Chapter 396: Fan Jin's New Deal (I)

Wang Shiqi's attitude is very sincere, "My father has said more than once that Brother Retreat is a promising person who is destined to have great achievements and great achievements. The shallow water in Jiangning can't trap Brother Ren. My brother's future is not here, but in Jingshi. Therefore, if the reputation is damaged in the place of Shangyuan, it is not worth it in terms of retreat. There are many local readers, and the folk customs are more flashy than those in the north, and the heart is not simple enough. Those splashy tigers on the streets, relying on fists to oppress the innocent, are actually the best to deal with. Send a few officials to scare them, and they will be honest for a long time. Scholars are not traitors, but they are the most difficult to deal with. Everyone is a scholar, not to mention that they also know this in their hearts, especially in Jiangning, where there are many people who read and few people who are in the middle school. Some people who are conceited and talented but do not get fame are inevitably a little extreme, and they are inherently hostile to the government, and they are also dissatisfied with the officials. Do everything possible to find the handle of the government, and if you find an opportunity, you will make a big fuss. As far as the people are concerned, claiming to be the people asking for their lives is actually a problem with the officials. These people can't be scolded or beaten, they are ten times more powerful than splashing skin, they must not be taken lightly, if they make a scene like a broken boot formation, it will be even more troublesome. For the sake of a small county order, it ruined his reputation, and it was not worth it. ”

Fan Jin smiled, "What's the matter, there are students who want to make trouble with me, the parent official?" ”

"This ...... It's just that I can't take it true when I hear some rumors, but I can't ignore it. Retreating and thinking about having a family and a country in the world, it is a great compassion, and what you do is also to benefit the people, and these fathers also see it in their eyes. In the future, in the performance appraisal, I will play truthfully to ensure that the kindness of retreat will not be buried. But in terms of specific methods, you have to think about it. Some people are bribed by wealthy businessmen and say things against their will, and some people are short-sighted and can't see the good intentions of retreat, and take your good intentions as bad intentions, which is also something that can't be helped. My generation is an official but I want to report to the Son of Heaven An Lishu, so I don't need to pay too much attention to these words, but I will be a person who will be of great use in the future, and if the people's grievances boil, it will not be good. You are well-intentioned, but you also have to consider the means, not only according to local conditions, but also step by step. If things are slow, Jiangning is a place that is intertwined, and once it is done in a hurry, it is afraid that it will backfire. ”

"I don't know what happened inappropriately in Da Jingzhao's opinion, but did he talk to his brother Tai?"

"No, no, there is no such thing as a mistake. Everything that retreats from thinking about is a great thing, and it is enough to be a model for the world. It's just that some things are too big for others to catch up. When you retire and rise, it is not easy for the successor to take over. Moreover, there are some systems that are well-intentioned, but they also need to take into account reality. On the same day, the governor of Haibijia Yingtian ordered that all loans and repayments should be dealt with by law, and for a time the people were in an uproar, and the landlords did not dare to lend money, and the people did not dare to repay their debts. This blocked the road of usury, but it also blocked the way for the people to borrow. This seems to be good for the people, but in fact it is not, the big families do not lend, at most they earn a few pennies less, and the poor cannot borrow money, which is going to die. If they want to survive, they can only take risks, which will be worse for the world and the people. ”

Xu Weizhi said: "Didn't you say that you can come to the yamen to borrow!" ”

"Isn't that still a competition with the people? Besides, the debts of the yamen are not easy to borrow, and the debts cannot be borrowed out of thin air, otherwise there is no way to recover them. can only mortgage the land, so it seems that the government is not eyeing the land that the people rely on to make a living? Besides, what should those who have no land do? After all, these people need to borrow money to save their lives the most. To put it mildly, at the beginning of some people's loans, they are ready to repay them with their wives and daughters, or they do not repay their debts, and the method of rethinking about official loans is easy for people to misunderstand that the government connives. Besides, this mortgage of land is not appropriate in itself, and he has retreated from thinking and reading a lot of books, knowing that Wang Jinggong's loss that day should not repeat the mistakes of the Qingmiao Law of the previous dynasty. ”

As soon as Wang Shiqi came to Fan Jin, he guessed that he was probably supporting himself, or he might have reminded himself that on behalf of his father Wang Shizhen, he came to give him advice and stepped on the brakes.

