From the first time Fan Jin saw the Song family, he thought in his heart that the person who nicknamed her Concubine Sai at the beginning was a wonderful person. This nickname is well deserved, not only for its outstanding appearance, but more importantly, for its right figure. Neither that kind of obese, nor as thin as Xu Liu. When I look at Xu Liu, I often can only regard her as a little sister or a big child, but when I see the Song family, I can treat her as a woman.

Song is not an ordinary woman, she is said to have helped the family take care of the finances and business when she was at home, and she is a woman who fights in the scene. In Jurong, she and Fan Jin worked together again, and Hua Zhengying, the fifth room of the Hua family, defected, a large part of the reason was that she promised the other party commercial cooperation, and signed a few contracts with the other party that Yu Hua Zhengying personally favored, so he would be the first to make trouble.

In that negotiation, Fan Jin found that this woman was a powerful character with a lot of skill. Whether it's doing business or communicating with people, he is a good hand. The abacus is good, the brain turns fast, and the person is also very shrewd. The most valuable thing is that she does not use hue to achieve her goals, in fact, most of the time, she behaves seriously and rigidly, and only imprints the chastity arch on her head, so that people dare not have any evil thoughts. It's all about words, clear thinking, and a bright future to convince others.

But just when the other party thinks that she is just negotiating with a businesswoman, she will inadvertently reveal a trace of affection, or laugh or roll her eyes, or twist her waist. Just the right thing to stir up that little thought in the man's heart, just when the man didn't know how to take the next step, she left with a smile.

For this kind of woman who can grasp the rhythm and even tune down men, Fan Jin has always appreciated. Of course, this kind of appreciation does not mean that you must take the other party as your own, especially the main room of a decent person, and you must be more cautious. But it is indeed a pleasant thing to negotiate with such a woman.

Song's dress today is extraordinarily flamboyant, a big red jacket skirt is as bright as fire, and her head is full of pearl and emerald jewelry. Behind her, Kou'er held several account books and an abacus in her hands. Such a beautiful woman walked over with a smile on her face and said that she wanted to make amends, Fan Jin naturally felt uncomfortable, and hurriedly got up and said that she didn't dare.

Zheng Chan and the Song family have never done anything, but this does not prevent the Song family from claiming to be Zheng Chan's sister, and worshipping a sister with a cook like Zheng Chan as a main room, naturally suffers from herself. She can pull down this dignity, and she can admit this relationship, which also makes Fan Jin look up to her.

"The eldest man is willing to let the little woman call you brother-in-law, this is the blessing of the cicada sister. But the little woman can't be so ignorant of advance and retreat, and really so presumptuous. My father-in-law has been busy these days, and everyone is almost dizzy, and he can't even tell the difference between east and west, north and south, and his brain is confused, so don't be angry with him, you can't do it. How do you get this fold? Didn't you hurt your friendship? Buckle, take away the fold and burn it, don't be in this world. There are also two bowls of good tea and a newly delivered Longjing. It was the new tea in Hangzhou sent by my brother, and I couldn't drink it at leisure, and the old man would have to give a tasting evaluation later, and I couldn't get home to see the craft of making tea. ”

She laughed and said, as if the two were really a family. Kou'er put down the account book and abacus, took the money and left. Fan Jin looked behind the Song family, "What about Brother Yang?" Why didn't he see him? ”

"Don't mention it, Huang Gonggong's godson is here, and he is looking for him by name, and he can't help but socialize. The business of the concubine's net worth depends on Young Master Huang to take care of her, and she can't help but be perfunctory, but it's not that she doesn't give face to the eldest master, but there is really no way. The old man at home is not in good health, and he doesn't even care about things, so he talks about calligraphy and painting with the guests, and then writes and writes. The uncle died early, and the other brothers couldn't stand up, and they were all Shida ...... inside and out" Speaking of this, Song suddenly stopped and looked at Fan Jin, and said with a smile:

"My lord, aren't you afraid that my family will be jealous? Don't worry, Huang Dashao is famous for having nothing to say, and when you talk to Shida, you can't finish without a meal. Let's talk about us here, and he will never come in and spoil your good deeds. ”

She laughed as she spoke, she was already quite plump, and with her close-fitting clothes, this smile was even more enchanting. There were only the two of them in the room at the moment, and Song's words were both like a joke and a kind of teasing, which made the man can't help but feel uneasy, thinking that he can have something to do with her.

