At this time, the wine in Gao Yang's hand had been drunk, and when he was about to leave, Wei Zhi, who had gone out to look for someone before, finally came back, and he also brought a young man with a rich face, a luxurious costume, and the momentum revealed in his speech and demeanor, all of which showed that this person was definitely a nobleman who had enjoyed wealth for several generations, and it was definitely not an upstart like Gao Yang who had fallen for several generations and had just recently risen!

Gao Yang didn't dare to slack off on this, and asked cautiously: "Dare to ask Childe?" ”

The man glanced at Gao Yang arrogantly, and then said lightly: "I am the Shan Yang Jun of Wei State." Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ”

Hearing that the other party was a real feudal monarch of the Wei State, Gao Yang did not dare to slack off at all. He also knew that this Shanyang Jun was the feudal monarch of Wei Wuhou during the Wei Dynasty, and the fief Shanyang was on the edge of Taoqiu, geographically speaking, this Shanyang Jun could be regarded as Dai Yan's neighbor of Taoqiujun.

Shanyangjun ran to Taoqiu to play, this is a very normal thing! Although he is a feudal monarch in Shanyang, what does it mean to be a rich man who is powerful and blessed? A big city like Taoqiu is obviously the real prosperous place of flowers and willows, gentle and wealthy! You must know that in the Western Han Dynasty, how many princes, kings, liehous, etc. used various means to stay in Chang'an, so that the emperor of the Han Dynasty had to try all kinds of ways to drive them to the feudal countries in various places. Aren't these aristocrats doing it just to experience the riches of the city?

Now that Taoqiu has been governed by Dai Yan, although it may not be as good as the Shenjing of the Han Dynasty in terms of population and prosperity, but in terms of experience, this place is in good order, and the scene of a modern city in later generations can be compared with the city of this era?

In the face of a feudal monarch like Shanyang Jun, Gao Yang may have been afraid of such a character before, but now he has some confidence and is not so afraid. He just pretended to be afraid and said to him: "Qi Guo Gaoyang has seen Shanyang Jun. ”

Shanyangjun didn't plan to waste more time on him, but just said to him lightly: "I heard Wei Zhi say that you got some insider information about futures, tell me, I won't treat you badly!" ”

Gao Yang immediately denied it: "Shanyang-kun misunderstood, where did I get the inside information?" It's all rumors! ”

Shanyangjun was a little disdainful of his behavior, and said directly: "Five hundred gold, tell me the information!" ”

Gao Yang still denied it there: "Shanyang-kun, there is really no such thing, this is all rumors!" ”

"A thousand gold! I won't offer a third bid! ”

"Deal!"

In an instant, he obtained a thousand gold through the insider trading of this information, and Gao Yang was also a little happy. Then he hurried into the ear of this Shanyang Jun and said: "The Qi State is gathering troops and horses in a big way, and is gathering grain and grass to prepare for the war in the Chu State!" The grain and grass belonging to Donghe Commercial Bank have now been requisitioned by the Qi State, and it is impossible to reach Taoqiu! ”

Hearing this news, Shanyang Jun analyzed the news he got from Wei and felt that this news should be true to a large extent! He said to Gao Yang: "The news you said is very valuable to me, here is a bill of exchange of 1,000 gold from Taoqiu Qianzhuang, I will reward you!" ”

Qian Zhuang, this new thing that arose in Taoqiu, of course, is the handiwork of the owner of Taoqiu! It is actually a commercial institution set up in imitation of the bank of the later world, and the whole world in this era lacked silver, and the whole world was not the same silver standard as the Ming and Qing dynasties, so Dai Yan called this institution similar to the bank of the later world as Qianzhuang.

Taoqiu Money Village, this money village that dares to name this city is certainly not an ordinary money bank! Because this is the money bank opened by the owner of the pottery hill here!

When the futures exchange opened and became extremely popular. The merchants who came to trade soon discovered a serious problem: everyone's transactions were often hundreds of gold, and it was really inconvenient to carry such valuable money to trade!

Fortunately, Tao Qiujun is worthy of being a virtuous son who loves the people like a son! After opening the Taoqiu Grain Exchange, he soon opened a second commercial establishment: Taoqiu Qianzhuang.

