"This is fifty taels and one ingots, which were exchanged at the Chen family's dumping shop at the west end of North Street, and the broken silver and loose money were exchanged for large ingots of silver.

Chang stood in front of the door of the silver warehouse, Zhou Fengji leaned sideways, pointed to the silver ingots stacked in the room, and whispered.

Chang's is difficult to come out today, sitting on the top of the small sedan chair carried by two people, a few mothers-in-law and small maids followed, did not call Yang Liu and other maids to come out, the north is much more conservative than the south, in places like Suzhou and Nanjing in the south, the big girl and the little daughter-in-law go out at will, even when the door textile and men laugh and no one cares, the customs of the north are still more conservative, young women and young girls who are about to become adults are not allowed to go out at will, even if it is a maid of a large family.

Chang's took a turn around the old store, it was almost the same as before, but the grain was piled up, and Zhou Fengji and a few people in charge of the warehouse watched the porters carry the grain into the warehouse.

After looking at it for a while, Lao Zhou personally accompanied Chang to the account bureau, here is the newly bought compound, adjacent to the mule and horse shop, guarded by the dart master, the house has all been rebuilt, from the original brick and wood mixed structure to tear down and rebuild, changed to all thick green bricks, do not leave windows, only one door hole, there are several locks, open the library to manage the library and Zhou Fengjijia Li Yujing and others together, and then write down the daily account and out of the warehouse account, Zhang Han will look at it every night, this silver library is so rigorous, if it is not Chang's coming, When the idler comes, it won't be opened at all.

Deputy Envoy Zheng and General Ma sent people to the account bureau, and the silver treasury was here to not let them come, Li Yujing worked very hard, and made a new account book every day to show them, and the profits were reduced by more than ninety percent, even if the two officials were very satisfied, according to the reduced profits, they could still get thousands of taels of silver a year, for Zhang Han's kind of business and their investment, the return was simply rich.

In order to win the trust of the people, Zhang Han himself of course also deposited silver into it, Xinpingbao and Datong are the two ends of the most money, from the big head to sell goods is also a way, many people in Xinpingbao to deposit silver, and then to Datong to take silver to do goods, very convenient, of course, from Datong to deposit silver, to Xinpingbao to withdraw more silver.

From March to early May, the average daily order has risen from a few thousand taels to between 30,000 and 50,000, which means that the daily income of the account bureau alone is more than 1,000 taels.

In the past, Mrs. Zhang Yun earned a net worth of 40,000 taels in 30 years, but now Zhang Han can earn this amount in a month.

In the middle of April, the last branch of Zhangjiakou was successfully merged, and the business road to Zhangjiakou was opened, and the number of daily transfers was more than 1,300 times, together with the Chengwei, Zhenyuwei, Yanghewei, there were already 17 branches, more than 1,000 mules, horses and donkeys, more than 600 vehicles, more than 1,000 porters and mule drivers were hired, and there were nearly 200 dart masters guarding the mule and horse shops and the account bureau, stationed at several important points. There will be a few people to a dozen people ranging from a few people to a dozen guards when passing the silver car between each branch, so far, the silver car of the mule and horse shop or the account office has not been stolen, and Yusheng's reputation is getting louder and louder, the cost of this part of the manpower is also the largest, the carriage keeps building, the mule and the horse are also non-stop horses, just used to buy mules and horses cost more than 7,000 taels, and the cost of building a car and buying a car, there are also four or five thousand taels, the monthly money of more than 1,000 people per month is nearly two thousand, and the cost of eating and dressing is more than 1,000 stone grain and 200 taels of salt and vegetable silver, Coupled with the cost of bean fodder and grass bundles for mules and horses, it is more than a few thousand stones per month, and if these expenses are removed, the daily net profit is between 300 and 400.

There are many people, large expenses, high costs, speaking of mule and horse dealers, this kind of logistics business is really very low, and it is in the lower class, no wonder there is no noble gentry family willing to do this business, they open a money village pawnshop, cast fake, money for sale or put in the seal money, silver shabu is coming, why make this kind of low-rate money.

This also gave Zhang Han a chance, now three or four hundred taels a day, he is confident that three or four thousand taels a day in a few years, of course, that has to spread the entire transportation network in the north, and then the account business is even more unimaginable, so calculated, within ten years, to earn a net worth like Fan Yongdou, or even exceed, this is not a dream.

Zhou Fengji looks at the main store every day, the most important job is to collect food and watch Li Yujing and others, the treasury is also the job of this old shopkeeper, he is conscientious every day, he does not dare to be sloppy at all, every day there is a big handful of silver into the account, Zhou Fengji is happy in his heart, but also under great pressure.

Everywhere is making money, only the grain collection has almost become a loss-making business.

Now He Yusheng is almost unable to collect grain at ordinary market prices, the grain in the small grain store in Xinpingbao has been looted by Zhang Han and others, and the big grain store will not sell more, and Li Mingda's story has spread all over the fort and has become a joke.

When the spring famine was severe, grain prices generally rose, reaching an average price of 6 yuan per stone, which was nearly double the price of grain that was more than 4 or 3 yuan in a good year.

