There is no doubt about the role of banks, but banks were difficult to enforce in ancient times, especially with the advent of piracy. What Liu Zhang can do www.biquge.info is to reform the papermaking process, research some high-end paper in advance, and then use these things to crush piracy. High-end paper is not allowed to be sold, and eighty or ninety percent piracy should be avoided by then, as for the rest? As long as you find ...... Hey.

You Heng suddenly found that the previous moves were not good, he humiliated Cao Cao, Cao Cao sent him away, and then she humiliated Liu Biao, and then was sent away. Just before he humiliated Huang Zu, and when Huang Zu was about to kill him, Liu Zhang summoned him, which saved him from death, but he was also expelled......

There is no end to the life of death, since he has not died, he has to carry out death to the end, so he came to Liu Zhang to show his talent for death. But he is still self-aware, if he goes to die with Dong Zhuo? Or try to die with Yuan Shao? Don't say a word, just serve with a big knife.

"Your Excellency...... Why is that? "You Heng is confused, or is the young man in front of him already seeing through his mind? If that's really the case, wouldn't it be terrible? Then he allowed himself to spread the stigma, which must be to protect himself.

Liu Zhang pulled Fa Zheng and said: "Filial piety people have a kind of psychological action, and that is why they do it. Zhengping seemed to be scolding me just now, but he showed another thing, that is, he could see far, he was vaguely reminding me not to be too provocative about his actions, otherwise Dong Zhuo would be a lesson from the past. He was indirectly expressing to me that he was talented and had a long vision. When you understand his psychology, you will naturally know how to behave. Liu Zhang seemed to be talking to Fa Zheng, but he also told You Heng to listen.

This kind of person is smart, you have to understand his psychology and explain it in one word, and naturally he won't be looking for trouble with you. Looking at You Heng, who was a little surprised, Liu Zhang asked at this time, "Zhengping, are you willing?" If he doesn't agree, Liu Zhang will definitely throw him outside his jurisdiction, and a person who doesn't know how to lift is just a fool if he is talented.

You Heng was shocked from time to time, and he felt that it was difficult for him to meet someone who could understand his mind. But just now, Liu Zhang's words broke through his careful thoughts, this is a bit terrifying, if it is really seen through, then Liu Zhang at such a young age is too terrible. It seems that he can achieve so much because he does not rely on the people around him.

What else does "You Heng meet the lord......"?

Liu Zhang helped You Heng up and said: "I'm a good talker, just tell me if you have any questions, as long as it's right and beneficial, I will listen." Of course, we must adjust according to our situation and the current facts, and we must not be blind. Liu Zhang felt that his temper should be considered good, at least better than Sun Quan, Yuan Shao and others, right?

But you Heng saluted and said, "My lord, what is this position for?" "You Heng is still very interested in the position that Liu Zhang said, and it sounds like he has a lot of power.

Liu Zhang thought for a while and said: "It is not so much about managing the country's money and grain as about controlling the economy of the entire country, and here we have to talk about the economic problem." The economy is to determine whether our country is rich or not, that is, whether the national strength is commonly known as whether it is strong......" Anyway, Liu Zhang is to change the word, so that they can understand it well.

As soon as he heard Liu Zhang say this, Fa Zheng took out a small notebook, and Li Ru on the side also moved his butt towards Fa Zheng. Kuai Yue looked at the well-prepared Fazheng, and leaned over with a crooked body. Only the newcomer You Heng seems a little confused......

"Zhengping, don't worry, I'll give you books when I get back." Looking at the person who was brought by himself, Liu Zhang felt a little pain in his head.

After speaking, Liu Zhang sorted out his thoughts and said: "This is a department that has never existed before, we will call it Qianzhuang for the time being, and when the bank is established, I will put all my money into it, and even I will put all the money of all the workshops and officials in it." If you want to withdraw money, it's not my appointment, it's the bank's procedure. Even I can't do without following the rules, and the money deposited in it has a credential, and this credential is made by the bank and no one can imitate it. For example, I am in Jingzhou, I want to go to Chang'an to buy goods, but I have to bring a million money, so much money, I'm afraid I will have to ship it for a long time, right? But I don't need it when I deposit it in the bank, I only need the credentials to withdraw it from the bank in Chang'an. This is convenient and safe......" In short, Liu Zhang told them everything he knew, and it seemed that he was really in charge of all the money and food under Liu Zhang.

"Anyway, that place has its own rules, and even I can't break them. The point is that it is an independent department, which means that they do not have corruption and crime, and I will not manage it. Liu Zhang thinks that banks are still very important, in fact, this will promote consumption and promote the enthusiasm of businessmen. This is an unspeakable benefit for myself, but the rules will be set for the selection of people in the future.

