Chapter 157 Treasury Bills
"If the official family doesn't dislike it, there are also a lot of dishes on my ship, which you can try together." Hong Tao could see from the slight change in the expression on Zheng Qingzhi's face what he wanted to do, so he couldn't catch the Emperor of the Great Song Dynasty, and he must not end it in a hurry halfway through his words, not only could he not let him go, but he also had to find a way to stay and continue to listen to himself! And the Emperor of the Great Song Dynasty called himself Mr., which is a great respect, even if it is to repay the respect of others, Hong Tao has to say everything he wants to say, so as not to regret it when he thinks about it later.
"Good! Great goodness! Hahahaha...... "Emperor Lizong is very happy today, he usually doesn't have much time to hang out, today I finally caught an opportunity, and I can still hear novel ideas that I can't usually hear at all, so I immediately echoed Hong Tao's proposal." Now Zheng Qingzhi has no choice, he doesn't give food here, Hong Tao gives it there, and he can't force the emperor to go back.
Since they wanted to eat, each side sent a small boat to carry the food they had prepared to the middle boat. On the issue of security, Hong Tao was very stubborn, even if the Great Song Dynasty monarchs and ministers did not have any malicious intent, he still did not agree to have a big ship and more people approaching, and said a set of theories, so that Zheng Qingzhi and Emperor Lizong were helpless, he said this:
"According to the tradition of businessmen, the first time you do business, both parties will not have much security and trust, so the first cooperation must be cautious. Trust is something that is cultivated slowly, not by words, but by deeds. I am a businessman, not a politician, and I can only act according to the theory of a businessman, otherwise I will not be sure. Once you have other distracting thoughts in your heart, it is impossible to talk freely, and you can't speak freely, so it's better not to talk! ”
In fact, the life of the emperor of the Song Dynasty was not good, and it was far worse than the pomp and circumstance of the Ming and Qing dynasties. Emperor Rijong's lunch consisted of nothing more than three hot dishes, three cold dishes, and some snacks. It's just that it's more delicate, the utensils are exquisite, and the taste is good...... Hong Tao tasted it, and it is most appropriate to use the word less salt and less taste to describe it, is it difficult for Emperor Daozong to know that he can eat less salt to prevent high blood pressure?
The food cooked on Hong Tao's boat made Emperor Li Zong eat very deliciously, no matter whether the workmanship is fine or not, Hong Tao's mouth is heavy. If a non-salty, non-soy sauce-colored meal dares to be served to him, then the ship's cook should be unlucky. The most important thing is that the ingredients on the ship are fresher and the methods are more innovative, just the grilled squid, grilled scallops, and grilled conch with sauce can fool a large group of Song Dynasty turtles.
Da Song BBQ with light rum, so that Emperor Lizong and Hong Tao were sweating profusely, very happy. This is bitter for Zheng Qingzhi, who is sitting with him, and he can't press Emperor Lizong's head to ask him not to eat those food from unknown sources, although he also eats, but he is still a little worried about the emperor. Because Hong Tao is too mysterious and too dangerous. At this time, he probably regretted mentioning Hong Tao to the emperor.
"I didn't expect Mr. Hong to be a glutton, this meal is the fullest I've ever eaten, alas, don't mention it......" Full of wine and food, Emperor Lizong looked at the tea made by Hong Tao in front of him, and couldn't help but complain about the food in the palace, but when he saw Zheng Qingzhi's old face, he swallowed the second half of the words back.
"Your Majesty, don't call me sir. I can't afford it, and I don't have a word. What is it called? "The meaning of the gentleman in this era is very heavy, Hong Tao doesn't want an emperor to open his mouth and close his mouth to call himself so, the psychological burden is too heavy, but he can't find a suitable name, he can't call his name directly, the ancient people are not used to this.
"It doesn't matter. The first to reach, Mr. Hong is expensive this year? Have you ever been married? "Emperor Lizong is quite easy-going, which makes Hong Tao have a good impression, and he himself is also a master who doesn't care much about etiquette.
"I am 37 years old and I am married to four wives. A whole bunch of kids, hehe. Hong Tao forgot how old he was for a while, and after thinking about it, he vaguely remembered that he was wearing it back and forth, and his age seemed to be useless.
"A few years older than me...... I think that the methods that Mr. Hong just said seem to cost a lot of money, and now the court can't come up with too much money, I don't know if there is a way to compromise? Emperor Lizong was a little surprised, judging from his face, Hong Tao was probably only about thirty years old, but he didn't expect that he was already a forty-year-old person. I had the heart to call Brother Hong, but when I saw Zheng Qingzhi's face, I could only give up. An emperor who casually calls others brothers and sisters will be sprayed to death by ministers, so let's get down to business.
