Chapter 996: Confidentiality Clause
The people who can sit here are all big dogs. However, the rich people of this era did not have the habit of depositing their property in the bank, but would bury it deep in the cellar of their own house or hide it in a secret room. Only when there is a large transaction, will the money be deposited from one's own home in the bank, and then withdrawn in another place, so as to avoid the risk of transporting the money over long distances.
With such a method of temporary deposit, the bank naturally wants to draw positions, and the fees charged are not low. Of course, these rich people do this because of their distrust of the bank, if you deposit a large amount of money in it, as soon as people announce their bankruptcy, who do you cry to? Even killing these guys won't help? Of course, there is also a second reason, some of them, whether they are in business or in office, no one wants their net worth to be exposed.
However, Changlong Bank has solved the first problem. They have the wealth of the Great Chu Household Department as a guarantee. This is not in danger of bankruptcy, and every year, they will get a stable income from Da Chu's household department. After hearing Feng Ke's words, some people have already begun to be tempted. Of course, it's just tempting, if possible, they are willing to save some money into it, even if it is an investment to have a good relationship with Changlong Bank, now everyone knows that the backstage boss of Changlong Bank is very big, that is standing a whole country.
"Since Boss Feng has opened his mouth, we naturally want to help." A businessman smiled: "But the deposit you just mentioned is different, and the interest is not the same, how do you say this?" ”
Feng Ke smiled, "This is exactly what I want to explain to you, for a very simple example, if you deposit 1,000 taels of silver with me, and deposit 10,000 taels of silver with me, the interest of the latter will be higher than the interest of the former. ”
"What if it's 100,000 taels?" The businessman just now joked authentically.
"If it exceeds a certain standard, then the interest is negotiated between the two of us." Feng Ke said with a smile: "But if it exceeds a certain standard, it can only be fixed." ”
"What do you mean by regularity?" Someone else interjected and asked.
"That is, after you deposit, we will give you a higher interest, but you can only withdraw it within the specified period, and you cannot access it at any time." Feng Ke smiled and said: "If you deposit a million taels of silver from me at once, and I have just loaned out this silver, and you suddenly come to me at this time and say, I want to take the money away, where will I get you such a large sum of silver for a while?" ”
"How can I have so much silver saved, jokes, jokes!" The person who had just interjected laughed dryly, and there was a burst of ridicule in the hall, but Feng Ke keenly found that those people were not laughing, but similar to the guy in front of him who could indeed take out the money, but he was only able to cover it up in front of so many discerning people, so it caused public outrage.
Really rich. Feng Ke thought with emotion.
"Ladies and gentlemen, more than a certain amount of this kind of money can only be withdrawn regularly, everyone is well versed in this, and if you think about it, you can understand the intention of my Changlong, not that we can't take it out, but it is difficult to get such a large sum of money in a hurry, after all, we want to use money to make money, and it is impossible to put money in the treasury to mold."
"Understandable!"
"There's nothing incomprehensible about that."
There was an echo of understanding in the hall, most of the wealthy merchants here had encountered a similar situation.
"So, in general, the more money you deposit, the higher the interest you'll get." Feng Ke smiled and said: "So everyone, don't put your silver money in the cellar to get moldy, save them in our Changlong, and let your money be a cub!" ”
The hall burst into laughter.
"Everyone, don't get dry, don't get dry!" Feng Ke waved his hand again and again, "The next thing I want to talk about is the second special offer of our Changlong Bank for big customers, I believe that everyone here will be very interested in this one." ”
"Boss Feng, don't sell it, hurry up!" One said loudly.
"Everyone, we are all businessmen, and we are all worth a lot of money, but if we are too rich, it will inevitably make some people worry, so ah, even if we make a lot of money, we have to hide it, for fear that others will know." Feng Ke said slowly.
The hall was instantly quiet, Feng Ke's words, it can be said that in the hearts of most people here, businessmen are rich, but businessmen have no political status, once they are fat and strong, many times, they become the object of harvesting, so the big businessmen have to spend a lot of money to find a strong thigh for themselves, but these thighs are not all reliable, some are red and they start to start, and some are the thighs themselves down, once the thighs fall, what good end can the vines attached to them be?