Taoqiu Money Village has just opened, and its business is not very complicated, initially only providing two businesses: deposits, withdrawals and foreign exchange, and later to the exchange of currencies and loans from various countries. Relying on the credibility of Taoqiujun's golden signboard, everyone will not have the slightest worry when they put their money in Taoqiu Qianzhuang.

And the exchange of Taoqiu money is also very interesting. Anyone who deposits money in Taoqiu will be given a paper money order with a special anti-counterfeiting mark on it, which can never be forged (those who dare to forge have contributed to the cleanliness of Taoqiu)! And as long as someone provides a real money order to the bank, Taoqiu money will pay the full amount unconditionally!

Therefore, the money order of Taoqiu Qian Zhuang is at least an absolute hard currency in this Taoqiu City, and there is no difference between it and the wealth of a thousand gold! got a thousand gold so easily, Gao Yang couldn't help but be a little happy. After thanking Shanyang Jun, he immediately walked out of this Piaoxiangju!

After getting such top-secret information, he didn't want to delay for a moment! Because he was too anxious to wait for the carriage, he spread his feet and ran all the way in the middle of the night. This kind of behavior is really shocking in a city as order-oriented as Taoqiu, and he was chased by the mounted police and beaten with a baton three times before slowing down a little.

As soon as he got home, in front of the door of the five-entry mansion, he immediately knocked on the door fiercely, and the servant inside said in an impatient tone: "It's so late, who is TMD?" When I opened the door with sleepy eyes, I realized that this was his lord!

He hurriedly knelt down and pleaded guilty to the lord, where did Gao Yang have time to take care of him? He lifted him away and went straight into the back room to wake up his sleeping wife.

"Lang Jun, what's wrong with you?" Gao Yang's wife looked at the embarrassed look on his face, and it was a little surprising to wake her up late at night.

"My wife, where did you put my deed?" Gao Yang asked in a frantic tone.

"What's wrong, what are you looking for the deed so late?" Gao Yang's wife asked with a look of surprise.

"You don't care so much! Let me tell you, I now have an earth-shattering opportunity to make a fortune, once we seize this opportunity to make a fortune, we can easily earn tens of thousands of gold, and then we can enjoy the life of being as rich as the feudal monarch and the prince! I can also make my Gao clan rise again! Gao Yang said excitedly.

His wife sighed, knowing that she could not dissuade her husband at such a time, so she had to take out the treasured deed from under the bed.

Gao Yang snatched the deed in his hand, and then rummaged through the cabinets at home, took all the bills of exchange from Taoqiu Qian Zhuang in his hand, and then rushed out quickly!

He ran to Taoqiu South City, the dark place of Taoqiu, and then acted quickly in the streets and alleys, and finally found a shop that was still lit up, and the store plaque faintly said "Guili Qian Village", and there were guards with weapons at the door, and it was eye-catching next to the store that said: The store is open all day at twelve hours (24 hours), and brothers from all over the world are welcome to patronize.

He showed the guard at the door his ID card issued by the Taoqiuyi Mansion, and then the guard searched him, found no weapons, and let him in.

When he walked into the bank, a servant immediately greeted him and asked, "What business do you want to do, this nobleman?" Saving? Loan? ”

Gao Yang said with a smile: "I want to make a physical mortgage." ”

"Please come with me." The smile on the servant's face widened, leading him to the side in front of a richly dressed steward.

The steward politely said to Gao Yang: "Zou Ning, the manager of Guili Money Village, welcomes you to this bank!" ”

"I am from the Qi country, I don't know which country this noble man is from? Seeing this noble man coming over in such a hurry, I feel very tired to come, do you want to have a cup of tea? We have the best tea produced by Fengyi here! I wonder what this noble man wants to use as collateral? After the greetings, Zou Ning talked about business with a smile on his face.

"Title deed." Gao Yang replied after taking the tea handed over by the servant.

Gao Yang explained his intention and handed over the deed to the other party. After the other party took half an hour to verify it, Gao Yang said anxiously: "You should know, this is a good location in Dongcheng District, and now the house price is soaring, and now this house can only be bought for at least 8,000 gold, and I hope to be able to borrow 8,000 gold immediately!" ”

"I'm very sorry, according to our classification standards, we can only lend you 4,000 gold, can you agree?" Zou Ning smiled and said politely.

