"Crackling~" As Li Xiu personally threw some bamboo pipes stuffed with saltpeter into the fire, a sound like firecrackers immediately broke out, this is the real firecracker, which is usually released during the New Year, but today the bank opened, Li Xiu deliberately let people make these firecrackers in order to be lively.

At this time, it is already the time of the three poles of the day, it is also the most lively time in the West Market, the flow of people in the square door is also huge, after hearing the sound of firecrackers in front of the bank, it has also attracted the attention of many people, and then someone carries a few big signs in front of the bank, the signs are written that the bank has opened some business, and there are special officials to interpret the above content to the people around them.

Li Xiu had already let out the bank's affairs before, so many people already knew what the bank was used for, especially in the business circle, which caused a lot of people to discuss, because the bank has two businesses that are very suitable for them, one is that the bank can borrow from private individuals, and the second is that the bank can deposit money.

In order to deal with this situation, the general businessmen will make some friends in the shopping mall, so that when the turnover is not opened, you can also find someone to borrow some, which also leads to the businessmen around the country are generally from a regional background, such as the same Chang'an local businessmen, will become a trading company, and you can borrow money from the trading company when you encounter problems.

However, borrowing money is not a glorious thing after all, and borrowing money from others, others lend you benevolence, and it is also people's duty not to borrow, of course, when you can't borrow money, you can't borrow money, one comes to your own face, and secondly, there is no way to solve the problem, many businessmen have suffered a big loss because of the temporary turnover, and many people have taken the risk of borrowing the temple's longevity library, but later because of the huge amount of interest, the family was ruined.

The main business of the Changsheng Treasury is to lend, and it is also a usury with rolling interest, later generations described usury as "seven out of thirteen", lending seven points has six points of net profit, which shows the explosion of usury, but in contrast, Changsheng Treasury is more barbaric than the usury of later generations, because this industry does not have any norms at all, and the imperial court does not attach importance to it, so the lending of Changsheng Treasury can be done out of seven out of twenty, and may even reach the point of seven out of seventy, and one cent is exchanged for ten points, which is enough to make anyone crazy.

Banks also operate lending, but Li Xiu naturally can't be as frantic as Changshengku, in fact, he also learned from the operation of banks in later generations, and gave different interest rates according to the type of loans, time limits and other reasons, this interest rate is of course higher than that of banks in later generations, but it is much more conscientious than Changshengku, which is also the most attractive place for businessmen.

In addition to lending, the bank's deposit business is also very attractive to businessmen, which is the characteristic of the Tang Dynasty, because when businessmen do business, they must need a large amount of copper coins, and these copper coins naturally need to be stored.

But now with the bank, you can also solve the big problem of foreign businessmen, come to the bank and deposit money directly, and even don't need to withdraw it when you need it, just take the customer to transfer money. It can be said that this not only ensures the safety of their property, but also ensures their personal safety, after all, wealth is moving, a large amount of money with them, they not only have to guard against thieves, but also to guard against someone seeking money and killing people, which also makes many people even sleep with one eye open.

Of course, there is only one bank now, and there is no way to carry out the business of foreign exchange, otherwise it will be more attractive to businessmen, so that they do not have to risk taking a lot of money on the road, even if they spend money to hire a dart game, sometimes it may not be able to ensure the safety of property.

"Pony, the situation is a little wrong, the people outside have been surrounding the door for a long time, but no one has come in, shouldn't there be no one coming to the door today?" At noon, the weather became a little muggy, Xu Jingzong wiped the sweat on his forehead and asked, there are a lot of ice basins placed in the bank, so that the temperature inside the bank is not high, but the bank has been open for a long time, but no one has come in, which makes Xu Jingzong a little anxious.

"Don't worry, it always takes a while for ordinary people to accept unfamiliar things, so it's normal even if no one comes in today!" Li Xiu said very calmly at this time, after all, the bank is a new thing, even if it is a great attraction to businessmen, but the so-called first person to eat crabs is a hero, and now the bank is the delicious crab, and the hero has not yet appeared.

When he was talking, he suddenly heard a commotion outside, and then a team of palace guards carried boxes through the crowd to the door of the bank, and then an old chamberlain also walked in, and then entered the bank to handle the deposit of money, which also made the people around talk a lot, after all, these people looked like palace people, and the boxes they carried were still with the seal of the palace.

