Chapter 81: The Royal Bank

When the Yuan family came to Chang'an, they brought a lot of property, and they brought several boxes of silver alone. In order to show their sincerity in friendship with the Xiao family, and to show their strength, when they went to the Royal Bank with Xiao Rui, they brought all the silver they carried. Anyway, when it is used in Chang'an, people only recognize silver dollars, and it is too much to suffer with silver.

When I came to the bank, I saw the door, the kind of grand atmosphere and gorgeous decoration, and the Jiangnan turtles were almost unable to move.

In order to hide his shock, Yuan Zhongchun held back a sentence: "In the end, it is Chang'an, and the rest of the government has to pass the Lantern Festival......"

"This official laughed, our bank is not a yamen. It was specially opened by the mother for the convenience of the people. The New Year's Day is the most expensive season. We only rested for two days on Chinese New Year's Eve and New Year's Day. Rao is like this, and it has also delayed many people who want to change the doll for the New Year's money. Niangniang also reprimanded for this, next year, it will be these days, and it will not stop......"

The little brother who greeted the door, accompanied the smiling face all the way, led everyone all the way into the bank, and the cart loaded with silver was directly taken to the warehousing inspection office.

Xiao Rui is very familiar, and as soon as he arrives at the place, he directly beckons everyone in the Yuan family to sit down, and the soft sofa makes people feel like they are in the clouds. There were also waiters who served tea and snacks, and even snacks such as beef jerky, and several sons of the Yuan family were also from families, but they had never seen any family members use such luxury to entertain guests.

In front of everyone, several young men in charge of the inspection were busy for a while, checking and weighing all the silver ingots.

"Young Master Xiao, all the officials, you brought this batch of silver with a total of 1,300 catties and taels, all of which are high-grade ninety-seven silver. According to the rules, we have to deduct three percent, and the sterling silver is 1,261 catties. What kind of coins are you exchanging for? ”

The Yuan family was silent, and they all turned their eyes to Xiao Rui.

Xiao Rui explained to everyone: "Ninety-seven silver is already the best silver among the people, and now only Huashan can refine ninety-nine silver, and ordinary people use it, ninety-five silver is already a good product." Uncle Shi's ninety-seven silver is indeed rare. ”

The handsome little guy who inspected said: "What Xiao Gongzi said is extreme, in fact, there are more people, or less than ninety percent of miscellaneous silver." In fact, the more miscellaneous the silver, the greater the fire consumption when refined, but this miscellaneous thing will offend people. I prefer snowflakes like this, with fewer deductions, and no need to bother more. ”

Xiao Rui asked, "Do the math, how much is it converted into silver dollars?" ”

"If all the dollars are exchanged, it will be twenty thousand and eight hundred."

Yuan Zijie said: "How heavy does this have to be? ”

The little handsome guy said with a smile: "Where the guest said, the silver dollar is exchanged, and the trumpet dares to earn the difference in the price of the guest." Naturally, how much is coming, how much is changed. Silver dollars are one tael each, and a pound of silver is a real exchange for sixteen silver dollars! ”

Xiao Rui muttered a few words to Yuan Zhongchun, waved his hand and said, "It's too heavy and inconvenient to change all the silver dollars." The big head was exchanged for gold coins, and the silver dollars were only taken for 800. ”

Well, two thousand gold coins and eight hundred silver coins. The sum of one is less than two hundred catties.

As soon as the money arrived, Yuan Zhongchun saw the blank eyes of several nephews, smiled and took a few gold coins and silver coins, and handed one to each person to play.

Everyone looked closely at the silver coin, which was small and delicate, and the gold glittered and festive at a glance. On one side, there is a fine pattern of the Great Wall beacon, and on the other side, a row of slender handwriting surrounds the gold coin: Datang Royal Bank, and below it corresponds to another line of words: gold one tael. In the center is a fierce beast pattern. It's very familiar, it's Pixiu.

The regulations of silver coins are similar to those of gold coins, except that the silver coins are larger, and the pattern on the reverse has been changed from a beacon tower to an ear of rice.

When everyone played with the new money, Xiao Rui said: "Many people who have just arrived in Chang'an don't know and are deceived by those profiteers. In other places, one or two pieces of silver were exchanged for copper coins ranging from 700 to 800 wen to spend, and some people were even cheated, so they only exchanged 700 wen, and he had to deduct miscellaneous items. One comes and goes upside down, Uncle Shi's 1,300 catties of silver, it is possible to pit you for 35,000 silver dollars! ”

The Yuan family made a hasty calculation in their hearts, and they were in a cold sweat. People are really right, and sure enough, there are still acquaintances who are easy to do! He also said that he tried not to rub the light of the Xiao family, this has not yet settled, and he owes someone a love of three thousand silver dollars first!

Because of the emergence of the Royal Bank in Chang'an, the use of cash by the private sector has gradually become standardized. Although during the period, some treacherous people took advantage of the lag of other people's news to make some small moves. Generally speaking, however, there has been clear progress in the introduction of the Royal Bank in forcibly popularizing the exchange rate between precious metals such as gold, silver, and copper, and coins.

And the biggest beneficiary of all this is, of course, the supreme couple who live in the Taiji Palace.

In the palace of the first lunar month, the atmosphere of the New Year is still very strong. Empress Eldest Sun looked at the young man in front of her who was munching according to the case with extremely kind eyes, looking like she couldn't get enough of it.

Li Tai, who has successfully lost weight and stabilized his body shape, eats without aristocratic demeanor, looks like a poor ghost who has just been released from a hungry prison, and complains to his mother while eating.

"Mother, you don't know how dark the second brother's hands are. One is not right, it is a whip when it goes up, and my back is full of flowers when I smoke it, and I can't even sleep because of the pain. He didn't hit the broken skin, but it was swollen and itchy...... I said that I would eat vegetarian for a few days, and my strength could not keep up, so he cooked a large piece of meat for me, and you said that his craftsmanship was praised even by the master, but it was not good for me to make it, it was just a handful of salt, and when it was cooked, I was full to eat. When he was full, he followed him all over the mountain......"

Empress Eldest Sun felt very sorry for her son, and gently stroked the top of Li Tai's head with her hand: "Look, you also know that he won't break your skin when he beats you, and it's not for your good!" Are you just obedient? If you don't like running outside, stay in Chang'an after the year. ”

"That's not going to work! Chang'an is not interesting! Besides, I still have to find more ore veins, Xiao Ke opened the Royal Bank in the name of his mother, this is only a pilot in Chang'an, and in just a few months, it almost made the mint unable to supply. This next step is to spread to the whole country, this bit of gold and silver, the difference is too far! ”

"Let's exchange gold and silver coins for so much gold and silver ......"

"Oh, mother, you're going to have a fork. Even if all the silver in the cellars of all the Datang families is taken out and minted into silver dollars, it is far from enough! ”

"Yes, yes, my mother is just from a small family, where can I understand your twists and turns. said that he was going to exchange gold and silver for back, how to do it, but he had to lose so much? Let's exchange a pound of miscellaneous silver for a pound of silver dollars to go out, it took a lot of effort, it took a lot of fire, what is the picture? ”

"Copper! The first step is copper! We must try our best to force the folk copper to the market, and there is not enough copper! ”

"What is the use of copper other than making some mirror jewelry? In the past, there were monks who used to cast Buddha statues, but now even Buddhism is no longer in the world. What is the use of collecting copper and coming back? ”

In the brisk footsteps, His Majesty Li Er smiled heartily: "Of course it works, without enough copper, you can't make more bullets!" Copper is the invincible capital of Datang! ”