Chapter 400: Striving to Pay Taxes
Chen and Liu couldn't believe their eyes. Zhang Bailing took the initiative to pay taxes? Is there something wrong with this? Although this person is rich, the whole Jiangning is notoriously stingy. He has a relationship with the household department, and he doesn't care too much about the authority of the county yamen, and he has an iron abacus to calculate the accounts well.
Whether it is the commercial tax or the Ding service, it can't be sent to him at all. I donated the title of cabinet secretary early, just so that I didn't pay taxes. I haven't seen him pay a penny of tax to the yamen for about five years, and now he takes the initiative to pay taxes, is there something wrong?
Fan Jin shook his head, indicating that he was not asking for money to collect taxes, and he couldn't collect them casually. Pay also to pay a reason, and to receive a clear understanding, not to be misunderstood. Zhang Bailing hurriedly said: "Old parents, don't worry, the grass people don't know how many times they have counted at home." The five silk villages under the name of the grass people, as well as those looms, should be taxed according to the upper household. Together, these silvers are enough for the first class. The silver taels have been shipped by the next person, please arrange for someone to collect it. It's just that the little girl is there......"
"It's good to say, this official is recently preparing to open a women's school to teach the county's ladies' embroidery and female red, poetry and articles. If the two daughters are bored at home, they can come to the girls' school to study, and a group of women of the same age can talk and relieve boredom together, and they can open their minds if they want to come. In addition, the sixth lady of the Wei Guogong Mansion will also go to the girls' school to study, and if the two young ladies make friends with the sixth lady, they can also go to the Dagongfang to play. Not only did Shangyuan County keep them safe, but even when they arrived in Jiangning County, they were also very safe. ”
"Miss Six? This is a good thing, I don't know how many bundles of repairs the girls' school will take in a month, and the villain is willing to pay for a year first. ”
"This women's school is for the welfare of the people in the county, and it will not charge a penny. I'm still looking for a place. ”
"The villain has several properties in the city, and the place is big enough and quiet enough. As long as the old parents think it is appropriate, it can be vacated within three days. The old parents are high-spirited, and the villain also has to say that the yamen of this industrial county can be used casually, and the villain guarantees that he will not receive a penny. ”
Feng Bangning was rampant and domineering in Jiangning before, and he was already uneasy. Fortunately, he still knew how to collect information before, and he didn't do anything to decent women. The gentry hated it, but they were not too afraid. But judging from what he did to the Yang family's daughters yesterday, the target of his aggression has begun to turn to merchants, which makes the merchants in the city unavoidable.
Although these people often have an official title on their heads, or donate a prison sentence, they are only a means to evade taxes, and they cannot be counted as officials in the system at all. Feng Bangning can give them face, or not, there is nothing wrong with it. If they are determined to attack these women's dependents, they don't have a good way.
It was Fan Jin's timely appearance that could be regarded as a rain from heaven that saved the lives of these people. A family like Zhang Bailing, who has a beloved daughter, naturally has to spend money to buy peace.
Even if you don't have a daughter, you have a daughter-in-law. This also has to consider a safety issue, Feng Bangning acted coldly, and the women who became relatives were also damaged by him, which was not safe. Before Zhang Bailing left, a few businessmen and big families in the city came to the door, and they all had to do the same thing: pay taxes.
Later generations talked about taxation in the Ming Dynasty, often accusing merchants of tax evasion, but ignoring another issue, that is, whether merchants could get reciprocal services after paying taxes. Originally, the Ming Dynasty implemented a system of low taxes and heavy servitude, and regarded service as a human obligation. With the development of the times, the original service system can no longer be implemented, and it is gradually changed to silver, but the idea has not been followed. thinks that the taxes and silver paid by the merchant are all deserved, only thinks about asking for it, does not think about serving the merchant, and still regards the other party as a fat sheep, which leads to the relationship between the two gradually becoming hostile.
The current extravagance of the Ming Dynasty was largely driven by merchants. The reason why the merchants evaded taxes on the one hand, and squandered money on the other hand, was also related to the court's disposal of the merchants' similar plunder.
During the Hongzhi period, jewelry merchants Feng Qian, Wang Tong, Li Xiang, Wang Zhi, and Xia Xian'er were imprisoned on trumped-up charges and had no family property, and in another time and space line, Yao Yin, a wealthy man in the Wanli period, because he had no heirs, his nephews fought for property after his death, and finally the court ordered all the property of the Yao family to be confiscated...... During the Apocalypse, Wu Jinbo borrowed two million from the imperial court, but the imperial court not only did not return the arrears, but sent Wu to prison.