After a long while, I saw the chamberlain who had gone in and walked out with the guards, but the boxes they had brought were gone, and the men did not say anything, and quickly separated the crowd and left.

However, as soon as this group of people in the palace left, I saw some people carrying boxes to the bank, judging from the clothes of these people, they should all be slaves in other people's homes, and the boxes carried were heavier than the other, and experienced people could see at a glance that the boxes must be filled with copper coins.

In the bank, looking at the people outside who kept coming in to deposit money, Xu Jingzong couldn't help but breathe a sigh of relief, but then he asked Li Xiu with some puzzlement: "Don Ma, why didn't you let Huang Nei Shi publicize it in front of the door just now, and tell the people outside that even the money in the palace has been deposited with us, so that you can definitely win the trust of many people?" ”

"Hehe, it is difficult to cultivate trust this thing overnight, and if Huang Neishou openly claims that the money in the inner treasury is deposited in the bank, it is a little too deliberate, the first customers of our bank are those businessmen, and the businessmen are the most suspicious, so it is better to keep a low profile, anyway, these news will definitely be inquired by someone with a heart." Li Xiu said with a smile at this time.

As more and more people save money, the bank has become busy, these people who save money are officials and nobles in the court, and they must have been notified by Li Shimin yesterday, so they deposited their money in the bank, of course, it doesn't matter how much they save, the key is to show their attitude.

Li Xiu's family also sent people, and there was also Xu Jingzong's family, and he even asked his wife to personally bring someone to save money, a woman's family appeared in the bank, which naturally caused a lot of sensation, and at the same time, some people inquired, and the people in the bank did not deliberately conceal it, so it soon became known that the entire Tang Dynasty court, from the emperor to the hundred officials, all came to the bank to deposit money.

As soon as this news came out, it immediately caused a huge sensation among the crowd, thanks to Li Shimin's blessing, although his means of ascending the throne were not glorious, but thanks to the unfavorable foreign wars in recent years, the promotion of high-yield crops, and the prosperity of the people, so Li Shimin's appeal among the people is also very strong, and now even he has deposited the money in the bank, which naturally makes many people trust the bank more.

When it was almost noon, the first customer who did not belong to the official finally walked into the bank, Li Xiu and Xu Jingzong stood upstairs, they could observe the activities in the hall very conveniently, and when this person came in, it immediately attracted their attention, because most of the people who had saved money just now were the slaves of various families, but the only person who came in was dressed as a businessman, and in addition to him, there were two people dressed as men, each carrying a box more than a foot long.

I saw that the merchant was about thirty or forty years old, but his hair and beard were a little gray, and his face was very haggard, and his eyes were a little red, as if he had not slept for several days.

"Very good, this person should be the first real customer of our bank!" When Li Xiu saw this person, he couldn't help but nod and smile at the moment, and it could be seen from this person's face that this person must be in trouble, and it was related to money.

I saw that the middle-aged businessman hesitated after entering the bank, and seemed to be a little afraid to go to the counter, but at this time, a small official immediately took the initiative to ask, and then the other party seemed to say a few words, and then he was taken to the counter, and then communicated with the small official on the counter for a while, and then the counter invited Mr. Palm Eye, and then the middle-aged businessman opened the box brought by the guy behind him, and asked Mr. Palm Eye to identify the contents of the box.

After a while, Mr. Palmeye seemed to have finished identifying the contents, and then discussed with the other party for a while, and finally the two sides seemed to agree, and then the other party went through the formalities at the counter, and finally the counter brought out a heavy box from inside, which was filled with strings of copper coins.

The middle-aged merchant took the copper money in front of him, and then let the two men leave with the box, it seems that he should mortgage the things he brought to the bank in exchange for a loan from the bank, after all, the loan also needs collateral, this mortgage can be valuable gold, silver and jewelry, or real estate such as houses and shops.

Li Xiu was not interested in the things mortgaged by the middle-aged businessman, but what he was interested in was that when the middle-aged businessman walked out of the bank with a box of copper coins, it immediately caused quite a stir, especially some people asked the middle-aged man about the bank, after all, the people who went in just now were all slaves of the powerful family, and they didn't dare to ask more.

But what people didn't expect was that they didn't know what the middle-aged businessman said outside, but it turned out to bring a lot of trouble to the bank!