In the yamen of the third division, Xu Ping put down the paperwork in his hand and said to Han Zong in front of him: "At this time, it is late autumn, and there is nothing to do in the farmland. Pen? Interesting? Pavilion wWw. ｂiquge。 info And it is the time when the weather is dry, not only the local states and counties, but also around Kaifeng City should also start some big projects. ”

Han Zong arched his hand: "Xiaguan has agreed with Governor Zhang that the dredging of the Bianhe River and the Yellow River will begin in the next few days, as well as the road leading to the Sifang. ”

"Okay, the road to the four directions, to Hedong Road first. The Yellow River Bridge in Huazhou, whether it is made of iron or stone, should be changed to four seasons to pass through the north of the river. In addition, another Yellow River bridge will be built between Suozao County and Xinxiang County, which will also be passed in all seasons. The road passes through Tongzezhou in Xiuwu County, and then to Jinzhou, and Jingshi to Hedong Road, but it can't all rely on Mengzhou, and the detour is too far. Towards the end of the year, there is not much money that can be released by the Sansi Bank, so if you go to the Jingshi Bank, it is best to borrow some from them. ”

Han Zong hesitated for a moment and said, "The officials of Jingshi Bank have been there, and they said that they don't have much money left-"

"Where's the money? Where did the loan go? Xu Ping pressed the table, and his face sank. In the past year, the commercial tax in Beijing has increased by less than 40% compared with last year, and this can be done without a loan from the Beijing Divisional Bank. Originally, banks were established to support local industry and commerce, and the development of industry and commerce should first be manifested in the overcollection of commercial taxes. The commercial tax has only increased by so much, and they dare to say that they have no money in their hands, so they have to ask where the money is borrowed! ”

Han Zong lowered his head and didn't speak, this matter had nothing to do with him.

Xu Ping said: "As for the local roads, it is natural to give priority to Shaanxi Road, and the war in the northwest is about to start, and everyone knows it." In the autumn and winter of this year, your company arranged the dredging of the Yellow River Cao Road, which should be unimpeded from Mengzhou to Shaanzhou. The dredging of the Wei River on Shaanxi Road is also arranged by the Bridge and Road Division. At the same time as dredging the road, the road along the river should be renovated together to meet the standard of large vehicles. The second is the Wuguan Road in Xiangdeng entering the customs, and it is necessary to send people to rectify it, and it is also necessary to pass the big car. The third is the Han River, using its tributaries, as long as the road between the mountains is twenty or thirty miles, and the large cart is used to transport it, it can be connected with the Weishui. The most important thing is the latter one. The road from Bashu to Qinfeng has existed since ancient times, and it is precisely by relying on this road that the Qin State can have no worries about food and clothing, and finally destroy the six countries and dominate the world. You send capable people to Bashu and Qinfeng Road, and use a year or two to make this road pass a big car. ”

Han Zong arched his hand: "Xia Guan understands." It's just that it takes a lot of money to build so many roads at the same time. ”

"I'll raise the money, you just have to arrange the staff. -- When the money arrives, start construction immediately! ”

Han Zong agreed, turned around and went out.

Xu Ping summoned a public official and said to him: "Go to the Jingshi Bank and ask Liu Xin to go back to the yamen to see me immediately." ”

Just after noon, Liu Xin arrived at the Yamen of the Third Division, entered the chief office, and saw Xu Ping's face was not good.

After saluting, Xu Ping said: "Now that a few months have passed, how did you find out about the person who opened a false company loan?" ”

"Back to the provincial master, these people are really slippery, I have been checking for a few months, and I have a little eyebrows."