The worst is that during the Apocalypse, Wu Yangchun, a salt merchant, used 500,000 silver to help the army's salary, but because he paid too much money, he was considered a fat pig by the imperial court, not only did not commend him, but imprisoned his father and son in prison and persecuted to death, and his wife and concubine relatives were all seized of the property, so that the family was ruined.
It is precisely because of these examples that merchants do not like to save money, anyway, saving money does not guarantee that their children and grandchildren will live their lives in peace with the savings of their parents and ancestors, it is better to spend it in their own generation, it is better than a cheap court. The extravagance driven by these people, in turn, affected the world, causing the extravagance of the Ming Dynasty to become more and more serious.
Although the Wanli Dynasty has not yet reached such a point of madness, its attitude towards merchants is also not protective and discouraged, especially the concept of protecting private property. Merchants who pay taxes not only do not receive official protection or encouragement, but may be treated as fat sheep and become the target of exploitation by officials and servants because of their taxes. It is because of the low enthusiasm for paying taxes, and the lack of trust and identity for the imperial court, which is reasonable.
Fan Jin's policy of varying degrees of protection according to the amount of tax paid is the greatest good governance for these businessmen. They may not believe in the government's discipline, but most of them are willing to believe in Fan Jin. After all, these people are all beneficiaries of the previous cowpox, and the beating of Feng Bangning is also their own experience. Such a person is always more credible than an ordinary bureaucrat.
This is also an advantage of Fan Jin in Shangyuan County, he has a deep mass base, especially in the gentry class, he has enough good popularity. If he is like Zou Yuanbiao and put it in a place where Han Yi live together in Guizhou, even if he has the means to reach the sky, it will be difficult to play much role.
In the morning, businessmen came and went, and more than seventy percent of the large households in Shangyuan came and went. Not only did everyone take the initiative to pay their taxes, but they all rushed to become first-class households. This is not only a question of the strength of government protection, but also a question of business reputation. Paying a lot of taxes proves that he has strong economic strength, and when he trades with foreign businessmen in the future, he proposes that he is a first-class taxpayer in the government, which in itself is a proof of strength. On the other hand, two stores grab a business, one is first-class and the other is C-class, and it is obvious who the customer chooses to cooperate with.
Moreover, whether it is business or life, there will always be such and such contradictions, and it is inevitable that the lawsuit will go to the government. Fan Jindu has made it clear that different levels of protection measures should be formulated according to the amount of tax paid. There is a lawsuit between a first-class merchant and a second-class merchant, and it is not known whether they win or lose.
Even if some people don't think much about paying taxes, they have to think about preserving their business, or thinking about how they will not be suppressed by others in the future and how they will suppress others.
In addition to paying taxes, another thing to talk about is cooperation. Originally, these businessmen were not interested in cooperating with the yamen to lend money, and the key was that the interest rate was too low. But now Fan Jin's strong style makes them have to consider that if they don't cooperate with the government, whether this lending business can continue in the future is still in two debates.
Moreover, this is a person who even Feng Bangning dares to beat, I am afraid that if it is not Hai Rui's second, if he implements the past interest rate, most of them will not be able to escape the government's accountability, and from this point of view, he can only admit it. After some businessmen paid taxes, they discussed with Fan Jin whether they could become designated partners by the government.
"This is also very difficult for the official. In fact, those words yesterday were the official who spit out the truth after drinking, and said it early. Originally, according to the official's thoughts, there were only 30 first-class taxpayers, and even if the rest paid enough, they could only be classified as B, and at most they were called B. You also know that the power of the yamen is limited, and it is impossible to protect everyone around the clock with just a few manpower, and with the current strength of the yamen, I am afraid that it can only protect the safety of twenty or thirty families. But who made the official lose his mouth for a while, and now there is no way to reverse it, so he has to consider himself unlucky. But when it comes to lending, you can't make mistakes again and again, every bank has a line, and this bank should also have a line. ”
At present, the commodity economy of Daming will be greatly affected, and various industries have their heads. If you want to engage in this industry, you must first get the permission of the industry, otherwise you are not allowed to enter the market. For example, Jiangning silk weaving industry, the head of the line is Zhang Bailing. The head of the pawnshop is Yang Baocai.
But now that so many businessmen are coming, the Yang family has not moved, and Fan Jin is also a little puzzled. It is said that he helped his family so much yesterday, and the Yang family will not be stupid enough not to send someone here. Even from a human point of view, this is a difficult thing to explain. If it weren't for the Song family...... I've been working with others for a long time. He thought so in his heart, and used a different set of rhetoric.
