One hundred taels, which is equivalent to five months of money for oneself.

And he was deducted ten taels in the first month.

Moreover, he hasn't gotten the remaining ten taels yet.

Penniless, if it weren't for the You family's food and shelter, he would really be living on the streets.

Thinking of this, Gu Huai took the curse back into his stomach again.

Because even if Shopkeeper Tan offered a tael of silver, he was still stretched.

"Don't you want this bag?" he asked Tan's shopkeeper.

"It's expired, otherwise I wouldn't have put it out. Shopkeeper Tan glanced at Gu Huai's hesitant and hesitant expression, and said, "Hey, I don't know why, why did such a good thing give up." ”

In fact, Gu Huai doesn't care who is the one who came over, and he doesn't care what others think of this bag. He just used the question to stall for time and think about how to get the bag. He is now bent on buying what belongs to him.

"If you don't do it again, you may be bought right away!" "Tan's shopkeeper's face was shrewd.

He was not wrong, after the time to redeem the contract, the baby was left to the store to deal with it.

If you wait until you have money to come back, at least half a year later, how can this be good!

Just when Gu Huai was anxious, an old woman walked into the store.

The woman looked poor and sour, but she did not arouse any disdain from the shopkeeper Tan.

This shopkeeper Tan seems to be able to see which people in this sand kun are rich and which ones are not.

Shopkeeper Tan seemed to be happier when he saw the old woman coming:

"This aunt, you're here, you're here, these are all good things that others had to put here before, you can take a look at ......"

That's right, a lot of the things in the pawnshop are heirlooms and the like, and they were forced to go on the market because the owner was really difficult.

"My wife, who urins frequently at night, can't help it when she's old," said the old woman, "Look at what good things you have here, I'll take them back and serve them!"

"Yo, you've found the right place!" Shopkeeper Tan saw that Gu Huai was still stunned, ignored it, and went straight to entertain the old woman.

He moved to the side of the container, reached out and took out a night pot and said:

"Auntie, what do you think of this?"

Gu Huai also looked at the pot, it was dilapidated, and he even beware that it would leak.

"How much silver?" the aunt picked it up and looked at it, and asked the price.

In the human world, aunts are eager to take apart everything they want to buy, turn it inside and out, and then don't buy it.

"It's not expensive, one hundred and fifty taels. Shopkeeper Tan said lightly, and then took an equally worn bathtub from the counter, "This is considered an addition for you." ”

A broken pot, a broken bathtub, one hundred and fifty taels together, Gu Huai is embarrassed, it's really a lion's mouth!

Moreover, the two words "Tim" also stimulated Gu Huai's nerves, thinking that he himself was sent out as a Tim Tou at the beginning.

The price of one hundred and fifteen, in exchange for an ordinary old woman, must be one hand on her waist, and the other hand points to the boss's nose and begins to scold.

But this is Shakun City, and the old women in Shakun City are different.

I saw that the old woman heard that there was a gift for her, and they all smiled:

"Yes, my wife lacks this too. ”

Gu Huai thought to herself, why does her wife lack everything?

How did this old woman's wife survive for decades?

But just when he was buried in his heart, the eldest aunt had already taken out a piece of gold, put it on the table, and said:

"Is that enough?"

When the shopkeeper Tan saw the gold, his eyes were full of green light, and he nodded like pounding garlic:

"Enough is enough, do you need me to send someone back for you?"

The old woman shook her head like a rattle:

"No, no, no, I gave it to my wife, I have to do it myself!"

The old woman left happily with two things, and the shopkeeper Tan glanced at Gu Huai, and said in a weird manner:

"Look at the old aunt, how mali?"

Originally, Gu Huai watched the old woman buy things, and when she was old, she actually begged for speed rather than stability, which was a mixed bag. Then the shopkeeper Tan said a few more words, he was even more uncomfortable, thinking that if he didn't do this thing today, he would regret it for the rest of his life.

The second aunt was very quick to buy things, and soon, these words kept echoing in Gu Huai's ears.

Suddenly, he seemed to think of something, looked at the shopkeeper Tan and wanted to bury him a few words, and suddenly, he slapped the table and said loudly:

"I want this bag!"

The so-called people fight for a breath, and the Buddha fights for a pillar of incense, which is what it means.

"Okay, one hundred taels!" After hearing this, the shopkeeper's bitter expression immediately changed, and he became very happy again, and stretched out his hand to prepare to receive the money as he spoke.

"Not now, though. Gu Huai's words changed. He is not a heroic old woman, he has his own strategy.

"What?" Shopkeeper Tan's eyes widened, and he finally couldn't help but say, "Isn't it now?"

"I can go," Gu Huai rolled his eyes and said, "But I'm afraid you'll have to earn twenty taels less silver!"

"How do you say this?" Shopkeeper Tan heard that he could earn an extra twenty taels, and he narrowed his eyes for some reason.

"I'll buy it for one hundred and twenty taels!" Gu Huai said.

"Heh, I see that you can't afford a hundred taels, and you actually increase the price yourself!" The shopkeeper Tan looked disdainful, thinking that this young man's brain was overheated.

"From now on, I'll give you the money over multiple months. Gu Huai was unhurried and began to explain, "After adding up the monthly money, the total amount is more than one hundred taels to one hundred and twenty taels. ”

When the shopkeeper heard one hundred and twenty taels, his eyes began to light again. But after a moment, he frowned again and asked:

"How many months is the right month? How do I know you're coming to pay me? What if you run away?"