Fan Jin coughed and said, "Madame Mo is laughing, I just think that you and I are different from men and women, should I invite the sons of other rooms to come and talk to me about this?" ”

Song laughed for a while before saying, "I'm sorry, big man, it's the little woman Meng Lang." It's just that I heard that the eldest master is a famous Fengliu talent, and when he took office, the sisters of Qinhuai River lined up at the city gate to greet you, giving you a strong façade, and I think he is a very open character. Don't want to be so old-fashioned? We have also met in Jurong, and there has never been any suspicion, not to mention that we are at home now, so there is no hindrance. The concubine has been out to help the family do business since she was a teenager, and she has also stared at the shop, and after getting married, she also helped the housekeeper. When have you ever been afraid of dealing with men? If this is not, the eldest master does not have to be careful. Even if my father-in-law is a vinegar jar, he will not be suspicious of the grandfather. What kind of person is your old man, where would you fall in love with such a vulgar fan as a concubine. To put it mildly, the uncles in the family are experts in making money, but when it comes to making money, I am afraid that they don't know anything, so they are called here and suffocated to death, or the little woman told you that you can understand better. ”

Fan Jin said: "Since this is the case, then ask Madame to bring the account book to the official to see, in fact, I don't mean anything else, but before cooperating, I always have to examine the ability of my partner." After all, the next thing to do is very big, if the funds or ability are not enough, you will miss the overall situation, and I hope that Mrs. will understand. ”

"It's natural, I'll tell you."

Song smiled, and in an instant, he completed the transformation from that playful little lady to a qualified businesswoman. Sitting generously opposite Fan Jin, he spread out the account book between the two of them, put the abacus in the other hand, and dialed it with a crackling sound.

The ability she plans to make is passed down to the family, which is fast and accurate, and even the old tent office for many years may not have her ability. Her figure was plump, but her fingers didn't make it short. The fingers are slender and powerful, slightly fleshy, and they are a good embryo for playing the pipa with an abacus. But seeing the white fingers coated with the juice of the big red impatiens, playing with the black black beads, red, white, and black are intertwined, accompanied by the crisp and beautiful abacus beads, a beautiful music called wealth is played in the room.

"The main business of my Yang family is to solve the treasury (the old name of the pawnshop), to lend money to the outside world, and solve problems for people. Of course, in addition to helping people in distress, we must also talk about this picture, which is also the way for businessmen to survive. At the beginning, the ancestors were blue, difficult to start a business, each meal only with salt beans with rice, diligent and thrifty, only today's furniture, which is also the system of our Hui merchants. In Ah Weng's generation, the family business has already taken a little shape, and he caught up with the uncle's early death. Ah Weng's heart changed greatly, so he thought about doing good deeds and accumulating blessings for his children and grandchildren. The debt released is only charged with five cents of monthly interest, and if the debt is not paid, he can choose his own method, such as a house, a field, an antique, a daughter, anything, and no longer force ......"

Fan Jin's forehead had three black lines, not wanting the Yang family's explanation of accumulating virtue and doing good deeds to be so fresh and refined. He laughed dryly, "Then shouldn't you be the most dissatisfied with this official?" ”

"Don't dare to say that, the eldest master is also thinking about the people, and there is nothing wrong with doing this. It's just that you are a parent official, and we are businessmen, and it is very common for everyone to act in the opposite direction. Speaking of which, the slave family is also grateful to the eldest master for raising his noble hand, only making two slaves, and letting go of the concubine's father-in-law. The pickled things he did, the concubine knew it in her body and mind. But no matter what, he is also the concubine's father-in-law, and the concubine always hopes that he is safe and sound. The slave family can swear to the sky, Xianggong has really learned well these days, if the eldest master doesn't believe it, just send someone to ask, if you find out that Xianggong still has a matter of plotting a wife and daughter, you want his head! ”

Madame was serious. Let's go ahead and look at the accounts. At present, the debt with a monthly interest rate of 50% cannot be released, and the business does have an impact. ”

"The second business of the concubine's family is silk and satin cloth. The concubine has thousands of looms in her family, and she is also an old friend with Huang Gonggong. Every year, satin and cloth are used, and my family is a big family. In Songjiang, there is also a way of standard cloth. At present, the business of unpacking the warehouse is temporarily put on hold, and the silk weaving business is the majority. The third is the money shop, which is the same thing as unraveling the library, two years ago, Huang Gong took care of it, and let the concubine help the court sell treasure money at home. This year, this treasure money business was given to Feng Gongzi to do, so he couldn't talk about it. In addition to these few things, it is to do some inconspicuous small business, sell some four treasures of the study, clothes and hats, groceries, rouge gouache, and lose money is not the same thing. ”