"Shangyuan County and even the entire Jiangning City, the head of the library is the Yang family, and everything is better than cooking. Whether it is valuation or debt collection, the Yang family is more familiar with it. In the official's opinion, it is more appropriate to cooperate with Yang Yuanwai in this lending matter, right? ”
Wang Zijing, a Hui man who also runs a pawn shop, also ate birthday wine at the Yang family yesterday, and his reputation in the pawn industry is second only to the Yang family, which can be regarded as a guarantee for two to fight for one. He shook his head and said, "The county lord said so, don't you know that something happened to the Yang family?" ”
"Something? What's up? I haven't heard of it at all. ”
"It's no wonder that what happened this morning, Xu is county has not yet received news. It's not the incident yesterday, it's obviously a happy event, and it almost turned into a funeral. Although the cousin was never really insulted, she was always injured in her name, and she was careful and the road was narrow, so she secretly threw herself into trouble last night. ”
Fan Jin was stunned, he originally wanted to marry this little girl to Jiyin, could it be that he died like this? Hurriedly asked, "What is the situation now?" ”
"Fortunately, the Song lady of the Yang family is very powerful, and she took precautions against this trick, and a few mothers-in-law stared at this matter, and she was rescued before she could hang it. But when you cry and make trouble, you always get to the front. Brother Yang is old and sickly, and when he heard this, he was already angry, and when he heard that his daughter was going to hang herself, he was so angry that he had a stroke. invited several famous doctors in the city to diagnose and treat, although he could save his life, he was destined to be paralyzed for life, and his mind was not very clear. With Master Yang's current situation, he naturally can't be a leader anymore, and he should be virtuous. ”
"Is there such a thing? I haven't heard of it. But even so, Master Yang always has a son. ”
Wang Zijing shook his head and said: "The heads of all walks of life are pushed out by the peers, the first is the prestige, and the second is the nest. This line of work is originally a leader in the industry, and those who want to set rules for the benefit of the industry are not court officials, how can they succeed their fathers and sons? Yang Shida is too young and his qualifications are not enough to serve the public, and as soon as his father falls, it is not his turn to sit in this industry. ”
Zhang Bailing also said: "Yes, the Yang family has had bad luck in the past few years, either the business has failed, or the warehouse is on fire." The year before last, a fire alone burned thousands of silks. Later, I heard that it was Yang Shida's wife who was involved in his subordinates, and he was known to his husband, and he couldn't fight with him, so he committed suicide by setting fire, which led to a return to Lu. I am afraid that it is difficult for such a person to support the family business, and as for the industry, it is impossible to talk about it. ”
Several businessmen said in a word, referring to Yang Shida's misconduct or arbitrary behavior on weekdays. It's hard to imagine just listening to the words that these people were still eating and drinking at the Yang family yesterday and calling the Yang family brothers.
It seems that the prospect of government-government cooperation is still very attractive. Of course, as soon as Yang Baocai fell, the vacated position at the top of the line also made many people covet it. As soon as the Yamen lending regulations were promulgated, there was a great blow to private lending, but pawnshops were outside the law and were not affected by this aspect.
Although the main business model of usury is the current destocking, the government will not pursue the monthly interest rate of pawnshops, and the principle of one book and one interest does not apply to pawnshops. Therefore, if Fan Jin can really knock out all kinds of random loans from the people, the pawnshop's business will be easy to do, so it is no wonder that a group of people are staring at this position.
It is also an indisputable fact that the line is recommended by the public, but whoever the government supports will be able to gain an advantage in the competition. What's more, Fan Jin is such a strong county order, and when he says a word, it has a huge impact. With this factor, these businessmen worked harder to curry favor with Fan Jin, and the taxes plus the silver taels that everyone voluntarily invested in, in just one morning, the silver raised in the county treasury exceeded 8,000 taels. Nowadays, it doesn't take so much money to open a pawnshop, and the funds used for lending are enough.
By the time it was time for lunch, none of the gentry had left, especially Ling Chunrong, who had to have a friendship with Fan Jinxu, and even had a few drinks. This person is a strong player in the social arena, born to be familiar, and after a few glasses of wine, he called Fan Jin a brother, and even the Fan family's move to Beijing was also said along with the wine.
Chen and Liu originally sat as escorts and laughed together. When Ling Chunrong finished talking about this, Fan Jin found that the expressions of the two of them had changed, and he smiled secretly in his heart: Of course, you can't afford to mess with Feng Bao, but you can't afford to mess with Zhang Juzheng either. Now I know that I am afraid, and it is a little late. This Ling Jinghua is a wonderful person, and he saves his tongue when he is there. With this news, the gentry of Shangyuan are not afraid not to cooperate with themselves.