang Shouye was also limited to thinking for a while.

"Of course, there is a way to solve this problem, as long as the imperial court establishes another agency to manage the issuance of banknotes, it will not be a problem, but we can change the name of the money bank and call it a bank." Yang Dewen said preparedly.

"Banks? That's a bit of a new name! ”

"That's right, it's called a bank, since it's a brand-new money bank model, if it's still called a certain money bank, it doesn't mean much, it can't reflect the special features of the new money bank, and the name of the bank can just distinguish it from the traditional money bank. When you hear the name bank, you can think of what it does. Yang Dewen explained.

In fact, the reason why I want to change it to a bank is just that Yang Dewen is more accustomed to the name of a bank, and calling it Qian Zhuang will make Yang Dewen feel a strange feeling, imagine those banks in the 21st century, if all of them are renamed Qian Zhuang, it will be a strange feeling.

"What the virtuous nephew said also makes sense, calling the bank is the same as calling the cloth bank, and it is indeed more comprehensive than the meaning of calling the bank, which is also in line with the business philosophy of our new bank." Huang Shouye nodded in approval and said.

"This matter is so decided, the new money bank, oh, no, it should be said that the new bank is how to get it, you and Ruo Nan discuss it, in terms of capital contribution, your Uncle Huang will give one percent more, we will pay six, and the virtuous nephew only needs to pay forty percent, but you can rest assured, we are all the same shares, and the interests in the future will also be fifty or five." Huang Shouye said generously.

"I'm afraid this is inappropriate, since it is a cooperative operation, it should pay the same principal, how can the younger generation take advantage of Uncle Huang?" Yang Dewen said embarrassedly.

"This is not a bargain, since you call me uncle, my old man can't let you call it in vain, just treat it as an elder, a little meeting gift for you." Huang Shouye said with a smile.

"The uncle's meeting gift is really atmospheric, since the uncle has said so, the little nephew will no longer refuse." Yang Dewen also said with a smile.

The newly opened bank will be a large investment, and the amount of investment given by Huang Shouye is a considerable amount of money.

However, Huang Shouye's gift was not given to Yang Dewen casually, because he knew very well that this newly established bank must be led by Yang Dewen, in other words, Yang Dewen could leave him alone, and Huang Shouye could of course also work alone, but Huang Shouye didn't think that he could do it alone and could do it too much.

Another is that this idea was originally extended by the imperial court bonds that Yang Dewen made in the capital. So strictly speaking, the Huang family took a big advantage.

Huang Shouye is a successful businessman, but also a shrewd businessman, if a businessman is not shrewd enough, how can the business be so successful? So he knows better than anyone else about those accounts.

Huang Shouye's generosity made Yang Dewen have a good impression of him, and his title was changed from Uncle Huang to Uncle Huang, but this closeness is difficult to buy with money, so Huang Shouye laughed happily.

"The virtuous nephew doesn't have to be polite, in the future, if the little girl is a man, I hope the virtuous nephew will take care of it more, the girl's family will inevitably be a little squeamish, and the virtuous nephew will need to let her some in the future." Huang Shouye said with a smile.

"Daddy! You're talking badly about your daughter behind your back again. Huang Ruonan happened to walk over from the backyard with Chen Shuzhen at this time, and when she heard Huang Shouye saying that she was a little squeamish, she immediately complained to her father unhappily.

"Good daughter, come here, dad has something to explain to you, dad has ...... just now"

……