"Yes. Go on. Shang Wen encouraged.

"There are a lot of foreign investment projects, and many places need money. And the profits are also large. Not only that, but the key issue in these places is that they can accept the half-tael banknotes of the Qin State. Yingyu replied.

"Oh." Shang Wen knew about this situation a long time ago. The half-tael banknote is the only banknote of this period. In all countries. The only country with such strength to issue its own banknotes is Qin. South Korea once tried to issue its own banknotes, but their technology was not in place, and at the same time, the country's strength was far less than that of Qin, so they finally had to abandon the issuance of banknotes and were forced to use Qin's half-tael banknotes.

The benefits of paper money are obvious, lightweight. And there are various denominations, plus the high-quality services of large and small banks in Qinguo. Qin State Bank widely absorbs all kinds of deposits, in foreign countries, the way they absorb deposits is to sell gold and silver, the people of the six countries have a large amount of real money and silver in their hands, but Qin State uses paper money, Qin State Bank at this time The large-scale expansion found a huge business opportunity.

According to the futures prices of gold and silver in the Xianyang futures of the Qin Kingdom, some of them simply used the method of valuation to convert them into half a tael of banknotes, and then put these banknotes into their banks as their deposits. At the same time, pay them some interest, and the state of Qin is very strong. This also made many people in the Six Kingdoms, especially merchants, willing to put the money into the banks of the Qin State.

At the same time, they will receive a small amount of interest. You know, no one will give them interest when they save money. So. Qin's banking business gained a foothold abroad. In particular, the banking business of Zhao and South Korea, as well as Yan and Qin is very good.

After absorbing these deposits, Qinguo Bank began their lending business, the establishment of investment companies and the establishment of various trust companies, which greatly enabled the development of this banking business.

This is how Qin's funds flowed abroad.

"So, what do you do now?" Shangwen asked.

"What. How? Yingyu was suddenly interrupted by Shang Wen's questioning.

However, Shang Wen had a reason for interrupting, because Shang Wen felt that Yingyu seemed to be going to fight about foreign investment. Therefore, Shang Wen was eager to know the result, so he asked such a topic.

"You're not going to use the money from foreign investment, are you?" Shang Wen asked at this time.

"This, we used. This is what Xiao He suggests, but it ・・・・・・ to do. Yingyu hasn't finished yet. Shang Wen showed his surprise.

"You're not going to draw foreign funds to the Qin State, are you?" Shang Wen asked at this time.

"Yes." Yingyu confirmed at this time.

"Oh my God." Shang Wen exclaimed in surprise at this time.

"What's wrong? Qin has something to do, can't he mobilize his own funds to come back? Yingyu asked.

"Yes." Shang Wen said helplessly.

"That's right." Yingyu said naturally.

"But I'm shocked by your situation. Do you know the consequences? Shang Wen asked at this time.

"What consequences?" Yingyu asked.

"As soon as those foreign funds come back, their countries will also be short of funds, and at that time. Oh, my God. You will see what a catastrophe such a situation will cause. Shang Wen said at this time.

"What serious disaster?" Yingyu asked.

"The affairs of the Qin State will become the affairs of the whole world. At that point, the mess will be getting harder and harder to clean up. Shang Wen waved his arm and said. This exaggerated body language expresses his opinion.

Just then, the guards returned from the front.

"What's going on?" Shang Wen asked at this time.

"A man jumped off a building." The guard said.

"Jumping off a building?" Yingyu said.

"Yes. Jump. It seems that because of the stock that caused it to go bankrupt. There was no way to do it, and the man committed suicide by jumping off the building. The guard said what he knew.

"Yes." Shang Wen nodded solemnly.

"I want to see it." Shang Wen wanted to get out of the car at this time.

"Forget it. Let's take a detour. We have important things to do. Yingyu said at this time.

"I want to see it." Shang Wen said at this time.

"Hurry up and head towards Xianyang Palace." Yingyu ordered at this time.

Immediately, the guards ordered Yingyu to march towards Xianyang Palace. Shang Wen always looked his head in the direction where he jumped off the building. When the car is turning. He saw a corner. The police of the Qin State were carrying a corpse covered with a white cloth. There are red blood stains on the white cloth. Not far from the street, there was also a pool of blood.

"Look, this is the crisis." Shang Wen said to himself.