Not long ago, Wang Shizhen impeached Zhang Juzheng's wife and brother for insulting the Jiangling magistrate and asked for severe punishment. Although it is shameful to insult the magistrate and bully others, the problem is that it is a matter of Huguang and has nothing to do with Ying Tianfu. Whether this kind of impeachment across provinces is aimed at Zhang Juzheng's wife and brother or Zhang Juzheng himself, only the parties themselves know in their hearts. Wang Shizhen is not old-fashioned, let alone new, if you say it hard, he is a free-spirited.

Although he is Ying Tianfu Yin, Wang Shizhen is not interested in Ying Tian's official affairs, and his biggest hobbies are two, one is to engage in drama script creation, and the other is to cultivate immortals. As a senior literary and artistic worker, Wang Shizhen has a close friendship with Qi Jiguang's comrade-in-arms and the famous Ming opera artist Wang Daokun, and now he and another friend Hu Yinglin study drama creation all day long, looking forward to writing a good book that is comparable to the "Four Notes". In addition, his other hobby is cultivating immortals.

In the current Ming Dynasty, even the emperor thinks that Xiuzhen's behavior is true, not to mention the people and officials. Therefore, it is not uncommon for officials or scribes to indulge in cultivating immortals. There are many great Confucian scholars, who are experts in cultivation, and they can make sense when it comes to the art of cultivation or the doctrine of Neidan, which is also the social trend of the Ming Dynasty. However, it was not a Taoist priest who taught Wang Shizhen's qigong channeling technique, but a female Taoist priest who was dozens of years younger than him: Wang Taozhen.

Wang Taozhen, a woman, is a local celebrity in the southeast of the Ming Dynasty, and her father is very pleasing to Fan Jin, and almost pushed him into the contemporary Ming Dynasty scholar Wang Xijue of the Hanlin Academy. With such a father here, she has a lot less constraints to do things, and her social circle is more high-end. It is said that she has read a lot of books and is considered a talented woman, but her interest in cultivation is far more than her interest in Confucianism.

Although there is no actual evidence to support her ability, her father Wang Xijue and her uncle all worshipped Wang Taozhen as a teacher to learn Taoism. A father worships his daughter as a teacher, which can definitely be regarded as perverse at the moment, but when it comes to spiritual matters, it cannot be treated with ordinary ethics. During the reign of King Sejong, Taoist priests could hang the title of Shangshu of the Ministry of Rites, and it would not be a big deal to take women as teachers, as long as no one made trouble. Wang Shizhen is also a disciple of Wang Taozhen, specializing in learning Taoism.

Due to the proximity of the two, Wang Taozhen was often invited to Jiangning to teach Wang Shizhen's Taoism, Wang Shizhen herself is obviously a lover of cultivating immortals, and she basically doesn't care about official affairs, and leaves everything to her subordinates to be responsible. Such a person can imagine how much he hates the test method, and he is not in the right eye with Zhang Juzheng, which is reasonable.

As a senior bureaucrat of the Ming Dynasty, Wang Shizhen believed in the principle that more things are better than less, and if you can't do it, you won't do it, and all problems can find solutions from ancient records, if you can't find them...... Then just leave it alone. For him, Fan Jin's new way of working is actually unpleasant to the eye, and even deeply annoying.

Moreover, Fan Jin's plan to abolish usury has affected some people to make a fortune. Among these people are many high-ranking and powerful officials, or extremely influential gentry in Jiangning. The pressure they put on Wang Shizhen also forced Wang Shizhen to do something to prove her position.