Gu Huai smiled, obviously anticipating these problems:

"I was fined twenty taels of silver a month, and I was fined ten taels in the first month, so it would take at least six months to pay it all. ”

After hearing that it would take at least six months, the face of the shopkeeper Han was unnatural again.

Gu Huai ignored it and continued:

"And I still have to live, maybe a little longer.

The first month gives you five taels, then more, fifteen taels per month, for a total of seven months, and the last ten taels are placed in the ninth month. ”

Shopkeeper Tan was almost not caught in this series of numbers, and while listening, he took out his fingers to calculate:

"That's three quarters. ”

Gu Huai nodded:

"I work at You's store, if you don't believe me, you can put a sand songbird and ask. ”

"Oh. You are from the You family...... "The shopkeeper Wang finally settled the accounts of the nine months, "Your method is a bit similar to our pawnshop, but it is ......"

"It's just that you receive money every month, unlike pawn goods, where you have to wait for someone else to redeem it all at once. Gu Huai took over.

"Well......" Shopkeeper Tan seemed to gradually accept.

That's not it, the method is similar, and you can earn a little more.

"Then this money ......," the shopkeeper Tan stopped talking.

"I'm in You's shop, you can put a sand songbird to confirm it now. Gu Huai knew what the other party meant, and said again, "And we have all signed a contract, and we are tied to the You family, so we will never give away our reputation and even our lives for a hundred taels!"

"Yes. The shopkeeper finally agreed, turned around and entered the house.

Gu Huai's idea was to consider the pawnshop itself, and secondly, he was inspired by the old woman who came to do something just now.

At that time, he saw that the old woman was buying things very generously, seeking speed rather than stability, and made a deal in a very short time, but suddenly felt that in turn, he could also extend the time of the transaction, and divide the money that was originally given at one time several times.

But in doing so, because the transaction takes longer, the time value of the silver is not as much as the time to buy and pay, so it is reasonable to pay the seller more than the total price.

This is also the main reason why the extra twenty taels were given to the shopkeeper Tan.

Of course, as far as the flow of payment is concerned, it is generally acceptable to pay more first, then pay less, or at least pay the same amount of money month by month, so as to minimize the loss of the time value of each installment of silver.

Gu Huai operated the other way because he was really short of money at the moment, and when his salary was more in the future, he could use it to repay the money.

The shopkeeper Tan came out with an extra bird in his hand. A small white bird, strange but very cute.

The shopkeeper stuffed a small note into a small bamboo tube at his feet, and then sent it to the sky, and said to Gu Huai:

"This bird is flying to you Director You Shisha, just wait for him to help confirm it. ”

"Director!?" Gu Huai was stunned, and suddenly had a feeling that the general trend was gone.

Because if the bird falls into the sand, it will definitely not say that there is such a person as Gu Huai.

Hey, that's it, Gu Huai comforted himself, it's just a bag, and there is nothing else in it except the letter.

Thinking of this, he was a little unwilling, that letter was the only thing left before his father left.

"Anyway, your You family is rushing the silver seal!" asked the shopkeeper Tan.

"The shopkeeper, you should also have a mark on this shop, right?" Gu Huai nodded and asked the shopkeeper Tan absentmindedly.

Shopkeeper Tan snorted:

"What's the use of what is not printed? ”

Gu Huai smiled, thinking that this person was also interesting, just now he was still concerned about whether people got the mark, but now he said that it was useless, it was really like eating sour grapes.

After a while, Sha Ming flew back.

Gu Huai saw that the bird fluttered and fell into the hands of the shopkeeper Tan, and his heart suddenly rose to his throat.

Shopkeeper Tan slowly took off the letterhead, opened it and took a look, then at Gu Huai, and then at the letter.

Gu Huai was still holding a trace of luck, but when he saw Shopkeeper Tan observing himself like this, he thought that it was really over......

"It should be you!" said to Gu Huai, the shopkeeper of Tan.

"What? is this a verified identity?" Gu Huai was surprised in his heart, but he didn't show it, he just suppressed his joy and said lightly:

"I said that you still don't believe the shopkeeper, now it's okay?"

The shopkeeper Tan put away the note and said:

"Little brother, I'm sorry, your supervisor described your face just now, I have to compare and confirm, it took some time. ”

Gu Huai frowned lightly, thinking that this is the reform of the surnamed Sha?

"But ......" Tan's shopkeeper was about to speak again, making Gu Huai nervous again, could something go wrong?

"But you need to give me a total of one hundred and twenty-one taels, and one tael is the cost of Fang Shaming."

"At the end of the third quarter, I'll give you eleven taels. Gu Huai nodded, sneering in his heart, remembering Gu Li's words, those who are calculating, if they want to hurry, they will not reach it.

The pattern is so small, if this Guibao pawnshop wants to be big for a long time, I am afraid it will be difficult.

When Gu Huai was leaving, the shopkeeper Tan asked:

"Little brother, what should you call for this method?"

Gu Huai smiled, knowing that if the shopkeeper wanted to use his methods on other objects, he needed to have a name.

After thinking about it, he said:

"You can call it the sub-money method. ”