"It seems that what I said has spoken to everyone's hearts." Feng Ke said with a smile: "This is also the real reason why a lot of the money you will earn is buried in the ground, so the second service launched by our Changlong Bank for everyone is the confidentiality system." ”
"What is a secrecy system?" Asked again.
"For example, this brother, you deposited the money in our Changlong Bank, but you unfortunately had a problem and offended, that is, for example, if someone wants to confiscate your property, our Changlong will not cooperate, they can't see the accounts you have deposited in our bank, and they don't know how much money you have deposited in our bank." Feng Ke said slowly.
There was a slight commotion in the hall.
"If something really happens, the money is not there, the people are gone, what's the use?" A businessman was a little miserable. "Didn't it get cheaper in the end?"
"Wrong!" Feng Ke said loudly: "If, I mean Hou Ru, one of you has an accident in the future, but as long as one of your family members escapes, for example, to our Daming, this money, your family member, will be able to withdraw money in any Changlong Bank in Daming, of course, everyone, to do this, this requires you to have a family to escape, if I come to give advice, that is, you have a family member, holding your token, staying in our Daming." ”
"What if our Great Chu Majesty wants to see these accounts?" A man who was clearly an official stood up and asked, his face rather unnatural.
"Not really!" Feng Ke said categorically. "Here, I will give you a real foundation, the accounts of large customers, we will make two copies, one is in the place where you deposit, and the other will exist in the headquarters of Daming Changlong, if you have an accident in Da Chu, this account in the Chu realm will be destroyed. There is nothing left, and the king of Dachu is afraid that he has not yet found out to my Daming Changlong headquarters. ”
There was a small murmur of surprise in the hall. Compared to the interest offered by Changlong Bank, this is what really attracts them. As businessmen, and they are extremely rich businessmen, what they are most worried about is nothing more than being coveted because they are too fat and strong, people of their status, once someone thinks about them, then the other party's origin must be something they can't afford to provoke, once they are on the stall, they have almost no other way than to be slaughtered, and Feng Ke's proposal obviously gave them another way out.
"The method is a good method, but this is just Boss Feng's one-sided statement, what can you guarantee it?" The previous official's face was a little pale.
Feng Ke smiled, Daming's intelligence officials seem to be not mistaken, the Dachu officials who can sit here are also quite rich, of course, their money must not come from the right way, but what does this have to do with Daming?
"Does the guarantee of His Majesty the Emperor of the Ming Dynasty count as a count?" He asked rhetorically with a smile. "Someone, please Your Majesty's secret decree!"
There was another bang in the hall, and a sound of astonishment erupted.
A powerful man strode in, and placed a box on the table, Feng Ke saluted the box first, and everyone in the hall also stood up at this time.
Feng Ke took out a scroll from the box and showed it in front of everyone, the people at the front gasped, they didn't need to look at the content, they only needed to see the bright red seal of the Ming Emperor and the auxiliary seal of the Shoufu Political Affairs Hall on it, and they knew that all of this was indeed true.
Unlike the state of Chu, in the Ming Dynasty, the emperor issued an order, and it also needed the seal of the first assistant before it could be counted as a formal thing that could be executed, and if the seal of the first assistant was missing, it would be useless. These people are well-informed people, and naturally understand the laws of the Ming Dynasty.
"His Majesty the Emperor of the Ming Dynasty said that as long as these people do not violate the laws of the Ming Dynasty, then your private property will be protected by the Ming Dynasty, and no one can encroach on it!" Feng Ke said with a smile: "This is the only condition, in other words, if you have any trouble in the Chu State, even if you are a rebellion, as long as you don't violate my Ming Dynasty's laws, then it's not a problem!" ”
"This, that's a pretty good thing!" Finally, in the midst of shock, an old man took a deep breath and forced himself to calm down. "Not only do you have interest to take, but you also leave a way back, so as not to cover the nest and have no eggs!"
"That's exactly what happened!" Feng Ke smiled and said, "But everyone, if you want to trigger the secrecy order, there is another prerequisite, that is, the number of deposits, which must not be less than 500,000 taels. ”
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