Even if the price rises, Zhang Han still keeps collecting grain, although the price of grain collected by silver ingots and others is not low, but the profits have been seriously weakened, Zhou Fengji and Liang Hong have already advised Zhang Han to give up, after all, smuggling is to make money, such a large-scale sale of grain in the past is not a little beneficial, and there is a risk of being arrested, it is really not proportional to the pay.

Zhang Han naturally would not adopt such a suggestion, what he wanted to open up was the future smuggling business route, and the profit at hand was really nothing.

Only a small part of the grain bought by Silver Ingot and others was transported to other places, slowly accumulated, and sent to Liaodong through Karaqin and Horqin and other places, and the entire Mongolian steppe was also short of grain.

Compared with the huge future, the small losses in front of us are really not even a drop in the bucket.

Zhou Fengji continued: "There are all 100 taels and 1 ingots here, and the fineness is better than that of 100 taels and 100 taels, and these silver ingots will be regularly transported to the silver warehouses of various branches for display, and customers are often asked to see them, so that they can feel more at ease." ”

The name of Yusheng has been launched, there are all aspects of the relationship, the strong scale of the mule and horse shop, there are branches in various places, the account business will become more and more popular, and for some timid and cautious guests, it is really necessary to show a mountain of silver ingots the size of a hundred taels.

Later Qing season, a certain Jin merchant family in order to win the trust of people, but also with mules, horses and camels to carry a large amount of silver taels, may be hundreds of thousands of taels, around the city for a week, not only the local sensation, the news spread, sensational throughout the country, the Qing season Shanxi ticket number money Zhuang prevailed throughout the country, this regular show off of wealth to win the trust of people, is not a complete nouveau riche style of show-off, just in the lack of credit system in the Ming and Qing dynasties, businessmen came up with ingenious tricks.

In front of Chang's eyes, a silver mountain has already appeared.

Here is two months to earn the silver taels, the account bureau plus the mule and horse shop is a total of 60,000 taels, there are 30,000 taels placed in Datong and Yanghe branch, 60,000 taels of silver is nearly a thousand large and small silver ingots, one by one placed in the finished font, even in this huge warehouse, this silver mountain is too dazzling.

At this time, the idle people are far away, the wealth is moving, the character of those dart masters must not be trusted, so each time the library time is very short, pick some old and honest porters to carry here, the dart master can only watch from afar, can not get close.

Chang's eyes were already full of silver light, and the middle-aged woman suddenly felt dizzy.

"Young proprietor, this is the grain to be transported today, and it is still 20,000 stone this month."

Liang Hong's beard on his chin has grown a little longer, he looks a lot older, and the robe material on his body is also made of good Ning silk, which looks smooth and smooth...... In the past few months, several shopkeepers have paid dividends every month, Li Yujing and Yang Shiming, the head of the treasury, and others, as well as Liang Xing and Lao Cai Wang Changfu.

The person in charge of Chang Chuan here in the mule and horse shop is already Lao Cai, and when he heard Liang Hong's words, Lao Cai came up and added: "There are two hundred cars each time, each of which carries less than 20 stones, and it is transported in five times." This month, the guard is Wu Shoubei, as well as two thousand generals and five generals, and more than a dozen team officers, all of whom have been counted. ”

Zhang Han nodded and said with a smile: "The three cabinets and Lao Cai are doing a good job. ”

Lao Cai's face was full of smiles, and he answered: "That's what I said, the number of grain should be enough before autumn, after autumn, I hope there will be more than this year, and if there are groceries, but the quantity will not be much, after all, there is a monthly market, and many herdsmen will come to buy it by themselves." ”

Lao Cai is the tiger who swept the yard before, he is in his thirties, and there is a lot less anger on his body, of course, there is some oil and gas, but he is older, there are old and young in the family, and he has converged a lot, Zhang Han sees that he is hardworking, the yard is clean, and no one wants to say that he is fed to take care of the horses, and there are some rules and regulations for the promotion, which is to promote him to be the steward of this mule and horse shop, and many people are envious of it this time, and other tigers are still running around, Lao Cai sits and drinks tea after he is busy every day, which makes people jealous.

The grass on the grassland has also grown taller, many herdsmen are busy with the transfer, and the herd is gradually fattening, the Mongolians drink some mare's milk, chew a few mouthfuls of dry cheese can top a day, or even top two or three days, and then chew some air-dried beef, every once in a while to kill a sheep and make a big pot to cook, enough for the whole family to fight a few days of tooth sacrifice, is to silver ingots over there the purchase is also less, the requirements for groceries are high.

At this time, sheep shearing requires scissors, knives, iron pots, iron nails, and all kinds of cloth, and the transition loss is large, and there is a shortage of groceries.

In the past, these Mongolians were waiting for the mutual market, and there were still many people who came to the mutual market to trade in the past two months, but the number was greatly reduced, and even the reward silver from the Ming side was much less.

Of course, General Lai Shen and the silver ingot both know what the problem is, and everyone knows it, but they just don't say it.