Shang Wen and Yingyu came to Xianyang Palace. Inside the main hall. Shang Wen saw Meng Yi who came early, and Meng Yi was explaining something at this time. Because, King Qin showed great seriousness at this time. This seriousness comes from an atmosphere of self-learning.

Shang Wen entered the main hall with the help of Yingyu. King Qin, Meng Yi and the others just nodded. King Qin nodded and allowed him to sit down. Shang Wen and Yingyu sat down slowly. Shang Wen's legs are inconvenient. Yingyu helped her in detail. Shang Wen nodded in gratitude.

"The biggest problem in our Qin State at present is the problem of funds, and the major banks lack sufficient funds." Meng Yi explained at this time.

This explanation seems to be specially explained for Yingyu and Shangwen, who have just come in.

"Yes." Shang Wen nodded silently. For this kind of understanding, Shang Wen thinks that it is okay.

"Hey." At this time, Yingyu moved Shang Wen with her arm.

"He's right." At this time, Yingyu nodded and whispered to Shang Wen.

"Well, let's keep listening." Shang Wen said at this time.

"The biggest problem of Qin at the moment is that there is not enough funds. As a result, the overall economic and monetary liquidity of the Qin State was insufficient. Meng Yi said with a report.

"Do you understand?" At this time, King Qin asked Shang Wen.

"Understood, this has already been demonstrated." Shang Wen said at this time. King Qin obviously wanted to put Shang Wen to the test.

"So, what do you think we should do to alleviate this illiquidity?" King Qin asked.

"We don't have enough money in the first place, and we need a lot of gold, even though gold and paper money are not ostensibly linked. But in reality, futures have pegged paper money to gold. We need plenty of gold to print more banknotes. Shang Wen said.

"Yes." King Qin seemed to realize something at this time. Nodding his head.

"Well, we can print a lot of paper money, regardless of gold." At this time, King Qin unfolded his financial imagination again.

"Oh. No, no, no. Shang Wen immediately shook his head at this time and said.

"In this way, it will lead to serious financial credit problems. You must know that paper money is based on the credit of the Qin State. In this way, it is destroying the good credit of the Qin State. Credit. It was the foundation of the legal system of the Qin State. This would destroy the legal foundation of the Qin state. In my opinion, this is not worth the cost. Shang Wen said at this time.

"We can print properly." At this time, Meng Yi proposed.

"Based on what we have at hand right now." Meng Yi said.

"We can issue a certain number of half-taels." At this time, Meng Yi said.

"Can you explain that?" Shang Wen asked at this time.

"Here's the case." Meng Yi said.

"Our foreign trade has been performing very well. The gold and silver of the six countries began to pour in on our side at this time. Especially the two countries of Qi and Chu. A large amount of gold from the two countries entered our Qin State. While some of the gold flowed back to these countries, most of the gold remained. Meng Yi said at this time.

"In addition, we also have gold from the Yan Kingdom and the Western Regions. This gold allowed our Qin State to have more gold reserves than a historical staggering one. Meng Yi said at this time.

"This figure needs to be an official figure, and the amount of private gold exceeds our treasury. Now, we need, and we can, print a certain amount of banknotes, which we can sell to banks in the form of exchange. Meng Yi said.

"After selling to the bank, they can greatly increase the liquidity of Qin's banknotes through these banknotes." Meng Yi said at this time.

"Yes. OK. Shang Wen said first at this time. He thinks it's a feasible option.

"We don't have much gold on our hands?" Yingyu said at this time.

"The royal family has." King Qin said at this time. Shang Wen did not say anything about the asymmetrical answer of the father and daughter. King Qin is the main beneficiary of the Royal Bank, which is the main operating institution of the Qin Dynasty's expenses, and gold is the foundation on which the Royal Bank can be established.

But Yingyu's Wenyang Bank is a bank that is vigorously expanding. The funds they have gathered have been greatly expanded, and gold is only speculative in their opinion, and the value of investment is not very effective in their opinion. The most important thing is that gold has no value for investment, what they have is a large number of foreign enterprise shares, as well as dividends of various investment proportions.

None of the bank, nor its various subsidiaries and associated companies, have significant gold reserves. If Wenyang Bank follows this plan, then they will lack the initiative to grasp the liquidity of funds. This is very passive for Yingyu. Therefore, she took the initiative to emphasize that she did not have so much gold. Actually, she didn't.

"Gold is still pegged to paper money." Shang Wen said to himself at this time.