Facing Yelu Hongji again, compared to the last time, he seemed much more modest, there was no sabre-rattling, but he still looked solemn, did not smile, and his face was tense. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

"Lord Wang, I heard that you are extremely intelligent and thoughtful, I don't know what you think of Song Liao trade?"

When Wang Ning'an just came in, a small novice pointed to a big drum at the door. Zhao Zongjing's elm head couldn't figure it out, but Wang Ningan turned his brain a little and understood,

Drums?

There are bells and whistles on the outside, but there are empty inside.

What does that mean?

Song Liao trade, Yelu Chongyuan, and other tribes ate a brain full of fat, but it was the Liao lord and the prince, what benefits were not reaped, can they balance?

It looks like they're asking for candy, so I'll give you a piece of candy to make you sweet!

"His Royal Highness the Crown Prince, as long as a mature trade must be full of three parts, the most obvious is the exchange of goods, followed by financial transactions, and the third is the supervision mechanism."

Yelu Hongji listened carefully and motioned for Wang Ningan to continue.

"The first layer is very easy to understand, that is, you sell and I buy, along the way, I have signed a lot of draft contracts and taken out a large amount of money to purchase your country's materials. So much money, transported from the Great Song Dynasty, delivered one by one, is obviously time-consuming and labor-intensive, the cost is too great, and it is not safe. Moreover, your country also has to purchase goods from the Great Song Dynasty, and they are all settled in cash, which is very troublesome and inefficient. I have set up a trading bank in Ping County. What I mean is to set up a money bank in Liao. ”

"Money?"

"That's right, all the two sides of a large transaction set up an account in the bank, for example, a merchant of the Great Song Dynasty, he sold 10,000 horses of silk to the Liao State, and bought 30,000 sheepskins, back and forth, deducting each other, he didn't have to take money out. And on the side of your country, the person who buys silk pays a sum of money to the bank, and the one who sells the sheepskin adds a sum of money to the account of the bank, and this is fine. ”

"Your Royal Highness the Crown Prince, the actual trade is far more complicated than I said, there are buying and selling, capital exchanges, and the amount is too large to calculate. Merchants can not rely on cash transactions, after having a bank, as long as the balance of both sides is settled regularly, this money, escorted by special personnel, safe and convenient, absolutely no mistakes, is a good thing for both sides of the businessmen. ”

Zhao Zongjing was listening beside him, he just wanted to kowtow to Wang Ningan and call the master at the moment.

If he hadn't followed Wang Ningan all the way, his layout would have been clear, and Zhao Zongjing wouldn't have understood his routine, thinking that Wang Ningan was thinking about both parties!

This girl is a big liar with empty gloves and white wolves!

According to him, through Qianzhuang, the general liquidation of trade was carried out, and the result was that Wang Ningan did not have to pay a single copper, but on the contrary, he could get 1 million yuan from the Liao people!

What tens of millions of big orders, what sincerity, what Song Liao peace!

It's all bullshit!

This kid has completely fooled the Liao Kingdom!

Just relying on one mouth, he made such a big business, Zhao Zongjing not only admired, but also admired, it depends on whether Yelu Hongji will accept the offer.

His Royal Highness the Crown Prince's economic knowledge is still a big piece worse than Zhao Zongjing, and he can't hear Wang Ning'an's sinister intentions at all. But that didn't prevent him from opposing it.

"Lord Wang, the Lone King thinks that your proposal is useless, no kind of money, and there is no benefit at all, it will only be a cheap businessman! Shinong industry and commerce, business is the last business, and it is unreasonable to let the imperial court do things for businessmen! ”

Wang Ningan almost burst out laughing, this His Royal Highness the Crown Prince is too cute, and he even used the Great Song Dynasty's rotten Confucian style as a rhetoric, which seems to be easier to fool.

"Your Royal Highness the Crown Prince, do you know that after the establishment of the bank, all trade will go through the bank."

"So what?"

"All the money flows must also go through the bank."

Yelu Hongji was still puzzled, and Wang Ningan could only say more explicitly, "Your Highness, as long as you have the money in your hands, you will pinch all the business activities and the direction of the funds." If you think about it, you know how someone else is going to spend his money when he is tired and tired and finally sells his goods and earns back the profits. And all the funds for trading are stored in the bank, when necessary, you can control the bank, which is equivalent to pinching everyone's neck, what a lot of power! I'm welcome, it's much more authority than the household! ”

Hearing this, Yeluhongji's breathing became noticeably heavier.

Wang Ningan continued to bewitch: "The household department is in charge of the world's wealth, but it is only those farmers and merchants who pay taxes, but what about Qianzhuang, all rich businessmen have to remit money through Qianzhuang, and every flow of funds is vivid." And the money bank will also lend money, His Royal Highness the Prince, if you are short on money, you can easily borrow millions of yuan from the money bank, what do you want to do! ”

"Say no more!"

Yelu Hongji's eyes were red when he was fooled, and he said excitedly: "Lord Wang, this money bank is so good, why didn't you mention it before?" ”

"His Royal Highness the Prince, Qian Zhuang is so important, who is eligible to participate except for your father and son? No matter how ignorant my Wang Ning'an is, I can still tell who is the master and who is the servant, do you dare to say such a terrible thing? I signed a lot of contracts along the way, but I left the financial part to His Royal Highness, which is a real business without profits. With the dignity of His Royal Highness, if you want to earn money, you have to earn the easiest and fattest, and it is not interesting to break your head and face with those people, this is the gift I prepared for Your Highness, is Your Highness willing to accept it? ”

"Yes, of course I do!"