"Actually, money is ...... for a government It's not too difficult for the imperial court, the Great Song Dynasty is not short of money at present, this is a good foundation, but there is a lack of ways to pool the money. Your Majesty will certainly not impose heavy taxes on your people, and I do not approve of that. I believe that the country is like a business, and we must not only focus on immediate interests, but also think about the long-term in order to run it well. The imperial court is currently short of money, and I have two ways to solve it, which is very vulgar to say, it is nothing more than open source and throttling. ”
"Let's talk about open source first, it is difficult to quickly fill the treasury by relying on taxes, even if the strait company is capable, it is impossible to pay a large amount of taxes in a short time, it is just a trickle. If you want to get enough money in a short period of time, there is only one way, and that is to borrow! Hong Tao is not very good at how to manage the country, but when it comes to how to make money, it is his forte. A person who has been the richest man in the world, even if he doesn't run it himself, he will learn some from it all day long, and it is difficult to use it for modern people, but it is 100% easy to use to fool ancient people!
"Borrow! And who to borrow! Who has that much money? The golden river bay of the virtuous nephew? Zheng Qingzhi couldn't bear it anymore, these things that Hong Tao and Emperor Lizong said were too unexpected for him, originally he thought that Hong Tao was just a force on the sea, relying on ancestral craftsmanship, he just got a lot of people on the boat, and he could just use it. But he never thought of letting Hong Tao influence his emperor, so it would be difficult for him to be the prime minister, how to govern the country should be something that they, the important ministers of the court, worry about, where is it the turn to get an outsider to talk nonsense? Even if it makes sense, he will resist it from the bottom of his heart.
"Zheng Xiang is not in a hurry...... Let's use the analogy of a trader, for example, I have a store or a company, and I want to do a big business that makes money, but I don't have enough money on hand, what should I do? It's nothing more than two ways, borrow from peers or mortgage with family property! Get the money to expand your business, and when you earn it back, you can return the borrowed money to others and pay more interest. Look, the problem is solved, the trade expands, the money is earned, and the person who lent him the money doesn't suffer and gets more interest, it's a win-win, right? Hong Tao pretended not to see Zheng Qingzhi's face full of dissatisfaction, and still talked about his business experience unhurriedly.
"But who should the court borrow from? Is there anyone in the world who is richer than the imperial court? "This time, Emperor Lizong couldn't help it, he understood the reason, but what about the conclusion?
"Borrow from the people! The imperial court has this credit, it has not lost its credit to the people, and it can use the national credit as a guarantee, and then borrow money from the people. Of course, you can't borrow in vain, you have to give a reasonable interest, so that the people can see that it is profitable, and the people are willing to lend the money to the state for use first. In my country, this is called a treasury bill, and there are one-year, two-year, five-year, ten-year tenors, and the longer it is, the higher the interest paid. After maturity, the state repays the people with interest on the bills issued when borrowing money. Moreover, this treasury bill does not need to be named, so that it can be listed and circulated, so that there can be an additional kind of negotiable securities that can be speculated, just like those tea and wine quotations. As long as the people can see the possibility of profit, what they are most willing to do is to lend money to the state, because the country's credit is the highest, and the court will not casually repay the debt, right? ”
Hong Tao shamelessly plagiarized the treasury bills of later generations, although the Great Song Dynasty did not completely hide the wealth from the people, but it was already very good, and the private capital was very sufficient. Not all of this money can be used for investment, and a large part of it lies there rusting, and not a penny of wealth can be created. Instead of that, why not take the money out and lend it? You don't have the ability, you don't want to worry about it, you don't have the brain...... It doesn't matter, now the state helps you worry, think, and manage, and you just lie at home and wait to make money!
To ask the people of the Great Song Dynasty whether they were willing to buy treasury bills, Hong Tao felt that the prospects were still very optimistic. The ancient people's sense of identity with the government was stronger than that of later generations, and the government of the Song Dynasty was also passable to the people, and the credit was not bad. If there is any difficulty, it is how to make everyone understand what this Treasury bill is, and not treat it as a trick to cheat money. This problem is very easy to handle, the imperial court can use public opinion to guide, and the bosom friend newspaper can also cooperate, as long as someone buys it and causes a trend, then there is no worry that the treasury bills cannot be issued.
The treasury bills were sent out, and the people were fooled into buying them, can they be repaid when they expire? Hong Tao felt that it was completely fine. Although the Southern Song Dynasty court is facing a war, as long as they don't mess around, and their little butterfly is desperately fanning their feet, the economic situation will at least not deteriorate rapidly, and maybe it will get better. And this thing doesn't have to play with life, first get a few million yuan to save the emergency, even if the Southern Song Dynasty court really can't get this money at that time, Jinhewan can also pay it back. In fact, Hongtao can completely take out this money and lend it to the Southern Song Dynasty court for emergency relief, but he doesn't want to raise this court into a lazy man. It is better to teach people to fish than to teach them to fish, let them toss themselves, in order to grow up healthily, they should not interfere too much, let alone help it walk, remind it at the critical moment, it is really not enough to kick it. (To be continued.) )