Chapter 21: Small Goal 100 Million Taels (Ask for Comments)

Early the next morning, Li Xijiu brought the news and made an appointment in the south courtyard of Yanle Hutong.

Zhu Youxiao of the Southern Courtyard has heard that the Qinglou is dominated by women, while the Southern Courtyard is dominated by men. During the Ming Xuanzong period, Ming Xuanzong had a nationwide anti-pornography campaign, official prostitutes were eliminated, the teaching department declined, and officials and scholars were once again forbidden to go to the Qinglou, which led to the prevalence of male style.

This is really a policy and a countermeasure!

After the death of Ming Xuanzong, the private Qinglou showed explosive growth, but the male style was still prevalent. Zhang Tianshi has an official position, and it is illegal to go to the Qinglou, although it is not as strict as before in the Apocalypse, but this time it is to meet with the emperor, Zhang Tianshi thought about it again and again and finally decided to choose the Southern Courtyard.

"No, change places, I'm not used to places like this." Zhu Youxiao's tone is unquestionable.

"Your Majesty, then go to Fanzi Hutong. I immediately sent someone to contact Zhang Tianshi. Li Xijiu said.

"We have not yet set out from the palace." Zhu Youxiao continued.

……

According to the regulations, the emperor is generally not allowed to leave the palace, and Zhu Youxiao can only run out secretly. This is the first time Zhu Youxiao has left the palace since he came to Daming, and everything outside is very fresh.

But this freshness is a derogatory term for Zhu Youxiao, and this is the season of sandstorms. Originally, there was a lot of wind and sand in Beijing, and the environmental sanitation was unmanaged, which really responded to "there are two hatreds in Chang'an Road, black yarn everywhere, and filth to the nose". It's no wonder that at the end of the Ming Dynasty, plagues were rampant and countless deaths were innumerable.

"I'm here, the gap between this Kyoshi and what I imagined is too big. This must be changed, and this matter will be discussed tomorrow morning. Zhu Youxiao told Wang Liqian.

"No." Wang Liqian replied.

……

Fanzi Hutong This is a leisure and entertainment street formed after the middle of the Ming Dynasty. The development of the Ming Dynasty in this aspect has not been much different from that of later generations, with three grades: high, medium and low. There is this kind of professional leisure and entertainment street, and there is also a type similar to the station street, but it is slightly different, it is in another form, that is, the woman of the beggar household (lowly) sits in the house, and there are two or three small holes in each room, which is convenient for people to choose, and the cost is very low.

When Zhu Youxiao arrived at Goolan Courtyard, Zhang Tianshi had already arrived, and as soon as he came, the entire courtyard had already been covered. Although Zhang Tianshi was dressed as a civilian, he also looked fairy.

"I came here this time, there are two things that I need you to do, if you do it well, I will not only restore your title of great real person, but also make you a national teacher, if you don't do it well, there will be no more Zhengyi in the empire from now on." Zhu Youxiao took a sip of tea and said.

"Your Majesty, please command, and the ministers will do their best." Zhu Youxiao's words did not give Zhang Tianshi any choice at all.

"The first thing is very simple, I want you to build a Taoist temple and a cemetery in the mass grave, and after the palace maids and eunuchs pass away, there will be a place to stay, and you will also give them an annual ceremony." Zhu Youxiao said.

"This is to do good deeds and accumulate virtue, even if His Majesty does not command, the minister has long thought of this." Zhang Tianshi replied immediately. This matter is not difficult for Zhang Tianshi.

"The first thing is not difficult for you, but it has to do with the second thing, every word I said today has nothing to do with me after you listen to it, if one more person knows that this second thing is related to me, not only will both of you have to die, but also if I want to punish your nine clans, you will also suffer from a thousand cuts." Zhu Youxiao's voice was not loud, but after he said it, he made Zhang Tianshi and Wang Liqian break out in a cold sweat.

"Today's matter, the minister will never leak half a word." Zhang Tianshi and Wang Liqian said in unison in fear.

"The second thing, Zhang Tianshi, I want you to find a liar, this liar has a high status, and this one uses the influence of Zhengyi to do it. What this swindler wants to do is to cheat money, to cheat rich people's money, and I have a small goal of defrauding 100 million taels of silver within a year. Zhu Youxiao said softly.

"One hundred million taels of silver?!" This figure really frightened Zhang Tianshi and Wang Liqian, they had never heard of anyone who could cheat so much money.

"Yes, 100,000,000,000 taels of silver." Zhu Youxiao emphasized.

"Your Majesty, the minister really doesn't know how to deceive?" Zhang Tianshi replied honestly.

"First of all, we found a reason to deceive people, for example, we claimed that we had found a gold mountain overseas, of course this gold mountain is fictitious, and then told everyone that it takes a lot of money to dig this gold mountain, to build a ship, to hire people, etc., and as long as the people who are willing to pay, the monthly profit is as high as one and a half cents, that is to say, the money invested can be repaid in more than six months. Remember, it must start at ten taels of silver, otherwise, it will hurt many ordinary people. Zhu Youxiao said. Of course, in practice, accidental injuries are inevitable.

The "Da Ming Law" clearly stipulates: "All private money and debts, and pawn property, monthly profits, and not more than ......three cents, violators of the cane forty canes, with the surplus profits to calculate the stolen goods, the heavy one to sit on the stolen goods, the crime is punished by one hundred rods." That is to say, in the Ming Dynasty, the law stipulated that the maximum interest rate per month was only 3%, and the annual interest rate was 36%. Of course, in practice, many loan sharks have much higher interest rates than this, and a monthly interest rate of 15% is a veritable loan shark.

However, by the end of the Ming Dynasty, there was a fact that wealth and land were increasingly concentrated, and the gap between the rich and the poor was unimaginably large. There are fewer and fewer people who are being given usury, after all, the person who lends money also has to consider the fact that the other party can afford it.

"That's it?" Zhang Tianshi asked suspiciously.

"That's it, remember that human nature is greedy, and sometimes it's a scam full of holes, but it can be blinded by greed. There must be an investment in the early stage, and there must be people who don't believe it in the first two or three months, and some people will remember to charge interest when they invest money, and remember to take the initiative to pay interest in the first month or two, and make the reputation out, and then they can drag it out, and get out immediately after getting together 100 million taels of silver. Zhu Youxiao advised.

Zhang Tianshi only knew a little about Zhu Youxiao's words, but Zhang Tianshi still had some research on deception and people's hearts, although he didn't need to use it now, he decided to wait until he went back, and think about it carefully, so that this deception would be more perfect, at least to avoid exposing himself and the emperor, "What else does Your Majesty have to advise?" ”