In terms of administrative power, Wang Shizhen, as the governor of the government, can of course stop Fan Jin's practice, and even overturn all of Fan Jin's previous proclamations with an official letter, which is not a difficult thing. But if he does this, it will be tantamount to a complete outbreak of contradictions with Zhang Juzheng, which is too dangerous. After all, cultivating immortals is a very money-consuming thing, and in three years, the Qing Governor's Mansion has 100,000 snowflakes of silver, and Wang Shizhen is reluctant to give up such a good gap.

As for saying that he was not afraid of Yan Songyunyun, Fan Jin didn't believe it at all. In Yan Song's era, all Wang Shizhen did was to collect his father's corpse, and then spent his life writing four classic dramas to scold Yan Song, and he didn't do anything amazing otherwise. Of course, there is a saying that the original author of Jin Xmei is Wang Shizhen, and Lanling Xiaoxiaosheng is his pen name. If this rumor is true, Fan Jin has respect for this senior in the driver industry. In addition to this, from the perspective of officialdom, Fan Jin really doesn't have much affection for Wang Shizhen. As a superior, he can neither help himself, but also refuses to make decisions for himself, and even borrows money to deduct the benefit fee, how can he have a good impression of him.

Send his own son to give Fan Jin a drizzle, to show the care and reminder from the leader, no matter how careful Fan Jin is, he can't regard this kind of care as hostile, and he can't retaliate. This is the method of an old slippery head like Wang Shizhen. It's good to be able to brake, but if you can't brake, you can be regarded as doing your best, and the knife cuts the tofu on both sides.

Wang Shiqi is limited to his age and is not as deep as his father's calculations, but as a civil official and a contemporary celebrity, his city government and eloquence are not comparable to Xu Weizhi. This kind of dissuasion does not mean the slightest contempt or suspicion, and it is by no means that you Fan Jin does not do these jobs well or that the working methods are wrong, but just kindly reminds you not to do bad things with good intentions, everything is for your good. This kind of subtle and silent persuasion method is indeed a cultivation that only the children of the family have.

Fan Jin smiled, "Uncle Yin, Da Jingzhao's concerns are very reasonable, and Fan also knows the mistake of the Qingmiao Law of the previous dynasty. However, in Fan's view, the mistake of the Qingmiao Law lies in people, not in the law. The people borrowed money from the government and returned it when the autumn grain was ripe, which was a matter of two pence. The gentry in the countryside lend money, and they only repay it when the autumn grain is ripe, and the interest is much higher than that of the government. ”

Xu Weizhi said: "I agree with what I said. The worst of this is the work below. Your idea is very good, but you are afraid that you will meet a bad person, and when the time comes, you will get a card on the loan, and you will not release the money if you are obviously short of money, or you will pay off the good land as a bad place, and it will become a harm. ”

"Yes, so the ruler of the country is the first to govern, and the magistrate is the first to govern the officials. Everyone understands this truth, and the key point lies in how to treat it. I've come up with a charter here, combining the loan with the bank, and then combining it with a whip. The silver collected by the people in the past was included in the official settlement, and the grain chief was first stripped away. Lending and repaying loans are all in the yamen, with a special person to carry out, this position is more than two to support his integrity, set up a supervisor to warn him of corruption, and then set up a system to rope his behavior, three-pronged, to see what waves he can turn out! ”

When Jiang Ning implemented a whip method, Zhang Juzheng had not yet become the first assistant, but the actual effect was not of much use. Therefore, the main point of Zhang Juzheng's reform is not a simple whip, but the specific implementation of a whip, which has changed greatly compared with the past. Before Zhang Juzheng, due to the principle that officials do not go to the countryside, no matter what the law, the grain is collected by the people and the people is relieved, and the right to collect taxes is in the hands of the grain chief, that is, the variable tax system. The imperial court only asks the grain chief for money and grain, and how the grain chief collects and how much he collects is his own business.

