Chapter 46 Mortgage Loans
The morning sun has lit up half the sky across the majestic Alps, but Weggis in the lowlands is still in shadow. On the balcony on the second floor of Sennar's villa, only Zhou Nan and Yannick were still talking, still whispering.
The others had already gone to rest, and Kelly had even gotten up and started preparing breakfast, but father and son still had a lot to say.
The three years of separation are the three years in which Germany has turned from prosperity to decline. Germany, which once occupied the whole of Western Europe, is now divided and the people are suppressed, and so much has happened in between.
After everyone else went to rest, Zhou Nan also listened to Yannick talk in detail about his influence on Rommel, and he even regretted that he was not able to save more people.
He is very pleased with Zhou Nan's achievements now. If Jonas wrote the book because it was influenced by a dream, but the alliance with Jean Nord and the strong support of the Liberal Democrats were all his own efforts.
In particular, he is now slowly gathering a group of powerful assistants around him, and can even exert some influence in Swiss politics, which is even more unexpected by Yannick.
He even had to thank that Thomas if he hadn't gotten Jonas out of Meghan. Jonas is probably still a romantic, and has no interest in politics at all.
The rise of the Hoffmanns required the establishment of their political and economic presence, and the economic collapse of Germany today represents more opportunities.
However, the Hoffmanns, like Germany, need external help if they want to re-emerge internationally. Jonas has a much bigger role to play in Switzerland than he could have imagined.
Although he didn't sleep all night, Yannick's spirit was still very high, because in addition to these direct helps, some of the things in Jonas's head were an important basis for their future development.
The father and son also agreed that tomorrow they would go to Lucerne to register an investment company, and then use this company to invest in Germany and buy companies that were on the verge of "bankruptcy".
In fact, the reason why Yannick came to Switzerland this time was because there were a lot of good investment opportunities, so he came to raise money.
Cologne, like Essen, is in the heart of the Ruhr region. In Cologne, the French have removed the factory equipment, leaving countless workers without a situation and has seriously affected the local social security in Cologne.
Now that Cologne is occupied by the British army, the British commander Galerie also wants to restore local stability as soon as possible, so he intends to support some local entrepreneurs to start work, even if they don't make money, they must first let the people have a job and food.
It was in this situation that Yannick bought a number of businesses and rebuilt his home from the ruins.
At present, the situation in Cologne has gradually improved, and the evil deeds of the Allies have gradually been restricted by the system, so Yannick has the heart to make a big investment.
In Cologne, because of his friendly relationship with Rommel, he is now also valued by the British military, and has become acquainted with a large number of high-ranking British officials, including Major General Ivanhurst.
Major General Ivanhurst's jurisdiction was not in western Germany, but in Wolfsburg in central Germany. This small city was originally unknown in Germany, and many Germans did not know about this place.
But after Volkswagen moved its headquarters here, the small city has also become an important new city in Germany in recent years. It's just that the city is almost made up of a car factory, and the city is a factory.
Volkswagen became a major supplier of weapons to the German army during World War II, and after the end of the war, of course, it would not escape the sanctions imposed by the Allies.
Today, 70% of Volkswagen's factory equipment has been dismantled, leaving only large equipment that is difficult to transport and some equipment that is not of high value. However, the consequences of the removal of the equipment have worsened, as the entire city has lost its jobs and more than 100,000 people are living in precarious situations.
No amount of harsh system can manage people who will starve to death, and violence in Wolfsburg is more difficult to control than elsewhere.
Ivan Hirst is also actively seeking a solution to stabilize the situation, and intends to bring in Germans to reorganize and resume production of Volkswagen, and only when the people have income and can fill their stomachs, can the security here be better.
The United States has also come to realize that pushing Germany into a corner will not do any good for Europe's stability and economic recovery. Michel's suggestion that Germany should not be left in ruins and that economic assistance could be appropriately provided was widely welcomed.
Not only Germany, but all of Europe is in ruins!
Moreover, the differences between the Western camp and the Soviet Union are also growing, and the differences between the two different political systems make the two sides natural rivals.
It was in this context that Ivan Hurst's plan was conditionally supported by the British, and some of the equipment that had been dismantled was transported to the Labem River via the Arel Canal and arrived in Hamburg, but it was not transported back to the UK.