Of course, Gao Yang couldn't just agree, he bargained with this Zou Ning. In the end, Zou Ning sighed and said: "For everyone's sake, I will lend you 5,000 gold, no matter how much I can't be the master!" ”

When Gao Yang heard this, he had to agree. Before he came here with the deed, he had already prepared.

This Guili money village is not taking the ordinary regular money village route, it is not to say that compared with the first money village like Taoqiu money bank, it is compared with the money bank opened by Donghe Commercial Bank, Beiding Commercial Bank, Bai's Commercial Bank, etc., it is also very inferior, it is just a usury!

Since Dai Yan opened Taoqiu Bank, he did not have the intention of monopolizing this business in his own hands as later generations, and he directly released the control of finance, which made the entire Taoqiu Money Village rise on a large scale!

The reason why he did this was certainly the intention of prospering commerce, but the bigger reason was that the financial demand for the entire Taoqiu was so strong that even if he was the lord of the land, he would not be able to completely monopolize this business!

Just look at the grand occasion after the opening of Taoqiu Qianzhuang, even if you don't receive ordinary people every day, just to deal with the business of VIPs with more than 1,000 gold, you can be discharged two streets away every day! Under such circumstances, the employees in Taoqiu Money Village have become domineering one by one! This point can be basically known by referring to the employees of state-owned banks in later generations.

Dai Yan knows that if it goes on like this for a long time, how can Taoqiu Qianzhuang still be competitive? In fact, the newly opened commercial organization of Qian Zhuang is only taking advantage of a little insight of later generations, and once the people of this era react and form a more competitive Qian Bank, it will be easily defeated!

Therefore, Dai Yan simply relaxed financial control, and anyone with a Taoqiu ID card can open a money bank as long as they provide a certain amount of security deposit and register in Yifu!

The big comptoirs were the first to act. The amount of money they need to use is huge, and of course they need to have their own money bank to do business more conveniently. On the other hand, they also value the huge profits generated by the business of lending!

The big commercial houses did not have much experience in establishing money banks, but according to their instincts for many years of business, they still chose to imitate Taoqiu money houses and use their strong credibility to do business. Since no one has the experience of opening a bank, the money bank to which these big commercial banks belong is the same as those big banks in later generations, and every loan is extremely cautious and requires a long period of approval.

Such cautious and inefficient behavior of these banks certainly did not satisfy the increasingly speculative trade in the futures exchanges, so a new kind of money banks arose! This is the same as the current Guili bank, similar to the money bank of later generations of usury!

The advantage of this kind of money bank is that the review is not strict, anything can be mortgaged, there is no need to borrow money like Taoqiu money to go through a long period of approval, it is open at twelve o'clock, and the speed of taking money is extremely fast, almost giving you a black-hearted discount, and then giving money immediately, and even if you pass the guarantor, you can take the money without collateral.

However, the downside is obvious, it is a loan shark, and if it is so fast, if it does not have absolutely a huge profit, it will do such a thing? Its interest rate is extremely high, and the people who dare to open it are some strongmen who are not afraid of death, if you dare not pay back, he can sue through the Yi government, and second, he can rectify you through various other means!

When this kind of usury-like money bank appeared, Dai Yan was also hesitant to ban him. But he thought about it, where there is a market, there is demand! With the exuberant speculative merchants in the Taoqiu Exchange, it is natural that there will be these people who open usury banks! If these loan sharks are banned, it will affect the prosperity of the exchange, which is not in line with his plan!

Therefore, instead of banning these usury banks, he also gave these powerful loan sharks the right to use force within a certain range, as long as they paid their taxes on time and did not blatantly disrupt the urban order of Taoqiu, and he ordered the Yi government and the district governments not to take care of any business-related behavior!

Of course, thinking of the madness of the exchange in the future, he still left himself a back door. He ordered someone to hang a big sign at the door of the exchange, imitating the sign written in later generations: There are risks in entering the market, and investment needs to be cautious!