After Zhang Juzheng changed the law, he changed the people's revenue to the official collection, that is, the grain chief was abolished, and everyone went to the yamen to pay the money. The Lijia cabinet silver is a system that has been implemented since the Jiajing Dynasty. Because the crops in the south of the Yangtze River are complex, in addition to the normal white grains, there are originally various miscellaneous grains and taxes on local specialties. In the era of tax in kind, peasants had to grow rice, beans, and miscellaneous grains in their fields, as well as various cash crops, all of which were sorted out according to the items.

In fact, this method of cultivation severely restricts farmers' right to choose their own crops, and also affects farmers' income. Therefore, during the Jiajing period, Jiangning implemented a whip law, and all the miscellaneous grain taxes were changed to cashiers, and silver was levied in Lijia, but the specific collector was the grain chief. The grain chief handed over the silver cabinet to the officials, and then handed it over to the government, and it took two hands, and there was room for fraud in the middle.

After the implementation of the official settlement, the people handed over the money directly to the government without going through anyone's hand, which is of course to reduce the burden on the people from the perspective of the system. However, as far as the government is concerned, it has increased the workload of grassroots clerks, and tens of thousands of peasants pay taxes from time to time, and if they don't sleep for a day, they may still make trouble, so generally speaking, the yamen are reluctant to take on this kind of work. As far as the peasants are concerned, they should also worry about the exploitation and difficulties of the officials, and the implementation of this is a matter that tests the skills of the grassroots officials.

Fan Jin's previous rectification and transformation of the officials, and even re-training, and compiling regulations, the purpose was to ensure that there were as few crooked monks as possible, and then there was a supervision over such crooked monks.

"All cashiers and lenders will get a bonus, if you delay the meal, you will miss the meal money, and if you delay the next value, you will get the money for the night, and the money will be lit. Good work performance, plus reward money. These are the benefits I give them, and cooperating with Shangjia is a third-party force introduced to form mutual supervision and containment. Merchants can supervise officials, officials can check merchants, and another inspection school is set up above the two families to investigate these two parties. No matter who uses the loan card to extort money, this official will do it again! Even Feng Bangning and others, I also said that they would be beaten, and who of these officials or businessmen couldn't do it? ”

Wang Shiqi listened to it, and only then did he persuade Fan Jin not to compete with the people, but at this time, he was gradually guided by him, and his thinking began to follow Fan Jin's train of thought.

"It's working, but it's a matter of thinking you can do it. When you leave office, will your successor be able to do the same? ”

"That's what I said, use means to rope ink. It is needless to say that there is an IOU for borrowing, and there should also be a basis for paying taxes. I have heard that during the Shimiao period, the two Huai Salt Transportation Divisions used two consecutive tickets. One vote is deposited in the government and one vote is given to the salt merchant, as a certificate for the completion of the class. This method can be imitated, but there are too few two-in-a-row, and my idea is to make a three-in-a-row. One vote is given to the taxpayer, one vote is filed by the government, and the other vote is given to the head of the lieutenant and the chief, and each other is filed according to this as a voucher. Just as I said today, in the future, according to the amount of tax paid, the four accounts of A, B, C, and D will be divided, and the service will be determined according to the tax, and the levy will be levied, which is the best evidence. I heard that this kind of ticket is already being carried out by the yamen in Suzhou, which is called a string ticket. This method can also be used by us in Shangyuan. People supervise each other, and if there is a restriction on the voucher of string tickets, it will be very difficult for officials or businessmen to cheat. In addition to the triplet, and then set up a number on the ticket, if the official wants to tamper with the cutting bill, there is a number constraint, it is difficult to change. ”

Wang Shiqi couldn't help nodding, "Indeed...... In this way, it is not easy for public veterans to find flaws. But Brother Huisi, if we are officials, if we are appointed to serve according to the amount of taxes paid, won't we become puppets manipulated in the hands of businessmen, have you ever thought about this? ”