You Heng said that he didn't understand at all, and could only say that he was confused, but he could feel that this should be an important thing. looked at Liu Zhang: "Lord, how is this going to be carried out?" "He didn't have a clue.

Liu Zhang nodded and said: "I will write to you in the next two days, and when I go back, I will put the officials' money into Chang'an, and I will also put all the money in my house into it, and I will give you a heavy guard." At that time, the officials went to you to collect the money, and the heads of the workshops in various places could also go to you to collect the money. "In short, Liu Zhang can start this step by step, as for the result? More on that later.

After talking for a long time, Liu Zhang was thirsty, it was really uncomfortable to live here, and now Liu Zhang missed his big house in Chang'an. In later generations, Liu Zhang also lived in Chang'an for a period of time, could it be that his current position is the period when he will live in the future?

Liu Zhang felt that his credibility was absolutely reliable in his own territory. As for whether the people would believe it or not? That's the people's business, as long as things come step by step, there will always be a time when they will blossom and bear fruit. People who are too eager are dying on the road, and they don't need to do it in one step.

The streets and hawkers in Jingzhou are far worse than those in Chang'an. There is no comparison between what is sold or snacks. Although Jingzhou is not chaotic, it does not mean that the people are rich. In this era, not having enough to eat is always the norm for the people. Facing the loess with your back to the sky, at least it is okay to eat enough in the next life, but here you still have to pray to the heavens......

Zhuge Liang, Xu You, Cao Cao, and even Sun Quan all said that Jingzhou is rich and rich in products, but when Liu Zhang went shopping today, he only saw that he was on the death line, that is to say, he couldn't die.

But with the arrival of Chang'an's merchants, those rich people in Jingzhou began to buy Chang'an's specialties, a mirror worth thousands of gold, cheap cloth, delicious buns, sweet steamed buns, all kinds of snacks and other things. At this time, the Jingzhou Shiren Group began to pay attention to eating well, dressing brightly, bathing with soap, and not without mirrors and perfume......

I used to wear a sachet on my body, but now I sprinkle a little perfume. In this way, you can go out with more face, otherwise your peers will think that you are a little less elegant. Feel that the atmosphere of the scholars seems to have been distorted by the merchants he brought? But Liu Zhang just made old money, that's for sure.

As for the people of Jingzhou? Life is barely passable, so there won't be any rebellion or anything like that. Compared with the people of Hanzhong, the people of Jingzhou are already extremely lucky. There is no Cao Cao, no Yuan Shao, no Yuan Shu here. There is a seemingly powerful, but actually not very good Liu Biao. He comforted the people and let them eat and sleep, but it was only superficial. He can't keep Jingzhou, he can't keep the people, everything he does is a mirror.

Liu Zhang's attack easily took Jingzhou, and even forced Liu Biao to surrender. Compared with Liu Biao, Liu Zhang should have too many ways to let these people eat enough and sleep well. The most important thing is that Liu Zhang is different from Liu Biao, he can hold Jingzhou, not to mention Sun Ce, as for Cao Cao, as long as he dares to touch Jingzhou, Liu Zhang will chop his hands directly without saying a word. They didn't have a firm foothold on their own turf, and they still dared to hit their own attention?

To be honest, Yongzhou? Liangzhou? These places are useless places in the eyes of Yuan Shao and Cao Cao. Except that it is a strategic thing, it is not at all a little useful. When they get these places, they have to pay a lot of money. Throughout the ages, the so-called disaster relief has been given directly, but Liu Zhang is different, first give a part, and the remaining part has to complete a certain task. For example, build your own house, only then will the people have a real feeling.

Of course, the situation in later generations was different from now, when as long as the machinery and troops came, disaster relief would be easy to clean up. But in ancient times, it was different, once there was a disaster, it was difficult to do anything good, and it could only be given food, and food was given. This is why Yuan Shao, Cao Cao and others look down on Yongzhou and Liangzhou.

The people of Jingzhou are not rich, but Liu Zhang has a way. What is the primary embodiment of industry? It is the emergence of the assembly line, that is, the centralized production of goods. Liu Zhang has too many assembly line things to produce. For example, cloth, paper, simple fast food, daily necessities, weapons and armor. These are all commodities that can be mass-produced, thus impacting the territory of Cao Cao and Yuan Shao. These people must not understand the horror of economic warfare, and by the time Liu Zhang swept away a large amount of money, it was too late for them to come back to their senses. It is even possible that Yuan Shao and Cao Cao will use the weapons produced by Liu Zhang, so that bankruptcy is really possible.