Fan Jin's original intention of looking at the Yang family's account book was mainly to understand the Yang family's real income, and then think about how to collect taxes. After all, he is the county commander, and Qian Gu urging the department is the first big thing, so he can't joke. But after reading the account book, he found that the Yang family, a big Shangyuan family, seemed to be powerful, but there were great hidden worries in it. After a little heaning, he said:

"Madam, in my opinion, several of your major businesses require a lot of capital turnover. At present, the Yang family has many shops, and the stalls are large, and the demand for funds is even stronger. Brother Yang Shi mentioned the matter of the excerpt, I am afraid that a large part of your principal is already the deposit of all the employees and officials in the city? ”

Song nodded and said: "Yes, Ah Weng and Xiang Gong have the same idea, to make the business bigger, open more shops, and run more looms, so that they can make more money." After all, you have also seen that this big family has to spend every day, how can it be enough to earn less? Originally, I wanted to borrow money, but Ah Weng made some lay friends in the temple at that time, and everyone knew that Ah Weng was kind and obedient, and he was willing to make friends, so he wanted to keep the silver in my family's shop and make more profits. Ah Weng has the best face, whoever he knows is a friend, as long as he is a friend, he is willing to give more money, and sometimes even discounted interest. But what can the juniors do except do what the old people have decided? ”

Fan Jin said: "Then in the past few years, can you repay the interest in time?" ”

"The old man laughed, doing business is based on sincerity, how dare not be timely? The interest will be paid in time every three festivals, and there is never a shortage of half-money. The concubine admits that the money is a little tight at the moment, but it is only a few accounts that have not been confiscated, and when it is collected, everything will naturally be fine. ”

"I don't think so, madam, look here, judging from this account, your expenses have exceeded your income, even if you add these accounts, you haven't even done it. But later, this account has been flattened inexplicably, madam, you shouldn't use the yin and yang account to fool the official, right? I have to remind you that the new branch of the Jinshi has to observe the six departments of government, among which the accounts of the household department are known for their complexity, and the accounts of the merchants' houses are dazzling compared to the accounts of the imperial court, they are always one day and one place. If the official is determined to investigate, it will be difficult to hide the official's sharp eyes if you have the means to penetrate the sky! ”

His face sank suddenly, and Song's voice was also a little flustered, and he hurriedly said, "The eldest lord is angry, let the concubine take a good look...... This, you can't see anything wrong with the concubine here, but you mean to tell the concubine what the problem is. ”

As if to see more clearly, she leaned forward slightly, her upper body gradually pressed against the table. In the summer season, she was already thinly dressed, and she deliberately wore close-fitting clothes, and the beauty was pressed on the table, which made Fan Jin's heart flutter slightly.

When the two cooperated in Jurong and dealt with the Hua family together, they also had a few solitary times in private. But Song always kept her distance while maintaining friendship, behaving like a standard woman of good family. Even if you talk and laugh, you won't be too presumptuous, and you will never leave a personal girl.

But now her performance is obviously not unintentional, Fan Jin believes that such a smart woman will not be unaware that some of her actions have made men reverie. She did it on purpose.

is still self-contained outside, but when he arrives at home, he is boldly and explicitly seduced, which is obviously unreasonable. The only explanation is that his investigation has involved some secrets of the Yang family, so that the Song family has to sacrifice hue to attract his attention.

Although he is not an economist, he has never really been to the household department to observe politics, and it is just a lie to say that this experience is a lie. However, the Song family's business methods and crises have been seen a lot in the previous life, which can be called a Ponzi scheme, or it can be called a high-interest deposit. I still know the means, especially the Song family is now in order to cover up this constant show of his appearance, so he has confirmed his suspicions. He sneered,

"Mrs. Song, it is common for the Shangjia family to be wary. If you don't trust the official, you can show the official a fake account, and there is nothing to blame, after all, it is indispensable to guard against people. But your deeds are not covered up by a false account. If the official guessed correctly, your government can no longer afford to pay the interest of the depositor, and has to embezzle other people's deposits to pay the interest, after all, everyone has a different time to deposit, the time to pay the interest is different, and if necessary, you can embezzle the principal rebate. Tear down the east wall and make up the west wall, barely maintaining the situation. If I'm not mistaken, you're a big hole now! ”