In fact, there are a lot of devices in it that aren't worth much, because there's no shortage of them in the UK. More importantly, the industrial surplus of the United States has already aided Britain with countless new equipment.
So the equipment was mothballed in the port of Hamburg, awaiting the final verdict of fate.
Ivanhurst himself is a business-minded man, and he is ready to ship the equipment back to the factory as soon as possible after obtaining permission from the government, so that the situation can be stabilized.
However, in order to get through all aspects of the link, it is still necessary to pay a small amount of money, and the transportation cost alone is not something that ordinary people can afford.
What's more, he needs to bring in Germans to manage, otherwise the situation will not be so easy to calm down.
It was at this time that Yannick came into his sight. As the majority shareholder of Bayer, he also has dozens of properties in Cologne, and thousands of workers work for him.
Moreover, his cooperation with the British side has been relatively smooth, and his relations with British officials from all walks of life have been very good.
When he proposed to bring Yannick into management, Yannick was impressed, and this was the main reason why he came to Switzerland this time.
Today's factories are almost free of charge, requiring only a small amount of money to get the right to manage. Of course, the biggest problem is the operation after acceptance, to feed tens of thousands of workers, to get the factory to reopen, to buy raw materials, and then to sell. If something goes wrong in one link, his investment can be depleted.
Although Zhou Nan does not know how to operate, he knows history very clearly, because of Yannick's relationship, he also carefully studied the historical process of Germany after World War II in another life.
If it were any other company, Zhou Nan might have worried that Yannick would not do well, but Volkswagen, which has always been among the world's top three car companies, is far easier to manage than other companies.
First of all, Volkswagen has its own mature technology system, and secondly, Volkswagen now has a fist model. The Beetle was the first car in the world to sell more than 15 million units, and it was in the early seventies that it did so.
Not to mention anything else, just producing this model can bring Volkswagen back to life.
In another life, without Yannick, the company rose smoothly. Now with Yannick, with financial support, and Zhou Nan coming up with ideas on the side to make the public take fewer detours, he doesn't believe that the public will be worse than in another life.
Being able to control one of the world's leading automobile manufacturing companies, Zhou Nan believes that the Hoffmann family can also rise to the top and become a first-class family.
Therefore, he strongly supports Yannick's action and is considering where to raise the money.
He originally had 260,000 Swiss francs of funds, but the expenses during this period were not small, and he hired a few main players, ushered in the delivery every day, and went out to publicize, which cost almost 30,000 yuan.
However, his income during this period was higher, and he collected 80,000 yuan for the manuscript fee alone, which is not counting royalties. In the past six months, the sales of the "General History of the World" have steadily increased, and the print run in the three languages has reached 600,000 copies, and the sales volume has also exceeded 200,000 copies.
In terms of the number of prints, Zhou Nan will be able to get 1.2 million Swiss francs in royalties in the next three months. It's just that the royalties are not settled so quickly, so he can't get the money for the time being.
However, if he proposes to settle a part, it will not be a problem.
When he made this suggestion, Yannick came up with a new idea, that is, to mortgage his future royalties to borrow from the bank, so that he could mortgage his royalties for the next ten or even twenty years, and he could borrow far more than this amount from the bank.
Zhou Nan never thought that there would be such a loan, and the royalties could still be mortgaged. He immediately agreed to the suggestion after consulting with Entlerbucher and knowing that this loan model was not unusual.
In another life, he was just a little person at the bottom all his life, and he only knew that he needed collateral for a bank loan, but he didn't expect that the wealth of knowledge could also be mortgaged.
In addition to royalties, his house can also be mortgaged, not to mention that the loan amount of hundreds of thousands of Swiss francs can still be guaranteed.
But Yannick did not hesitate to reject this suggestion. "Royalty mortgage is the mortgage of future money, but the house is the foundation of family stability and cannot be mortgaged."
"Yannick, I have full confidence in your plan."
"That's not going to work, that's the bottom line. We can't put the whole family on top, and if we fail, it will give us no chance to do it all over again. ”
German homes, German companies, including Bayer's shares, Yannick has all applied for loans with US bank mortgages. The house where Zhou Nan lives now has become the last bit of industry, and he thought about it, these hundreds of thousands of dollars can not play a big role in the recovery plan of the entire public, so he didn't insist on it in the end.
However, no one thought that after letting Nord come to Zhou Nan's house, he offered to help with a sum of money.