Xu Ping sighed: "Chongzhi, do you know where the trouble is now?" In the summer, because of the inconvenience of various projects, Jingshi Bank shouted every day that the money could not be loaned. Now that the season has arrived, the project is about to start, but the Jingshi Bank has no money to lend. Where the money went, if Jingshi Bank is not clear, it will be strictly investigated by the Audit Department. It is also the purpose of opening a bank to support private industry and commerce, and it is also the purpose to support the imperial court to build some projects and benefit the country and the people. Now that the money of the Jingshi Bank has been released, the commercial tax of Kaifeng Prefecture has not increased significantly, and the start of the project has been delayed, which is not a small crime. ”

Liu Xin thought for a moment before asking: "What does the provincial lord mean, does he want Jingshi Yin to recover the money?" ”

"Not bad! In the past few months, there was no place for large-scale use of money in the three divisions, and you had to let you put money out indiscriminately. Now, whether it is the Bridge Division or other field affairs, the construction must be started on a large scale, and the Jingshi Bank must come up with money. If you can't take it out, you guys won't have a good time this year. ”

Liu Xin said: "Don't hide it from the provincial lord, most of the affairs in the Jingshi Bank are now taken care of by the servants from the palace. After the money was released, they received the money every month, and they were on the rise, and now the three divisions want to use the money-"

Hearing this, Xu Ping couldn't help but smile and said, "Collect profits every month? Let me tell you, the bank lends money to the outside, and the safest thing is to do big projects, regardless of principal and interest, there are three divisions here, and there will never be less. Don't worry, if you go up, the Holy One will also understand where to borrow the money. If Jingshi Bank can't make up the money these days, those days of the servant will be even better! ”

Lending money to a major project not only guarantees the principal and interest, but also improves the bank's capital situation and increases its business. However, this requires money to lend to the project first, and then use the stock funds to lend out, and the Jingshi Bank has now released the money, but it is not able to lend.

Xu Ping was sure to explain this truth clearly to Zhao Zhen. If he can't grasp the opportunity and see such a large amount of business slipping away from his hands, according to Zhao Zhen's temperament, he will definitely go to Jingshi Bank for trouble. The third division is not inseparable from Jingshi Bank, and there is also Xijing Bank, where the business is in good condition, and now the funds are abundant, and no matter how much money you have, you can borrow money. Jingxi Road is supported by the cotton industry, and the industrial and commercial development is smooth, and the Jingshi Bank has been thrown away in a few months.

In the past few months, Xu Ping has been waiting for such an opportunity to squeeze all kinds of abscesses. When you lend money to the outside world, you have to look at what kind of people are like when you tighten your loans. These people have only seen the convenience brought to them by the bank, and they have not yet seen the ruthlessness of the bank when it turns its face, so they should be taught this lesson.

After pondering for a while, Liu Xin said: "Provincial Lord, in fact, I have a little eyebrows about the people who open false companies to cheat loans, but I am not sure in my heart and dare not talk nonsense." This matter involved many ministers in the court, as well as various relatives and princes, and it was really not a trivial matter. ”

With such a large scale of funds, it is said that it was made by a few ruffians, and Xu Ping will not believe it. No one organized, without the participation of a large number of high-ranking officials, it can get to this point, and the organizer is really a genius.

Seeing Xu Ping looking at him, Liu Xin took a breath and said, "Provincial Lord, as far as I know now, the first person to do this was the head of the Kaifeng Mansion Embassy, named Feng Shiyuan. His family has been a official for generations, has the means, and has connections, and I heard that as long as it is the boundary of Kaifeng Mansion, there is nothing he can't do. After he did this, he attracted many people, especially by lending money to the pledge of the powerful families in the capital, so that many people spoke for him. Later, this business was carried out in the forbidden army, and there were many commanders above, and there were also a number of officials below. But what the situation is in the forbidden army, the lower officials really don't know. But it is certain that they can connect with each other by relying on a group of public officials. ”

Xu Ping nodded, his face a little ugly. Public officials also have ranks, which are called "ranks" at this time, and generally go down from Confucian officials, hook officials, detention officials, and line heads, and there are also differences between each yamen. The head of the line is a relatively high official position, and almost all yamen can be transferred to official status when they reach a certain number of years and meet the age requirements. Officials who are born in the public service account for a large part of the low-level officials. Most of these people have been doing this for generations, and they are very knowledgeable in affairs, and they have intricate relationships between them, which should not be underestimated.