Section 490 Cutting down the grass and eradicating the roots
The fourth volume of the sharp blade out of the sheath Shenzhou moves
The name of the man, the shadow of the tree!
The Governor's Mansion and Zheng Zhilong both have a good reputation in Fujian, and now they are joining forces to build a "money village", who would not trust it?
In particular, even the official seal is used, which adds a lot of credibility.
For a time, there were heated discussions in Fuzhou City, and there were many people.
And the scene was also very popular, and the first to take the lead in depositing was to report back to Zhang Pu and Yang Tingshu and others, which can be regarded as driving the literati to cause a boom.
Next, the well-known figures in Fuzhou City began to take the silver out of the cellar, put it on a carriage, and pulled a cart of silver to the door of the Daming Bank and began to deposit money.
On that day, it was basically not the turn of ordinary people to deposit. The gentry and wealthy merchants of Fuzhou City alone had already crowded the small square in front of the Daming Bank, and there were at least sixty or seventy carriages.
The most terrible thing is that there is a steady stream of horse-drawn carriages driving in outside, in the distance!
Day 2, Day 3, Day 4......
As the days passed, every day someone deposited his family's silver, and nearly 100 carts of silver were brought in!
Each car has thousands of taels, and many even as high as tens of thousands of taels.
Not only to save money, but also to pat the Governor's ass, anyway, there is silver. Tens of thousands of taels are deposited, and in a year, it is hundreds of taels of silver!
Daming Bank hired nearly 100 men, who were busy moving the silver out of the car in front, counting and sending it to the warehouse in taels.
As for the 100 bookkeepers, they are all too busy now! It's too busy to receive it at all, and the fingers are already cramping.
The gentry took the stubs issued by the Daming Bank, smiled one by one, and put it for a year, but they were just sitting and earning money, and they didn't have to pay the deposit fee.
Calculated inside and out, in a year, 10,000 taels of silver, can be no less than 70 taels of silver!
Moreover, Daming Bank has already released a word, all the profits, once a year, withdraw money halfway, the interest is halved, and you can get the interest every year, the beauty is dead!
Especially in your own home, you are afraid of thieves, you have to be careful every day, and you don't have to worry about depositing it in Daming Bank, and there are benefits to take, why not?
With this boom, more gentry merchants poured over and shipped more money to the Daming Bank.
In just a few days, the treasury of Daming Bank was already filled with silver, and the gentry and merchants of Fuzhou deposited no less than three million taels of silver!
Not only silver, but also gold, according to the market price, some merchants even moved out the gold deposited at home, and the gold alone was deposited more than 100,000 taels!
With the drive of these rich people, the ordinary people and pawn traders in Fuzhou City also began to follow suit one by one.
Large families don't have to worry about depositing tens of thousands of taels of gold and silver, but we have small households, what do we have to worry about depositing ten taels or one hundred taels of silver?
It's a little bit to be able to earn!
Although the amount of gold and silver deposited as a whole is much smaller than that of the rich, it cannot stand the large number of people, and the backstage is strong.
It's just that such a large-scale act of saving money eventually caused some people to be afraid, and the fear is not good!
Naturally, the fear is the other money banks in Fuzhou City, and there are more than a dozen money houses in the whole city.
Zheng Zhilong's entire bank has been merged into Daming Bank, and such a behemoth stands up, and other money banks can't bear such pressure.
Size is not the root cause of their fear, even if the size is small, everyone has their own way of survival, the big fish live freely in the water, it does not mean that the small fish live uncomfortable.
What frightens other money banks is that the business model of Daming Bank, instead of charging depositors for safekeeping, has to pay interest to depositors every year, which is the real bottom of the kettle?
No, it's not a draw from the bottom of the kettle, it's just cutting the grass and eradicating the roots!
People in the world, fools are a minority after all!
If Daming Bank, which can make money, doesn't save money, who wants to go to a losing bank to save money? You know, inside and out, that's a few cents of profit!
At the beginning, there was nothing, and the people of Fuzhou City just deposited their spare money in it, but it didn't take long for the merchants to start flocking to other money banks!
Do? Withdrawal!
You have to take out all the money you have in the bank and deposit it all into Jiangnan Bank! We're going to earn interest!
Many businessmen have long been dissatisfied with the money bank, and they have to pay a storage fee when they deposit money for it. And when it is redeemed, it shall be folded with the color of the silver.
When he was short of money and needed a loan, the money bank still went to usury, with a monthly interest of three or even five cents. Such a profiteer who eats people and does not spit out bones has no way to keep his money here!
More and more people flocked to the bank, and there began to be a crazy run on the bank, and the major money banks were overcrowded!
The shopkeeper and the bookkeeper of the money bank are already scared stupid, if these people take the money away, I am afraid that it will not take a few days, and the entire money bank will be closed.
The worst thing is that there is not so much cash to pay customers at all, and a lot of silver has been released and waiting to eat profits!
"Quick...... Hurry up...... You hurry up and close the door, close the door temporarily, I'm going to go to the owner to get an idea, you must hold on, survive today, there will be a way tomorrow! ”
Jiang Fulai, the big shopkeeper of Yuhe Qianzhuang, stammered and ordered the guy next to him to close quickly, while he slipped out of the side door with the second shopkeeper and ran desperately towards the owner's house.
At about the same time, the shopkeepers of the other money houses began to run towards the owner's house.
Damn it, once you can't stand it, then the owner will be ruined, and the sudden run tide is definitely not something that any owner can bear!
The owner of Yuhe Money Village is not a simple character, it is the Jiang family. Because of his power and status, he was regarded as the leader of the industry by several money banks, and several other money banks were the only ones who looked ahead.
However, the current Jiang Mingfa obviously couldn't sit still, and he didn't expect that the first fire of Qin Du's New Year would burn on his head.
The establishment of Daming Bank caused a run on the bank, which is to squeeze all the money banks in Fujian Province!
With the power and strength of the Governor Yamen and Zheng Zhilong, it is definitely not something that an outdated person can resist!
"Master Jiang, you can say something, at this time, only you can speak.
If your old man doesn't come forward, all the money banks in Fujian Province will be crushed, and we will definitely not be able to withstand such a run......"
Lan Jiaxiang, the owner of Hopson Bank, pleaded with a panicked voice.
"Brother Lan, Governor Qin personally arranged the situation, do you really think that the old decay can resist it?"
Jiang Mingfa smiled bitterly, "Don't say it's me, even if the three divisions join forces, it's not the opponent of Master Inspector." As long as he is determined to clean up someone, this person will definitely not escape justice.
Damn, I've never been able to stop him in the past year, and I've never made him stumble, why did he suddenly attack me......"
"Lord Jiang, the problem is that apart from your old man, we can't hold the table.
This time, please come forward, as long as you can talk to the Governor, he put forward conditions, as long as we can let our money village live, we will admit it, and destroy the wealth and ......eliminate the disaster."
Lan Jiaxiang pleaded.
"Adult ......"
Several people pleaded together.