Chapter 231 Drawing and Bookkeeping

Zhou Ning frowned, twenty taels of silver turned into more than three hundred taels? How high is that? It's a deadly rhythm. Pen, fun, pavilion www. biquge。 info

"What's the urgency to borrow money at such a high interest rate?" Zhou Ning couldn't understand how confused this must be, this was clearly a fire pit, and such a high interest rate should not be borrowed unless he was in a hurry to save his life.

The shopkeeper sighed and almost shed tears, the past was unbearable, and it was sad to mention it. The shop is as deserted as the incense of a deserted temple, and the store is idle, and it is good for someone to talk.

He moved out two stools and invited Zhou Ning and Lu Qing to sit, and he didn't prepare tea, so the three of them sat in the store and chatted.

"I didn't borrow this money, it was borrowed by my father and someone, and he didn't know that there was such a high interest rate at that time."

"Don't know?" Lu Qing's eyes widened in surprise, I don't know about such a big thing? Isn't that being deceived by others?

"Hmm." The shopkeeper nodded, and said with a sad face: "My father was illiterate, and it was difficult for the family to continue the firewood and rice at that time, and the relatives and friends borrowed it all over and did not ask for half a penny, so I had no choice but to ask someone to borrow twenty taels of silver from the owner, and the people wrote down the arrears, and the father pressed his hand to charge, and at that time I only knew that the borrowed money should be repaid with interest, and I didn't know how much interest." ”

"It's a fraud!" Lu Qing was so angry that he smashed it with his fist. legs, Zhou Ning glanced at him and motioned for him to calm down, and listened to the shopkeeper continue to speak.

"I saved enough twenty-five taels of silver in three months to go to the door to repay the money, only to know that it was already eighty taels with interest. When my father learned that he was going to give 20 taels of silver a month, he went home and went away when he couldn't afford to get sick. ”

This is really a pit son's father, he owes the debt of Hades and sees Hades go, and let his son carry a mountain alive, how difficult is the life of this debt?

"When my business is good, I will pay back more money, but I can't always pay it off at once, as long as I owe the owner a penny, I will have to repay 20 taels of interest next month. In the past two years, I have repaid nearly 200 taels of silver, but I didn't expect that this year there will be more rainy days, and the fan will not be sold at all. ”

The shopkeeper is worried, money is a knife that kills people without seeing blood, and it is definitely a thing that can force people to death. Usury is a pit that eats people and does not spit out bones, and whoever jumps into it is not good.

"I had no choice but to sell the shop left by my ancestors, and there were a few people who came to inquire, and the price given was really unfair, and I was not willing to sell it."

The shopkeeper choked up as he spoke, who was willing to sell the gold as pig iron, not to mention that selling the ancestral property was a great act of rebellion and unfilial piety.

"How much money do you have left to pay off your debts?" Zhou Ning thought about it, the loan shark that his father borrowed was indeed deceived by others, but this was also a helpless thing.

His father pressed the hand and couldn't tell the difference, and the people collected the debt according to the contract. Of course, the laws of the Dajing Dynasty cannot be compared with modern laws, and the laws themselves are not just enough.

According to modern law, borrowing money with excessively high interest is itself illegal, and IOUs can be voided. The law of Dajing is based on contracts, and no matter how high the interest rate is, it is legal if you borrow it voluntarily.

Now the only way out for the store is to pay off the debt at once, otherwise the debt of the Hades will roll over more and more, and it will be more and more difficult to pay off.

"There is still a hundred and thirty taels of silver." The shopkeeper shook his head slightly, he really had no choice but to sell this shop.

He also knew that the sooner he repaid it, the better, and he was afraid that even this store would not be enough to pay off his debts for another year and a half.

One hundred and thirty taels of silver is nothing to Zhou Ning, and Lu Qing has no concept of money. However, Zhou Ning didn't want to directly use the money to solve the problem for the store.

Money is useful to everyone, Zhou Ning is not rich, he is rich because the Zhou family has a strong background, and his own Fenglu money is only enough to support him, not enough for him to give alms everywhere.

"Since you have this shop in your house, why is Ling Zun in distress to the point that it is difficult to save firewood and rice?" Zhou Ning has seen the fans in his store, although the calligraphy and painting are not very good, but the blank fans are still good.

There are many literati in this Beijing, and there are many people who buy blank fans to write and paint by themselves, and scholars often buy blank fans to write and give each other gifts.

No matter how he doesn't know how to do business, he won't even be able to eat, and his family doesn't have any urgent matter to borrow money, how can he be so poor that he is so poor?

"My father lent all the money to others, and others did not repay the money as promised, which led to the decline of the family."

"Huh?" Lu Qing was stunned again, there are such strange things in this world.

His father lent money to others, but the others did not pay it back, and his family could not even eat, so his father had no choice but to find someone to borrow money, so he borrowed from a loan shark, and his father was in a hurry, and he was saddled with a huge debt.

What is this called? His family's money is lent out and gone, and if he borrows money from others, he can't pay it back, and there is still some justice in this world?

Bullying people can't be bullied by a family, borrowing money from outside has never returned, borrowing money from the donkey to rolling, two fatal things have made his family stand up.

"If someone owes money to your family, why not ask for it?" Zhou Ning is also very strange, your father's debts are paid by your father and son, and you should also settle your father's debts, which is also a matter of course.

"Ugh." The shopkeeper punched his leg with his empty fist and sighed bitterly: "We don't know who my father lent all the money to." ”

"What?" Lu Qing jumped up suddenly, this is too bizarre, right? What a magical dad this store has, I don't know how much interest I borrow money from others, and I don't know who I lend the money to?

Zhou Ning also stared at the store, what the hell is going on?

The shopkeeper said with a wry smile: "My father left suddenly without leaving a word, my mother has a few paintings painted by my father, my father once said that it was his account, I took the painting and asked all my relatives and friends, but no one admitted to borrowing money from my father." ”

You can't figure out who you're lending money to, and who wants to admit it? Lu Qing heard it in a fog, bookkeeping and painting?

Zhou Ning felt that there was a glimmer of hope, if he could understand the 'account' left by his father, he might be able to find someone who owed them money.

Their family is now at the point where they have no rice to cook, and it would be good if they could get some money back. Zhou Ning remembered that the shopkeeper's son said that his grandmother and mother were crying again, and for no reason he was sad.

With so many people in the family waiting for dinner, he guarded a fan shop and didn't make a penny, and he really didn't even have a way to live if he didn't want to find a way.

"Can you show me the painting left by Ling Zun?" Zhou Ning didn't have anything to do this afternoon, he wanted to help the store.

"It doesn't hurt to see."