Yelu Hongji thought about it repeatedly, he felt that this money village was really wonderful, the imperial uncle wanted to make more money, wanted to buy power, hoarded people, as long as he moved the money, he would be clear.

He can still borrow a lot of money through the money bank, and the things that the emperor's uncle can do will be repaid in multiplication, so do you still need to worry about Yelu Chongyuan?

Wonderful, wonderful!

Thinking of this, Yelu Hongji suddenly felt a little ashamed, when Wang Ning'an first arrived, he should have invited him over and asked him what he thought, but as a result, he was confused for a while, and let a Persian demon jump out to make trouble, if it weren't for the Fayuan master, he would have almost broken a big thing, it was really reckless!

"Lord Wang, Lone finally saw your mind and strategy, and if there was nothing else to say, Lone personally set the wine for Lord Wang...... There is also Zhao Wangye's reparation. ”

Hearing the wine, Zhao Zongjing felt sick to his stomach, for fear of getting another raw beef.

In fact, he was overthinking.

Yelu Hongji received education since he was a child, read the Four Books and Five Classics, and wore silk and satin, and went to see his residence, which was no different from the nobles of the Great Song Dynasty.

Yelu Hongji has dozens of chefs in his hands, all of whom are hired at great expense, and the dishes they make are exquisite and delicious, and they have the style of the Northland, and young girls wear light gauze clothes, shuttling back and forth.

Among them, there are many women from the Western Regions with deep eyes and high noses, it is really a rare meal, Zhao Zongjing is dumbfounded, obediently, the prince of Liao will really enjoy it!

No, you must not be sorry for Lan'er, don't look at incivility, don't look at incivility...... Throughout the banquet, Zhao Zongjing was struggling.

It's Wang Ning'an, he has no time to take care of these women, and he still has to talk to Yelu Hongji about many details.

"His Royal Highness the Prince, the importance of the money village is needless to say. If His Royal Highness had taken the lead from the beginning, he was afraid that all parties would have taken care of it and would not dare to actively participate, so that smuggling would prevail and the original intention of setting up a money bank would have been lost. ”

"Well, Lord Wang, what do you have a plan?"

"At the beginning, the bank must remain neutral, only responsible for business transactions, accept deposits from all parties, and settle trade. It is necessary to keep the confidentiality of all depositors and not to leak information without permission. ”

Yelu Hongji glared at him, "It's all secret, what should I do?" ”

"Your Highness don't worry, this is the third level involving trade, there must be a mechanism for supervision and correction, that is, we can set up a special agency to supervise the bank, send professionals, regularly supervise the operation of the bank, check the right and wrong of the exchange of prohibited materials, as well as evasion of customs duties and other illegal acts. In addition, this bank can set aside 30% of the shares and hand them over to His Royal Highness, and as one of the shareholders, he can naturally monitor the situation. ”

"Only give Lone Sancheng? Is it too little? ”

"Your Royal Highness, the equity of Qianzhuang is distributed in this way, you take 30%, the Chamber of Commerce of Liaoguo takes 30%, and the Chamber of Commerce of the Great Song Dynasty also takes 30%, so that everyone has the same interests, so that they can cooperate with each other, so that the exchanges between the two sides are smoother and the transaction is easier."

"You also said that, by the way, what about the remaining one percent? Who are you going to hand it over? ”

Wang Ning'an laughed, "Your Highness, Liaoguo lacks financial talents, and the system of capital operation is not mature. I thought that some relatively professional and credible people should be invited to come out and build a bridge for the Song-Liao trade. ”

Hearing this, Yelu Hongji's face changed and he slammed his wine glass!

"Hmph, the fox's tail is exposed, are the professionals you are talking about, are you from the Great Song Dynasty? Once your people have mastered the money village, they have grasped the lifeblood of the Liao State, and from now on, the Liao State will be at your mercy! Yes and no? ”

Wang Ningan really wanted to nod, grandson, you're right!

He smiled, "Your Highness, you might as well finish what you say, this professional I propose is the Baoji Temple, the Fayuan Master!" ”

Crash!

Zhao Zongjing's wine glass was spilled, making his chest full of wine, but he didn't have the heart to wipe it, and there was only one thought left in his head: understood, understood, finally understood!

No wonder Wang Ningan can say that the source of the law is the first for him, and dare to have such a big piece of fat waiting for him!

Growing up in Tokyo, Zhao Zongjing really knows the details of the monks too well, take the Great Xiangguo Temple as an example, it is the most prosperous market in the Great Song Dynasty and even the whole world.

The monks took out their monasteries for all parties to trade, they made profits, and they also lent money everywhere, and eighty percent of the loan market in the capital was monopolized by Xiangguo Temple, and even those powerful clan nobles could not interfere.

The monk's power is simply staggering, and a certain forest temple in later generations is really small compared to their predecessors.

The Liao State advocated Buddhism, and the strength of the monks was countless times stronger than that of the Great Song Dynasty.

They have accumulated a lot of wealth in their hands, and they are also engaged in lending, and they are even bigger than their colleagues in the Song Dynasty!

The Fayuan monk can have no desires for other things, and he can not move like a mountain, but this money village, he must not sit idly by!

As long as they can meddle in the operation of the money bank, they can become the financial overlord of the Liao State with their abundant funds and skillful experience, and master the golden vein of the largest empire in the world!

It is precisely because he has found the pulse and done what he likes, even such a high-ranking monk has to mention Wang Ning'an waving his flag and shouting.

Money can be channeled, and honesty will not deceive me!